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South Korean (KOSPI) Insurance Industry Analysis
UpdatedDec 24, 2025
DataAggregated Company Financials
Companies15
- 7D5.0%
- 3M4.6%
- 1Y42.6%
- YTD52.1%
In the last week, the Insurance industry is up 3.0%, with Samsung Life Insurance up 8.0%. Meanwhile, INCAR FINANCIAL SERVICE actually underperformed within the industry, shrinking 5.9% in the last week. In the last 12 months, the industry was up 41%. As for the next few years, earnings are expected to grow by 8.0% per annum.
Industry Valuation and Performance
Has the South Korean Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 24 Dec 2025 | ₩73.1t | ₩140.3t | ₩8.6t | 8.6x | 8.5x | 0.5x |
| Fri, 21 Nov 2025 | ₩67.7t | ₩135.9t | ₩8.0t | 7.5x | 8.5x | 0.5x |
| Sun, 19 Oct 2025 | ₩68.4t | ₩139.4t | ₩8.1t | 6.6x | 8.5x | 0.5x |
| Tue, 16 Sep 2025 | ₩72.5t | ₩139.4t | ₩8.1t | 6.6x | 9x | 0.5x |
| Thu, 14 Aug 2025 | ₩61.9t | ₩127.8t | ₩8.3t | 6.9x | 7.5x | 0.5x |
| Sat, 12 Jul 2025 | ₩66.4t | ₩127.8t | ₩8.3t | 7.1x | 8x | 0.5x |
| Mon, 09 Jun 2025 | ₩58.6t | ₩124.9t | ₩8.7t | 6.8x | 6.7x | 0.5x |
| Wed, 07 May 2025 | ₩47.7t | ₩126.6t | ₩8.9t | 5.2x | 5.3x | 0.4x |
| Fri, 04 Apr 2025 | ₩45.1t | ₩126.6t | ₩9.0t | 4.3x | 5x | 0.4x |
| Sun, 02 Mar 2025 | ₩45.3t | ₩123.6t | ₩9.0t | 4.2x | 5x | 0.4x |
| Tue, 28 Jan 2025 | ₩42.6t | ₩126.1t | ₩8.8t | 4.2x | 4.9x | 0.3x |
| Thu, 26 Dec 2024 | ₩49.0t | ₩126.1t | ₩8.8t | 4.1x | 5.6x | 0.4x |
| Sat, 23 Nov 2024 | ₩50.6t | ₩124.4t | ₩8.9t | 4.6x | 5.7x | 0.4x |
| Mon, 21 Oct 2024 | ₩48.7t | ₩122.9t | ₩8.5t | 4.5x | 5.7x | 0.4x |
| Wed, 18 Sep 2024 | ₩48.9t | ₩118.2t | ₩8.5t | 3.8x | 5.8x | 0.4x |
| Fri, 16 Aug 2024 | ₩46.3t | ₩120.4t | ₩7.6t | 6.2x | 6.1x | 0.4x |
| Sun, 14 Jul 2024 | ₩49.7t | ₩120.4t | ₩7.6t | 5.8x | 6.5x | 0.4x |
| Tue, 11 Jun 2024 | ₩45.5t | ₩120.4t | ₩7.6t | 5.5x | 6x | 0.4x |
| Thu, 09 May 2024 | ₩44.8t | ₩121.4t | ₩8.0t | 4.4x | 5.6x | 0.4x |
| Sat, 06 Apr 2024 | ₩43.9t | ₩121.4t | ₩8.0t | 3.9x | 5.5x | 0.4x |
| Mon, 04 Mar 2024 | ₩45.4t | ₩148.7t | ₩6.4t | 6.8x | 7.1x | 0.3x |
| Wed, 31 Jan 2024 | ₩42.1t | ₩163.6t | ₩6.9t | 5.7x | 6.1x | 0.3x |
| Fri, 29 Dec 2023 | ₩42.4t | ₩163.6t | ₩6.9t | 5.7x | 6.1x | 0.3x |
| Sun, 26 Nov 2023 | ₩42.5t | ₩166.7t | ₩6.8t | 6.1x | 6.2x | 0.3x |
| Tue, 24 Oct 2023 | ₩42.7t | ₩166.7t | ₩6.6t | 5.7x | 6.5x | 0.3x |
| Thu, 21 Sep 2023 | ₩44.2t | ₩166.7t | ₩6.6t | 6.1x | 6.7x | 0.3x |
| Sat, 19 Aug 2023 | ₩39.9t | ₩169.4t | ₩6.9t | 5.1x | 5.8x | 0.2x |
| Mon, 17 Jul 2023 | ₩40.4t | ₩169.4t | ₩6.9t | 4.8x | 5.9x | 0.2x |
| Wed, 14 Jun 2023 | ₩39.4t | ₩169.4t | ₩6.9t | 5.2x | 5.7x | 0.2x |
| Fri, 12 May 2023 | ₩40.6t | ₩165.0t | ₩6.4t | 5.7x | 6.4x | 0.2x |
| Sun, 09 Apr 2023 | ₩36.5t | ₩165.0t | ₩6.5t | 5.4x | 5.6x | 0.2x |
| Tue, 07 Mar 2023 | ₩38.8t | ₩152.5t | ₩5.8t | 5.1x | 6.7x | 0.3x |
| Thu, 02 Feb 2023 | ₩38.5t | ₩152.5t | ₩5.8t | 4.3x | 6.6x | 0.3x |
| Sat, 31 Dec 2022 | ₩37.8t | ₩152.5t | ₩5.8t | 4.5x | 6.5x | 0.2x |
Price to Earnings Ratio
6.5x
Current Industry PE
- Investors are optimistic on the South Korean Insurance industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 8.4x which is higher than its 3-year average PE of 6.5x.
- The industry is trading close to its 3-year average PS ratio of 0.35x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 14% per year over the last three years.
- Meanwhile revenues for these companies have declined 2.7% per year.
- This means that less sales are being generated overall, but since cost of doing business is lower, profits have been increasing.
Industry Trends
Which industries have driven the changes within the South Korean Financials industry?
| KR Market | 2.68% | |
| Financials | 2.99% | |
| Insurance | 4.98% | |
| Life and Health Insurance | 7.85% | |
| Property and Casualty Insurance | 2.90% | |
| Reinsurance | -0.35% | |
| Insurance Brokers | -3.49% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 8.0x.
- Analysts are expecting annual earnings growth of 36.3%, which is higher than its past year's earnings growth of 17.9% per year.
- Investors are most pessimistic about the Property and Casualty Insurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 6.1x.
Forecasted Growth
- Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 36% over the next 5 years.
- This is better than its past earnings growth rate of 18% per year.
- In contrast, the Life and Health Insurance industry is expected to see its earnings grow by 5.9% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| A032830 Samsung Life Insurance | ₩163.90k | 8.0% +₩2.2t | 59.7% | PE13.5x | |
| A000810 Samsung Fire & Marine Insurance | ₩498.00k | 2.6% +₩531.4b | 34.6% | PE12.1x | |
| A005830 DB Insurance | ₩128.80k | 4.1% +₩306.2b | 22.0% | PE4.9x | |
| A088350 Hanwha Life Insurance | ₩3.43k | 11.0% +₩255.5b | 34.6% | PE3.4x | |
| A001450 Hyundai Marine & Fire Insurance | ₩30.60k | 4.1% +₩94.1b | 19.5% | PE2.3x |
