UBL Stock Overview Provides commercial banking and related services in Pakistan, Europe, and the Middle East. More details
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United Bank Limited Competitors Price History & Performance
Summary of share price highs, lows and changes for United Bank Historical stock prices Current Share Price PK₨365.12 52 Week High PK₨380.62 52 Week Low PK₨165.55 Beta 0.79 1 Month Change 5.52% 3 Month Change 24.31% 1 Year Change 112.69% 3 Year Change 173.64% 5 Year Change 113.22% Change since IPO 1,209.38%
Recent News & Updates
Third quarter 2024 earnings released: EPS: PK₨15.29 (vs PK₨12.04 in 3Q 2023) Oct 24
United Bank Limited to Report Q3, 2024 Results on Oct 23, 2024 Oct 11
Price target increased by 11% to PK₨264 Aug 28
Second quarter 2024 earnings released: EPS: PK₨12.10 (vs PK₨10.39 in 2Q 2023) Aug 03
United Bank Limited Announces Interim Cash Dividend for the Half Year Ended 30 June 2024 Aug 02
First quarter dividend of PK₨11.00 announced Aug 02 See more updates
Third quarter 2024 earnings released: EPS: PK₨15.29 (vs PK₨12.04 in 3Q 2023) Oct 24
United Bank Limited to Report Q3, 2024 Results on Oct 23, 2024 Oct 11
Price target increased by 11% to PK₨264 Aug 28
Second quarter 2024 earnings released: EPS: PK₨12.10 (vs PK₨10.39 in 2Q 2023) Aug 03
United Bank Limited Announces Interim Cash Dividend for the Half Year Ended 30 June 2024 Aug 02
First quarter dividend of PK₨11.00 announced Aug 02
New major risk - Revenue and earnings growth Aug 01
Price target increased by 7.8% to PK₨247 Jul 31
New major risk - Revenue and earnings growth Jul 27
United Bank Limited to Report Q2, 2024 Results on Jul 31, 2024 Jul 22
Price target increased by 9.1% to PK₨232 May 23
First quarter 2024 earnings released: EPS: PK₨13.05 (vs PK₨11.62 in 1Q 2023) Apr 18
United Bank Limited Announces Interim Cash Dividend for the Quarter Ended 31 March 2024 Apr 17
United Bank Limited to Report Q1, 2024 Results on Apr 17, 2024 Apr 05
Upcoming dividend of PK₨11.00 per share Feb 29
Fourth quarter dividend of PK₨11.00 announced Feb 23
United Bank Limited, Annual General Meeting, Mar 18, 2024 Feb 22
Full year 2023 earnings released: EPS: PK₨45.05 (vs PK₨25.74 in FY 2022) Feb 22
United Bank Limited to Report Fiscal Year 2023 Results on Feb 21, 2024 Feb 10
New major risk - Revenue and earnings growth Jan 22
Price target increased by 12% to PK₨189 Dec 16
Third quarter 2023 earnings released: EPS: PK₨12.04 (vs PK₨5.32 in 3Q 2022) Oct 26
United Bank Limited to Report Q3, 2023 Results on Oct 25, 2023 Oct 17
Bestway Group Limited made an offer to acquire a 55% stake in United National Bank Limited from United Bank Limited (KASE:UBL) Sep 14
United Bank Limited Announces Interim Cash Dividend for the Half Year Ended 30 June 2023 Jul 22
Second quarter 2023 earnings released: EPS: PK₨10.39 (vs PK₨2.15 in 2Q 2022) Jul 20
United Bank Limited, Annual General Meeting, Jun 22, 2023 Jun 02
Upcoming dividend of PK₨11.00 per share at 17% yield May 03
First quarter 2023 earnings released: EPS: PK₨11.62 (vs PK₨7.58 in 1Q 2022) Apr 29
Consensus EPS estimates increase by 13% Apr 14
Upcoming dividend of PK₨9.00 per share at 19% yield Mar 13
Full year 2022 earnings: EPS and revenues exceed analyst expectations Feb 23
United Bank Limited to Report Fiscal Year 2022 Results on Feb 22, 2023 Feb 15
Price target decreased by 7.5% to PK₨162 Feb 02
United Bank Limited Announces Board Changes Dec 17
Less than half of directors are independent Nov 16
Upcoming dividend of PK₨4.00 per share Oct 24
Third quarter 2022 earnings released: EPS: PK₨5.32 (vs PK₨6.48 in 3Q 2021) Oct 22
United Bank Limited to Report Q3, 2022 Results on Oct 19, 2022 Oct 08
Upcoming dividend of PK₨4.00 per share Aug 08
Second quarter 2022 earnings released: EPS: PK₨2.15 (vs PK₨5.95 in 2Q 2021) Aug 04
United Bank Limited Recommends an Interim Cash Dividend for the Half Year Ended June 30, 2022 Aug 04
United Bank Limited Announces CFO Changes Jul 31
United Bank Limited to Report First Half, 2022 Results on Aug 03, 2022 Jul 23
Less than half of directors are independent Apr 27
First quarter 2022 earnings: EPS exceeds analyst expectations Apr 22
United Bank Limited to Report Q1, 2022 Results on Apr 20, 2022 Apr 09
Upcoming dividend of PK₨6.00 per share Mar 11
United Bank Limited, Annual General Meeting, Mar 29, 2022 Feb 25
United Bank Limited Recommends Final Cash Dividend for the Year Ended December 31, 2021 Feb 24
Full year 2021 earnings: EPS exceeds analyst expectations while revenues lag behind Feb 24
United Bank Limited (KASE:UBL) agreed to acquire 55% stake in Telenor Microfinance Bank Limited from Telenor Pakistan (Private) Limited. Feb 09
