A031210 Stock Overview

Provides guarantee and credit insurance to individuals and corporates in South Korea, rest of Asia, the United States, Europe, the Middle East, and North Africa. More details

A031210 fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	1/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 64.6% below our estimate of its fair value

Risk Analysis

Earnings have declined by 6.2% per year over past 5 years

Dividend of 8.37% is not well covered by earnings

Profit margins (9.2%) are lower than last year (18.5%)

Community vs My Fair Value

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Seoul Guarantee Insurance Co., Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Seoul Guarantee Insurance
Historical stock prices
Current Share Price	₩34,250.00
52 Week High	₩40,500.00
52 Week Low	₩26,550.00
Beta	0
1 Month Change	-1.86%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	7.03%

Recent updates

Shareholder Returns

	A031210	KR Insurance	KR Market
7D	2.4%	4.5%	1.5%
1Y	n/a	7.8%	-3.0%

Return vs Industry: Insufficient data to determine how A031210 performed against the KR Insurance industry.

Return vs Market: Insufficient data to determine how A031210 performed against the KR Market.

Price Volatility

Is A031210's price volatile compared to industry and market?
A031210 volatility
A031210 Average Weekly Movement	8.3%
Insurance Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in KR Market	12.5%
10% least volatile stocks in KR Market	3.0%

Stable Share Price: A031210 has not had significant price volatility in the past 3 months compared to the KR market.

Volatility Over Time: Insufficient data to determine A031210's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1969	n/a	Myung-Soon Lee	www.sgic.co.kr

Seoul Guarantee Insurance Co., Ltd., together with its subsidiaries, provides guarantee and credit insurance to individuals and corporates in South Korea, rest of Asia, the United States, Europe, the Middle East, and North Africa. The company offers identity verification, legally default, finance contractually default, non-financial contractually default, and advance payment performance guarantee insurance products; and commercial and financial credit guarantee insurance products, as well as surety insurance and reinsurance products. It also provides debt collection and insurance management brokerage services.

Seoul Guarantee Insurance Co., Ltd. Fundamentals Summary

How do Seoul Guarantee Insurance's earnings and revenue compare to its market cap?
A031210 fundamental statistics
Market cap	₩2.39t
Earnings (TTM)	₩213.10b
Revenue (TTM)	₩2.31t

11.2x

P/E Ratio

1.0x

P/S Ratio

Is A031210 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
A031210 income statement (TTM)
Revenue	₩2.31t
Cost of Revenue	₩1.87t
Gross Profit	₩437.59b
Other Expenses	₩224.49b
Earnings	₩213.10b

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	3.05k
Gross Margin	18.93%
Net Profit Margin	9.22%
Debt/Equity Ratio	0.8%

How did A031210 perform over the long term?

See historical performance and comparison

Dividends

8.4%

Current Dividend Yield

94%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/29 01:49
End of Day Share Price	2025/05/29 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Seoul Guarantee Insurance Co., Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Yong Jin Seol	SK Securities Co., Ltd.

Seoul Guarantee Insurance KOSE:A031210 Stock Report