A088350 Stock Overview
Hanwha Life Insurance Co., Ltd. provides various insurance products to individual and corporate customers in South Korea, Vietnam, China, Indonesia, and internationally.
Hanwha Life Insurance Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||₩2,550.00|
|52 Week High||₩4,065.00|
|52 Week Low||₩2,460.00|
|1 Month Change||-17.74%|
|3 Month Change||-19.69%|
|1 Year Change||-33.85%|
|3 Year Change||-25.87%|
|5 Year Change||-62.99%|
|Change since IPO||-71.19%|
Recent News & Updates
|A088350||KR Insurance||KR Market|
Return vs Industry: A088350 underperformed the KR Insurance industry which returned -5.9% over the past year.
Return vs Market: A088350 underperformed the KR Market which returned -15.2% over the past year.
|A088350 Average Weekly Movement||4.2%|
|Insurance Industry Average Movement||4.7%|
|Market Average Movement||5.5%|
|10% most volatile stocks in KR Market||10.3%|
|10% least volatile stocks in KR Market||3.2%|
Stable Share Price: A088350 is less volatile than 75% of KR stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: A088350's weekly volatility (4%) has been stable over the past year.
About the Company
Hanwha Life Insurance Co., Ltd. provides various insurance products to individual and corporate customers in South Korea, Vietnam, China, Indonesia, and internationally. The company offers health, retirement, investment, group, accident, and savings insurance products; retirement pension plans; consulting services; and asset management products. It offers its products through financial planner, group financial planner, general agency, and bancassurance, as well as through online.
Hanwha Life Insurance Fundamentals Summary
|A088350 fundamental statistics|
Is A088350 overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|A088350 income statement (TTM)|
|Cost of Revenue||₩17.14t|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||1.46k|
|Net Profit Margin||4.61%|
How did A088350 perform over the long term?See historical performance and comparison
1.2%Current Dividend Yield
Is Hanwha Life Insurance undervalued compared to its fair value and its price relative to the market?
Valuation Score 3/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate A088350's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate A088350's fair value for valuation analysis.
Price To Earnings Ratio
PE vs Industry: A088350 is good value based on its PE Ratio (1.7x) compared to the KR Insurance industry average (5.8x).
PE vs Market: A088350 is good value based on its PE Ratio (1.7x) compared to the KR market (14.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate A088350's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: A088350 is good value based on its PB Ratio (0.2x) compared to the KR Insurance industry average (0.5x).
How is Hanwha Life Insurance forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if A088350's forecast earnings growth is above the savings rate (3.5%).
Earnings vs Market: Insufficient data to determine if A088350's earnings are forecast to grow faster than the KR market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: A088350's revenue is expected to decline over the next 3 years (-50.5% per year).
High Growth Revenue: A088350's revenue is forecast to decline over the next 3 years (-50.5% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: A088350's Return on Equity is forecast to be low in 3 years time (4.2%).
How has Hanwha Life Insurance performed over the past 5 years?
Past Performance Score4/6
Past Performance Score 4/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: A088350 has high quality earnings.
Growing Profit Margin: A088350's current net profit margins (4.6%) are higher than last year (0.4%).
Past Earnings Growth Analysis
Earnings Trend: A088350's earnings have declined by 10.9% per year over the past 5 years.
Accelerating Growth: A088350's earnings growth over the past year (937.2%) exceeds its 5-year average (-10.9% per year).
Earnings vs Industry: A088350 earnings growth over the past year (937.2%) exceeded the Insurance industry 41.8%.
Return on Equity
High ROE: A088350's Return on Equity (9.3%) is considered low.
How is Hanwha Life Insurance's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: A088350's short term assets (₩21,862.3B) exceed its short term liabilities (₩8,233.1B).
Long Term Liabilities: A088350's short term assets (₩21,862.3B) do not cover its long term liabilities (₩141,938.7B).
Debt to Equity History and Analysis
Debt Level: A088350 has more cash than its total debt.
Reducing Debt: A088350's debt to equity ratio has increased from 4.7% to 52.1% over the past 5 years.
Debt Coverage: A088350's debt is well covered by operating cash flow (79.6%).
Interest Coverage: Insufficient data to determine if A088350's interest payments on its debt are well covered by EBIT.
What is Hanwha Life Insurance current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: A088350's dividend (1.18%) is higher than the bottom 25% of dividend payers in the KR market (0.85%).
High Dividend: A088350's dividend (1.18%) is low compared to the top 25% of dividend payers in the KR market (2.75%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, A088350 has been paying a dividend for less than 10 years.
Growing Dividend: A088350 has only been paying a dividend for 2 years, and since then payments have not increased.
Earnings Payout to Shareholders
Earnings Coverage: With its low payout ratio (2.1%), A088350's dividend payments are thoroughly covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (0.4%), A088350's dividend payments are thoroughly covered by cash flows.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Seung-Joo Yeo (61 yo)
Mr. Seung-Joo Yeo serves as an Inside Director at Hanwha Life Insurance Co., Ltd., since March 2019 and has been its Chief Executive Officer and President since March 25, 2019. Mr. Yeo serves as Head of Bu...
Experienced Management: A088350's management team is considered experienced (2.5 years average tenure).
Experienced Board: A088350's board of directors are not considered experienced ( 1.2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Hanwha Life Insurance Co., Ltd.'s employee growth, exchange listings and data sources
- Name: Hanwha Life Insurance Co., Ltd.
- Ticker: A088350
- Exchange: KOSE
- Founded: 1946
- Industry: Life and Health Insurance
- Sector: Insurance
- Implied Market Cap: ₩1.916t
- Shares outstanding: 751.39m
- Website: https://www.hanwhalife.com
Number of Employees
- Hanwha Life Insurance Co., Ltd.
- 63 Hanwha Life Building
- 50 63-ro, Yeoeuido-dong
- South Korea
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/16 00:00|
|End of Day Share Price||2022/05/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.