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United Bank KASE:UBL Stock Report

Last Price

PK₨181.51

Market Cap

PK₨222.2b

7D

0.8%

1Y

70.9%

Updated

27 Mar, 2024

Data

Company Financials +

UBL Stock Overview

United Bank Limited provides commercial banking and related services in Pakistan, Europe, and the Middle East.

UBL fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance4/6
Financial Health2/6
Dividends4/6

United Bank Limited Competitors

Price History & Performance

Summary of all time highs, changes and price drops for United Bank
Historical stock prices
Current Share PricePK₨181.51
52 Week HighPK₨196.91
52 Week LowPK₨104.21
Beta0.70
1 Month Change-4.76%
3 Month Change3.98%
1 Year Change70.88%
3 Year Change52.61%
5 Year Change33.04%
Change since IPO550.93%

Recent News & Updates

Recent updates

Shareholder Returns

UBLPK BanksPK Market
7D0.8%2.9%0.6%
1Y70.9%76.4%51.5%

Return vs Industry: UBL underperformed the PK Banks industry which returned 72.9% over the past year.

Return vs Market: UBL exceeded the PK Market which returned 49.2% over the past year.

Price Volatility

Is UBL's price volatile compared to industry and market?
UBL volatility
UBL Average Weekly Movement3.0%
Banks Industry Average Movement4.7%
Market Average Movement5.3%
10% most volatile stocks in PK Market8.5%
10% least volatile stocks in PK Market3.3%

Stable Share Price: UBL has not had significant price volatility in the past 3 months.

Volatility Over Time: UBL's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
n/a13,635Muhammad Iqbalhttps://www.ubldigital.com

United Bank Limited provides commercial banking and related services in Pakistan, Europe, and the Middle East. It offers savings, current, term deposit accounts; lending and banking services to private individuals and small businesses, which includes credit cards and branchless banking. The company also provides project, trade, and working capital finance services; import and export, factoring, leasing, and lending services; and guarantees.

United Bank Limited Fundamentals Summary

How do United Bank's earnings and revenue compare to its market cap?
UBL fundamental statistics
Market capPK₨222.20b
Earnings (TTM)PK₨55.15b
Revenue (TTM)PK₨184.07b

4.0x

P/E Ratio

0.8x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UBL income statement (TTM)
RevenuePK₨184.07b
Cost of RevenuePK₨3.26b
Gross ProfitPK₨180.81b
Other ExpensesPK₨125.66b
EarningsPK₨55.15b

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)45.05
Gross Margin98.23%
Net Profit Margin29.96%
Debt/Equity Ratio992.3%

How did UBL perform over the long term?

See historical performance and comparison

Dividends

24.2%

Current Dividend Yield

98%

Payout Ratio
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