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Swedish (OMX) Consumer Finance Industry Analysis

UpdatedJul 23, 2024
DataAggregated Company Financials
Companies4
  • 7D3.7%
  • 3M21.2%
  • 1Y17.9%
  • YTD16.0%

In the last week, the Consumer Finance industry is up 3.0%, with Hoist Finance up 7.8%. During this same period, the SaveLend Group underperformed, falling 7.2%. In the last 12 months, the industry was up 20%. As for the next few years, earnings are expected to grow by 46% per annum.

Industry Valuation and Performance

Has the Swedish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Tue, 23 Jul 2024SEK 10.2bSEK 6.0bSEK 604.9m33.1x16.9x1.7x
Thu, 20 Jun 2024SEK 9.9bSEK 6.0bSEK 775.8m62.6x12.7x1.6x
Sat, 18 May 2024SEK 8.9bSEK 6.0bSEK 802.8m49.4x11.1x1.5x
Mon, 15 Apr 2024SEK 8.1bSEK 6.0bSEK 780.4m13.6x10.4x1.4x
Wed, 13 Mar 2024SEK 7.6bSEK 6.0bSEK 780.4m12.1x9.8x1.3x
Fri, 09 Feb 2024SEK 7.0bSEK 6.0bSEK 744.2m9.1x9.4x1.2x
Sun, 07 Jan 2024SEK 9.2bSEK 6.4bSEK 1.1b7.3x8.5x1.4x
Tue, 05 Dec 2023SEK 9.2bSEK 6.4bSEK 1.1b7.4x8.5x1.4x
Thu, 02 Nov 2023SEK 8.1bSEK 6.4bSEK 1.1b6.2x7.5x1.3x
Sat, 30 Sep 2023SEK 8.2bSEK 6.1bSEK 938.9m7.6x8.7x1.4x
Mon, 28 Aug 2023SEK 8.6bSEK 6.0bSEK 907.4m8.1x9.5x1.4x
Wed, 26 Jul 2023SEK 9.0bSEK 5.9bSEK 921.1m8x9.7x1.5x
Fri, 23 Jun 2023SEK 7.4bSEK 5.9bSEK 867.0m6.8x8.6x1.3x
Sun, 21 May 2023SEK 7.2bSEK 5.9bSEK 867.3m6.6x8.3x1.2x
Tue, 18 Apr 2023SEK 8.8bSEK 5.8bSEK 916.5m6.7x9.6x1.5x
Thu, 16 Mar 2023SEK 7.5bSEK 5.8bSEK 917.1m6.1x8.2x1.3x
Sat, 11 Feb 2023SEK 8.5bSEK 5.8bSEK 910.7m7x9.3x1.5x
Mon, 09 Jan 2023SEK 8.8bSEK 6.1bSEK 1.0b6.4x8.4x1.4x
Wed, 07 Dec 2022SEK 8.2bSEK 6.1bSEK 1.0b5.8x7.8x1.3x
Fri, 04 Nov 2022SEK 8.1bSEK 6.0bSEK 1.0b5.7x8.1x1.3x
Sun, 02 Oct 2022SEK 7.7bSEK 6.0bSEK 1.0b6.2x7.6x1.3x
Tue, 30 Aug 2022SEK 8.5bSEK 6.0bSEK 1.0b7.1x8.5x1.4x
Thu, 28 Jul 2022SEK 9.2bSEK 6.0bSEK 1.0b7.9x9.1x1.5x
Sat, 25 Jun 2022SEK 7.9bSEK 5.7bSEK 793.5m33.4x10x1.4x
Mon, 23 May 2022SEK 9.4bSEK 5.7bSEK 795.0m38.9x11.9x1.7x
Wed, 20 Apr 2022SEK 9.6bSEK 5.4bSEK 562.4m6.5x17.1x1.8x
Fri, 18 Mar 2022SEK 8.9bSEK 5.3bSEK 561.6m6x15.8x1.7x
Sun, 13 Feb 2022SEK 9.6bSEK 5.4bSEK 614.8m6.4x15.6x1.8x
Tue, 11 Jan 2022SEK 11.2bSEK 5.3bSEK 674.8m7.9x16.6x2.1x
Thu, 09 Dec 2021SEK 11.0bSEK 5.3bSEK 675.0m7.8x16.3x2.1x
Sat, 06 Nov 2021SEK 13.8bSEK 5.5bSEK 674.2m7.7x20.5x2.5x
Mon, 04 Oct 2021SEK 11.7bSEK 5.6bSEK 742.0m7.4x15.8x2.1x
Wed, 01 Sep 2021SEK 13.0bSEK 5.6bSEK 741.9m7.9x17.5x2.3x
Price to Earnings Ratio

17.1x


Total Market Cap: SEK 12.7bTotal Earnings: SEK 741.9mTotal Revenue: SEK 5.6bTotal Market Cap vs Earnings and Revenue0%0%0%
Swedish Consumer Finance Industry Price to Earnings3Y Average 11.3x202220232024
Current Industry PE
  • Investors are optimistic on the Swedish Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 16.8x which is higher than its 3-year average PE of 11.3x.
  • The industry is trading close to its 3-year average PS ratio of 1.6x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 6.6% per year over the last three years.
  • Meanwhile revenues for these companies have grown 2.1% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Swedish Financials industry?

SE Market0.17%
Financials1.79%
Consumer Finance3.66%
Consumer Finance3.66%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HOFI Hoist FinanceSEK 56.607.8%
+SEK 357.5m		86.5%PE6.9x
QLIRO QliroSEK 27.903.3%
+SEK 17.2m		-7.0%PE59.4x
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Latest News

QLIRO

SEK 27.90

Qliro

7D

3.3%

1Y

-7.0%

RESURS

SEK 22.96

Resurs Holding

7D

-0.09%

1Y

-8.7%

YIELD

SEK 2.44

SaveLend Group

7D

-7.2%

1Y

-65.5%

SaveLend Group AB (publ)'s (STO:YIELD) Shares Bounce 27% But Its Business Still Trails The Industry

Jul 03
SaveLend Group AB (publ)'s (STO:YIELD) Shares Bounce 27% But Its Business Still Trails The Industry

HOFI

SEK 56.60

Hoist Finance

7D

7.8%

1Y

86.5%