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Swedish (OMX) Consumer Finance Industry Analysis

UpdatedDec 05, 2022
DataAggregated Company Financials
Companies5
  • 7D-3.4%
  • 3M-0.8%
  • 1Y-26.3%
  • YTD-30.0%

Over the last 7 days, the Consumer Finance industry has dropped 3.4%, driven by pullbacks in Resurs Holding and Hoist Finance of 3.2% and 6.4%, respectively. In contrast, SaveLend Group has gained 7.4%. However, the industry is down 26% over the past year. As for the next few years, earnings are expected to grow by 5.9% per annum.

Industry Valuation and Performance

Has the Swedish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 05 Dec 2022kr8.3bkr6.1bkr1.0b5.8x7.9x1.4x
Wed, 02 Nov 2022kr8.2bkr6.0bkr1.0b5.8x8.1x1.4x
Fri, 30 Sep 2022kr7.7bkr6.0bkr1.0b6.2x7.6x1.3x
Sun, 28 Aug 2022kr8.7bkr6.0bkr1.0b7.2x8.6x1.4x
Tue, 26 Jul 2022kr9.1bkr6.0bkr1.0b7.7x8.9x1.5x
Thu, 23 Jun 2022kr8.3bkr5.7bkr793.6m34x10.5x1.5x
Sat, 21 May 2022kr9.4bkr5.7bkr795.0m38.9x11.9x1.7x
Mon, 18 Apr 2022kr9.6bkr5.4bkr562.3m6.4x17x1.8x
Wed, 16 Mar 2022kr8.3bkr5.3bkr560.8m5.7x14.9x1.6x
Fri, 11 Feb 2022kr9.9bkr5.4bkr614.8m6.6x16.1x1.8x
Sun, 09 Jan 2022kr11.4bkr5.3bkr674.9m8.1x16.9x2.1x
Tue, 07 Dec 2021kr10.9bkr5.3bkr675.0m7.7x16.1x2x
Thu, 04 Nov 2021kr13.8bkr5.5bkr674.3m7.7x20.5x2.5x
Sat, 02 Oct 2021kr11.7bkr5.6bkr742.0m7.4x15.8x2.1x
Mon, 30 Aug 2021kr12.8bkr5.6bkr741.9m7.9x17.3x2.3x
Tue, 06 Jul 2021kr12.7bkr5.6bkr741.9m8x17.1x2.3x
Fri, 09 Apr 2021kr14.2bkr5.6bkr777.1m6.9x18.2x2.6x
Thu, 31 Dec 2020kr13.3bkr5.7bkr916.5m6.8x14.5x2.3x
Sun, 04 Oct 2020kr12.5bkr5.8bkr1.1b9x11.2x2.2x
Wed, 08 Jul 2020kr10.2bkr5.8bkr1.1b22x8.9x1.8x
Tue, 31 Mar 2020kr9.4bkr6.1bkr1.4b6.7x6.8x1.5x
Fri, 03 Jan 2020kr17.0bkr6.4bkr1.7b9.1x9.9x2.7x
Price to Earnings Ratio

9.9x


Total Market Cap: kr17.0bTotal Earnings: kr1.7bTotal Revenue: kr6.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Swedish Consumer Finance Industry Price to Earnings3Y Average 12.7x20212022
Current Industry PE
  • Investors are pessimistic on the Swedish Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 7.9x which is lower than its 3-year average PE of 12.8x.
  • The 3-year average PS ratio of 2.0x is higher than the industry's current PS ratio of 1.4x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have declined 15% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Trends

Which industries have driven the changes within the Swedish Financials industry?

SE Market0.39%
Financials-1.11%
Consumer Finance-3.35%
Consumer Finance-3.35%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
YIELD SaveLend Groupkr9.397.4%
+kr33.5m
20.7%PS3.5x
QLIRO Qlirokr13.002.4%
+kr5.6m
-48.5%PS0.8x
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Latest News

YIELD

kr9.39

SaveLend Group

7D

7.4%

1Y

20.7%

DDM

kr28.00

DDM Holding

7D

-2.8%

1Y

-3.4%

HOFI

kr25.28

Hoist Finance

7D

-6.4%

1Y

-9.3%

QLIRO

kr13.00

Qliro

7D

2.4%

1Y

-48.5%

RESURS

kr24.61

Resurs Holding

7D

-3.2%

1Y

-34.3%