A316140 Stock Overview
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank that provides a range of financial services to individual, business, and institutional customers in Korea.
Woori Financial Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₩12,000.00|
|52 Week High||₩16,350.00|
|52 Week Low||₩10,450.00|
|1 Month Change||-17.81%|
|3 Month Change||-21.82%|
|1 Year Change||3.90%|
|3 Year Change||-14.59%|
|5 Year Change||-35.66%|
|Change since IPO||-8.40%|
Recent News & Updates
|A316140||KR Banks||KR Market|
Return vs Industry: A316140 exceeded the KR Banks industry which returned -8.1% over the past year.
Return vs Market: A316140 exceeded the KR Market which returned -28.7% over the past year.
|A316140 Average Weekly Movement||4.5%|
|Banks Industry Average Movement||3.8%|
|Market Average Movement||6.3%|
|10% most volatile stocks in KR Market||10.6%|
|10% least volatile stocks in KR Market||3.9%|
Stable Share Price: A316140 is less volatile than 75% of KR stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: A316140's weekly volatility (5%) has been stable over the past year.
About the Company
Woori Financial Group Inc., together with its subsidiaries, operates as a commercial bank that provides a range of financial services to individual, business, and institutional customers in Korea. It operates through Banking, Credit Card, Capital, Investment Banking, and Others segments. The company offers savings, demand, and installment deposits; time deposits and certificates of deposit; and working capital, facilities, general purpose household, mortgage, and home equity loans.
Woori Financial Group Fundamentals Summary
|A316140 fundamental statistics|
Is A316140 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|A316140 income statement (TTM)|
|Cost of Revenue||₩32.40b|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||3.74k|
|Net Profit Margin||28.80%|
How did A316140 perform over the long term?See historical performance and comparison
7.5%Current Dividend Yield
Is A316140 undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 6/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for A316140?
Other financial metrics that can be useful for relative valuation.
|What is A316140's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does A316140's PE Ratio compare to its peers?
|A316140 PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
A024110 Industrial Bank of Korea
A055550 Shinhan Financial Group
A086790 Hana Financial Group
A316140 Woori Financial Group
Price-To-Earnings vs Peers: A316140 is good value based on its Price-To-Earnings Ratio (3.2x) compared to the peer average (18.3x).
Price to Earnings Ratio vs Industry
How does A316140's PE Ratio compare vs other companies in the Asian Banks Industry?
Price-To-Earnings vs Industry: A316140 is good value based on its Price-To-Earnings Ratio (3.2x) compared to the KR Banks industry average (3.4x)
Price to Earnings Ratio vs Fair Ratio
What is A316140's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||3.2x|
|Fair PE Ratio||4.4x|
Price-To-Earnings vs Fair Ratio: A316140 is good value based on its Price-To-Earnings Ratio (3.2x) compared to the estimated Fair Price-To-Earnings Ratio (4.4x).
Share Price vs Fair Value
What is the Fair Price of A316140 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: A316140 (₩12000) is trading below our estimate of fair value (₩53327.06)
Significantly Below Fair Value: A316140 is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: A316140 is good value based on its PEG Ratio (0.9x)
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How is Woori Financial Group forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?
Future Growth Score1/6
Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: A316140's forecast earnings growth (3.6% per year) is above the savings rate (3.6%).
Earnings vs Market: A316140's earnings (3.6% per year) are forecast to grow slower than the KR market (13.9% per year).
High Growth Earnings: A316140's earnings are forecast to grow, but not significantly.
Revenue vs Market: A316140's revenue (4.1% per year) is forecast to grow slower than the KR market (8.9% per year).
High Growth Revenue: A316140's revenue (4.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: A316140's Return on Equity is forecast to be low in 3 years time (10.3%).
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How has Woori Financial Group performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: A316140 has a high level of non-cash earnings.
Growing Profit Margin: A316140's current net profit margins (28.8%) are higher than last year (19.8%).
Past Earnings Growth Analysis
Earnings Trend: A316140's earnings have grown by 9.5% per year over the past 5 years.
Accelerating Growth: A316140's earnings growth over the past year (88.9%) exceeds its 5-year average (9.5% per year).
Earnings vs Industry: A316140 earnings growth over the past year (88.9%) exceeded the Banks industry 37.2%.
Return on Equity
High ROE: A316140's Return on Equity (10.1%) is considered low.
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How is Woori Financial Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: A316140's Assets to Equity ratio (15.9x) is moderate.
Allowance for Bad Loans: A316140 has a sufficient allowance for bad loans (163%).
Low Risk Liabilities: 74% of A316140's liabilities are made up of primarily low risk sources of funding.
Loan Level: A316140 has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: A316140's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: A316140 has an appropriate level of bad loans (0.4%).
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What is Woori Financial Group current dividend yield, its reliability and sustainability?
Dividend Score 4/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: A316140's dividend (7.5%) is higher than the bottom 25% of dividend payers in the KR market (1.03%).
High Dividend: A316140's dividend (7.5%) is in the top 25% of dividend payers in the KR market (3.23%)
Stability and Growth of Payments
Stable Dividend: A316140 has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: A316140's dividend payments have increased, but the company has only paid a dividend for 7 years.
Current Payout to Shareholders
Earnings Coverage: With its low payout ratio (24.3%), A316140's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: A316140's dividends in 3 years are forecast to be well covered by earnings (26.8% payout ratio).
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How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Tae-Seung Son (63 yo)
Mr. Tae-Seung Son was Chairman at Woori Bank Vietnam Limited. He served as Director of Woori Bank and was its President. He is Chief Executive Officer, President and Director at Woori Financial Group Inc....
CEO Compensation Analysis
Compensation vs Market: Tae-Seung's total compensation ($USD855.11K) is about average for companies of similar size in the KR market ($USD1.03M).
Compensation vs Earnings: Tae-Seung's compensation has been consistent with company performance over the past year.
Experienced Board: A316140's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Woori Financial Group Inc.'s employee growth, exchange listings and data sources
- Name: Woori Financial Group Inc.
- Ticker: A316140
- Exchange: KOSE
- Founded: 1899
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₩8.592t
- Shares outstanding: 716.00m
- Website: https://www.woorifg.com
Number of Employees
- Woori Financial Group Inc.
- 51, Sogong-ro
- South Korea
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/07/02 00:00|
|End of Day Share Price||2022/07/01 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.