Investing IdeasBrowse All StocksMarkets
Have your own idea? Try our Stock Screener
Header cover image

South Korean (KOSPI) Financials Sector Analysis

UpdatedDec 24, 2025
DataAggregated Company Financials
Companies178
  • 7D3.0%
  • 3M5.5%
  • 1Y50.4%
  • YTD55.9%

Over the last 7 days, the Financials industry has risen 2.5%, driven by gains from Samsung Life Insurance of 8.0%. This takes the industry's 12 month performance to a gain of 50%. Earnings are forecast to grow by 7.4% annually.

Sector Valuation and Performance

Has the South Korean Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 24 Dec 2025₩331.6t₩371.0t₩39.7t28.3x8.4x0.9x
Fri, 21 Nov 2025₩318.0t₩343.2t₩40.1t43.6x7.9x0.9x
Sun, 19 Oct 2025₩309.8t₩361.3t₩37.8t42.5x8.2x0.9x
Tue, 16 Sep 2025₩326.7t₩361.3t₩37.8t43.9x8.6x0.9x
Thu, 14 Aug 2025₩303.0t₩324.8t₩37.5t19.1x8.1x0.9x
Sat, 12 Jul 2025₩326.7t₩334.2t₩36.6t9.9x8.9x1x
Mon, 09 Jun 2025₩268.7t₩319.2t₩37.5t9.2x7.2x0.8x
Wed, 07 May 2025₩236.0t₩319.8t₩37.8t8.1x6.2x0.7x
Fri, 04 Apr 2025₩216.9t₩302.7t₩37.0t7.4x5.9x0.7x
Sun, 02 Mar 2025₩221.2t₩299.0t₩36.5t6.4x6.1x0.7x
Tue, 28 Jan 2025₩218.9t₩319.0t₩34.3t6.4x6.4x0.7x
Thu, 26 Dec 2024₩222.7t₩319.0t₩34.3t7.3x6.5x0.7x
Sat, 23 Nov 2024₩234.2t₩297.8t₩33.9t7.1x6.9x0.8x
Mon, 21 Oct 2024₩232.9t₩313.4t₩32.9t7.9x7.1x0.7x
Wed, 18 Sep 2024₩221.6t₩300.5t₩32.7t7.6x6.8x0.7x
Fri, 16 Aug 2024₩217.5t₩301.1t₩31.7t8.2x6.9x0.7x
Sun, 14 Jul 2024₩222.2t₩307.3t₩31.0t8.7x7.2x0.7x
Tue, 11 Jun 2024₩216.9t₩307.0t₩31.1t8.4x7x0.7x
Thu, 09 May 2024₩211.0t₩313.0t₩32.2t8.6x6.5x0.7x
Sat, 06 Apr 2024₩203.3t₩314.3t₩32.7t8.4x6.2x0.6x
Mon, 04 Mar 2024₩208.5t₩395.1t₩31.6t10.2x6.6x0.5x
Wed, 31 Jan 2024₩192.2t₩465.6t₩33.2t15.1x5.8x0.4x
Fri, 29 Dec 2023₩189.5t₩465.6t₩33.2t15x5.7x0.4x
Sun, 26 Nov 2023₩182.4t₩465.7t₩34.4t15.3x5.3x0.4x
Tue, 24 Oct 2023₩174.9t₩446.8t₩32.8t15.3x5.3x0.4x
Thu, 21 Sep 2023₩186.4t₩446.8t₩32.6t15.7x5.7x0.4x
Sat, 19 Aug 2023₩172.3t₩497.0t₩33.8t15.4x5.1x0.3x
Mon, 17 Jul 2023₩172.6t₩459.3t₩32.6t13.7x5.3x0.4x
Wed, 14 Jun 2023₩174.3t₩459.6t₩32.4t14.5x5.4x0.4x
Fri, 12 May 2023₩165.2t₩463.8t₩30.8t14x5.4x0.4x
Sun, 09 Apr 2023₩160.2t₩427.3t₩30.8t14.1x5.2x0.4x
Tue, 07 Mar 2023₩163.3t₩493.7t₩30.7t8.7x5.3x0.3x
Thu, 02 Feb 2023₩172.6t₩388.3t₩31.1t8.9x5.6x0.4x
Sat, 31 Dec 2022₩154.5t₩388.2t₩31.1t8.1x5x0.4x
Price to Earnings Ratio

5x


Total Market Cap: ₩154.5tTotal Earnings: ₩31.1tTotal Revenue: ₩388.2tTotal Market Cap vs Earnings and Revenue0%0%0%
South Korean Financials Sector Price to Earnings3Y Average 6.4x202320242025
Current Industry PE
  • Investors are optimistic on the South Korean Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 8.4x which is higher than its 3-year average PE of 6.4x.
  • The industry is trading close to its 3-year average PS ratio of 0.62x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 8.5% per year over the last three years, while revenues have remained mostly flat.
  • This means that companies overall are more efficiently conducting business since profits are increasing while sales have been flat.

Industry Trends

Which industries have driven the changes within the South Korean Financials sector?

