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Indian (NIFTY) Consumer Finance Industry Analysis

UpdatedMay 28, 2025
DataAggregated Company Financials
Companies92
  • 7D1.6%
  • 3M10.4%
  • 1Y24.5%
  • YTDn/a

In the last week, Consumer Finance has been flat. The past year has been better, since the industry has gained 24% in that time. Earnings are forecast to grow by 20% annually.

Industry Valuation and Performance

Has the Indian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 28 May 2025₹12.8t₹1.5t₹495.4b19.7x25.9x8.5x
Fri, 25 Apr 2025₹13.0t₹1.5t₹495.2b19.6x26.2x8.7x
Sun, 23 Mar 2025₹12.5t₹1.5t₹497.3b18.3x25.1x8.3x
Tue, 18 Feb 2025₹11.5t₹1.5t₹484.4b18.7x23.8x7.7x
Thu, 16 Jan 2025₹10.5t₹1.5t₹481.0b20.5x21.9x7x
Sat, 14 Dec 2024₹10.8t₹1.5t₹481.0b23.1x22.5x7.2x
Mon, 11 Nov 2024₹10.4t₹1.5t₹483.3b22.3x21.6x6.9x
Wed, 09 Oct 2024₹11.3t₹1.5t₹494.2b20.8x23x7.7x
Fri, 06 Sep 2024₹11.4t₹1.5t₹490.7b23.2x23.3x7.8x
Sun, 04 Aug 2024₹10.6t₹1.5t₹487.7b23x21.8x7.3x
Tue, 02 Jul 2024₹11.1t₹1.4t₹473.3b21.3x23.5x7.9x
Thu, 30 May 2024₹10.1t₹1.4t₹466.2b19.8x21.7x7.2x
Sat, 27 Apr 2024₹10.4t₹1.5t₹458.3b22.5x22.6x7x
Mon, 25 Mar 2024₹9.9t₹1.4t₹451.5b21.3x21.9x7x
Wed, 21 Feb 2024₹10.1t₹1.4t₹451.6b23.1x22.3x7.1x
Fri, 19 Jan 2024₹10.6t₹1.4t₹446.8b21.7x23.8x7.5x
Sun, 17 Dec 2023₹10.6t₹1.4t₹444.6b22.1x23.9x7.6x
Tue, 14 Nov 2023₹10.1t₹1.4t₹443.2b20.1x22.8x7.2x
Thu, 12 Oct 2023₹10.6t₹1.3t₹417.0b21.1x25.3x7.9x
Sat, 09 Sep 2023₹10.1t₹1.3t₹416.8b22x24.1x7.6x
Mon, 07 Aug 2023₹9.7t₹1.3t₹408.3b18.9x23.8x7.5x
Wed, 05 Jul 2023₹10.0t₹1.3t₹383.6b20.7x26.2x8x
Fri, 02 Jun 2023₹9.1t₹1.3t₹383.2b22x23.7x7.2x
Sun, 30 Apr 2023₹8.1t₹1.2t₹369.2b20.7x21.8x6.6x
Tue, 28 Mar 2023₹7.2t₹1.2t₹359.9b22.7x20.1x6x
Thu, 23 Feb 2023₹7.8t₹1.2t₹359.9b25.2x21.7x6.4x
Sat, 21 Jan 2023₹7.6t₹1.1t₹322.2b28.4x23.7x6.8x
Mon, 19 Dec 2022₹8.2t₹1.1t₹322.2b28.8x25.4x7.3x
Wed, 16 Nov 2022₹8.1t₹1.1t₹316.8b26.6x25.5x7.5x
Fri, 14 Oct 2022₹8.1t₹987.0b₹298.2b28.6x27x8.2x
Sun, 11 Sep 2022₹8.3t₹987.0b₹298.3b27.2x27.9x8.4x
Tue, 09 Aug 2022₹8.3t₹977.6b₹298.1b24.3x27.9x8.5x
Thu, 07 Jul 2022₹7.0t₹791.0b₹236.1b25.9x29.6x8.8x
Sat, 04 Jun 2022₹7.0t₹788.2b₹235.0b24.2x29.9x8.9x
Price to Earnings Ratio

29.9x


Total Market Cap: ₹7.0tTotal Earnings: ₹235.0bTotal Revenue: ₹788.2bTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Consumer Finance Industry Price to Earnings3Y Average 24x202320242025
Current Industry PE
  • Investors are relatively neutral on the Indian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 24.0x.
  • The 3-year average PS ratio of 7.5x is lower than the industry's current PS ratio of 8.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 28% per year over the last three years.
  • Revenues for these companies have grown 24% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indian Consumer Finance compare with similar industries?

IN Market1.19%
Financials1.46%
Consumer Finance1.55%
Consumer Finance1.55%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
BAJFINANCE Bajaj Finance₹9.27k0.8%
+₹43.4b
36.2%PE34.6x
CHOLAHLDNG Cholamandalam Financial Holdings₹1.95k4.8%
+₹17.0b
72.2%PE16.9x
CREDITACC CreditAccess Grameen₹1.19k7.7%
+₹13.5b
-10.4%PE35.5x
FIVESTAR Five-Star Business Finance₹691.602.6%
+₹5.1b
-3.1%PE19x
SBICARD SBI Cards and Payment Services₹908.250.6%
+₹4.9b
30.3%PE45.1x
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Latest News

SUNDARMFIN

₹4,980.00

Sundaram Finance

7D

-3.7%

1Y

19.1%

538446

₹203.75

Moneyboxx Finance

7D

-2.2%

1Y

-32.4%

REPCOHOME

₹388.00

Repco Home Finance

7D

-2.3%

1Y

-19.9%

CREDITACC

₹1,185.90

CreditAccess Grameen

7D

7.7%

1Y

-10.4%

531213

₹231.95

Manappuram Finance

7D

1.7%

1Y

34.9%

SATIN

₹160.54

Satin Creditcare Network

7D

-3.2%

1Y

-27.1%

531595

₹158.45

Capri Global Capital

7D

-2.1%

1Y

-25.3%

SBFC

₹108.74

SBFC Finance

7D

3.5%

1Y

32.4%

BAJFINANCE

₹9,267.50

Bajaj Finance

7D

0.8%

1Y

36.2%

MANBA

₹136.52

Manba Finance

7D

-2.5%

1Y

n/a

FIVESTAR

₹691.60

Five-Star Business Finance

7D

2.6%

1Y

-3.1%

SBICARD

₹908.25

SBI Cards and Payment Services

7D

0.6%

1Y

30.3%

511218

₹654.80

Shriram Finance

7D

-0.4%

1Y

37.9%