UBL Stock Overview
Provides commercial banking and related services in Pakistan, Europe, and the Middle East. More details
Snowflake Score | |
---|---|
Valuation | 1/6 |
Future Growth | 0/6 |
Past Performance | 2/6 |
Financial Health | 3/6 |
Dividends | 5/6 |
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United Bank Limited Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | PK₨408.38 |
52 Week High | PK₨420.00 |
52 Week Low | PK₨174.69 |
Beta | 0.81 |
1 Month Change | 5.17% |
3 Month Change | 23.54% |
1 Year Change | 124.31% |
3 Year Change | 185.12% |
5 Year Change | 134.71% |
Change since IPO | 1,364.52% |
Recent News & Updates
Recent updates
Shareholder Returns
UBL | PK Banks | PK Market | |
---|---|---|---|
7D | -0.5% | -0.9% | 1.0% |
1Y | 124.3% | 52.8% | 53.5% |
Return vs Industry: UBL exceeded the PK Banks industry which returned 52.8% over the past year.
Return vs Market: UBL exceeded the PK Market which returned 53.5% over the past year.
Price Volatility
UBL volatility | |
---|---|
UBL Average Weekly Movement | 4.4% |
Banks Industry Average Movement | 6.1% |
Market Average Movement | 6.7% |
10% most volatile stocks in PK Market | 9.7% |
10% least volatile stocks in PK Market | 4.1% |
Stable Share Price: UBL has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: UBL's weekly volatility (4%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
n/a | 13,635 | Muhammad Iqbal | www.ubldigital.com |
United Bank Limited provides commercial banking and related services in Pakistan, Europe, and the Middle East. It offers savings, current, term deposit accounts; lending and banking services to private individuals and small businesses, which includes credit cards and branchless banking. The company also provides project, trade, and working capital finance services; import and export, factoring, leasing, and lending services; and guarantees.
United Bank Limited Fundamentals Summary
UBL fundamental statistics | |
---|---|
Market cap | PK₨499.93b |
Earnings (TTM) | PK₨62.25b |
Revenue (TTM) | PK₨212.53b |
8.0x
P/E Ratio1.6x
P/B RatioIs UBL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
UBL income statement (TTM) | |
---|---|
Revenue | PK₨212.53b |
Cost of Revenue | PK₨3.17b |
Gross Profit | PK₨209.36b |
Other Expenses | PK₨147.11b |
Earnings | PK₨62.25b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 19, 2025
Earnings per share (EPS) | 50.85 |
Gross Margin | 98.51% |
Net Profit Margin | 29.29% |
Debt/Equity Ratio | 1,363.0% |
How did UBL perform over the long term?
See historical performance and comparisonDividends
10.8%
Current Dividend Yield87%
Payout RatioCompany Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2025/02/13 19:51 |
End of Day Share Price | 2025/02/13 00:00 |
Earnings | 2024/09/30 |
Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
---|---|---|---|
Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
United Bank Limited is covered by 30 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
---|---|
Hassan Ali Miabhoy | AKD Research |
null null | AKD Research |
Syeda Khadija Tul Qubra | Akseer Research (Pvt.) Limited |