A323410 Stock Overview
KakaoBank of Korea Corp. provides Internet based banking products and services in South Korea.
Price History & Performance
|Historical stock prices|
|Current Share Price||₩40,000.00|
|52 Week High||₩94,400.00|
|52 Week Low||₩37,100.00|
|1 Month Change||-8.26%|
|3 Month Change||-15.07%|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||n/a|
|Change since IPO||-42.69%|
Recent News & Updates
|A323410||KR Banks||KR Market|
Return vs Industry: Insufficient data to determine how A323410 performed against the KR Banks industry.
Return vs Market: Insufficient data to determine how A323410 performed against the KR Market.
|A323410 Average Weekly Movement||4.8%|
|Banks Industry Average Movement||3.5%|
|Market Average Movement||5.5%|
|10% most volatile stocks in KR Market||10.4%|
|10% least volatile stocks in KR Market||3.2%|
Stable Share Price: A323410 is not significantly more volatile than the rest of KR stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: A323410's weekly volatility (5%) has been stable over the past year.
About the Company
KakaoBank of Korea Corp. provides Internet based banking products and services in South Korea. Its products and services include deposit and withdrawal accounts, safe box, piggy bank, term deposits, and savings accounts; emergency, negative bank, credit, and private business loans, as well as Jeonse deposit loans; and overseas remittance, and check and credit cards. The company was founded in 2016 and is based in Seongnam-si, South Korea.
KakaoBank Fundamentals Summary
|A323410 fundamental statistics|
Is A323410 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|A323410 income statement (TTM)|
|Cost of Revenue||₩0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||428.60|
|Net Profit Margin||25.25%|
How did A323410 perform over the long term?See historical performance and comparison
Is KakaoBank undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: A323410 (₩40000) is trading above our estimate of fair value (₩110.12)
Significantly Below Fair Value: A323410 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: A323410 is poor value based on its PE Ratio (93.3x) compared to the KR Banks industry average (4.1x).
PE vs Market: A323410 is poor value based on its PE Ratio (93.3x) compared to the KR market (14x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate A323410's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: A323410 is overvalued based on its PB Ratio (3.5x) compared to the KR Banks industry average (0.4x).
How is KakaoBank forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if A323410's forecast earnings growth is above the savings rate (3.5%).
Earnings vs Market: Insufficient data to determine if A323410's earnings are forecast to grow faster than the KR market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: A323410's revenue (25.2% per year) is forecast to grow faster than the KR market (9.7% per year).
High Growth Revenue: A323410's revenue (25.2% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: A323410's Return on Equity is forecast to be low in 3 years time (8.6%).
How has KakaoBank performed over the past 5 years?
Past Performance Score1/6
Past Performance Score 1/6
Growing Profit Margin
Earnings vs Industry
Historical Banks annual earnings growth
Earnings and Revenue History
Quality Earnings: A323410 has high quality earnings.
Growing Profit Margin: Insufficient data to determine if A323410's profit margins have improved over the past year.
Past Earnings Growth Analysis
Earnings Trend: Unable to establish if A323410's year-on-year earnings growth rate was positive over the past 5 years as it has been trading publicly for less than 3 years.
Accelerating Growth: Unable to compare A323410's past year earnings growth to its 5-year average as it has been trading publicly for less than 3 years.
Earnings vs Industry: Insufficient data to determine if A323410's earnings growth over the past year exceeded the Banks industry average.
Return on Equity
High ROE: A323410's Return on Equity (3.7%) is considered low.
How is KakaoBank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: A323410's Assets to Equity ratio (6.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if A323410 has a sufficient allowance for bad loans.
Low Risk Liabilities: 98% of A323410's liabilities are made up of primarily low risk sources of funding.
Loan Level: A323410 has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: A323410's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: Insufficient data to determine if A323410 has an appropriate level of bad loans.
What is KakaoBank current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate A323410's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate A323410's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if A323410's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if A323410's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of A323410's dividend in 3 years as they are not forecast to pay a notable one for the KR market.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Mr. Yoon Ho-Young, also known as Daniel serves as Chief Executive Officer and Director at KakaoBank of Korea Corp.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: A323410 only recently listed within the past 12 months.
KakaoBank Corp.'s employee growth, exchange listings and data sources
- Name: KakaoBank Corp.
- Ticker: A323410
- Exchange: KOSE
- Founded: 2016
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₩19.050t
- Shares outstanding: 476.26m
- Website: https://kakaobank.com
- KakaoBank Corp.
- 231, Pangyoyeok-ro
- South Korea
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/23 00:00|
|End of Day Share Price||2022/05/23 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.