KakaoBank Corp.

KOSE:A323410 Stock Report

Market Cap: ₩10.5t

KakaoBank Management

Management criteria checks 1/4

We currently do not have sufficient information about the CEO.

Key information

Daniel Ho-Young

Chief executive officer

₩1.2b

Total compensation

CEO salary percentage60.91%
CEO tenure9.4yrs
CEO ownershipn/a
Management average tenureno data
Board average tenure2.2yrs

Recent management updates

Recent updates

Analysis Article May 05

Should You Be Adding KakaoBank (KRX:323410) To Your Watchlist Today?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrative Update Apr 06

A323410: Dividend And High Margin Outlook Will Support Share Re-Rating

Analysts keep their ₩33,000 price target on KakaoBank unchanged, citing slightly adjusted assumptions around the discount rate, revenue growth, profit margin, and future P/E that broadly offset one another in their updated models. What's in the News KakaoBank Corp.
Narrative Update Mar 23

A323410: Dividend And Higher Future P/E Will Keep Shares Fairly Priced

Analysts have kept their KakaoBank fair value estimate unchanged at ₩22,000. They explain the flat price target as the result of offsetting changes in key assumptions, including a slightly lower discount rate, a shift from 9.35% revenue growth to a 1.21% decline, a modestly higher profit margin at about 42.28%, and a higher assumed future P/E of roughly 19.91x.
Narrative Update Mar 09

A323410: Dividend Initiation And Stronger Profit Outlook Will Support Shares

Analysts have nudged their KakaoBank price target from ₩32,000 to ₩33,000, reflecting updated assumptions around slightly higher revenue growth, a modestly stronger profit margin, a marginally lower discount rate, and a small adjustment to expected future P/E. What's in the News KakaoBank Corp.
Narrative Update Feb 22

A323410: Rich Dividend And Lower P/E Will Still Fail To Justify Price

Narrative Update on KakaoBank Analysts have adjusted their KakaoBank fair value estimate from ₩21,000 to ₩22,000, tying the change to updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. What's in the News KakaoBank Corp.
Narrative Update Feb 08

A323410: Higher Profitability Outlook And Dividend Plan Will Support Shares

Analysts have reset their price target on KakaoBank from ₩35,000 to ₩32,000, reflecting updated assumptions that include a lower forecast revenue growth rate, a higher projected profit margin, a slightly reduced discount rate, and a more modest future P/E multiple. What's in the News KakaoBank announced an annual dividend of ₩460.0000 per share, with an ex date set for February 26, 2026, and a record date of February 27, 2026 (Key Developments).
Narrative Update Jan 25

A323410: Slightly Lower Assumptions Will Still Support Future Upside Potential

Analysts have slightly reduced their price target for KakaoBank as updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E have all been fine tuned. This has resulted in a modestly lower implied equity value in local currency terms.
Narrative Update Jan 10

A323410: Stable Assumptions And Future P/E Will Support Upside Potential

Analysts have adjusted their KakaoBank price targets marginally in line with small tweaks to key model inputs, including a slightly lower discount rate, a modest change in revenue growth and profit margin assumptions, and a future P/E now set at about 25x. The fair value estimate remains broadly unchanged at ₩27,264.71.
Narrative Update Dec 22

A323410: Profit Margin Improvements Will Offset Softer Revenue Expectations Ahead

Analysts have trimmed their price target on KakaoBank slightly from ₩21,146 to ₩21,000, reflecting more cautious revenue growth assumptions, offset by a modestly improved profit margin and slightly higher expected future valuation multiples. Valuation Changes The fair value estimate has been reduced slightly from around ₩21,146 to ₩21,000, reflecting marginally lower intrinsic value assumptions.
Narrative Update Dec 07

A323410: Higher Profitability Will Support Strong Future Upside Potential

Analysts have slightly lowered their price target on KakaoBank to KRW 27,265 from KRW 27,412, citing a modestly higher long term growth and profitability outlook that is offset by a slightly reduced valuation multiple. Valuation Changes Fair Value Estimate reduced slightly to ₩27,265 from ₩27,412.
Narrative Update Nov 11

A323410: Improving Profit Margins Will Drive Future Upside Potential

Narrative Update on KakaoBank Analysts have lowered their price target for KakaoBank from ₩28,375 to ₩27,411.76, citing softer revenue growth expectations along with a slight increase in profit margin outlook. Valuation Changes Consensus Analyst Price Target has decreased from ₩28,375 to ₩27,411.76, reflecting a downward adjustment.
Narrative Update Oct 28

Digital Banking And AI Will Expand Global Markets

KakaoBank’s analyst price target remains unchanged at ₩28,375. Analysts maintain their cautious outlook given minor adjustments to growth and profitability projections.
Narrative Update Oct 14

Digital Banking And AI Will Expand Global Markets

Analysts have adjusted their fair value estimate for KakaoBank downward by approximately ₩656. This change is due to modest decreases in revenue growth forecasts and profit margin expectations.
Narrative Update Sep 09

Digital Banking And AI Will Expand Global Markets

KakaoBank's consensus revenue growth forecast has improved while its future P/E has declined, indicating stronger anticipated earnings and a modestly more attractive valuation, though the consensus price target remains unchanged at ₩29,031. Valuation Changes Summary of Valuation Changes for KakaoBank The Consensus Analyst Price Target remained effectively unchanged, at ₩29031.
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New Narrative Nov 29

Driving Global Growth With Innovation And Strategic Partnerships

KakaoBank's expanded partnerships and diversified loan services are expected to boost revenue and positively impact operating earnings.

CEO Compensation Analysis

How has Daniel Ho-Young's remuneration changed compared to KakaoBank's earnings?
DateTotal CompensationSalaryCompany Earnings
Dec 31 2025n/an/a

₩480b

Sep 30 2025n/an/a

₩460b

Jun 30 2025n/an/a

₩472b

Mar 31 2025n/an/a

₩466b

Dec 31 2024₩1b₩748m

₩440b

Compensation vs Market: Daniel's total compensation ($USD823.99K) is about average for companies of similar size in the KR market ($USD940.65K).

Compensation vs Earnings: Insufficient data to compare Daniel's compensation with company performance.


CEO

Daniel Ho-Young (54 yo)

9.4yrs
Tenure
₩1,228,000,000
Compensation

Mr. Yoon Ho-Young, also known as Daniel serves as Chief Executive Officer at KakaoBank of Korea Corp and has been its Director since December 23, 2016.


Board Members

NamePositionTenureCompensationOwnership
Yoon Ho-Young
CEO & Director9.4yrs₩1.23bno data
Ho-Seok Yu
Independent Outside Director1.2yrsno datano data
Kwang-ok Kim
Vice President of the Board6.2yrs₩1.14bno data
Woong Seob Zhin
Independent Outside Chairman of the Board5.2yrsno datano data
Bu Eun Kim
Independent Outside Director2.2yrsno datano data
Ryoon Hee Kim
Independent Outside Director2.2yrsno datano data
Daeyeol Kwon
Non Executive Director2.2yrsno datano data
Jung Ki Kim
Independent Outside Director1.2yrsno datano data
2.2yrs
Average Tenure
59.5yo
Average Age

Experienced Board: A323410's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/13 18:35
End of Day Share Price 2026/05/13 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

KakaoBank Corp. is covered by 25 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin KwekBernstein
Jisun LeeBofA Global Research
Junghwan LeeCGS International