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South Korean (KOSPI) Banks Industry Analysis

UpdatedDec 24, 2025
DataAggregated Company Financials
Companies12
  • 7D2.1%
  • 3M7.0%
  • 1Y49.0%
  • YTD54.4%

Over the last 7 days, the Banks industry has risen 2.3%, driven by gains from KB Financial Group of 1.9%. This means that the industry has gained 50% over the past year. Looking forward, earnings are forecast to grow by 5.7% annually.

Industry Valuation and Performance

Has the South Korean Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 24 Dec 2025₩168.7t₩77.3t₩21.8t7x7.7x2.2x
Fri, 21 Nov 2025₩162.7t₩67.9t₩22.3t6.5x7.3x2.4x
Sun, 19 Oct 2025₩155.9t₩74.2t₩21.2t6.7x7.4x2.1x
Tue, 16 Sep 2025₩162.4t₩74.2t₩21.2t7.2x7.7x2.2x
Thu, 14 Aug 2025₩157.1t₩72.4t₩21.1t6.7x7.4x2.2x
Sat, 12 Jul 2025₩164.5t₩74.6t₩20.6t7.7x8x2.2x
Mon, 09 Jun 2025₩135.4t₩71.3t₩20.7t6.1x6.6x1.9x
Wed, 07 May 2025₩122.2t₩63.7t₩20.7t5.4x5.9x1.9x
Fri, 04 Apr 2025₩111.4t₩70.6t₩20.2t5.4x5.5x1.6x
Sun, 02 Mar 2025₩114.0t₩69.7t₩20.7t5.1x5.5x1.6x
Tue, 28 Jan 2025₩118.2t₩70.6t₩19.2t5.8x6.2x1.7x
Thu, 26 Dec 2024₩116.4t₩70.6t₩19.2t5.2x6.1x1.6x
Sat, 23 Nov 2024₩125.7t₩68.2t₩18.8t5.9x6.7x1.8x
Mon, 21 Oct 2024₩124.8t₩69.6t₩18.4t5.6x6.8x1.8x
Wed, 18 Sep 2024₩116.4t₩68.5t₩18.5t5.2x6.3x1.7x
Fri, 16 Aug 2024₩117.7t₩77.0t₩18.4t5.2x6.4x1.5x
Sun, 14 Jul 2024₩117.7t₩68.1t₩17.8t4.8x6.6x1.7x
Tue, 11 Jun 2024₩110.4t₩68.1t₩17.8t4.6x6.2x1.6x
Thu, 09 May 2024₩112.5t₩67.0t₩18.2t5x6.2x1.7x
Sat, 06 Apr 2024₩105.3t₩68.2t₩18.7t4.7x5.6x1.5x
Mon, 04 Mar 2024₩105.6t₩145.8t₩19.6t4.6x5.4x0.7x
Wed, 31 Jan 2024₩94.5t₩133.3t₩19.8t3.8x4.8x0.7x
Fri, 29 Dec 2023₩92.8t₩133.3t₩19.7t3.7x4.7x0.7x
Sun, 26 Nov 2023₩88.7t₩137.1t₩21.2t3.5x4.2x0.6x
Tue, 24 Oct 2023₩86.4t₩97.8t₩20.0t3.5x4.3x0.9x
Thu, 21 Sep 2023₩90.9t₩97.8t₩19.8t3.5x4.6x0.9x
Sat, 19 Aug 2023₩83.3t₩134.6t₩21.1t3.1x4x0.6x
Mon, 17 Jul 2023₩82.3t₩96.6t₩20.0t3.2x4.1x0.9x
Wed, 14 Jun 2023₩84.3t₩96.6t₩19.9t3.3x4.2x0.9x
Fri, 12 May 2023₩83.2t₩129.1t₩20.1t3.6x4.1x0.6x
Sun, 09 Apr 2023₩81.1t₩92.6t₩19.8t3.5x4.1x0.9x
Tue, 07 Mar 2023₩87.2t₩193.3t₩19.6t3.7x4.4x0.5x
Thu, 02 Feb 2023₩95.9t₩69.5t₩19.8t4x4.8x1.4x
Sat, 31 Dec 2022₩82.8t₩69.5t₩19.8t3.6x4.2x1.2x
Price to Earnings Ratio

