United Bank Balance Sheet Health
Financial Health criteria checks 3/6
United Bank has total assets of PKR7,717.8B and total equity of PKR316.8B. Total deposits are PKR2,828.1B, and total loans are PKR619.4B.
Key information
24.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | PK₨2.83t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 14.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | PK₨218.95b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBL's Assets to Equity ratio (24.4x) is very high.
Allowance for Bad Loans: UBL has a sufficient allowance for bad loans (101%).
Low Risk Liabilities: 62% of UBL's liabilities are made up of primarily higher risk sources of funding.
Loan Level: UBL has an appropriate level of Loans to Assets ratio (8%).
Low Risk Deposits: UBL's Loans to Deposits ratio (22%) is appropriate.
Level of Bad Loans: UBL has a high level of bad loans (14.8%).