Price target increased to PK₨190 Feb 08
Price target increased to PK₨177 Dec 21
Third quarter 2021 earnings released: EPS PK₨6.48 (vs PK₨3.86 in 3Q 2020) Oct 21
Upcoming dividend of PK₨4.00 per share Aug 19
Second quarter 2021 earnings released: EPS PK₨5.95 (vs PK₨4.97 in 2Q 2020) Aug 10
Upcoming dividend of PK₨4.00 per share May 04
First quarter 2021 earnings released: EPS PK₨6.21 (vs PK₨3.98 in 1Q 2020) Apr 24
Upcoming Dividend of PK₨9.50 Per Share Mar 12
Full year 2020 earnings released: EPS PK₨17.11 (vs PK₨16.60 in FY 2019) Feb 26
Revenue and earnings beat expectations Feb 26
United Bank Limited, Annual General Meeting, Mar 29, 2021 Feb 26
New 90-day high: PK₨130 Jan 02
New 90-day high: PK₨129 Dec 14
United Bank Limited Announces Board Changes Nov 11
United Bank Limited Declares No Cash Dividend in Respect of the Quarter Ended September 30, 2020 Oct 30
New 90-day low: PK₨110 Oct 29
Third quarter earnings released Oct 27
United Bank Limited to Report Q3, 2020 Results on Oct 23, 2020 Oct 14
Analysts update estimates Oct 08
New 90-day high - PK₨129 Sep 11
First half earnings released Aug 30
New 90-day high - PK₨125 Aug 26
First half earnings released Aug 07
New 90-day high - PK₨122 Aug 05
United Bank Limited to Report Q2, 2020 Results on Aug 05, 2020 Jul 31
United Bank Limited Appoints Shazad G. Dada as CEO Jul 18 Shareholder Returns UBL PK Banks PK Market 7D 4.4% -3.2% -2.5% 1Y 112.7% 55.3% 63.7%
See full shareholder returns
Return vs Industry: UBL exceeded the PK Banks industry which returned 55.3% over the past year.
Return vs Market: UBL exceeded the PK Market which returned 63.7% over the past year.
Price Volatility Is UBL's price volatile compared to industry and market? UBL volatility UBL Average Weekly Movement 4.4% Banks Industry Average Movement 5.8% Market Average Movement 7.2% 10% most volatile stocks in PK Market 10.2% 10% least volatile stocks in PK Market 4.8%
Stable Share Price: UBL has not had significant price volatility in the past 3 months compared to the PK market.
Volatility Over Time: UBL's weekly volatility (4%) has been stable over the past year.
About the Company United Bank Limited provides commercial banking and related services in Pakistan, Europe, and the Middle East. It offers savings, current, term deposit accounts; lending and banking services to private individuals and small businesses, which includes credit cards and branchless banking. The company also provides project, trade, and working capital finance services; import and export, factoring, leasing, and lending services; and guarantees.
Show more United Bank Limited Fundamentals Summary How do United Bank's earnings and revenue compare to its market cap? UBL fundamental statistics Market cap PK₨446.97b Earnings (TTM ) PK₨62.25b Revenue (TTM ) PK₨212.53b
Earnings & Revenue Key profitability statistics from the latest earnings report (TTM) UBL income statement (TTM ) Revenue PK₨212.53b Cost of Revenue PK₨3.17b Gross Profit PK₨209.36b Other Expenses PK₨147.11b Earnings PK₨62.25b
Last Reported Earnings
Sep 30, 2024
Earnings per share (EPS) 50.85 Gross Margin 98.51% Net Profit Margin 29.29% Debt/Equity Ratio 1,363.0%
How did UBL perform over the long term?
See historical performance and comparison Dividends
12.1% Current Dividend Yield
Company Analysis and Financial Data Status Data Last Updated (UTC time) Company Analysis 2024/12/25 19:42 End of Day Share Price 2024/12/24 00:00 Earnings 2024/09/30 Annual Earnings 2023/12/31
Data Sources The data used in our company analysis is from S&P Global Market Intelligence LLC . The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package Data Timeframe Example US Source * Company Financials 10 years Income statement Cash flow statement Balance sheet Analyst Consensus Estimates +3 years Forecast financials Analyst price targets Market Prices 30 years Stock prices Dividends, Splits and Actions Ownership 10 years Top shareholders Insider trading Management 10 years Leadership team Board of directors Key Developments 10 years
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here .
Analysis Model and Snowflake Details of the analysis model used to generate this report is available on our Github page , we also have guides on how to use our reports and tutorials on Youtube .
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources United Bank Limited is covered by 29 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst Institution null null AKD Research Hassan Ali Miabhoy AKD Research null null Akseer Research (Pvt.) Limited
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