YIELD Stock Overview
Through its subsidiaries, operates as a fintech company in the fixed income investment segment in Sweden, Poland, and Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 1/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
SaveLend Group AB (publ) Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | SEK 1.68 |
| 52 Week High | SEK 5.12 |
| 52 Week Low | SEK 1.61 |
| Beta | -0.35 |
| 1 Month Change | -18.84% |
| 3 Month Change | -30.00% |
| 1 Year Change | -64.18% |
| 3 Year Change | -83.00% |
| 5 Year Change | n/a |
| Change since IPO | -81.25% |
Recent News & Updates
Recent updates
Little Excitement Around SaveLend Group AB (publ)'s (STO:YIELD) Revenues
Feb 01
SaveLend Group AB (publ)'s (STO:YIELD) Shares Bounce 27% But Its Business Still Trails The Industry
Jul 03Take Care Before Jumping Onto SaveLend Group AB (publ) (STO:YIELD) Even Though It's 26% Cheaper
May 10Take Care Before Jumping Onto SaveLend Group AB (publ) (STO:YIELD) Even Though It's 26% Cheaper
Feb 11SaveLend Group AB (publ) (STO:YIELD) Analysts Just Cut Their EPS Forecasts Substantially
Aug 20SaveLend Group AB (publ) (STO:YIELD) Just Reported And Analysts Have Been Cutting Their Estimates
Aug 19Shareholder Returns
| YIELD | SE Consumer Finance | SE Market | |
|---|---|---|---|
| 7D | -15.4% | 0.8% | 0.3% |
| 1Y | -64.2% | 21.8% | 13.5% |
Return vs Industry: YIELD underperformed the Swedish Consumer Finance industry which returned 18.9% over the past year.
Return vs Market: YIELD underperformed the Swedish Market which returned 12.6% over the past year.
Price Volatility
| YIELD volatility | |
|---|---|
| YIELD Average Weekly Movement | 7.3% |
| Consumer Finance Industry Average Movement | 4.3% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in SE Market | 12.2% |
| 10% least volatile stocks in SE Market | 3.3% |
Stable Share Price: YIELD has not had significant price volatility in the past 3 months compared to the Swedish market.
Volatility Over Time: YIELD's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2014 | 70 | Peter Balod | www.savelendgroup.se |
SaveLend Group AB (publ), through its subsidiaries, operates as a fintech company in the fixed income investment segment in Sweden, Poland, and Finland. It operates in two segments, The Savings Platform and The Invoicing Platform. The company offers SaveLend, a savings platform for savers to get yield through saving in credits, such as SME, real estate, consumer credit, and factoring in both SEK and EUR; and Billecta, a billing platform which consists of a complete billing system containing accounts receivable, and notification and financing solutions.
SaveLend Group AB (publ) Fundamentals Summary
| YIELD fundamental statistics | |
|---|---|
| Market cap | SEK 96.24m |
| Earnings (TTM) | -SEK 20.24m |
| Revenue (TTM) | SEK 161.68m |
0.6x
P/S Ratio-4.8x
P/E RatioIs YIELD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| YIELD income statement (TTM) | |
|---|---|
| Revenue | SEK 161.68m |
| Cost of Revenue | SEK 85.22m |
| Gross Profit | SEK 76.46m |
| Other Expenses | SEK 96.70m |
| Earnings | -SEK 20.24m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.35 |
| Gross Margin | 47.29% |
| Net Profit Margin | -12.52% |
| Debt/Equity Ratio | 205.6% |
How did YIELD perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/06 10:24 |
| End of Day Share Price | 2025/02/06 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SaveLend Group AB (publ) is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hugo Lisjo | Penser Access |