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South Korean (KOSPI) Financials Sector Analysis

UpdatedFeb 07, 2026
DataAggregated Company Financials
Companies172
  • 7D5.6%
  • 3M22.9%
  • 1Y78.5%
  • YTD20.5%

The Financials industry has gained 4.8% in the last week and Shinhan Financial Group up 11%. In the same time, Kiwoom Securities was down 8.7%. In the last 12 months, the industry was up 77%. Looking forward, earnings are forecast to grow by 8.1% annually.

Sector Valuation and Performance

Has the South Korean Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 07 Feb 2026₩392.4t₩371.0t₩39.7t30x9.9x1.1x
Mon, 05 Jan 2026₩328.3t₩371.0t₩39.7t27.2x8.3x0.9x
Wed, 03 Dec 2025₩333.4t₩354.2t₩39.6t40.2x8.4x0.9x
Fri, 31 Oct 2025₩316.5t₩361.4t₩37.9t40.4x8.3x0.9x
Sun, 28 Sep 2025₩310.4t₩361.3t₩37.8t44.1x8.2x0.9x
Tue, 26 Aug 2025₩302.3t₩325.2t₩38.3t43.8x7.9x0.9x
Thu, 24 Jul 2025₩313.1t₩334.2t₩36.6t10.9x8.5x0.9x
Sat, 21 Jun 2025₩289.1t₩334.0t₩36.6t9.1x7.9x0.9x
Mon, 19 May 2025₩237.7t₩318.7t₩37.5t8.5x6.3x0.7x
Wed, 16 Apr 2025₩214.4t₩330.0t₩37.1t7.3x5.8x0.6x
Fri, 14 Mar 2025₩221.3t₩301.5t₩36.5t6.4x6.1x0.7x
Sun, 09 Feb 2025₩223.0t₩317.9t₩35.1t6.4x6.4x0.7x
Tue, 07 Jan 2025₩218.3t₩319.0t₩34.3t6.8x6.4x0.7x
Thu, 05 Dec 2024₩236.2t₩300.4t₩33.9t7.5x7x0.8x
Sat, 02 Nov 2024₩227.8t₩313.4t₩33.0t7.7x6.9x0.7x
Mon, 30 Sep 2024₩223.3t₩313.4t₩32.9t7.6x6.8x0.7x
Wed, 28 Aug 2024₩230.8t₩296.5t₩32.2t8.3x7.2x0.8x
Fri, 26 Jul 2024₩216.0t₩309.6t₩31.3t8.3x6.9x0.7x
Sun, 23 Jun 2024₩209.4t₩307.3t₩31.1t8.8x6.7x0.7x
Tue, 21 May 2024₩217.2t₩297.8t₩32.1t9x6.8x0.7x
Thu, 18 Apr 2024₩189.3t₩314.3t₩32.7t8x5.8x0.6x
Sat, 16 Mar 2024₩220.4t₩320.5t₩31.0t9.9x7.1x0.7x
Mon, 12 Feb 2024₩205.9t₩411.8t₩32.1t10.3x6.4x0.5x
Wed, 10 Jan 2024₩181.5t₩465.6t₩33.2t15.4x5.5x0.4x
Fri, 08 Dec 2023₩182.8t₩465.6t₩33.7t15.1x5.4x0.4x
Sun, 05 Nov 2023₩174.4t₩485.8t₩34.4t15.1x5.1x0.4x
Tue, 03 Oct 2023₩180.0t₩446.8t₩32.6t15.2x5.5x0.4x
Thu, 31 Aug 2023₩177.1t₩496.3t₩34.0t17.2x5.2x0.4x
Sat, 29 Jul 2023₩172.1t₩461.4t₩33.8t13x5.1x0.4x
Mon, 26 Jun 2023₩167.7t₩459.3t₩32.6t13.1x5.1x0.4x
Wed, 24 May 2023₩166.8t₩446.0t₩30.8t14.1x5.4x0.4x
Fri, 21 Apr 2023₩167.1t₩427.3t₩30.8t13.9x5.4x0.4x
Sun, 19 Mar 2023₩153.0t₩416.0t₩31.6t10.1x4.8x0.4x
Tue, 14 Feb 2023₩169.1t₩512.1t₩30.9t8.4x5.5x0.3x
Price to Earnings Ratio

5.5x


Total Market Cap: ₩169.1tTotal Earnings: ₩30.9tTotal Revenue: ₩512.1tTotal Market Cap vs Earnings and Revenue0%0%0%
South Korean Financials Sector Price to Earnings3Y Average 6.6x202420252026
Current Industry PE
  • Investors are optimistic on the South Korean Financials industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 9.9x which is higher than its 3-year average PE of 6.6x.
  • The 3-year average PS ratio of 0.64x is lower than the industry's current PS ratio of 1.1x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 8.7% per year over the last three years.
  • Meanwhile revenues for these companies have declined 10% per year.
  • This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.

Industry Trends

Which industries have driven the changes within the South Korean Financials sector?

