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Qliro OM:QLIRO Stock Report

Last Price

SEK 22.75

Market Cap

SEK 484.4m

7D

-1.1%

1Y

26.4%

Updated

21 Feb, 2025

Data

Company Financials +

Qliro AB (publ)

OM:QLIRO Stock Report

Market Cap: SEK 484.4m

QLIRO Stock Overview

Operates as a fintech company. More details

QLIRO fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance0/6
Financial Health4/6
Dividends0/6

Rewards

Earnings are forecast to grow 127.5% per year

Risk Analysis

Does not have a meaningful market cap (SEK484M)


Community Narratives

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WA
Analyst Price Target
Consensus Narrative from 1 Analyst

European Expansion And Apple Pay Integration Will Improve Future Prospects

Key Takeaways Strategic focus on payments and divesting loans enhances operational efficiency and potential for improved net margins through market demand capitalization. Investments in geographical expansion and technology aim to boost revenues and margins, leveraging increased conversions and merchant partnerships for sustainable growth.
View narrative
SEK 29.00
FV
21.6% undervalued intrinsic discount
24.67%
Revenue growth p.a.
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23 days ago author updated this narrative

My Notes

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Qliro AB (publ) Competitors

SaveLend Group

OM:YIELD

SEK 91.1m

Resurs Holding

OM:RESURS

SEK 4.7b

Hoist Finance

OM:HOFI

SEK 6.5b

Case Group

OM:CASE

SEK 543.9m

Price History & Performance

Summary of share price highs, lows and changes for Qliro
Historical stock prices
Current Share PriceSEK 22.75
52 Week HighSEK 31.25
52 Week LowSEK 17.20
Beta0.84
1 Month Change-1.09%
3 Month Change-9.00%
1 Year Change26.39%
3 Year Change32.89%
5 Year Changen/a
Change since IPO-39.17%

Recent News & Updates

Recent updates

When Will Qliro AB (publ) (STO:QLIRO) Breakeven?

Feb 19
When Will Qliro AB (publ) (STO:QLIRO) Breakeven?

Shareholder Returns

QLIROSE Consumer FinanceSE Market
7D-1.1%1.0%-0.7%
1Y26.4%15.9%12.1%

Return vs Industry: QLIRO exceeded the Swedish Consumer Finance industry which returned 16.7% over the past year.

Return vs Market: QLIRO exceeded the Swedish Market which returned 12.8% over the past year.

Price Volatility

Is QLIRO's price volatile compared to industry and market?
QLIRO volatility
QLIRO Average Weekly Movement7.2%
Consumer Finance Industry Average Movement5.9%
Market Average Movement5.8%
10% most volatile stocks in SE Market12.1%
10% least volatile stocks in SE Market3.2%

Stable Share Price: QLIRO has not had significant price volatility in the past 3 months compared to the Swedish market.

Volatility Over Time: QLIRO's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2014215Christoffer Rutgerssonwww.qliro.com

Qliro AB (publ) operates as a fintech company. It provides digital checkout payment solutions to e-merchants and their customers in the Nordic region, as well as offers online pay-after-delivery products, including invoicing, Buy Now Pay Later, and various partial payments. The company offers personal loans and savings accounts, as well as digital financial services to consumers in Sweden.

Qliro AB (publ) Fundamentals Summary

How do Qliro's earnings and revenue compare to its market cap?
QLIRO fundamental statistics
Market capSEK 484.44m
Earnings (TTM)-SEK 27.50m
Revenue (TTM)SEK 291.40m

1.7x

P/S Ratio

-17.6x

P/E Ratio

Is QLIRO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
QLIRO income statement (TTM)
RevenueSEK 291.40m
Cost of RevenueSEK 0
Gross ProfitSEK 291.40m
Other ExpensesSEK 318.90m
Earnings-SEK 27.50m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Apr 23, 2025

Earnings per share (EPS)-1.29
Gross Margin100.00%
Net Profit Margin-9.44%
Debt/Equity Ratio0%

How did QLIRO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/21 07:17
End of Day Share Price 2025/02/21 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Qliro AB (publ) is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jens HallenCarnegie Investment Bank AB