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KakaoBank Corp.KOSE:A323410 Stock Report

Market Cap ₩13.1t
Share Price
₩27.40k
n/a
1Y16.1%
7D18.6%
Portfolio Value
​
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KakaoBank Corp.

KOSE:A323410 Stock Report

Market Cap: ₩13.1t

KakaoBank (A323410) Stock Overview

An Internet bank, provides banking services through electronic financial transaction method in South Korea. More details

A323410 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends2/6

Rewards

Earnings are forecast to grow 13.67% per year

Earnings have grown 25.1% per year over the past 5 years

Risk Analysis

No risks detected for A323410 from our risk checks.

A323410 Community Fair Values

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KakaoBank

Korea's Demographics And Regulation Will Curtail Expansion Despite Overseas Gains

Key Takeaways Slowing domestic growth and rising regulatory burdens threaten revenue, profitability, and the stability of long-term earnings for the company. Heavy reliance on the Kakao ecosystem and limited diversification increase vulnerability to competition, market saturation, and potential reputational shocks.
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₩21k
FV
30.5% overvalued intrinsic discount
1.21%
Revenue growth p.a.
12
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KakaoBank

Digital Banking And AI Will Expand Global Markets

Key Takeaways Continued digital innovation and ecosystem integration are driving user growth, strong engagement, and improving operating efficiency through lower acquisition costs and higher margins. Diversification into new financial services and international expansion reduce reliance on core lending and offer meaningful long-term revenue and profit growth opportunities.
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₩26.29k
FV
4.2% overvalued intrinsic discount
4.17%
Revenue growth p.a.
40
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KakaoBank

KakaoTalk Integration And Generative AI Will Ignite pan-Asian Digital Growth

Key Takeaways KakaoBank's AI-driven, digital-only model and deep KakaoTalk integration position it for market-leading user growth, margin expansion, and superior customer engagement. Rapid platform diversification, noninterest income growth, and international expansion support above-market revenue growth and long-term pan-Asian digital banking leadership.
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₩32k
FV
14.4% undervalued intrinsic discount
11.85%
Revenue growth p.a.
9
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KakaoBank Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for KakaoBank
Historical stock prices
Current Share Price₩27,400.00
52 Week High₩38,750.00
52 Week Low₩19,800.00
Beta1.82
1 Month Change26.85%
3 Month Change22.05%
1 Year Change16.10%
3 Year Change4.98%
5 Year Changen/a
Change since IPO-60.75%

Recent News & Updates

Recent updates

User avatar

Driving Global Growth With Innovation And Strategic Partnerships

KakaoBank's expanded partnerships and diversified loan services are expected to boost revenue and positively impact operating earnings.

Shareholder Returns

A323410KR BanksKR Market
7D18.6%13.8%6.5%
1Y16.1%77.1%102.1%

Return vs Industry: A323410 underperformed the KR Banks industry which returned 77.1% over the past year.

Return vs Market: A323410 underperformed the KR Market which returned 102.1% over the past year.

Price Volatility

Is A323410's price volatile compared to industry and market?
A323410 volatility
A323410 Average Weekly Movement5.8%
Banks Industry Average Movement4.2%
Market Average Movement6.3%
10% most volatile stocks in KR Market12.9%
10% least volatile stocks in KR Market2.9%

Stable Share Price: A323410 has not had significant price volatility in the past 3 months compared to the KR market.

Volatility Over Time: A323410's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2016n/aDaniel Ho-Youngkakaobank.com

KakaoBank Corp., an Internet bank, provides banking services through electronic financial transaction method in South Korea. It offers various deposits, including checking, group, safe box, piggy bank, journal account, time deposits, flexible savings, and 26 week and one month savings accounts; loans, comprising micro, overdraft, credit, used car, housing deposit, housing deposit loan refinancing, mortgage, and mortgage loan refinancing loans; loan comparison, credit loan refinancing, and credit information services; investments/ forex products, which include funds, securities brokerage accounts, overseas remittance, WU transfer, and dollar boxes. The company also provides cards, including friends and group, co-branded credit cards, and credit card platforms; and business owner and mini services.

KakaoBank Corp. Fundamentals Summary

How do KakaoBank's earnings and revenue compare to its market cap?
A323410 fundamental statistics
Market cap₩13.07t
Earnings (TTM)₩459.53b
Revenue (TTM)₩1.63t
28.4x
P/E Ratio
1.9x
P/B Ratio

Is A323410 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
A323410 income statement (TTM)
Revenue₩1.63t
Cost of Revenue₩0
Gross Profit₩1.63t
Other Expenses₩1.17t
Earnings₩459.53b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)963.35
Gross Margin100.00%
Net Profit Margin28.19%
Debt/Equity Ratio0%

How did A323410 perform over the long term?

See historical performance and comparison

Dividends

1.3%
Current Dividend Yield
n/a
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/10 23:15
End of Day Share Price 2026/02/10 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

KakaoBank Corp. is covered by 25 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin KwekBernstein
Jisun LeeBofA Global Research
Junghwan LeeCGS International