MCB Bank Limited

KASE:MCB Stock Report

Market Cap: PK₨312.3b

MCB Bank Past Earnings Performance

Past criteria checks 2/6

MCB Bank has been growing earnings at an average annual rate of 24.2%, while the Banks industry saw earnings growing at 25% annually. Revenues have been growing at an average rate of 23.9% per year. MCB Bank's return on equity is 25.2%, and it has net margins of 32.4%.

Key information

24.2%

Earnings growth rate

24.2%

EPS growth rate

Banks Industry Growth20.1%
Revenue growth rate23.9%
Return on equity25.2%
Net Margin32.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How MCB Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KASE:MCB Revenue, expenses and earnings (PKR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24214,56669,5804,2260
30 Jun 24214,79371,1174,2800
31 Mar 24212,99968,9964,0400
31 Dec 23199,67465,1053,5740
30 Sep 23176,74761,9842,9980
30 Jun 23155,43151,5942,6490
31 Mar 23137,01339,2102,3930
31 Dec 22124,44534,3652,3520
30 Sep 22114,27128,9402,4090
30 Jun 22105,00727,6662,2700
31 Mar 2299,16033,2512,1330
31 Dec 2194,35631,1801,8630
30 Sep 2189,22028,8581,6730
30 Jun 2191,62730,8681,9140
31 Mar 2188,44029,7981,8410
31 Dec 2087,73429,4101,6880
30 Sep 2090,51231,1231,5990
30 Jun 2083,30826,8731,4710
31 Mar 2080,65825,5061,4790
31 Dec 1978,56223,8681,4850
30 Sep 1972,77522,9301,3980
30 Jun 1969,55621,3501,3130
31 Mar 1968,06320,6381,2370
31 Dec 1866,80720,3531,2040
30 Sep 1863,10716,492-19,4580
30 Jun 1863,84917,832-11,5340
31 Mar 1862,56220,767-5,0920
31 Dec 1761,24721,9631,1720
30 Sep 1761,54823,29025,8970
30 Jun 1761,45024,67123,7630
31 Mar 1761,51521,84222,5650
31 Dec 1660,59822,06321,7180
30 Sep 1661,80922,81621,7530
30 Jun 1661,71522,55321,4300
31 Mar 1663,50223,17521,2750
31 Dec 1565,65224,91020,8520
30 Sep 1566,76826,13820,9500
30 Jun 1565,55526,16820,4610
31 Mar 1562,62726,85819,9120
31 Dec 1458,84324,65619,4600
30 Sep 1456,40022,69019,0440
30 Jun 1454,18921,46018,5560
31 Mar 1452,73321,64117,6860
31 Dec 1352,27921,87516,9090

Quality Earnings: MCB has high quality earnings.

Growing Profit Margin: MCB's current net profit margins (32.4%) are lower than last year (35.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MCB's earnings have grown significantly by 24.2% per year over the past 5 years.

Accelerating Growth: MCB's earnings growth over the past year (12.3%) is below its 5-year average (24.2% per year).

Earnings vs Industry: MCB earnings growth over the past year (12.3%) did not outperform the Banks industry 30.1%.

Return on Equity

High ROE: Whilst MCB's Return on Equity (25.17%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 13:18
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MCB Bank Limited is covered by 24 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAKD Research
Syeda Khadija Tul QubraAkseer Research (Pvt.) Limited
null nullAkseer Research (Pvt.) Limited