A055550 Stock Overview
Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally.
Shinhan Financial Group Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₩42,000.00|
|52 Week High||₩43,250.00|
|52 Week Low||₩34,550.00|
|1 Month Change||-0.12%|
|3 Month Change||5.53%|
|1 Year Change||0.60%|
|3 Year Change||-8.10%|
|5 Year Change||-15.07%|
|Change since IPO||260.52%|
Recent News & Updates
|A055550||KR Banks||KR Market|
Return vs Industry: A055550 underperformed the KR Banks industry which returned 4% over the past year.
Return vs Market: A055550 exceeded the KR Market which returned -14.3% over the past year.
|A055550 Average Weekly Movement||3.3%|
|Banks Industry Average Movement||3.3%|
|Market Average Movement||5.4%|
|10% most volatile stocks in KR Market||10.2%|
|10% least volatile stocks in KR Market||3.1%|
Stable Share Price: A055550 is less volatile than 75% of KR stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: A055550's weekly volatility (3%) has been stable over the past year.
About the Company
Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company operates through six segments: Banking, Credit Card, Securities, Life Insurance, Credit, and Others. It offers retail banking services, including demand, savings, and fixed deposit-taking; checking accounts; mortgage and home equity, and retail lending; electronic banking and automatic teller machines (ATM); and bill paying, payroll and check-cashing, currency exchange, and wire fund transfer services.
Shinhan Financial Group Fundamentals Summary
|A055550 fundamental statistics|
Is A055550 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|A055550 income statement (TTM)|
|Cost of Revenue||₩0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||8.06k|
|Net Profit Margin||30.46%|
How did A055550 perform over the long term?See historical performance and comparison
4.7%Current Dividend Yield
Is Shinhan Financial Group undervalued compared to its fair value and its price relative to the market?
Valuation Score 3/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: A055550 (₩42000) is trading below our estimate of fair value (₩111165.23)
Significantly Below Fair Value: A055550 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: A055550 is poor value based on its Price-To-Earnings Ratio (5.2x) compared to the KR Banks industry average (4.2x).
PE vs Market: A055550 is good value based on its Price-To-Earnings Ratio (5.2x) compared to the KR market (14.1x).
Price to Earnings Growth Ratio
PEG Ratio: A055550 is poor value based on its PEG Ratio (1.3x)
Price to Book Ratio
PB vs Industry: A055550's Price-To-Book Ratio (0.5x) is in line with the KR Banks industry average.
How is Shinhan Financial Group forecast to perform in the next 1 to 3 years based on estimates from 24 analysts?
Future Growth Score1/6
Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: A055550's forecast earnings growth (4% per year) is above the savings rate (3.5%).
Earnings vs Market: A055550's earnings (4% per year) are forecast to grow slower than the KR market (14.6% per year).
High Growth Earnings: A055550's earnings are forecast to grow, but not significantly.
Revenue vs Market: A055550's revenue (5.1% per year) is forecast to grow slower than the KR market (9.6% per year).
High Growth Revenue: A055550's revenue (5.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: A055550's Return on Equity is forecast to be low in 3 years time (9.5%).
How has Shinhan Financial Group performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: A055550 has a high level of non-cash earnings.
Growing Profit Margin: A055550's current net profit margins (30.5%) are higher than last year (29.5%).
Past Earnings Growth Analysis
Earnings Trend: A055550's earnings have grown by 6.4% per year over the past 5 years.
Accelerating Growth: A055550's earnings growth over the past year (14.5%) exceeds its 5-year average (6.4% per year).
Earnings vs Industry: A055550 earnings growth over the past year (14.5%) underperformed the Banks industry 41.5%.
Return on Equity
High ROE: A055550's Return on Equity (8.7%) is considered low.
How is Shinhan Financial Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: A055550's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: A055550 has a sufficient allowance for bad loans (241%).
Low Risk Liabilities: 59% of A055550's liabilities are made up of primarily low risk sources of funding.
Loan Level: A055550 has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: A055550's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: A055550 has an appropriate level of bad loans (0.3%).
What is Shinhan Financial Group current dividend yield, its reliability and sustainability?
Dividend Score 5/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: A055550's dividend (4.67%) is higher than the bottom 25% of dividend payers in the KR market (0.84%).
High Dividend: A055550's dividend (4.67%) is in the top 25% of dividend payers in the KR market (2.75%)
Stability and Growth of Payments
Stable Dividend: A055550's dividend payments have been volatile in the past 10 years.
Growing Dividend: A055550's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (30.7%), A055550's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: A055550's dividends in 3 years are forecast to be well covered by earnings (27.6% payout ratio).
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Yong-Byoung Cho (64 yo)
Mr. Yong-Byoung Cho has been Chief Executive Officer of Shinhan Financial Group Co., Ltd. since March 23, 2017 and serves as its Chairman of the Board. Mr. Cho serves as the Chief Executive Officer of Shin...
CEO Compensation Analysis
Compensation vs Market: Yong-Byoung's total compensation ($USD665.14K) is below average for companies of similar size in the KR market ($USD1.29M).
Compensation vs Earnings: Yong-Byoung's compensation has been consistent with company performance over the past year.
Experienced Management: A055550's management team is considered experienced (2.3 years average tenure).
Experienced Board: A055550's board of directors are considered experienced (3.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Shinhan Financial Group Co., Ltd.'s employee growth, exchange listings and data sources
- Name: Shinhan Financial Group Co., Ltd.
- Ticker: A055550
- Exchange: KOSE
- Founded: 1982
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: ₩21.389t
- Shares outstanding: 509.27m
- Website: https://www.shinhangroup.com
Number of Employees
- Shinhan Financial Group Co., Ltd.
- 20, Sejong-daero 9-gil
- South Korea
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/24 00:00|
|End of Day Share Price||2022/05/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.