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DB Insurance KOSE:A005830 Stock Report

Last Price

₩64.00k

Market Cap

₩3.9t

7D

1.7%

1Y

26.5%

Updated

26 May, 2022

Data

Company Financials +
A005830 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance5/6
Financial Health3/6
Dividends4/6

A005830 Stock Overview

DB Insurance Co., Ltd. provides various insurance products and services in South Korea.

DB Insurance Competitors

 

 

 

 

 

 

 

 

 

 

 

 

Price History & Performance

Summary of all time highs, changes and price drops for DB Insurance
Historical stock prices
Current Share Price₩64,000.00
52 Week High₩72,900.00
52 Week Low₩48,600.00
Beta0.56
1 Month Change-3.61%
3 Month Change4.75%
1 Year Change26.48%
3 Year Change3.23%
5 Year Change-8.18%
Change since IPO10,262.83%

Recent News & Updates

Feb 14
Is DB Insurance Co., Ltd. (KRX:005830) A Smart Choice For Dividend Investors?

Is DB Insurance Co., Ltd. (KRX:005830) A Smart Choice For Dividend Investors?

Today we'll take a closer look at DB Insurance Co., Ltd. ( KRX:005830 ) from a dividend investor's perspective. Owning...

Jan 19
DB Insurance's (KRX:005830) Shareholders Are Down 42% On Their Shares

DB Insurance's (KRX:005830) Shareholders Are Down 42% On Their Shares

As an investor its worth striving to ensure your overall portfolio beats the market average. But its virtually certain...

Shareholder Returns

A005830KR InsuranceKR Market
7D1.7%1.4%0.9%
1Y26.5%-2.4%-15.4%

Return vs Industry: A005830 exceeded the KR Insurance industry which returned -2.4% over the past year.

Return vs Market: A005830 exceeded the KR Market which returned -15.4% over the past year.

Price Volatility

Is A005830's price volatile compared to industry and market?
A005830 volatility
A005830 Average Weekly Movement5.1%
Insurance Industry Average Movement4.5%
Market Average Movement5.4%
10% most volatile stocks in KR Market10.4%
10% least volatile stocks in KR Market3.1%

Stable Share Price: A005830 is not significantly more volatile than the rest of KR stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: A005830's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19624,507Jeongnam Kimhttps://www.idbins.com

DB Insurance Co., Ltd. provides various insurance products and services in South Korea. The company offers general, auto, and long-term insurance products under the Promy car and Promy life brands. The company was formerly known as Dongbu Insurance Co., Ltd.

DB Insurance Fundamentals Summary

How do DB Insurance's earnings and revenue compare to its market cap?
A005830 fundamental statistics
Market Cap₩3.87t
Earnings (TTM)₩869.52b
Revenue (TTM)₩18.07t

4.4x

P/E Ratio

0.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
A005830 income statement (TTM)
Revenue₩18.07t
Cost of Revenue₩14.58t
Gross Profit₩3.49t
Other Expenses₩2.62t
Earnings₩869.52b

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)14.48k
Gross Margin19.33%
Net Profit Margin4.81%
Debt/Equity Ratio33.0%

How did A005830 perform over the long term?

See historical performance and comparison

Dividends

5.5%

Current Dividend Yield

24%

Payout Ratio

Valuation

Is DB Insurance undervalued compared to its fair value and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • PE vs Industry

  • PE vs Market

  • PEG Ratio

  • PB vs Industry


46.1%

Undervalued compared to fair value

Share Price vs. Fair Value

Below Fair Value: A005830 (₩64000) is trading below our estimate of fair value (₩118722.48)

Significantly Below Fair Value: A005830 is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: A005830 is good value based on its Price-To-Earnings Ratio (4.4x) compared to the KR Insurance industry average (6x).

PE vs Market: A005830 is good value based on its Price-To-Earnings Ratio (4.4x) compared to the KR market (13.7x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate A005830's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: A005830 is overvalued based on its Price-To-Book Ratio (0.6x) compared to the KR Insurance industry average (0.5x).


Future Growth

How is DB Insurance forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?

Future Growth Score

0/6

Future Growth Score 0/6

  • Earnings vs Savings Rate

  • Earnings vs Market

  • High Growth Earnings

  • Revenue vs Market

  • High Growth Revenue

  • Future ROE


-1.4%

Forecasted annual revenue growth

Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if A005830's forecast earnings growth is above the savings rate (3.5%).

