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Definity Financial CorporationTSX:DFY Stock Report

Market Cap CA$8.1b
Share Price
CA$67.00
n/a
1Y7.3%
7D-1.9%
Portfolio Value
View

Definity Financial Corporation

TSX:DFY Stock Report

Market Cap: CA$8.1b

Definity Financial (DFY) Stock Overview

Offers property and casualty insurance products in Canada. More details

DFY fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance2/6
Financial Health4/6
Dividends2/6

Rewards

Risk Analysis

DFY passed our risk checks.

DFY Community Fair Values

Create Narrative

See what 12 others think this stock is worth. Follow their fair value or set your own to get alerts.

Definity Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Definity Financial
Historical stock prices
Current Share PriceCA$67.00
52 Week HighCA$79.95
52 Week LowCA$57.25
Beta0.097
1 Month Change-1.60%
3 Month Change-4.64%
1 Year Change7.32%
3 Year Change93.25%
5 Year Changen/a
Change since IPO146.60%

Recent News & Updates

Recent updates

Broker Revenue Forecasts For Definity Financial Corporation (TSE:DFY) Are Surging Higher

Jan 14
Broker Revenue Forecasts For Definity Financial Corporation (TSE:DFY) Are Surging Higher

Definity Financial Corporation (TSE:DFY) Investors Are Less Pessimistic Than Expected

Jan 05
Definity Financial Corporation (TSE:DFY) Investors Are Less Pessimistic Than Expected

Definity Financial Corporation's (TSE:DFY) Popularity With Investors Is Clear

Sep 07
Definity Financial Corporation's (TSE:DFY) Popularity With Investors Is Clear

Is Now The Time To Put Definity Financial (TSE:DFY) On Your Watchlist?

May 28
Is Now The Time To Put Definity Financial (TSE:DFY) On Your Watchlist?

Definity Financial Corporation's (TSE:DFY) Shares May Have Run Too Fast Too Soon

Apr 15
Definity Financial Corporation's (TSE:DFY) Shares May Have Run Too Fast Too Soon
User avatar

Shrinking Profit Margins And Overvaluation Risks Threaten Canadian Insurer's Earnings Outlook

Strong revenue growth anticipated due to firm insurance market conditions and increased premiums; however, stock overvaluation could arise from regulatory constraints and cost pressures.

Shareholder Returns

DFYCA InsuranceCA Market
7D-1.9%-4.7%-3.8%
1Y7.3%9.3%33.5%

Return vs Industry: DFY underperformed the Canadian Insurance industry which returned 11.7% over the past year.

Return vs Market: DFY underperformed the Canadian Market which returned 36.9% over the past year.

Price Volatility

Is DFY's price volatile compared to industry and market?
DFY volatility
DFY Average Weekly Movement3.4%
Insurance Industry Average Movement3.4%
Market Average Movement10.8%
10% most volatile stocks in CA Market19.8%
10% least volatile stocks in CA Market3.6%

Stable Share Price: DFY has not had significant price volatility in the past 3 months compared to the Canadian market.

Volatility Over Time: DFY's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18713,462Rowan Saunderswww.definityfinancial.com

Definity Financial Corporation, together with its subsidiaries, offers property and casualty insurance products in Canada. It provides personal insurance products, including auto, property, and pet insurance products to individuals under the Economical, Sonnet, Family, and Petline brands; and commercial insurance products, includes fleet, commercial auto, property, liability, and specialty insurance products to businesses. The company distributes its products on a primarily intermediated basis and through brokers, as well as directly to customers.

Definity Financial Corporation Fundamentals Summary

How do Definity Financial's earnings and revenue compare to its market cap?
DFY fundamental statistics
Market capCA$8.12b
Earnings (TTM)CA$418.20m
Revenue (TTM)CA$4.71b
19.2x
P/E Ratio
1.7x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DFY income statement (TTM)
RevenueCA$4.71b
Cost of RevenueCA$3.18b
Gross ProfitCA$1.53b
Other ExpensesCA$1.11b
EarningsCA$418.20m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 08, 2026

Earnings per share (EPS)3.49
Gross Margin32.44%
Net Profit Margin8.88%
Debt/Equity Ratio26.2%

How did DFY perform over the long term?

See historical performance and comparison

Dividends

1.3%
Current Dividend Yield
21%
Payout Ratio

Does DFY pay a reliable dividends?

See DFY dividend history and benchmarks
When do you need to buy DFY by to receive an upcoming dividend?
Definity Financial dividend dates
Ex Dividend DateMar 11 2026
Dividend Pay DateMar 23 2026
Days until Ex dividend3 days
Days until Dividend pay date15 days

Does DFY pay a reliable dividends?

See DFY dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/06 12:58
End of Day Share Price 2026/03/06 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Definity Financial Corporation is covered by 14 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Lemar PersaudATB Cormark Historical (Cormark Securities)
Taylor ScottBarclays
John AikenBarclays