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Swedish (OMX) Consumer Finance Industry Analysis

UpdatedMar 02, 2026
DataAggregated Company Financials
Companies3
  • 7D2.7%
  • 3M41.5%
  • 1Y80.8%
  • YTD24.8%

Over the last 7 days, the Consumer Finance industry has risen 2.7%, driven by gains from Hoist Finance of 4.0%. During this same period, the SaveLend Group underperformed, falling 7.9%. This means that the industry has gained 81% over the past year. As for the next few years, earnings are expected to grow by 16% per annum.

Industry Valuation and Performance

Has the Swedish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 04 Mar 2026SEK 13.2bSEK 4.6bSEK 896.0m12.4x14.8x2.9x
Fri, 30 Jan 2026SEK 11.8bSEK 4.6bSEK 787.2m12.4x15x2.6x
Sun, 28 Dec 2025SEK 10.4bSEK 4.6bSEK 787.2m10.9x13.2x2.3x
Tue, 25 Nov 2025SEK 9.2bSEK 4.6bSEK 787.2m9.5x11.7x2x
Thu, 23 Oct 2025SEK 16.2bSEK 6.9bSEK 845.1m39.7x19.2x2.3x
Sat, 20 Sep 2025SEK 14.9bSEK 6.9bSEK 867.5m34.2x17.1x2.1x
Mon, 18 Aug 2025SEK 15.3bSEK 6.9bSEK 905.0m33.3x16.9x2.2x
Wed, 16 Jul 2025SEK 13.6bSEK 6.8bSEK 824.0m8.6x16.5x2x
Fri, 13 Jun 2025SEK 13.9bSEK 6.8bSEK 824.0m9.2x16.9x2x
Sun, 11 May 2025SEK 12.9bSEK 6.8bSEK 825.4m8.5x15.6x1.9x
Tue, 08 Apr 2025SEK 10.8bSEK 6.6bSEK 957.0m21.6x11.3x1.6x
Thu, 06 Mar 2025SEK 11.7bSEK 6.6bSEK 957.0m22.1x12.2x1.8x
Sat, 01 Feb 2025SEK 13.5bSEK 6.3bSEK 632.5m46.7x21.3x2.1x
Mon, 30 Dec 2024SEK 13.3bSEK 6.3bSEK 632.5m45x21x2.1x
Wed, 27 Nov 2024SEK 13.3bSEK 6.3bSEK 632.5m48.1x21.1x2.1x
Fri, 25 Oct 2024SEK 12.6bSEK 6.1bSEK 616.4m37.7x20.5x2.1x
Sun, 22 Sep 2024SEK 13.1bSEK 6.1bSEK 724.6m32.6x18x2.1x
Tue, 20 Aug 2024SEK 11.6bSEK 6.1bSEK 724.6m32.2x16x1.9x
Thu, 18 Jul 2024SEK 10.2bSEK 6.0bSEK 775.8m63.2x13.2x1.7x
Sat, 15 Jun 2024SEK 8.6bSEK 6.0bSEK 775.8m46.1x11.1x1.4x
Mon, 13 May 2024SEK 9.1bSEK 6.0bSEK 807.2m48x11.3x1.5x
Wed, 10 Apr 2024SEK 8.4bSEK 6.0bSEK 780.4m13.9x10.7x1.4x
Fri, 08 Mar 2024SEK 7.4bSEK 6.0bSEK 780.4m12x9.5x1.2x
Sun, 04 Feb 2024SEK 7.0bSEK 6.4bSEK 1.1b5.7x6.4x1.1x
Tue, 02 Jan 2024SEK 9.1bSEK 6.4bSEK 1.1b7.2x8.4x1.4x
Thu, 30 Nov 2023SEK 9.1bSEK 6.4bSEK 1.1b7.3x8.4x1.4x
Sat, 28 Oct 2023SEK 8.1bSEK 6.1bSEK 941.5m8.2x8.6x1.3x
Mon, 25 Sep 2023SEK 8.9bSEK 6.1bSEK 938.1m8.2x9.5x1.5x
Wed, 23 Aug 2023SEK 8.5bSEK 6.0bSEK 907.4m8.2x9.4x1.4x
Fri, 21 Jul 2023SEK 8.2bSEK 5.9bSEK 896.2m7.5x9.2x1.4x
Sun, 18 Jun 2023SEK 7.4bSEK 5.9bSEK 867.6m6.9x8.5x1.3x
Tue, 16 May 2023SEK 7.1bSEK 5.9bSEK 860.9m6.6x8.3x1.2x
Thu, 13 Apr 2023SEK 7.9bSEK 5.8bSEK 916.2m6.4x8.6x1.4x
Sat, 11 Mar 2023SEK 8.1bSEK 5.8bSEK 916.2m6.5x8.8x1.4x
Price to Earnings Ratio

8.8x


Total Market Cap: SEK 8.1bTotal Earnings: SEK 916.2mTotal Revenue: SEK 5.8bTotal Market Cap vs Earnings and Revenue0%0%0%
Swedish Consumer Finance Industry Price to Earnings3Y Average 13.2x202420252026
Current Industry PE
    There are only 3 companies in the Swedish Consumer Finance industry, so there is insufficient data to make an industry-wide assessment of both the PE and PS ratio.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have declined 7.3% per year.
  • This means that the cost of doing business could be reducing since sales have declined but profits have remained steady.

Industry Trends

Which industries have driven the changes within the Swedish Financials industry?

SE Market1.88%
Financials2.04%
Consumer Finance2.72%
Consumer Finance2.72%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HOFI Hoist FinanceSEK 144.104.0%
+SEK 489.6m		97.7%PE12.4x

Latest News

YIELD
SEK 1.58
SaveLend Group
7D
-7.9%
1Y
11.7%
HOFI
SEK 144.10
Hoist Finance
7D
4.0%
1Y
97.7%

HOFI: Higher Fair Value And Upcoming Dividend Will Support Bullish Outlook

Analysts have revised their price target for Hoist Finance to SEK161.67 from SEK131.67, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News Hoist Finance AB announced an annual dividend of SEK 3.26 per share, with payment scheduled for May 15, 2026 (Key Developments).