National Bank of Pakistan (NBP) Stock Overview

Provides various commercial banking products and ¬financial services in Pakistan, Far East, the Middle East, South Asia, Central Asia, Europe, and North America. More details

NBP fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	5/6
Financial Health	5/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (5.7x) is below the PK market (9.1x)

Earnings grew by 227.2% over the past year

Risk Analysis

Unstable dividend track record

NBP Community Fair Values

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National Bank of Pakistan Competitors

Price History & Performance

Summary of share price highs, lows and changes for National Bank of Pakistan
Historical stock prices
Current Share Price	PK₨228.42
52 Week High	PK₨287.80
52 Week Low	PK₨71.71
Beta	1.08
1 Month Change	-13.40%
3 Month Change	1.51%
1 Year Change	208.76%
3 Year Change	930.31%
5 Year Change	598.53%
Change since IPO	4,192.39%

Recent updates

Shareholder Returns

	NBP	PK Banks	PK Market
7D	1.7%	-0.8%	-1.8%
1Y	208.8%	60.4%	19.9%

Return vs Industry: NBP exceeded the PK Banks industry which returned 60.4% over the past year.

Return vs Market: NBP exceeded the PK Market which returned 19.9% over the past year.

Price Volatility

Is NBP's price volatile compared to industry and market?
NBP volatility
NBP Average Weekly Movement	7.5%
Banks Industry Average Movement	6.6%
Market Average Movement	6.9%
10% most volatile stocks in PK Market	9.4%
10% least volatile stocks in PK Market	4.8%

Stable Share Price: NBP has not had significant price volatility in the past 3 months compared to the PK market.

Volatility Over Time: NBP's weekly volatility (8%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1949	9,052	Rehmat Hasnie	www.nbp.com.pk

National Bank of Pakistan provides various commercial banking products and ¬financial services in Pakistan, Far East, the Middle East, South Asia, Central Asia, Europe, and North America. The company operates through retail, commercial, corporate and investment, Islamic, treasury, and international banking segments. It offers savings, current, and term deposits.

National Bank of Pakistan Fundamentals Summary

How do National Bank of Pakistan's earnings and revenue compare to its market cap?
NBP fundamental statistics
Market cap	PK₨485.97b
Earnings (TTM)	PK₨85.03b
Revenue (TTM)	PK₨308.64b

5.7x

P/E Ratio

0.9x

P/B Ratio

Is NBP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NBP income statement (TTM)
Revenue	PK₨308.64b
Cost of Revenue	PK₨4.37b
Gross Profit	PK₨304.27b
Other Expenses	PK₨219.24b
Earnings	PK₨85.03b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	39.97
Gross Margin	98.58%
Net Profit Margin	27.55%
Debt/Equity Ratio	314.8%

How did NBP perform over the long term?

See historical performance and comparison

Dividends

15.3%

Current Dividend Yield

88%

Payout Ratio

Does NBP pay a reliable dividends?

See NBP dividend history and benchmarks

When do you need to buy NBP by to receive an upcoming dividend?
National Bank of Pakistan dividend dates
Ex Dividend Date	Mar 17 2026
Dividend Pay Date	Apr 20 2026
Days until Ex dividend	0 days
Days until Dividend pay date	34 days

Does NBP pay a reliable dividends?

See NBP dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/03/16 00:05
End of Day Share Price	2026/03/16 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

National Bank of Pakistan is covered by 9 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Hamza Kamal	AKD Research
Sana Tawfik	Arif Habib Limited
null null	Arif Habib Limited

National Bank of Pakistan (NBP) Stock Overview

Rewards

Risk Analysis

National Bank of Pakistan Competitors

Habib Bank

MCB Bank

Meezan Bank

United Bank

Price History & Performance

Recent News & Updates

Full year 2025 earnings released: EPS: PK₨39.97 (vs PK₨12.21 in FY 2024)

Dividend increased to PK₨35.00

National Bank of Pakistan announces Annual dividend, payable on April 20, 2026

National Bank of Pakistan, Annual General Meeting, Mar 30, 2026

National Bank of Pakistan to Report Fiscal Year 2025 Results on Feb 24, 2026

Recent updates

Full year 2025 earnings released: EPS: PK₨39.97 (vs PK₨12.21 in FY 2024)

