KakaoBank (A323410) Stock Overview
An Internet bank, provides banking services through electronic financial transaction method in South Korea. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for A323410 from our risk checks.
A323410 Community Fair Values
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Analyst Price Targets
KakaoBank Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₩22,150.00 |
| 52 Week High | ₩38,750.00 |
| 52 Week Low | ₩20,850.00 |
| Beta | 1.41 |
| 1 Month Change | 0.91% |
| 3 Month Change | -11.75% |
| 1 Year Change | -30.89% |
| 3 Year Change | -6.34% |
| 5 Year Change | n/a |
| Change since IPO | -68.27% |
Recent News & Updates
A323410: Revised Margins And Future P/E Will Keep Shares Fairly Priced
Analysts have raised their fair value estimate for KakaoBank from ₩22,000 to ₩24,000, citing updated assumptions that now reflect positive revenue growth, a lower discount rate, a reduced profit margin, and a slightly higher future P/E multiple. What's in the News KakaoBank held an Analyst/Investor Day event, giving the market an opportunity to hear updated assumptions and explanations behind the revised fair value estimate.Should You Be Adding KakaoBank (KRX:323410) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Recent updates
A323410: Revised Margins And Future P/E Will Keep Shares Fairly Priced
Analysts have raised their fair value estimate for KakaoBank from ₩22,000 to ₩24,000, citing updated assumptions that now reflect positive revenue growth, a lower discount rate, a reduced profit margin, and a slightly higher future P/E multiple. What's in the News KakaoBank held an Analyst/Investor Day event, giving the market an opportunity to hear updated assumptions and explanations behind the revised fair value estimate.Should You Be Adding KakaoBank (KRX:323410) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
A323410: Dividend And High Margin Outlook Will Support Share Re-Rating
Analysts keep their ₩33,000 price target on KakaoBank unchanged, citing slightly adjusted assumptions around the discount rate, revenue growth, profit margin, and future P/E that broadly offset one another in their updated models. What's in the News KakaoBank Corp.A323410: Dividend And Higher Future P/E Will Keep Shares Fairly Priced
Analysts have kept their KakaoBank fair value estimate unchanged at ₩22,000. They explain the flat price target as the result of offsetting changes in key assumptions, including a slightly lower discount rate, a shift from 9.35% revenue growth to a 1.21% decline, a modestly higher profit margin at about 42.28%, and a higher assumed future P/E of roughly 19.91x.A323410: Dividend Initiation And Stronger Profit Outlook Will Support Shares
Analysts have nudged their KakaoBank price target from ₩32,000 to ₩33,000, reflecting updated assumptions around slightly higher revenue growth, a modestly stronger profit margin, a marginally lower discount rate, and a small adjustment to expected future P/E. What's in the News KakaoBank Corp.A323410: Rich Dividend And Lower P/E Will Still Fail To Justify Price
Narrative Update on KakaoBank Analysts have adjusted their KakaoBank fair value estimate from ₩21,000 to ₩22,000, tying the change to updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. What's in the News KakaoBank Corp.A323410: Higher Profitability Outlook And Dividend Plan Will Support Shares
Analysts have reset their price target on KakaoBank from ₩35,000 to ₩32,000, reflecting updated assumptions that include a lower forecast revenue growth rate, a higher projected profit margin, a slightly reduced discount rate, and a more modest future P/E multiple. What's in the News KakaoBank announced an annual dividend of ₩460.0000 per share, with an ex date set for February 26, 2026, and a record date of February 27, 2026 (Key Developments).
