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Canadian (TSX) Property and Casualty Insurance Industry Analysis

UpdatedAug 04, 2026
DataAggregated Company Financials
Companies4
  • 7D-4.5%
  • 3M6.1%
  • 1Y-1.6%
  • YTDn/a

Over the last 7 days, the Property and Casualty Insurance industry has dropped 4.5%, driven by declines in Intact Financial and Fairfax Financial Holdings of 6.2% and 1.0%, respectively. As for the longer term, the industry's performance has been flat for the past year. As for the next few years, earnings are forecast to decline by 5.2% per annum.

Industry Valuation and Performance

Has the Canadian Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 04 Aug 2026CA$107.0bCA$89.8bCA$10.3b14.1x10.4x1.2x
Thu, 02 Jul 2026CA$116.6bCA$89.7bCA$10.6b14.7x11x1.3x
Sat, 30 May 2026CA$107.5bCA$88.1bCA$10.4b13.6x10.4x1.2x
Mon, 27 Apr 2026CA$111.7bCA$87.7bCA$10.6b14.5x10.6x1.3x
Wed, 25 Mar 2026CA$106.4bCA$88.1bCA$10.6b14.2x10x1.2x
Fri, 20 Feb 2026CA$110.0bCA$86.6bCA$10.3b15x10.7x1.3x
Sun, 18 Jan 2026CA$112.0bCA$86.8bCA$10.1b16.6x11x1.3x
Tue, 16 Dec 2025CA$115.4bCA$86.2bCA$10.1b16x11.5x1.3x
Thu, 13 Nov 2025CA$106.3bCA$87.1bCA$10.2b16.1x10.4x1.2x
Sat, 11 Oct 2025CA$112.7bCA$90.2bCA$9.2b17.8x12.2x1.2x
Mon, 08 Sep 2025CA$114.2bCA$89.6bCA$9.2b18.5x12.4x1.3x
Wed, 06 Aug 2025CA$113.2bCA$89.3bCA$9.1b20x12.4x1.3x
Fri, 04 Jul 2025CA$117.9bCA$85.8bCA$8.2b20.5x14.3x1.4x
Sun, 01 Jun 2025CA$116.1bCA$86.4bCA$8.3b18.8x14x1.3x
Tue, 29 Apr 2025CA$108.0bCA$84.5bCA$8.1b16.4x13.3x1.3x
Thu, 27 Mar 2025CA$104.6bCA$86.1bCA$8.3b14.7x12.6x1.2x
Sat, 22 Feb 2025CA$101.2bCA$85.9bCA$8.3b14.6x12.2x1.2x
Mon, 20 Jan 2025CA$97.0bCA$87.3bCA$8.5b13.5x11.4x1.1x
Wed, 18 Dec 2024CA$99.5bCA$86.8bCA$8.4b14.9x11.8x1.1x
Fri, 15 Nov 2024CA$98.4bCA$85.9bCA$8.3b14.6x11.8x1.1x
Sun, 13 Oct 2024CA$94.1bCA$82.5bCA$8.1b19.7x11.7x1.1x
Tue, 10 Sep 2024CA$88.3bCA$81.8bCA$8.0b17.9x11.1x1.1x
Thu, 08 Aug 2024CA$84.7bCA$82.5bCA$8.0b18x10.5x1x
Sat, 06 Jul 2024CA$83.4bCA$79.4bCA$7.2b18.1x11.5x1.1x
Mon, 03 Jun 2024CA$82.3bCA$79.4bCA$7.2b17.7x11.4x1x
Wed, 01 May 2024CA$81.8bCA$79.2bCA$7.6b22.5x10.7x1x
Fri, 29 Mar 2024CA$80.2bCA$78.5bCA$7.5b21.8x10.7x1x
Sun, 25 Feb 2024CA$82.0bCA$69.7bCA$7.4b22.7x11.1x1.2x
Tue, 23 Jan 2024CA$76.1bCA$65.8bCA$5.7b10.5x13.4x1.2x
Thu, 21 Dec 2023CA$70.1bCA$65.5bCA$5.6b10.5x12.4x1.1x
Sat, 18 Nov 2023CA$71.9bCA$66.5bCA$5.7b10.5x12.5x1.1x
Mon, 16 Oct 2023CA$68.3bCA$66.9bCA$5.3b10.5x13x1x
Wed, 13 Sep 2023CA$66.3bCA$66.5bCA$5.2b10.5x12.6x1x
Fri, 11 Aug 2023CA$69.2bCA$65.9bCA$5.2b10.5x13.3x1.1x
Price to Earnings Ratio

13.3x


Total Market Cap: CA$69.2bTotal Earnings: CA$5.2bTotal Revenue: CA$65.9bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Property and Casualty Insurance Industry Price to Earnings3Y Average 11.9x202420252026
Current Industry PE
  • Investors are pessimistic on the Canadian Property and Casualty Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 10.4x which is lower than its 3-year average PE of 11.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 26% per year over the last three years.
  • Revenues for these companies have grown 11% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Canadian Property and Casualty Insurance compare with similar industries?

CA Market-0.46%
Financials-0.38%
Insurance-0.58%
Property and Casualty Insurance-4.52%
Life and Health Insurance0.74%
General Insurance0%0
Reinsurance0%0
Insurance Brokers-5.80%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
DFY Definity FinancialCA$81.781.2%
+CA$109.6m		10.6%PE21x

Latest News

DFY
CA$81.78
Definity Financial
7D
1.2%
1Y
10.6%
IFC
CA$283.16
Intact Financial
7D
-7.2%
1Y
-1.9%
FFH
CA$2,407.07
Fairfax Financial Holdings
7D
-1.7%
1Y
-0.5%
Narrative Update • Aug 01

FFH: Softer Insurance Cycle Will Test Margins Yet Support Future Upside

Fairfax Financial Holdings' analyst price target has shifted modestly lower in recent weeks, with a reduced fair value estimate of about CA$2,680. This aligns with Street commentary that now frames the stock as fairly valued and facing softer insurance markets that may weigh on margins and combined ratios.
TSU
CA$42.28
Trisura Group
7D
-4.8%
1Y
1.9%