National Bank of Pakistan Balance Sheet Health
Financial Health criteria checks 5/6
National Bank of Pakistan has total assets of PKR7,145.8B and total equity of PKR418.2B. Total deposits are PKR4,100.8B, and total loans are PKR1,275.0B.
Key information
17.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | PK₨4.10t |
Loan to deposit ratio | Appropriate |
Bad loans | 14.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | PK₨882.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NBP's Assets to Equity ratio (17.1x) is moderate.
Allowance for Bad Loans: NBP has a sufficient allowance for bad loans (120%).
Low Risk Liabilities: 61% of NBP's liabilities are made up of primarily low risk sources of funding.
Loan Level: NBP has an appropriate level of Loans to Assets ratio (18%).
Low Risk Deposits: NBP's Loans to Deposits ratio (31%) is appropriate.
Level of Bad Loans: NBP has a high level of bad loans (14.2%).