A323410: Slightly Lower Assumptions Will Still Support Future Upside Potential
Analysts have slightly reduced their price target for KakaoBank as updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E have all been fine tuned. This has resulted in a modestly lower implied equity value in local currency terms.A323410: Stable Assumptions And Future P/E Will Support Upside Potential
Analysts have adjusted their KakaoBank price targets marginally in line with small tweaks to key model inputs, including a slightly lower discount rate, a modest change in revenue growth and profit margin assumptions, and a future P/E now set at about 25x. The fair value estimate remains broadly unchanged at ₩27,264.71.A323410: Profit Margin Improvements Will Offset Softer Revenue Expectations Ahead
Analysts have trimmed their price target on KakaoBank slightly from ₩21,146 to ₩21,000, reflecting more cautious revenue growth assumptions, offset by a modestly improved profit margin and slightly higher expected future valuation multiples. Valuation Changes The fair value estimate has been reduced slightly from around ₩21,146 to ₩21,000, reflecting marginally lower intrinsic value assumptions.A323410: Higher Profitability Will Support Strong Future Upside Potential
Analysts have slightly lowered their price target on KakaoBank to KRW 27,265 from KRW 27,412, citing a modestly higher long term growth and profitability outlook that is offset by a slightly reduced valuation multiple. Valuation Changes Fair Value Estimate reduced slightly to ₩27,265 from ₩27,412.A323410: Improving Profit Margins Will Drive Future Upside Potential
Narrative Update on KakaoBank Analysts have lowered their price target for KakaoBank from ₩28,375 to ₩27,411.76, citing softer revenue growth expectations along with a slight increase in profit margin outlook. Valuation Changes Consensus Analyst Price Target has decreased from ₩28,375 to ₩27,411.76, reflecting a downward adjustment.Digital Banking And AI Will Expand Global Markets
KakaoBank’s analyst price target remains unchanged at ₩28,375. Analysts maintain their cautious outlook given minor adjustments to growth and profitability projections.Digital Banking And AI Will Expand Global Markets
Analysts have adjusted their fair value estimate for KakaoBank downward by approximately ₩656. This change is due to modest decreases in revenue growth forecasts and profit margin expectations.Digital Banking And AI Will Expand Global Markets
KakaoBank's consensus revenue growth forecast has improved while its future P/E has declined, indicating stronger anticipated earnings and a modestly more attractive valuation, though the consensus price target remains unchanged at ₩29,031. Valuation Changes Summary of Valuation Changes for KakaoBank The Consensus Analyst Price Target remained effectively unchanged, at ₩29031.
Driving Global Growth With Innovation And Strategic Partnerships
KakaoBank's expanded partnerships and diversified loan services are expected to boost revenue and positively impact operating earnings.Shareholder Returns
| A323410 | KR Banks | KR Market | |
|---|---|---|---|
| 7D | -6.7% | 5.6% | 15.6% |
| 1Y | -30.9% | 46.7% | 185.0% |
Return vs Industry: A323410 underperformed the KR Banks industry which returned 46.7% over the past year.
Return vs Market: A323410 underperformed the KR Market which returned 185% over the past year.
Price Volatility
| A323410 volatility | |
|---|---|
| A323410 Average Weekly Movement | 5.9% |
| Banks Industry Average Movement | 6.0% |
| Market Average Movement | 8.8% |
| 10% most volatile stocks in KR Market | 16.1% |
| 10% least volatile stocks in KR Market | 4.5% |
Stable Share Price: A323410 has not had significant price volatility in the past 3 months compared to the KR market.
Volatility Over Time: A323410's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2016 | n/a | Daniel Ho-Young | kakaobank.com |
KakaoBank Corp., an Internet bank, provides banking services through electronic financial transaction method in South Korea. It offers various deposits, including checking, group, safe box, piggy bank, journal account, time deposits, flexible savings, and 26 week and one month savings accounts; loans, comprising micro, overdraft, credit, used car, housing deposit, housing deposit loan refinancing, mortgage, and mortgage loan refinancing loans; loan comparison, credit loan refinancing, and credit information services; investments/ forex products, which include funds, securities brokerage accounts, overseas remittance, WU transfer, and dollar boxes. The company also provides cards, including friends and group, co-branded credit cards, and credit card platforms; and business owner and mini services.
KakaoBank Corp. Fundamentals Summary
| A323410 fundamental statistics | |
|---|---|
| Market cap | ₩10.57t |
| Earnings (TTM) | ₩530.16b |
| Revenue (TTM) | ₩1.77t |
Is A323410 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| A323410 income statement (TTM) | |
|---|---|
| Revenue | ₩1.77t |
| Cost of Revenue | ₩0 |
| Gross Profit | ₩1.77t |
| Other Expenses | ₩1.24t |
| Earnings | ₩530.16b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.11k |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.03% |
| Debt/Equity Ratio | 1.5% |
How did A323410 perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/19 16:34 |
| End of Day Share Price | 2026/06/19 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
KakaoBank Corp. is covered by 25 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kevin Kwek | Bernstein |
| Jisun Lee | BofA Global Research |
| Junghwan Lee | CGS International |