Dividend increased to PK₨35.00

National Bank of Pakistan announces Annual dividend, payable on April 20, 2026

National Bank of Pakistan, Annual General Meeting, Mar 30, 2026

National Bank of Pakistan to Report Fiscal Year 2025 Results on Feb 24, 2026

Third quarter 2025 earnings released: EPS: PK₨10.83 (vs PK₨1.39 in 3Q 2024)

National Bank of Pakistan to Report Nine Months, 2025 Results on Oct 28, 2025

Investor sentiment improves as stock rises 16%

Investor sentiment improves as stock rises 16%

Second quarter 2025 earnings released: EPS: PK₨9.77 (vs PK₨4.28 loss in 2Q 2024)

National Bank of Pakistan to Report First Half, 2025 Results on Aug 28, 2025

Investor sentiment improves as stock rises 17%

First quarter 2025 earnings released: EPS: PK₨10.29 (vs PK₨4.57 in 1Q 2024)

New minor risk - Share price stability

National Bank of Pakistan Announces Board Changes

New minor risk - Share price stability

New minor risk - Dividend sustainability

Upcoming dividend of PK₨8.00 per share

National Bank of Pakistan Announces Annual Dividend, Payable on April 18, 2025

National Bank of Pakistan, Annual General Meeting, Mar 25, 2025

Investor sentiment improves as stock rises 15%

Investor sentiment deteriorates as stock falls 20%

Investor sentiment improves as stock rises 20%

Third quarter 2024 earnings released: EPS: PK₨1.39 (vs PK₨5.78 in 3Q 2023)

Investor sentiment improves as stock rises 18%

Second quarter 2024 earnings released: PK₨4.28 loss per share (vs PK₨7.42 profit in 2Q 2023)

Investor sentiment improves as stock rises 16%

Price target increased by 43% to PK₨68.70

National Bank of Pakistan to Report First Half, 2024 Results on Aug 28, 2024

New minor risk - Share price stability

Investor sentiment improves as stock rises 34%

First quarter 2024 earnings released: EPS: PK₨4.56 (vs PK₨5.29 in 1Q 2023)

Price target increased by 53% to PK₨48.00

Full year 2023 earnings released: EPS: PK₨24.96 (vs PK₨14.49 in FY 2022)

Third quarter 2023 earnings released: EPS: PK₨5.78 (vs PK₨3.29 in 3Q 2022)

Second quarter 2023 earnings released: EPS: PK₨7.42 (vs PK₨1.18 in 2Q 2022)

National Bank of Pakistan Appoints Rehmat Ali Hasnie as Its New President

Price target decreased by 49% to PK₨36.48

Full year 2022 earnings released: EPS: PK₨14.49 (vs PK₨13.44 in FY 2021)

Less than half of directors are independent

National Bank of Pakistan Announces Executive Appointments

Price target increased to PK₨73.30

Investor sentiment improved over the past week

Price target increased to PK₨54.33

High number of new directors

Inaugural dividend of PK₨1.00 per share

Investor sentiment deteriorated over the past week

Price target decreased to PK₨45.00

Third quarter 2021 earnings released: EPS PK₨3.55 (vs PK₨5.20 in 3Q 2020)

Second quarter 2021 earnings released: EPS PK₨4.31 (vs PK₨5.15 in 2Q 2020)

Non-Executive Director has left the company

First quarter 2021 earnings released: EPS PK₨3.67 (vs PK₨1.94 in 1Q 2020)

Investor sentiment improved over the past week

Full year 2020 earnings released: EPS PK₨14.33 (vs PK₨7.79 in FY 2019)

Revenue and earnings miss expectations

New 90-day low: PK₨38.28

New 90-day high: PK₨41.89

Third quarter earnings released

National Bank of Pakistan to Report Q2, 2020 Results on Sep 22, 2020

Shareholder Returns

Price Volatility

About the Company

National Bank of Pakistan Fundamentals Summary

Earnings & Revenue