EFU General Insurance Balance Sheet Health

Financial Health criteria checks 6/6

EFU General Insurance has a total shareholder equity of PKR25.6B and total debt of PKR0.0, which brings its debt-to-equity ratio to 0%. Its total assets and total liabilities are PKR276.1B and PKR250.4B respectively. EFU General Insurance's EBIT is PKR7.9B making its interest coverage ratio 659.6. It has cash and short-term investments of PKR163.5B.

Key information

Debt to equity ratio

PK₨0

Debt

Interest coverage ratio	659.6x
Cash	PK₨163.51b
Equity	PK₨25.65b
Total liabilities	PK₨250.44b
Total assets	PK₨276.09b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis

Short Term Liabilities: EFUG's short term assets (PKR200.2B) exceed its short term liabilities (PKR55.6B).

Long Term Liabilities: EFUG's short term assets (PKR200.2B) exceed its long term liabilities (PKR194.8B).

Debt to Equity History and Analysis

Debt Level: EFUG is debt free.

Reducing Debt: EFUG has not had any debt for past 5 years.

Debt Coverage: EFUG has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: EFUG has no debt, therefore coverage of interest payments is not a concern.

EFU General Insurance Balance Sheet Health

Financial Health criteria checks 6/6

Key information

Recent financial health updates

Recent updates

Dividend of PK₨1.50 announced

Upcoming dividend of PK₨5.50 per share

Full year 2023 earnings released: EPS: PK₨16.37 (vs PK₨2.11 in FY 2022)

Less than half of directors are independent

Investor sentiment improves as stock rises 17%

Upcoming dividend of PK₨1.50 per share at 13% yield

Less than half of directors are independent

EFU General Insurance Limited Appoints Kamran Arshad Inam as Managing Director and Chief Executive

Upcoming dividend of PK₨1.50 per share at 12% yield

First quarter 2023 earnings released: EPS: PK₨2.96 (vs PK₨3.09 in 1Q 2022)

Upcoming dividend of PK₨5.50 per share at 10% yield

Less than half of directors are independent

Less than half of directors are independent

Upcoming dividend of PK₨1.50 per share

Third quarter 2022 earnings released: EPS: PK₨1.44 (vs PK₨2.03 in 3Q 2021)

Second quarter 2022 earnings released: PK₨0.65 loss per share (vs PK₨3.11 profit in 2Q 2021)

Upcoming dividend of PK₨1.50 per share

Investor sentiment improved over the past week

Upcoming dividend of PK₨1.50 per share

First quarter 2022 earnings released: EPS: PK₨3.09 (vs PK₨3.57 in 1Q 2021)

Less than half of directors are independent

Upcoming dividend of PK₨5.50 per share

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Less than half of directors are independent

Upcoming dividend of PK₨1.50 per share

Third quarter 2021 earnings released: EPS PK₨2.03 (vs PK₨2.32 in 3Q 2020)

Upcoming dividend of PK₨1.50 per share

Second quarter 2021 earnings released: EPS PK₨3.11 (vs PK₨3.53 in 2Q 2020)

Upcoming dividend of PK₨1.50 per share

First quarter 2021 earnings released: EPS PK₨3.57 (vs PK₨2.31 in 1Q 2020)

Upcoming Dividend of PK₨5.50 Per Share

Full year 2020 earnings released: EPS PK₨12.11 (vs PK₨12.74 in FY 2019)

New 90-day low: PK₨115

Third quarter earnings released

New 90-day high - PK₨125

First half earnings released

Upcoming Dividend of PK₨1.50 Per Share

First half earnings released

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

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