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Swedish (OMX) Consumer Finance Industry Analysis

UpdatedJul 13, 2025
DataAggregated Company Financials
Companies4
  • 7D4.7%
  • 3M14.7%
  • 1Y38.9%
  • YTDn/a

Over the last 7 days, the Consumer Finance industry has risen 4.7%, driven by gains from Resurs Holding of 6.8%. This takes the industry's 12 month performance to a gain of 39%. Earnings are forecast to grow by 46% annually.

Industry Valuation and Performance

Has the Swedish Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 13 Jul 2025SEK 13.8bSEK 6.8bSEK 824.0m8.7x16.7x2x
Tue, 10 Jun 2025SEK 14.1bSEK 6.8bSEK 824.0m9.5x17.1x2.1x
Thu, 08 May 2025SEK 12.7bSEK 6.9bSEK 821.4m8.5x15.5x1.8x
Sat, 05 Apr 2025SEK 11.0bSEK 6.6bSEK 957.0m21.7x11.5x1.7x
Mon, 03 Mar 2025SEK 11.9bSEK 6.6bSEK 959.0m22.2x12.4x1.8x
Wed, 29 Jan 2025SEK 12.9bSEK 6.3bSEK 632.5m44.3x20.4x2.1x
Fri, 27 Dec 2024SEK 13.2bSEK 6.3bSEK 632.5m45.8x20.9x2.1x
Sun, 24 Nov 2024SEK 13.8bSEK 6.2bSEK 613.0m9.9x22.5x2.2x
Tue, 22 Oct 2024SEK 12.9bSEK 6.1bSEK 724.6m39.5x17.7x2.1x
Thu, 19 Sep 2024SEK 12.5bSEK 6.1bSEK 724.6m30.1x17.3x2x
Sat, 17 Aug 2024SEK 11.7bSEK 6.1bSEK 724.9m33.4x16.1x1.9x
Mon, 15 Jul 2024SEK 9.8bSEK 6.0bSEK 775.8m63.4x12.7x1.6x
Wed, 12 Jun 2024SEK 8.7bSEK 6.0bSEK 775.8m45.7x11.2x1.4x
Fri, 10 May 2024SEK 8.9bSEK 6.0bSEK 807.2m45.5x11x1.5x
Sun, 07 Apr 2024SEK 8.4bSEK 6.0bSEK 780.4m14x10.8x1.4x
Tue, 05 Mar 2024SEK 7.1bSEK 6.0bSEK 780.4m12.2x9.1x1.2x
Thu, 01 Feb 2024SEK 6.9bSEK 6.4bSEK 1.1b5.7x6.4x1.1x
Sat, 30 Dec 2023SEK 9.1bSEK 6.4bSEK 1.1b7.2x8.4x1.4x
Mon, 27 Nov 2023SEK 9.0bSEK 6.4bSEK 1.1b7.1x8.3x1.4x
Wed, 25 Oct 2023SEK 7.9bSEK 6.1bSEK 938.5m7.4x8.4x1.3x
Fri, 22 Sep 2023SEK 8.9bSEK 6.1bSEK 938.1m8.3x9.5x1.5x
Sun, 20 Aug 2023SEK 8.5bSEK 6.0bSEK 907.4m8.1x9.4x1.4x
Tue, 18 Jul 2023SEK 8.2bSEK 5.9bSEK 868.0m7.5x9.4x1.4x
Thu, 15 Jun 2023SEK 7.4bSEK 5.9bSEK 867.8m6.8x8.5x1.3x
Sat, 13 May 2023SEK 7.2bSEK 5.9bSEK 860.7m6.6x8.3x1.2x
Mon, 10 Apr 2023SEK 7.8bSEK 5.8bSEK 916.0m6.4x8.5x1.3x
Wed, 08 Mar 2023SEK 8.3bSEK 5.8bSEK 917.3m6.7x9.1x1.4x
Fri, 03 Feb 2023SEK 9.8bSEK 6.1bSEK 1.0b7.2x9.3x1.6x
Sun, 01 Jan 2023SEK 8.7bSEK 6.1bSEK 1.0b6.3x8.3x1.4x
Tue, 29 Nov 2022SEK 8.3bSEK 6.1bSEK 1.0b5.9x8.3x1.4x
Thu, 27 Oct 2022SEK 8.1bSEK 5.8bSEK 935.5m6.3x8.6x1.4x
Sat, 24 Sep 2022SEK 8.4bSEK 6.0bSEK 1.0b6.7x8.3x1.4x
Mon, 22 Aug 2022SEK 8.9bSEK 6.0bSEK 1.0b7.6x8.8x1.5x
Wed, 20 Jul 2022SEK 8.1bSEK 5.7bSEK 794.4m34.1x10.2x1.4x
Price to Earnings Ratio

10.2x


Total Market Cap: SEK 8.1bTotal Earnings: SEK 794.4mTotal Revenue: SEK 5.7bTotal Market Cap vs Earnings and Revenue0%0%0%
Swedish Consumer Finance Industry Price to Earnings3Y Average 11.7x202320242025
Current Industry PE
  • Investors are optimistic on the Swedish Consumer Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 16.7x which is higher than its 3-year average PE of 11.7x.
  • The 3-year average PS ratio of 1.6x is lower than the industry's current PS ratio of 2.0x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have remained mostly flat over the last three years.
  • Meanwhile revenues for these companies have grown 6.0% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.

Industry Comparison

How does Swedish Consumer Finance compare with similar industries?

SE Market0.95%
Financials2.28%
Consumer Finance4.69%
Consumer Finance4.69%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
RESURS Resurs HoldingSEK 27.506.8%
+SEK 350.0m		19.8%PS2.6x
HOFI Hoist FinanceSEK 87.803.7%
+SEK 271.0m		66.9%PE8.7x

Latest News

QLIRO
SEK 22.80
Qliro
7D
-0.9%
1Y
-15.2%
HOFI
SEK 87.80
Hoist Finance
7D
3.7%
1Y
66.9%

Hoist Finance AB (publ) (STO:HOFI) Analysts Are Reducing Their Forecasts For This Year

Jun 26
Hoist Finance AB (publ) (STO:HOFI) Analysts Are Reducing Their Forecasts For This Year
RESURS
SEK 27.50
Resurs Holding
7D
6.8%
1Y
19.8%
YIELD
SEK 1.70
SaveLend Group
7D
-0.3%
1Y
-31.5%

Investors Don't See Light At End Of SaveLend Group AB (publ)'s (STO:YIELD) Tunnel

May 07
Investors Don't See Light At End Of SaveLend Group AB (publ)'s (STO:YIELD) Tunnel