Investing IdeasBrowse All StocksMarkets

Have your own idea? Try our Stock Screener

Header cover image

Swedish (OMX) Consumer Finance Industry Analysis

UpdatedFeb 12, 2025
DataAggregated Company Financials
Companies4
  • 7D-9.0%
  • 3M-11.8%
  • 1Y71.1%
  • YTD-8.7%

In the last week, the Consumer Finance industry is flat overall, with SaveLend Group standing out by going down 6.8%. As for the the longer term, the industry is up 97% over the past 12 months. As for the next few years, earnings are expected to grow by 31% per annum.

Industry Valuation and Performance

Has the Swedish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 12 Feb 2025SEK 12.3bSEK 6.3bSEK 632.5m44.6x19.4x2x
Fri, 10 Jan 2025SEK 13.8bSEK 6.3bSEK 632.5m46.1x21.8x2.2x
Sun, 08 Dec 2024SEK 13.6bSEK 6.3bSEK 632.5m49x21.5x2.2x
Tue, 05 Nov 2024SEK 13.6bSEK 6.3bSEK 639.4m35.9x21.3x2.2x
Thu, 03 Oct 2024SEK 12.8bSEK 6.1bSEK 724.6m33.5x17.7x2.1x
Sat, 31 Aug 2024SEK 11.9bSEK 6.1bSEK 724.6m29.7x16.4x1.9x
Mon, 29 Jul 2024SEK 11.1bSEK 6.1bSEK 724.9m34.4x15.3x1.8x
Wed, 26 Jun 2024SEK 10.0bSEK 6.0bSEK 775.8m63.2x12.9x1.7x
Fri, 24 May 2024SEK 8.9bSEK 6.0bSEK 775.8m46.8x11.5x1.5x
Sun, 21 Apr 2024SEK 8.1bSEK 6.0bSEK 780.4m13.2x10.4x1.4x
Tue, 19 Mar 2024SEK 7.7bSEK 6.0bSEK 780.4m12.6x9.8x1.3x
Thu, 15 Feb 2024SEK 7.1bSEK 6.0bSEK 782.8m12.7x9.1x1.2x
Sat, 13 Jan 2024SEK 9.0bSEK 6.4bSEK 1.1b7.1x8.3x1.4x
Mon, 11 Dec 2023SEK 9.3bSEK 6.4bSEK 1.1b7.5x8.6x1.5x
Wed, 08 Nov 2023SEK 8.5bSEK 6.4bSEK 1.1b6.6x7.9x1.3x
Fri, 06 Oct 2023SEK 7.9bSEK 6.1bSEK 938.7m7.5x8.4x1.3x
Sun, 03 Sep 2023SEK 8.6bSEK 6.1bSEK 938.0m8.1x9.1x1.4x
Tue, 01 Aug 2023SEK 9.2bSEK 6.0bSEK 901.4m8.7x10.2x1.5x
Thu, 29 Jun 2023SEK 7.6bSEK 5.9bSEK 866.7m7x8.7x1.3x
Sat, 27 May 2023SEK 7.2bSEK 5.9bSEK 866.2m6.6x8.3x1.2x
Mon, 24 Apr 2023SEK 9.1bSEK 5.8bSEK 916.5m7x9.9x1.6x
Wed, 22 Mar 2023SEK 7.6bSEK 5.8bSEK 917.4m6x8.2x1.3x
Fri, 17 Feb 2023SEK 8.6bSEK 5.8bSEK 910.6m7x9.4x1.5x
Sun, 15 Jan 2023SEK 9.1bSEK 6.1bSEK 1.0b6.7x8.7x1.5x
Tue, 13 Dec 2022SEK 8.1bSEK 6.1bSEK 1.0b5.7x7.7x1.3x
Thu, 10 Nov 2022SEK 8.3bSEK 6.0bSEK 1.0b5.9x8.3x1.4x
Sat, 08 Oct 2022SEK 7.5bSEK 6.0bSEK 1.0b5.9x7.4x1.2x
Mon, 05 Sep 2022SEK 8.4bSEK 6.0bSEK 1.0b6.9x8.4x1.4x
Wed, 03 Aug 2022SEK 8.8bSEK 6.0bSEK 1.0b7.5x8.7x1.5x
Fri, 01 Jul 2022SEK 7.6bSEK 5.7bSEK 793.2m32.5x9.6x1.3x
Sun, 29 May 2022SEK 9.6bSEK 5.7bSEK 794.7m39.2x12.1x1.7x
Tue, 26 Apr 2022SEK 9.6bSEK 5.4bSEK 561.8m6.4x17.1x1.8x
Thu, 24 Mar 2022SEK 9.1bSEK 5.3bSEK 561.9m6.1x16.2x1.7x
Sat, 19 Feb 2022SEK 9.0bSEK 5.3bSEK 564.5m6.2x15.9x1.7x
Price to Earnings Ratio

15.9x


Total Market Cap: SEK 9.0bTotal Earnings: SEK 564.5mTotal Revenue: SEK 5.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Swedish Consumer Finance Industry Price to Earnings3Y Average 11.6x202320242025
Current Industry PE
  • Investors are optimistic on the Swedish Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 20.6x which is higher than its 3-year average PE of 11.6x.
  • The 3-year average PS ratio of 1.5x is lower than the industry's current PS ratio of 2.1x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 5.0% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the Swedish Financials industry?

SE Market1.35%
Financials2.49%
Consumer Finance-9.01%
Consumer Finance-9.01%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
RESURS Resurs HoldingSEK 23.560.08%
+SEK 4.0m		62.5%PS2.7x
Simply Wall St™
Simply Wall Street Pty Ltd
Level 7, 320 Pitt Street, Sydney
Download on the App StoreGet it on Google Play
Popular Markets
USAUUKINCAZA
About UsCareersPlans & PricingLogin
Help CenterLatest CoveragePodcastsAffiliate ProgramBusiness & EnterpriseWhat's New
Financial Services GuideTerms and ConditionsPrivacy Policy
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

QLIRO

SEK 22.85

Qliro

7D

-8.2%

1Y

24.5%

HOFI

SEK 80.10

Hoist Finance

7D

-14.3%

1Y

91.4%

Hoist Finance AB (publ)'s (STO:HOFI) Share Price Is Matching Sentiment Around Its Earnings

Feb 10
Hoist Finance AB (publ)'s (STO:HOFI) Share Price Is Matching Sentiment Around Its Earnings

YIELD

SEK 1.67

SaveLend Group

7D

-7.0%

1Y

-59.8%

Little Excitement Around SaveLend Group AB (publ)'s (STO:YIELD) Revenues

Feb 01
Little Excitement Around SaveLend Group AB (publ)'s (STO:YIELD) Revenues

RESURS

SEK 23.56

Resurs Holding

7D

0.08%

1Y

62.5%