Bank Alfalah Balance Sheet Health
Financial Health criteria checks 4/6
Bank Alfalah has total assets of PKR3,349.7B and total equity of PKR139.6B. Total deposits are PKR2,084.9B, and total loans are PKR739.9B. It earns a Net Interest Margin of 5.4%. It has sufficient allowance for bad loans, which are currently at 4.8% of total loans. Cash and short-term investments are PKR464.4B.
Key information
24x
Asset to equity ratio
5.4%
Net interest margin
| Total deposits | PK₨2.08t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨464.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BAFL's Assets to Equity ratio (24x) is very high.
Allowance for Bad Loans: BAFL has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 65% of BAFL's liabilities are made up of primarily low risk sources of funding.
Loan Level: BAFL has an appropriate level of Loans to Assets ratio (22%).
Low Risk Deposits: BAFL's Loans to Deposits ratio (35%) is appropriate.
Level of Bad Loans: BAFL has a high level of bad loans (4.8%).