KR Market2.68%
Financials2.99%
Insurance4.98%
Capital Markets3.93%
Diversified Financial2.20%
Banks2.06%
Consumer Finance0.18%
Mortgage Finance0%0
Industry PE
  • Investors are most optimistic about the Diversified Financial industry even though it's trading below its 3-year average PE ratio of 13.5x.
    • Analysts are expecting annual earnings growth of 17.2%, which is higher than its past year's earnings decline of 4.8% per year.
  • Investors are most pessimistic about the Consumer Finance industry, which is trading below its 3-year average of 6.8x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 17% over the next 5 years.
  • This is better than its past earnings decline of 4.8% per year.
  • In contrast, the Consumer Finance industry is expected to see its earnings grow by 5.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
A006800 Mirae Asset Securities₩23.20k13.4%
+₩1.8t		178.8%PE16.7x
A032830 Samsung Life Insurance₩163.60k6.5%
+₩1.8t		59.5%PE13.5x
A055550 Shinhan Financial Group₩77.70k1.7%
+₩626.1b		57.3%PB0.6x
A377300 Kakao Pay₩49.45k10.1%
+₩614.9b		85.2%PE148.2x
A105560 KB Financial Group₩126.00k1.4%
+₩614.2b		45.7%PB0.8x

Latest News

A211050
₩13,080.00
INCAR FINANCIAL SERVICE
7D
-5.1%
1Y
138.3%
A094480
₩8,810.00
Galaxia Moneytree
7D
-3.9%
1Y
15.3%
A026890
₩9,950.00
STIC Investments
7D
-4.3%
1Y
12.4%
A330730
₩5,580.00
Stonebridge Ventures
7D
-8.4%
1Y
40.7%
A105560
₩126,000.00
KB Financial Group
7D
1.4%
1Y
45.7%

A105560 Shareholder Returns Will Expand Through Dividends And Completed Buybacks

Analysts have raised their price target on KB Financial Group by approximately 4 percent to align with improved fair value estimates of about 170,000 won. They cited a slightly higher discount rate balanced by stronger projected revenue growth, wider profit margins, and a modestly lower future price to earnings multiple.
A316140
₩28,450.00
Woori Financial Group
7D
2.7%
1Y
80.7%

A316140 Will Reflect Higher Risk Profile With Stable Fair Value Outlook

Analysts have raised their fair value estimate for Woori Financial Group from ₩20,436.78 to ₩25,244.50. The updated estimate reflects a higher assumed cost of equity and valuation multiple, despite more muted expectations for revenue growth and profit margins.
A086790
₩94,900.00
Hana Financial Group
7D
2.3%
1Y
61.1%

A086790 Will Balance Share Buybacks With Modestly Improving Profit Margins

Analysts have raised their price target on Hana Financial Group to approximately ₩86,456 from ₩75,277. This reflects increased confidence in the firm’s improving profit margins and slightly lower perceived risk, even as they adopt more cautious revenue growth assumptions and a modestly higher future price-to-earnings multiple.
A032830
₩163,600.00
Samsung Life Insurance
7D
6.5%
1Y
59.5%

Samsung Life Insurance Co., Ltd.'s (KRX:032830) Business Is Yet to Catch Up With Its Share Price

Dec 13
Samsung Life Insurance Co., Ltd.'s (KRX:032830) Business Is Yet to Catch Up With Its Share Price
A055550
₩77,700.00
Shinhan Financial Group
7D
1.7%
1Y
57.3%

A055550 Share Buyback And Lower Risk Premium May Support Future Upside

Analysts have nudged their price target for Shinhan Financial Group higher from ₩104,000 to ₩106,000, reflecting slightly stronger expectations for long term revenue growth and a marginally lower discount rate. This is partly offset by a modestly softer projected profit margin and a higher assumed future P/E multiple.
A377300
₩49,450.00
Kakao Pay
7D
10.1%
1Y
85.2%

A377300 NFC Overseas Payments Will Worsen Profitability And Keep Shares Overvalued

Analysts have raised their fair value estimate for Kakao Pay to ₩30,000 from ₩26,000, primarily reflecting higher projected revenue growth and a richer future P/E multiple, despite slightly lower margin assumptions and a modestly reduced discount rate. What's in the News Kakao Pay launches NFC based overseas "tap to pay" functionality via Alipay+ and Mastercard, enabling contactless payments at over 150 million Mastercard merchant locations worldwide.
A006800
₩23,200.00
Mirae Asset Securities
7D
13.4%
1Y
178.8%

A006800 Inclusion In FTSE Index Will Drive Future Margin Upside

Analysts have modestly lifted their price target on Mirae Asset Securities, citing a stronger projected profit margin and a slightly more attractive future valuation multiple, although revenue growth expectations remain subdued. What's in the News Mirae Asset Securities has been added to the FTSE All-World Index in USD terms, potentially boosting passive fund flows and visibility among global investors (index announcement).
A082640
₩6,720.00
Tong Yang Life Insurance
7D
-1.2%
1Y
43.9%
A032190
₩19,670.00
Daou Data
7D
-1.6%
1Y
84.7%
A039490
₩299,500.00
Kiwoom Securities
7D
8.3%
1Y
132.7%
A003690
₩11,630.00
Korean Reinsurance
7D
-0.9%
1Y
41.3%

Here's Why We Think Korean Reinsurance (KRX:003690) Might Deserve Your Attention Today

Sep 26
Here's Why We Think Korean Reinsurance (KRX:003690) Might Deserve Your Attention Today
A019550
₩743.00
SBI Investment Korea
7D
-4.9%
1Y
-4.1%