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Swedish (OMX) Consumer Finance Industry Analysis

UpdatedMay 23, 2025
DataAggregated Company Financials
Companies4
  • 7D2.4%
  • 3M14.7%
  • 1Y50.9%
  • YTD0.6%

Over the last 7 days, the Consumer Finance industry has risen 3.7%, driven by gains from Hoist Finance of 4.7%. In the last 12 months, the industry was up 52%. As for the next few years, earnings are expected to grow by 48% per annum.

Industry Valuation and Performance

Has the Swedish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 23 May 2025SEK 13.5bSEK 6.8bSEK 824.0m9x16.4x2x
Sun, 20 Apr 2025SEK 12.0bSEK 6.6bSEK 957.0m22.5x12.5x1.8x
Tue, 18 Mar 2025SEK 11.7bSEK 6.6bSEK 957.0m22.1x12.2x1.8x
Thu, 13 Feb 2025SEK 12.3bSEK 6.4bSEK 622.0m8x19.8x1.9x
Sat, 11 Jan 2025SEK 13.6bSEK 6.3bSEK 632.5m47.4x21.5x2.2x
Mon, 09 Dec 2024SEK 13.6bSEK 6.3bSEK 632.5m49x21.5x2.2x
Wed, 06 Nov 2024SEK 13.9bSEK 6.3bSEK 639.4m35.9x21.7x2.2x
Fri, 04 Oct 2024SEK 12.7bSEK 6.1bSEK 724.6m34.2x17.5x2.1x
Sun, 01 Sep 2024SEK 12.0bSEK 6.1bSEK 724.6m29.8x16.5x2x
Tue, 30 Jul 2024SEK 11.2bSEK 6.1bSEK 724.9m33.7x15.4x1.8x
Thu, 27 Jun 2024SEK 9.9bSEK 6.0bSEK 775.8m63.2x12.8x1.6x
Sat, 25 May 2024SEK 9.0bSEK 6.0bSEK 775.8m47.4x11.6x1.5x
Mon, 22 Apr 2024SEK 8.1bSEK 6.0bSEK 780.4m13.2x10.4x1.4x
Wed, 20 Mar 2024SEK 7.8bSEK 6.0bSEK 780.4m12.6x10x1.3x
Fri, 16 Feb 2024SEK 7.2bSEK 6.0bSEK 782.8m12.8x9.2x1.2x
Sun, 14 Jan 2024SEK 9.0bSEK 6.4bSEK 1.1b7.1x8.3x1.4x
Tue, 12 Dec 2023SEK 9.3bSEK 6.4bSEK 1.1b7.4x8.6x1.5x
Thu, 09 Nov 2023SEK 8.5bSEK 6.4bSEK 1.1b6.6x7.8x1.3x
Sat, 07 Oct 2023SEK 8.2bSEK 6.1bSEK 938.8m7.6x8.7x1.3x
Mon, 04 Sep 2023SEK 8.6bSEK 6.1bSEK 938.0m8.1x9.1x1.4x
Wed, 02 Aug 2023SEK 9.0bSEK 6.0bSEK 901.2m8.5x10x1.5x
Fri, 30 Jun 2023SEK 7.7bSEK 5.9bSEK 866.6m7x8.9x1.3x
Sun, 28 May 2023SEK 7.2bSEK 5.9bSEK 866.1m6.6x8.3x1.2x
Tue, 25 Apr 2023SEK 8.8bSEK 5.8bSEK 916.5m6.8x9.6x1.5x
Thu, 23 Mar 2023SEK 7.5bSEK 5.8bSEK 917.4m6x8.2x1.3x
Sat, 18 Feb 2023SEK 8.6bSEK 5.8bSEK 910.4m6.9x9.4x1.5x
Mon, 16 Jan 2023SEK 9.1bSEK 6.1bSEK 1.0b6.7x8.7x1.5x
Wed, 14 Dec 2022SEK 8.2bSEK 6.1bSEK 1.0b5.9x7.9x1.3x
Fri, 11 Nov 2022SEK 8.3bSEK 6.0bSEK 1.0b5.9x8.3x1.4x
Sun, 09 Oct 2022SEK 7.5bSEK 6.0bSEK 1.0b5.9x7.4x1.2x
Tue, 06 Sep 2022SEK 8.3bSEK 6.0bSEK 1.0b6.8x8.3x1.4x
Thu, 04 Aug 2022SEK 9.0bSEK 6.0bSEK 1.0b7.6x8.9x1.5x
Sat, 02 Jul 2022SEK 7.8bSEK 5.7bSEK 792.8m32.8x9.8x1.4x
Mon, 30 May 2022SEK 9.6bSEK 5.7bSEK 794.7m39.2x12.1x1.7x
Price to Earnings Ratio

12.1x


Total Market Cap: SEK 9.6bTotal Earnings: SEK 794.7mTotal Revenue: SEK 5.7bTotal Market Cap vs Earnings and Revenue0%0%0%
Swedish Consumer Finance Industry Price to Earnings3Y Average 11.5x202320242025
Current Industry PE
  • Investors are optimistic on the Swedish Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 16.6x which is higher than its 3-year average PE of 11.5x.
  • The 3-year average PS ratio of 1.6x is lower than the industry's current PS ratio of 2.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 6.0% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Trends

Which industries have driven the changes within the Swedish Financials industry?

SE Market-2.40%
Financials-2.67%
Consumer Finance2.39%
Consumer Finance2.39%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
HOFI Hoist FinanceSEK 90.952.4%
+SEK 183.6m		60.4%PE9x
RESURS Resurs HoldingSEK 25.403.0%
+SEK 150.0m		49.7%PS2.4x
YIELD SaveLend GroupSEK 1.652.5%
+SEK 2.3m		-23.3%PS0.9x
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