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Hoist Finance AB (publ)OM:HOFI Stock Report

Market Cap SEK 12.5b
Share Price
SEK 142.90
n/a
1Y88.3%
7D-5.4%
Portfolio Value
View

Hoist Finance AB (publ)

OM:HOFI Stock Report

Market Cap: SEK 12.5b

Hoist Finance (HOFI) Stock Overview

A credit market company, engages in the loan acquisition and management operations in Europe. More details

HOFI fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance3/6
Financial Health2/6
Dividends4/6

HOFI Community Fair Values

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SEK 120
FV
19.1% overvalued intrinsic discount
14.82%
Revenue growth p.a.
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Hoist Finance AB (publ) Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hoist Finance
Historical stock prices
Current Share PriceSEK 142.90
52 Week HighSEK 152.60
52 Week LowSEK 60.20
Beta1.22
1 Month Change21.41%
3 Month Change53.90%
1 Year Change88.27%
3 Year Change469.78%
5 Year Change259.95%
Change since IPO116.19%

Recent News & Updates

Hoist Finance's (STO:HOFI) Dividend Will Be Increased To SEK6.00

Feb 12
Hoist Finance's (STO:HOFI) Dividend Will Be Increased To SEK6.00

Recent updates

Hoist Finance's (STO:HOFI) Dividend Will Be Increased To SEK6.00

Feb 12
Hoist Finance's (STO:HOFI) Dividend Will Be Increased To SEK6.00

Shifting Toward Secured Non Performing Loans Will Weaken Returns Over Time

Catalysts About Hoist Finance Hoist Finance acquires and manages non performing loan portfolios and related assets across several European markets. What are the underlying business or industry changes driving this perspective?

The Market Lifts Hoist Finance AB (publ) (STO:HOFI) Shares 27% But It Can Do More

Feb 07
The Market Lifts Hoist Finance AB (publ) (STO:HOFI) Shares 27% But It Can Do More

There Is A Reason Hoist Finance AB (publ)'s (STO:HOFI) Price Is Undemanding

Dec 19
There Is A Reason Hoist Finance AB (publ)'s (STO:HOFI) Price Is Undemanding

Market Might Still Lack Some Conviction On Hoist Finance AB (publ) (STO:HOFI) Even After 25% Share Price Boost

Jul 26
Market Might Still Lack Some Conviction On Hoist Finance AB (publ) (STO:HOFI) Even After 25% Share Price Boost

Hoist Finance AB (publ) (STO:HOFI) Analysts Are Reducing Their Forecasts For This Year

Jun 26
Hoist Finance AB (publ) (STO:HOFI) Analysts Are Reducing Their Forecasts For This Year

Hoist Finance AB (publ) Just Missed EPS By 12%: Here's What Analysts Think Will Happen Next

May 10
Hoist Finance AB (publ) Just Missed EPS By 12%: Here's What Analysts Think Will Happen Next

The Market Lifts Hoist Finance AB (publ) (STO:HOFI) Shares 32% But It Can Do More

May 04
The Market Lifts Hoist Finance AB (publ) (STO:HOFI) Shares 32% But It Can Do More

Hoist Finance AB (publ)'s (STO:HOFI) Share Price Is Matching Sentiment Around Its Earnings

Feb 10
Hoist Finance AB (publ)'s (STO:HOFI) Share Price Is Matching Sentiment Around Its Earnings
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Expansion Into Portugal With SEK 108 Billion Investment Will Strengthen Future Market Position

Hoist Finance's strategy focuses on cost reduction and operational efficiency, expected to improve profitability and net margins over time.

The Market Doesn't Like What It Sees From Hoist Finance AB (publ)'s (STO:HOFI) Earnings Yet

Oct 26
The Market Doesn't Like What It Sees From Hoist Finance AB (publ)'s (STO:HOFI) Earnings Yet

Here's Why We Think Hoist Finance (STO:HOFI) Might Deserve Your Attention Today

May 04
Here's Why We Think Hoist Finance (STO:HOFI) Might Deserve Your Attention Today

Hoist Finance AB (publ)'s (STO:HOFI) Shares Leap 26% Yet They're Still Not Telling The Full Story

Feb 24
Hoist Finance AB (publ)'s (STO:HOFI) Shares Leap 26% Yet They're Still Not Telling The Full Story

Shareholder Returns

HOFISE Consumer FinanceSE Market
7D-5.4%-3.3%-1.7%
1Y88.3%15.4%1.7%

Return vs Industry: HOFI exceeded the Swedish Consumer Finance industry which returned 15.4% over the past year.

Return vs Market: HOFI exceeded the Swedish Market which returned 1.7% over the past year.

Price Volatility

Is HOFI's price volatile compared to industry and market?
HOFI volatility
HOFI Average Weekly Movement7.0%
Consumer Finance Industry Average Movement5.5%
Market Average Movement6.0%
10% most volatile stocks in SE Market12.1%
10% least volatile stocks in SE Market3.2%

Stable Share Price: HOFI has not had significant price volatility in the past 3 months compared to the Swedish market.

Volatility Over Time: HOFI's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19151,025Harry Vranjeswww.hoistfinance.com

Hoist Finance AB (publ), a credit market company, engages in the loan acquisition and management operations in Europe. It operates through Unsecured and Secured segments. The company purchases performing and non-performing loans from its partners, international banks, and financial institutions; responsible for secured non-performing loans, including recovery activities, call centre and collateral management.

Hoist Finance AB (publ) Fundamentals Summary

How do Hoist Finance's earnings and revenue compare to its market cap?
HOFI fundamental statistics
Market capSEK 12.53b
Earnings (TTM)SEK 1.01b
Revenue (TTM)SEK 4.21b
12.3x
P/E Ratio
3.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HOFI income statement (TTM)
RevenueSEK 4.21b
Cost of RevenueSEK 1.30b
Gross ProfitSEK 2.92b
Other ExpensesSEK 1.90b
EarningsSEK 1.01b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Mar 25, 2026

Earnings per share (EPS)11.60
Gross Margin69.25%
Net Profit Margin24.08%
Debt/Equity Ratio140.0%

How did HOFI perform over the long term?

See historical performance and comparison

Dividends

2.3%
Current Dividend Yield
28%
Payout Ratio

Does HOFI pay a reliable dividends?

See HOFI dividend history and benchmarks
When do you need to buy HOFI by to receive an upcoming dividend?
Hoist Finance dividend dates
Ex Dividend DateMay 08 2026
Dividend Pay DateMay 15 2026
Days until Ex dividend79 days
Days until Dividend pay date86 days

Does HOFI pay a reliable dividends?

See HOFI dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/17 18:40
End of Day Share Price 2026/02/17 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hoist Finance AB (publ) is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ermin KericCarnegie Investment Bank AB
Borja Ramirez SeguraCitigroup Inc
Ermin KericDNB Carnegie