Earnings vs Market: Insufficient data to determine if A005830's earnings are forecast to grow faster than the KR market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: A005830's revenue is expected to decline over the next 3 years (-1.4% per year).

High Growth Revenue: A005830's revenue is forecast to decline over the next 3 years (-1.4% per year).


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: A005830's Return on Equity is forecast to be low in 3 years time (12%).


Past Performance

How has DB Insurance performed over the past 5 years?

Past Performance Score

5/6

Past Performance Score 5/6

  • Quality Earnings

  • Growing Profit Margin

  • Earnings Trend

  • Accelerating Growth

  • Earnings vs Industry

  • High ROE


3.4%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: A005830 has high quality earnings.

Growing Profit Margin: A005830's current net profit margins (4.8%) are higher than last year (3.1%).


Past Earnings Growth Analysis

Earnings Trend: A005830's earnings have grown by 3.4% per year over the past 5 years.

Accelerating Growth: A005830's earnings growth over the past year (57.4%) exceeds its 5-year average (3.4% per year).

Earnings vs Industry: A005830 earnings growth over the past year (57.4%) exceeded the Insurance industry 31.4%.


Return on Equity

High ROE: A005830's Return on Equity (13%) is considered low.


Financial Health

How is DB Insurance's financial position?

Financial Health Score

3/6

Financial Health Score 3/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: A005830's short term assets (₩4,300.7B) do not cover its short term liabilities (₩8,456.5B).

Long Term Liabilities: A005830's short term assets (₩4,300.7B) do not cover its long term liabilities (₩49,562.7B).


Debt to Equity History and Analysis

Debt Level: A005830's net debt to equity ratio (6.8%) is considered satisfactory.

Reducing Debt: A005830's debt to equity ratio has increased from 9.1% to 33% over the past 5 years.

Debt Coverage: A005830's debt is well covered by operating cash flow (102.5%).

Interest Coverage: A005830's interest payments on its debt are well covered by EBIT (6.1x coverage).


Balance Sheet


Dividend

What is DB Insurance current dividend yield, its reliability and sustainability?

Dividend Score

4/6

Dividend Score 4/6

  • Notable Dividend

  • High Dividend

  • Stable Dividend

  • Growing Dividend

  • Earnings Coverage

  • Future Dividend Coverage


5.47%

Current Dividend Yield

Dividend Yield vs Market

Notable Dividend: A005830's dividend (5.47%) is higher than the bottom 25% of dividend payers in the KR market (0.85%).

High Dividend: A005830's dividend (5.47%) is in the top 25% of dividend payers in the KR market (2.75%)


Stability and Growth of Payments

Stable Dividend: Whilst dividend payments have been stable, A005830 has been paying a dividend for less than 10 years.

Growing Dividend: A005830's dividend payments have increased, but the company has only paid a dividend for 2 years.


Earnings Payout to Shareholders

Earnings Coverage: With its low payout ratio (24.2%), A005830's dividend payments are well covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: With its low cash payout ratio (9.4%), A005830's dividend payments are thoroughly covered by cash flows.


Discover strong dividend paying companies

Management

How experienced are the management team and are they aligned to shareholders interests?

₩785m

CEO Compensation


CEO

Jeongnam Kim (69 yo)

12.08yrs

Tenure

₩785,000,000

Compensation

Mr. Jeongnam Kim serves as President, CEO & Chairman of the Board in DB Insurance Co., Ltd. - Education: • 1972.03-1979.02: Received bachelor's degree in public administration from Dongguk University...


CEO Compensation Analysis

Compensation vs Market: Insufficient data to establish whether Jeongnam's total compensation is reasonable compared to companies of similar size in the KR market.

Compensation vs Earnings: Jeongnam's compensation has been consistent with company performance over the past year.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

DB Insurance Co., Ltd.'s employee growth, exchange listings and data sources


Key Information

  • Name: DB Insurance Co., Ltd.
  • Ticker: A005830
  • Exchange: KOSE
  • Founded: 1962
  • Industry: Property and Casualty Insurance
  • Sector: Insurance
  • Implied Market Cap: ₩3.873t
  • Shares outstanding: 60.04m
  • Website: https://www.idbins.com

Number of Employees


Location

  • DB Insurance Co., Ltd.
  • DB Financial Center
  • 432, Teheran-Ro
  • Seoul
  • 6194
  • South Korea

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2022/05/26 00:00
End of Day Share Price2022/05/26 00:00
Earnings2021/12/31
Annual Earnings2021/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.