United Bank Limited

KASE:UBL Stock Report

Market Cap: PK₨411.0b

United Bank Future Growth

Future criteria checks 0/6

United Bank's revenue and earnings are forecast to decline at 14.2% and 10.8% per annum respectively. EPS is expected to grow by 2.5% per annum. Return on equity is forecast to be 19.2% in 3 years.

Key information

-10.8%

Earnings growth rate

2.5%

EPS growth rate

Banks earnings growth7.3%
Revenue growth rate-14.2%
Future return on equity19.2%
Analyst coverage

Low

Last updated23 Oct 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

KASE:UBL - Analysts future estimates and past financials data (PKR Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/2026138,32245,710N/AN/A1
12/31/2025142,80748,755N/AN/A1
12/31/2024143,69850,349N/AN/A1
9/30/2024212,52962,2453,079,0653,099,742N/A
6/30/2024194,12258,2543,486,8353,501,327N/A
3/31/2024193,67456,8962,585,6092,594,703N/A
12/31/2023184,06755,1452,472,2562,481,170N/A
9/30/2023169,00854,7691,056,6131,063,832N/A
6/30/2023151,98946,54531,80238,857N/A
3/31/2023139,83236,460224,359231,373N/A
12/31/2022127,14931,515-259,070-252,555N/A
9/30/2022119,20526,091-300,981-295,030N/A
6/30/2022113,47827,51188,50193,239N/A
3/31/2022105,73032,163-249,240-244,790N/A
12/31/2021100,30930,479202,678206,512N/A
9/30/202194,17328,090109,968113,396N/A
6/30/202186,93024,87995,97199,443N/A
3/31/202182,87823,682180,649182,832N/A
12/31/202078,66220,954159,495162,552N/A
9/30/202078,31020,29922,70628,045N/A
6/30/202079,34920,770127,281131,273N/A
3/31/202079,15820,363195,240200,196N/A
12/31/201979,58520,32013,19517,412N/A
9/30/201975,06721,552-34,138-30,634N/A
6/30/201972,08519,914-111,019-106,883N/A
3/31/201970,74017,644-214,118-209,384N/A
12/31/201871,50815,601-337,553-332,482N/A
9/30/201875,12516,347-216,111-210,819N/A
6/30/201877,03618,903N/A-206,490N/A
3/31/201879,21421,214N/A-139,684N/A
12/31/201779,75925,949N/A132,294N/A
9/30/201780,34425,603N/A163,904N/A
6/30/201780,61826,558N/A113,388N/A
3/31/201781,96727,789N/A14,658N/A
12/31/201682,35027,783N/A9,444N/A
9/30/201682,00027,842N/A68,487N/A
6/30/201682,13927,606N/A75,078N/A
3/31/201679,37326,112N/A76,906N/A
12/31/201577,72426,154N/A113,378N/A
9/30/201577,14826,425N/A105,080N/A
6/30/201574,66125,356N/A53,620N/A
3/31/201571,14225,690N/A49,080N/A
12/31/201466,93423,648N/A-24,405N/A
9/30/201464,71922,698N/A-79,598N/A
6/30/201462,54221,728N/A-76,053N/A
3/31/201459,40120,123N/A-113,785N/A
12/31/201357,33119,286N/A-36,956N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UBL's earnings are forecast to decline over the next 3 years (-10.8% per year).

Earnings vs Market: UBL's earnings are forecast to decline over the next 3 years (-10.8% per year).

High Growth Earnings: UBL's earnings are forecast to decline over the next 3 years.

Revenue vs Market: UBL's revenue is expected to decline over the next 3 years (-14.2% per year).

High Growth Revenue: UBL's revenue is forecast to decline over the next 3 years (-14.2% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: UBL's Return on Equity is forecast to be low in 3 years time (19.2%).

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