KR Market-3.04%
Financials5.63%
Banks10.44%
Consumer Finance3.71%
Diversified Financial3.04%
Insurance2.21%
Mortgage Finance0%0
Capital Markets-0.28%
Industry PE
  • Investors are most optimistic about the Diversified Financial industry, which is trading close to its 3-year average PE ratio of 13.4x.
    • Analysts are expecting annual earnings growth of 18.9%, which is higher than its past year's earnings decline of 4.8% per year.
  • Investors are most pessimistic about the Consumer Finance industry, which is trading below its 3-year average of 6.7x.
Forecasted Growth
  • Analysts are most optimistic on the Diversified Financial industry, expecting annual earnings growth of 19% over the next 5 years.
  • This is better than its past earnings decline of 4.8% per year.
  • In contrast, the Consumer Finance industry is expected to see its earnings grow by 5.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
A055550 Shinhan Financial Group₩93.60k11.0%
+₩4.4t		90.1%PB0.8x
A086790 Hana Financial Group₩114.60k14.5%
+₩3.9t		86.0%PB0.7x
A105560 KB Financial Group₩149.30k10.4%
+₩3.7t		73.6%PB0.9x
A006800 Mirae Asset Securities₩48.00k12.3%
+₩3.1t		480.4%PE34.5x
A316140 Woori Financial Group₩32.45k7.3%
+₩1.6t		110.9%PB0.7x

Latest News

A005830
₩164,100.00
DB Insurance
7D
15.1%
1Y
62.2%

DB Insurance Co., Ltd. (KRX:005830) Stock Catapults 32% Though Its Price And Business Still Lag The Market

Feb 06
DB Insurance Co., Ltd. (KRX:005830) Stock Catapults 32% Though Its Price And Business Still Lag The Market
A032190
₩23,400.00
Daou Data
7D
-16.4%
1Y
125.9%

Daou Data Corp.'s (KOSDAQ:032190) Share Price Boosted 31% But Its Business Prospects Need A Lift Too

Feb 06
Daou Data Corp.'s (KOSDAQ:032190) Share Price Boosted 31% But Its Business Prospects Need A Lift Too
A316140
₩32,450.00
Woori Financial Group
7D
7.3%
1Y
110.9%
A055550
₩93,600.00
Shinhan Financial Group
7D
11.0%
1Y
90.1%
A086790
₩114,600.00
Hana Financial Group
7D
14.5%
1Y
86.0%

A086790: Share Repurchases And Modest Assumption Shifts Will Shape Future Return Profile

Analysts have raised their fair value estimate for Hana Financial Group from ₩114,350 to about ₩120,171, citing adjusted assumptions regarding the discount rate, revenue growth, profit margin and future P/E as the main drivers of this change. What's in the News The Board of Directors authorized a new share buyback plan on January 30, 2026, indicating a continued focus on returning capital to shareholders (Key Developments).
A039490
₩405,000.00
Kiwoom Securities
7D
-8.7%
1Y
249.7%
A023590
₩45,850.00
Daou Technology
7D
-13.8%
1Y
155.9%

Daou Technology Inc. (KRX:023590) Shares Fly 27% But Investors Aren't Buying For Growth

Feb 03
Daou Technology Inc. (KRX:023590) Shares Fly 27% But Investors Aren't Buying For Growth
A105560
₩149,300.00
KB Financial Group
7D
10.4%
1Y
73.6%

A105560: Future Shareholder Returns Will Rise Through Buybacks And Higher Implied Earnings Multiple

Analysts have raised their fair value estimate for KB Financial Group to ₩184,000 from ₩181,248.94. This change reflects updated assumptions for the discount rate, revenue growth, profit margin, and future P/E ratio, which they view as better aligned with current fundamentals.
A006800
₩48,000.00
Mirae Asset Securities
7D
12.3%
1Y
480.4%

We Ran A Stock Scan For Earnings Growth And Mirae Asset Securities (KRX:006800) Passed With Ease

Feb 02
We Ran A Stock Scan For Earnings Growth And Mirae Asset Securities (KRX:006800) Passed With Ease
A071050
₩205,500.00
Korea Investment Holdings
7D
-4.6%
1Y
155.9%
A211050
₩13,270.00
INCAR FINANCIAL SERVICE
7D
-16.2%
1Y
127.6%
A323410
₩26,000.00
KakaoBank
7D
13.5%
1Y
13.0%

A323410: Slightly Lower Assumptions Will Still Support Future Upside Potential

Analysts have slightly reduced their price target for KakaoBank as updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E have all been fine tuned. This has resulted in a modestly lower implied equity value in local currency terms.
A005940
₩25,950.00
NH Investment & Securities
7D
-4.1%
1Y
78.6%

Investors Aren't Buying NH Investment & Securities Co., Ltd.'s (KRX:005940) Earnings

Jan 24
Investors Aren't Buying NH Investment & Securities Co., Ltd.'s (KRX:005940) Earnings
A032830
₩184,300.00
Samsung Life Insurance
7D
-2.1%
1Y
102.8%
A016360
₩88,700.00
Samsung SecuritiesLtd
7D
-2.1%
1Y
87.9%

Investors Aren't Buying Samsung Securities Co.,Ltd.'s (KRX:016360) Earnings

Dec 29
Investors Aren't Buying Samsung Securities Co.,Ltd.'s (KRX:016360) Earnings
A138040
₩122,600.00
Meritz Financial Group
7D
5.1%
1Y
11.2%