BAFL Stock Overview
Provides banking and financial services to consumers, corporations, institutions, and governments in Pakistan, Bangladesh, Afghanistan, and the Middle East. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Bank Alfalah Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | PK₨79.60 |
| 52 Week High | PK₨88.42 |
| 52 Week Low | PK₨44.52 |
| Beta | 0.72 |
| 1 Month Change | 19.13% |
| 3 Month Change | 24.41% |
| 1 Year Change | 66.88% |
| 3 Year Change | 131.53% |
| 5 Year Change | 70.93% |
| Change since IPO | 531.63% |
Recent News & Updates
Recent updates
Shareholder Returns
| BAFL | PK Banks | PK Market | |
|---|---|---|---|
| 7D | 4.4% | -2.5% | -4.6% |
| 1Y | 66.9% | 50.1% | 54.3% |
Return vs Industry: BAFL exceeded the PK Banks industry which returned 50.1% over the past year.
Return vs Market: BAFL exceeded the PK Market which returned 54.3% over the past year.
Price Volatility
| BAFL volatility | |
|---|---|
| BAFL Average Weekly Movement | 6.5% |
| Banks Industry Average Movement | 5.9% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in PK Market | 10.1% |
| 10% least volatile stocks in PK Market | 4.8% |
Stable Share Price: BAFL has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: BAFL's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | 14,738 | Atif Bajwa | www.bankalfalah.com |
Bank Alfalah Limited provides banking and financial services to consumers, corporations, institutions, and governments in Pakistan, Bangladesh, Afghanistan, and the Middle East. It operates through Retail Banking, Corporate Banking, Treasury, Digital Banking, Islamic Banking, and International Operations segments. The company offers various deposit products, including current, savings, digital, and foreign currency accounts, as well as term deposits; auto, home, instant, and personal loans; debit and credit cards; point-of-sale terminals; and home remittance services, as well as bancassurance solutions.
Bank Alfalah Limited Fundamentals Summary
| BAFL fundamental statistics | |
|---|---|
| Market cap | PK₨125.54b |
| Earnings (TTM) | PK₨44.26b |
| Revenue (TTM) | PK₨172.77b |
2.8x
P/E Ratio0.7x
P/B RatioIs BAFL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BAFL income statement (TTM) | |
|---|---|
| Revenue | PK₨172.77b |
| Cost of Revenue | PK₨3.67b |
| Gross Profit | PK₨169.09b |
| Other Expenses | PK₨124.83b |
| Earnings | PK₨44.26b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 28.07 |
| Gross Margin | 97.87% |
| Net Profit Margin | 25.62% |
| Debt/Equity Ratio | 435.6% |
How did BAFL perform over the long term?
See historical performance and comparisonDividends
10.1%
Current Dividend Yield39%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 01:55 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bank Alfalah Limited is covered by 21 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hassan Ali Miabhoy | AKD Research |
| null null | AKD Research |
| Syeda Khadija Tul Qubra | Akseer Research (Pvt.) Limited |