4.2x


Total Market Cap: ₩82.8tTotal Earnings: ₩19.8tTotal Revenue: ₩69.5tTotal Market Cap vs Earnings and Revenue0%0%0%
South Korean Banks Industry Price to Earnings3Y Average 5.7x202320242025
Current Industry PE
  • Investors are optimistic on the South Korean Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 7.8x which is higher than its 3-year average PE of 5.7x.
  • The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 2.2x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.1% per year over the last three years.
  • Revenues for these companies have grown 3.6% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the South Korean Financials industry?

KR Market2.68%
Financials2.99%
Banks2.06%
Regional Banks4.59%
Diversified Banks1.76%
Industry PE
  • Investors are most optimistic about the Regional Banks industry which is trading above its 3-year average PE ratio of 6.5x.
    • Analysts are expecting annual earnings growth of 9.8%, which is lower than the prior year's growth of 21.5% per year.
  • Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 5.6x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 9.8% over the next 5 years.
  • However this is lower than its past earnings growth rate of 21% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
A105560 KB Financial Group₩126.00k1.9%
+₩830.9b		45.7%PB0.8x
A316140 Woori Financial Group₩28.20k3.1%
+₩621.3b		79.2%PB0.6x
A055550 Shinhan Financial Group₩76.50k0.9%
+₩337.1b		54.9%PB0.6x
A323410 KakaoBank₩21.90k3.3%
+₩333.9b		-1.1%PB1.6x
A024110 Industrial Bank of Korea₩21.15k1.9%
+₩319.0b		43.6%PB0.5x

Latest News

A323410
₩21,900.00
KakaoBank
7D
3.3%
1Y
-1.1%

A323410: Profit Margin Improvements Will Offset Softer Revenue Expectations Ahead

Analysts have trimmed their price target on KakaoBank slightly from ₩21,146 to ₩21,000, reflecting more cautious revenue growth assumptions, offset by a modestly improved profit margin and slightly higher expected future valuation multiples. Valuation Changes The fair value estimate has been reduced slightly from around ₩21,146 to ₩21,000, reflecting marginally lower intrinsic value assumptions.
A105560
₩126,000.00
KB Financial Group
7D
1.9%
1Y
45.7%

A105560 Shareholder Returns Will Expand Through Dividends And Completed Buybacks

Analysts have raised their price target on KB Financial Group by approximately 4 percent to align with improved fair value estimates of about 170,000 won. They cited a slightly higher discount rate balanced by stronger projected revenue growth, wider profit margins, and a modestly lower future price to earnings multiple.
A316140
₩28,200.00
Woori Financial Group
7D
3.1%
1Y
79.2%

A316140 Will Reflect Higher Risk Profile With Stable Fair Value Outlook

Analysts have raised their fair value estimate for Woori Financial Group from ₩20,436.78 to ₩25,244.50. The updated estimate reflects a higher assumed cost of equity and valuation multiple, despite more muted expectations for revenue growth and profit margins.
A055550
₩76,500.00
Shinhan Financial Group
7D
0.9%
1Y
54.9%

A055550 Share Buyback And Lower Risk Premium May Support Future Upside

Analysts have nudged their price target for Shinhan Financial Group higher from ₩104,000 to ₩106,000, reflecting slightly stronger expectations for long term revenue growth and a marginally lower discount rate. This is partly offset by a modestly softer projected profit margin and a higher assumed future P/E multiple.
A139130
₩15,610.00
iM Financial Group
7D
10.1%
1Y
84.7%
A138930
₩16,140.00
BNK Financial Group
7D
5.4%
1Y
50.4%
A175330
₩26,000.00
JB Financial Group
7D
6.3%
1Y
55.9%
A006220
₩11,530.00
Jeju Bank
7D
-0.9%
1Y
47.8%
A024110
₩21,150.00
Industrial Bank of Korea
7D
1.9%
1Y
43.6%
A038540
₩1,728.00
Sangsangin
7D
-0.4%
1Y
14.4%