Hoist Finance AB (publ)

OM:HOFI Stock Report

Market Cap: SEK 7.7b

Hoist Finance Future Growth

Future criteria checks 2/6

Hoist Finance is forecast to grow earnings and revenue by 13.6% and 8.7% per annum respectively. EPS is expected to grow by 17.4% per annum. Return on equity is forecast to be 16.1% in 3 years.

Key information

13.6%

Earnings growth rate

17.40%

EPS growth rate

Consumer Finance earnings growth21.9%
Revenue growth rate8.7%
Future return on equity16.09%
Analyst coverage

Low

Last updated30 Jun 2025

Recent future growth updates

Hoist Finance AB (publ) Just Missed EPS By 12%: Here's What Analysts Think Will Happen Next

May 10
Hoist Finance AB (publ) Just Missed EPS By 12%: Here's What Analysts Think Will Happen Next

Recent updates

Hoist Finance AB (publ) (STO:HOFI) Analysts Are Reducing Their Forecasts For This Year

Jun 26
Hoist Finance AB (publ) (STO:HOFI) Analysts Are Reducing Their Forecasts For This Year

Hoist Finance AB (publ) Just Missed EPS By 12%: Here's What Analysts Think Will Happen Next

May 10
Hoist Finance AB (publ) Just Missed EPS By 12%: Here's What Analysts Think Will Happen Next

The Market Lifts Hoist Finance AB (publ) (STO:HOFI) Shares 32% But It Can Do More

May 04
The Market Lifts Hoist Finance AB (publ) (STO:HOFI) Shares 32% But It Can Do More

Hoist Finance AB (publ)'s (STO:HOFI) Share Price Is Matching Sentiment Around Its Earnings

Feb 10
Hoist Finance AB (publ)'s (STO:HOFI) Share Price Is Matching Sentiment Around Its Earnings
author-image

Expansion Into Portugal With SEK 108 Billion Investment Will Strengthen Future Market Position

Hoist Finance's strategy focuses on cost reduction and operational efficiency, expected to improve profitability and net margins over time.

The Market Doesn't Like What It Sees From Hoist Finance AB (publ)'s (STO:HOFI) Earnings Yet

Oct 26
The Market Doesn't Like What It Sees From Hoist Finance AB (publ)'s (STO:HOFI) Earnings Yet

Here's Why We Think Hoist Finance (STO:HOFI) Might Deserve Your Attention Today

May 04
Here's Why We Think Hoist Finance (STO:HOFI) Might Deserve Your Attention Today

Hoist Finance AB (publ)'s (STO:HOFI) Shares Leap 26% Yet They're Still Not Telling The Full Story

Feb 24
Hoist Finance AB (publ)'s (STO:HOFI) Shares Leap 26% Yet They're Still Not Telling The Full Story

Revenue Downgrade: Here's What Analysts Forecast For Hoist Finance AB (publ) (STO:HOFI)

Jul 14
Revenue Downgrade: Here's What Analysts Forecast For Hoist Finance AB (publ) (STO:HOFI)

Earnings and Revenue Growth Forecasts

OM:HOFI - Analysts future estimates and past financials data (SEK Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20275,2811,266N/AN/A2
12/31/20264,8181,108N/AN/A2
12/31/20254,198943N/AN/A2
3/31/20254,2708807,3967,396N/A
12/31/20244,2388795,8085,808N/A
9/30/20244,0147985,4945,494N/A
6/30/20243,8067745,4135,413N/A
3/31/20243,6166544,5704,570N/A
12/31/20233,4125114,4024,402N/A
9/30/20233,1364141,9561,956N/A
6/30/20232,8472682,8982,898N/A
3/31/20232,7262862,6242,624N/A
12/31/20222,5993173,8443,844N/A
9/30/20222,5913605,5425,542N/A
6/30/20222,4872804,7534,753N/A
3/31/20222,227-74,6514,651N/A
12/31/20211,958-2543,4813,481N/A
9/30/20211,905-2864,1714,171N/A
6/30/20212,091-1823,7123,712N/A
3/31/20212,135-1374,0794,079N/A
12/31/20202,296-454,8574,857N/A
9/30/20202,552223,9113,911N/A
6/30/20202,568603,9563,956N/A
3/31/20202,8493014,0014,001N/A
12/31/20193,0965423,1173,117N/A
9/30/20193,0185583,3113,311N/A
6/30/20193,0566163,5493,549N/A
3/31/20192,9095723,2453,245N/A
12/31/20182,820536N/A2,828N/A
9/30/20182,688470N/A2,822N/A
6/30/20182,547433N/A2,490N/A
3/31/20182,432408N/A2,099N/A
12/31/20172,349413N/A2,495N/A
9/30/20172,358470N/A2,679N/A
6/30/20172,306429N/A2,397N/A
3/31/20172,310452N/A2,570N/A
12/31/20162,212401N/A2,977N/A
9/30/20162,131394N/A1,183N/A
6/30/20162,082367N/A-455N/A
3/31/20161,962310N/A-992N/A
12/31/20151,838219N/A-687N/A
9/30/20151,636147N/A80N/A
6/30/20151,494120N/A2,475N/A
3/31/20151,393120N/A1,171N/A
12/31/20141,292155N/A-758N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HOFI's forecast earnings growth (13.6% per year) is above the savings rate (1.5%).

Earnings vs Market: HOFI's earnings (13.6% per year) are forecast to grow slower than the Swedish market (14.9% per year).

High Growth Earnings: HOFI's earnings are forecast to grow, but not significantly.

Revenue vs Market: HOFI's revenue (8.7% per year) is forecast to grow faster than the Swedish market (4.3% per year).

High Growth Revenue: HOFI's revenue (8.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: HOFI's Return on Equity is forecast to be low in 3 years time (16.1%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/13 20:24
End of Day Share Price 2025/07/11 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hoist Finance AB (publ) is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ermin KericCarnegie Investment Bank AB
Borja Ramirez SeguraCitigroup Inc
Ermin KericDNB Carnegie