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Canadian (TSX) Property and Casualty Insurance Industry Analysis

UpdatedJul 25, 2026
DataAggregated Company Financials
Companies4
  • 7D0.1%
  • 3M4.9%
  • 1Y-3.9%
  • YTDn/a

Over the last 7 days, the Property and Casualty Insurance industry has dropped 1.8%, driven by pullbacks in Fairfax Financial Holdings and Intact Financial of 2.0% and 2.0%, respectively. The industry has fallen 5.0% in the last year. In the next few years, earnings are forecast to decline by 6.6% annually.

Industry Valuation and Performance

Has the Canadian Property and Casualty Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 26 Jul 2026CA$114.5bCA$89.3bCA$10.5b14.4x10.9x1.3x
Tue, 23 Jun 2026CA$111.4bCA$89.5bCA$10.5b13.9x10.6x1.2x
Thu, 21 May 2026CA$108.5bCA$87.9bCA$10.3b13.7x10.5x1.2x
Sat, 18 Apr 2026CA$110.9bCA$87.8bCA$10.6b14.9x10.5x1.3x
Mon, 16 Mar 2026CA$104.6bCA$88.0bCA$10.6b14.3x9.9x1.2x
Wed, 11 Feb 2026CA$107.7bCA$85.4bCA$10.0b16.1x10.8x1.3x
Fri, 09 Jan 2026CA$116.4bCA$86.6bCA$10.1b16.9x11.5x1.3x
Sun, 07 Dec 2025CA$110.6bCA$86.4bCA$10.1b15.8x11x1.3x
Tue, 04 Nov 2025CA$107.4bCA$90.4bCA$9.3b17.5x11.6x1.2x
Thu, 02 Oct 2025CA$58.6bCA$37.3bCA$2.8b20.4x20.7x1.6x
Sat, 30 Aug 2025CA$113.3bCA$89.2bCA$9.1b18.4x12.4x1.3x
Mon, 28 Jul 2025CA$118.2bCA$86.3bCA$8.3b20.7x14.3x1.4x
Wed, 25 Jun 2025CA$120.8bCA$86.4bCA$8.3b20.3x14.6x1.4x
Fri, 23 May 2025CA$112.7bCA$86.9bCA$8.4b17.5x13.5x1.3x
Sun, 20 Apr 2025CA$105.8bCA$84.6bCA$8.1b15.5x13x1.2x
Tue, 18 Mar 2025CA$103.0bCA$86.1bCA$8.3b14.7x12.4x1.2x
Thu, 13 Feb 2025CA$101.3bCA$85.8bCA$8.7b13.8x11.7x1.2x
Sat, 11 Jan 2025CA$97.1bCA$87.2bCA$8.5b13.5x11.4x1.1x
Mon, 09 Dec 2024CA$100.4bCA$86.2bCA$8.4b15.3x12x1.2x
Wed, 06 Nov 2024CA$96.2bCA$83.9bCA$8.0b19.3x12x1.1x
Fri, 04 Oct 2024CA$92.9bCA$81.8bCA$8.0b19.2x11.7x1.1x
Sun, 01 Sep 2024CA$89.0bCA$81.6bCA$7.9b18.5x11.2x1.1x
Tue, 30 Jul 2024CA$86.2bCA$80.1bCA$7.3b19.7x11.8x1.1x
Thu, 27 Jun 2024CA$82.0bCA$79.6bCA$7.3b17.8x11.3x1x
Sat, 25 May 2024CA$82.4bCA$79.5bCA$7.2b17.9x11.4x1x
Mon, 22 Apr 2024CA$81.2bCA$79.1bCA$7.6b22.2x10.7x1x
Wed, 20 Mar 2024CA$86.0bCA$78.5bCA$7.5b22.9x11.4x1.1x
Fri, 16 Feb 2024CA$80.2bCA$67.4bCA$5.7b19.8x14x1.2x
Sun, 14 Jan 2024CA$73.8bCA$65.6bCA$5.7b10.5x13x1.1x
Tue, 12 Dec 2023CA$73.2bCA$66.1bCA$5.7b10.5x12.8x1.1x
Thu, 09 Nov 2023CA$69.8bCA$66.7bCA$6.1b10.5x11.5x1x
Sat, 07 Oct 2023CA$69.0bCA$66.9bCA$5.3b10.5x13.1x1x
Mon, 04 Sep 2023CA$68.2bCA$66.6bCA$5.2b10.5x13x1x
Wed, 02 Aug 2023CA$66.2bCA$63.0bCA$5.0b11.4x13.3x1.1x
Price to Earnings Ratio

13.3x


Total Market Cap: CA$66.2bTotal Earnings: CA$5.0bTotal Revenue: CA$63.0bTotal Market Cap vs Earnings and Revenue0%0%0%
Canadian Property and Casualty Insurance Industry Price to Earnings3Y Average 11.9x202420252026
Current Industry PE
  • Investors are relatively neutral on the Canadian Property and Casualty Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 11.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.2x.
Past Earnings Growth
  • The earnings for companies in the Property and Casualty Insurance industry have grown 28% per year over the last three years.
  • Revenues for these companies have grown 12% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Canadian Property and Casualty Insurance compare with similar industries?

CA Market0.57%
Financials-1.82%
Insurance0.49%
Property and Casualty Insurance0.13%
Insurance Brokers27.27%
Life and Health Insurance0.61%
General Insurance0%0
Reinsurance0%0
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
FFH Fairfax Financial HoldingsCA$2.32k0.3%
+CA$143.7m		-4.9%PE8x
DFY Definity FinancialCA$79.301.3%
+CA$122.6m		1.5%PE24.4x

Latest News

FFH
CA$2,324.03
Fairfax Financial Holdings
7D
0.3%
1Y
-4.9%
DFY
CA$79.30
Definity Financial
7D
1.3%
1Y
1.5%
Narrative Update • Jul 24

DFY: Steady Execution And Margin Assumptions Will Support Fair Value

The analyst fair value estimate for Definity Financial has increased from CA$80.09 to CA$82.82. This reflects updated Street price targets in the CA$83 to CA$84 range as analysts incorporate revised assumptions for profit margins and future P/E multiples.
IFC
CA$293.46
Intact Financial
7D
-0.2%
1Y
-3.8%
Narrative Update • Jul 14

IFC: Catastrophe Headwinds And Higher P E Multiple Will Shape Forward Returns

Intact Financial's analyst price target has been revised higher by CA$6.62 to CA$320.54, as analysts factor in recent target increases from CIBC and Barclays while balancing earlier trims from RBC Capital and TD Securities. Analyst Commentary Recent research updates around Intact Financial give a mixed but useful read on how the stock is being framed in terms of valuation, execution and growth potential.
TSU
CA$42.82
Trisura Group
7D
-0.9%
1Y
-4.1%
Narrative Update • Jun 18

TSU: Mixed Rating Shifts Will Support Future Repricing Potential

Analysts now see Trisura Group as fairly valued around CA$57.47 per share, with recent Street research citing mixed views as reasons for the recalibrated consensus, including a CA$4 price target reduction at CIBC, a CA$1 increase at RBC, and a downgrade at Scotiabank. Analyst Commentary Recent Street research on Trisura Group highlights a split in opinion, with some analysts adjusting targets upward and others cutting targets or downgrading the stock.