MCB Bank (MCB) Stock Overview
Provides commercial banking and related services in Pakistan, South Asia, Eurasia, and the Middle East. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
MCB Community Fair Values
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Analyst Price Targets
Top Community Narratives
MCB Bank Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | PK₨431.66 |
| 52 Week High | PK₨452.00 |
| 52 Week Low | PK₨317.63 |
| Beta | 0.44 |
| 1 Month Change | 5.90% |
| 3 Month Change | 5.00% |
| 1 Year Change | 26.74% |
| 3 Year Change | 242.45% |
| 5 Year Change | 172.41% |
| Change since IPO | 3,439.99% |
Recent News & Updates
Recent updates
MCB Bank is aiming for a fair value target of 276 with growth in sight
The central tension in the investment case is that MCB's reported profitability has already peaked (PAT down 9% from the 2023 high), yet the share price has rallied 43% over the last twelve months. The just-released Q1 2026 consolidated PAT of Rs. 13.14 bn was down 11% year-on-year, confirming that NIM compression from the SBP's easing cycle is now biting the reported numbers.
MCB: Higher Required Return And Future P/E Will Shape Fairly Valued Outlook
Analysts have kept their fair value estimate for MCB Bank steady at Rs462.33 per share, citing updated assumptions that now reflect a higher required return, softer revenue expectations, a slightly stronger profit margin, and a modestly higher future P/E multiple. What's in the News A board meeting is scheduled for Dec 11, 2025 at 15:00 Pakistan Standard Time to consider and approve MCB Bank's business plan for 2026 to 2028, including the annual budget for 2026 and related matters (Key Developments).MCB: Forward P/E And Softer Margins Will Shape Fairly Valued Outlook
Analysts have lifted their price target on MCB Bank to Rs462.33 from Rs446.67, reflecting updated views on its fair value, discount rate, revenue trend, profit margin outlook, and future P/E assumptions. What's in the News A board meeting is scheduled for Dec 11, 2025 at 15:00 Pakistan Standard Time to approve MCB Bank's business plan for 2026 to 2028 and the annual budget for 2026 (company filing).MCB: Forward Earnings Multiple Will Drive Future Upside Despite Slight Profit Margin Pressure
Analysts have trimmed their price target on MCB Bank from PKR 450.00 to approximately PKR 446.67, citing slightly higher perceived risk, modestly improved revenue expectations, and marginally lower projected profitability and valuation multiples. What's in the News Board meeting scheduled for December 11, 2025, at 15:00 Pakistan Standard Time to approve MCB Bank's strategic business plan for 2026 to 2028 and the annual budget for 2026, along with other matters (Key Developments).MCB: Forward Earnings Multiple Will Drive Bullish Price Outlook
Analysts have raised their price target on MCB Bank from PKR 415 to PKR 450, citing slightly lower perceived risk, resilient margins despite modestly negative revenue growth, and a willingness to assign a higher forward P E multiple. What's in the News Board meeting scheduled for December 11, 2025, to approve MCB Bank's strategic business plan for 2026 to 2028, including the annual budget for 2026 and other related matters (Key Developments).MCB: Price Outlook Will Benefit From Upcoming Earnings And Board Meeting
Analysts have revised their price target for MCB Bank upward from Rs 388.75 to Rs 415.00, reflecting updated expectations regarding discount rates and future earnings multiples. What's in the News Board meeting scheduled for October 22, 2025, at 13:15 Pakistan Standard Time (Key Developments) Agenda includes consideration of quarterly financial results for the period ended September 30, 2025 (Key Developments) Possible declaration of shareholder entitlement will be discussed during the board meeting (Key Developments) Valuation Changes Consensus Analyst Price Target has increased from PKR 388.75 to PKR 415.00, indicating a more optimistic valuation.MCB: Fair Value Estimate Will Remain Stable Ahead Of Board Meeting
Analysts have maintained their fair value estimate for MCB Bank at Rs 388.75, reflecting only minor adjustments to inputs such as the discount rate and revenue growth in their latest analysis. What's in the News A board meeting is scheduled for October 22, 2025, at 13:15 Pakistan Standard Time to consider quarterly financial results for the period ended September 30, 2025, as well as the possible declaration of entitlements (Key Developments).Improved Margins And Lower Rates Will Support Future Financial Performance
Analysts have raised their price target for MCB Bank from Rs 380 to Rs 388.75, citing improved profit margins and a more favorable discount rate as key factors behind the upward revision. What's in the News Board Meeting scheduled on October 22, 2025 to consider quarterly financial results for the period ended September 30, 2025 and potential entitlements (Key Developments) Board Meeting held on August 6, 2025 to approve half yearly financial statements for the period ended June 30, 2025 and discuss any entitlements (Key Developments) Valuation Changes Consensus Analyst Price Target has increased from PKR 380 to PKR 388.75, reflecting a modest upward adjustment.Digital Banking And Financial Inclusion Will Shape Future Success
Analysts have raised their price target for MCB Bank from Rs360.20 to Rs380.00, citing an improved revenue growth outlook and stronger predicted profit margins. What's in the News MCB Bank Limited has scheduled a board meeting for August 6, 2025, at 11:15 Pakistan Standard Time (source: Key Developments).
Branch Closures And Rising Competition Will Challenge Future Prospects
Planned branch network reduction and intensified competition may limit customer acquisition and harm revenue from remittance and deposit growth.Shareholder Returns
| MCB | PK Banks | PK Market | |
|---|---|---|---|
| 7D | 6.4% | 7.9% | 4.4% |
| 1Y | 26.7% | 37.4% | 28.2% |
Return vs Industry: MCB underperformed the PK Banks industry which returned 37.4% over the past year.
Return vs Market: MCB underperformed the PK Market which returned 28.2% over the past year.
Price Volatility
| MCB volatility | |
|---|---|
| MCB Average Weekly Movement | 4.0% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in PK Market | 10.0% |
| 10% least volatile stocks in PK Market | 3.8% |
Stable Share Price: MCB has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: MCB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1947 | 18,011 | Muhammad Chughtai | www.mcb.com.pk |
MCB Bank Limited, together with its subsidiaries, provides commercial banking and related services in Pakistan, South Asia, Eurasia, and the Middle East. It operates through Retail Banking, Corporate Banking, Consumer Banking, Islamic Banking, Treasury, Assets Management, and International Banking segments. The company offers retail lending and deposits, banking services, and cards and branchless banking services; loans, project and trade financing, investment banking, and other banking services; financing services; Islamic banking services; and fixed income, equity, foreign exchange, credit, funding, securities, lending, and borrowings and derivatives services, as well as asset management, investment advisory, portfolio management, and equity research and underwriting services.
MCB Bank Limited Fundamentals Summary
| MCB fundamental statistics | |
|---|---|
| Market cap | PK₨512.65b |
| Earnings (TTM) | PK₨56.88b |
| Revenue (TTM) | PK₨206.30b |
Is MCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MCB income statement (TTM) | |
|---|---|
| Revenue | PK₨206.30b |
| Cost of Revenue | PK₨3.21b |
| Gross Profit | PK₨203.09b |
| Other Expenses | PK₨146.22b |
| Earnings | PK₨56.88b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 47.99 |
| Gross Margin | 98.45% |
| Net Profit Margin | 27.57% |
| Debt/Equity Ratio | 158.8% |
How did MCB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/07 13:33 |
| End of Day Share Price | 2026/07/07 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
MCB Bank Limited is covered by 18 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Muhammad Ashraf | AKD Research |
| Sana Tawfik | Arif Habib Limited |
| null null | Arif Habib Limited |