Is Now The Time To Put Sundaram Finance (NSE:SUNDARMFIN) On Your Watchlist?
Sep 19
Indian (NIFTY) Consumer Finance Industry Analysis
UpdatedSep 24, 2023
DataAggregated Company Financials
Companies88
- 7D-1.2%
- 3M7.1%
- 1Y13.8%
- YTD20.5%
Over the last 7 days, the Consumer Finance industry has dropped 1.2%, driven by SBI Cards and Payment Services declining 4.8%. On the other hand Sundaram Finance is actually up 9.6%. In the past year, the industry has gained 14%. As for the next few years, earnings are expected to grow by 19% per annum.
Industry Valuation and Performance
Has the Indian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 24 Sep 2023 | ₹10.0t | ₹1.3t | ₹416.8b | 21.1x | 24.1x | 7.5x |
| Tue, 22 Aug 2023 | ₹9.4t | ₹1.3t | ₹415.3b | 19.5x | 22.6x | 7.1x |
| Thu, 20 Jul 2023 | ₹9.9t | ₹1.3t | ₹383.6b | 22.6x | 25.8x | 7.9x |
| Sat, 17 Jun 2023 | ₹9.3t | ₹1.3t | ₹383.3b | 21.7x | 24.4x | 7.4x |
| Mon, 15 May 2023 | ₹8.6t | ₹1.3t | ₹375.8b | 21.6x | 22.9x | 6.8x |
| Wed, 12 Apr 2023 | ₹7.7t | ₹1.2t | ₹359.9b | 22.2x | 21.3x | 6.3x |
| Fri, 10 Mar 2023 | ₹7.7t | ₹1.2t | ₹359.9b | 23.2x | 21.3x | 6.3x |
| Sun, 05 Feb 2023 | ₹7.8t | ₹1.2t | ₹355.4b | 27.7x | 21.8x | 6.5x |
| Tue, 03 Jan 2023 | ₹8.2t | ₹1.1t | ₹322.2b | 29.2x | 25.4x | 7.3x |
| Thu, 01 Dec 2022 | ₹7.9t | ₹1.1t | ₹316.1b | 26.9x | 25.1x | 7.2x |
| Sat, 29 Oct 2022 | ₹8.0t | ₹1.0t | ₹317.1b | 27.9x | 25.2x | 7.8x |
| Mon, 26 Sep 2022 | ₹8.3t | ₹987.0b | ₹298.2b | 27.9x | 27.9x | 8.4x |
| Wed, 24 Aug 2022 | ₹8.2t | ₹987.1b | ₹298.2b | 23.6x | 27.4x | 8.3x |
| Fri, 22 Jul 2022 | ₹7.5t | ₹882.4b | ₹246.1b | 26.2x | 30.6x | 8.5x |
| Sun, 19 Jun 2022 | ₹6.4t | ₹788.5b | ₹235.1b | 24.9x | 27.2x | 8.1x |
| Tue, 17 May 2022 | ₹6.7t | ₹824.8b | ₹235.7b | 26.9x | 28.3x | 8.1x |
| Thu, 14 Apr 2022 | ₹8.2t | ₹902.0b | ₹200.8b | 29.9x | 40.6x | 9x |
| Sat, 12 Mar 2022 | ₹7.4t | ₹904.8b | ₹200.8b | 24.5x | 36.8x | 8.2x |
| Mon, 07 Feb 2022 | ₹7.9t | ₹886.3b | ₹200.2b | 26x | 39.7x | 9x |
| Wed, 05 Jan 2022 | ₹8.1t | ₹837.8b | ₹175.0b | 23.1x | 46x | 9.6x |
| Fri, 03 Dec 2021 | ₹8.1t | ₹837.8b | ₹175.0b | 22.4x | 46x | 9.6x |
| Sun, 31 Oct 2021 | ₹8.4t | ₹948.6b | -₹337,750,232,308.00 | 21.8x | -24.7x | 8.8x |
| Tue, 28 Sep 2021 | ₹8.5t | ₹805.5b | ₹160.5b | 22.1x | 52.9x | 10.5x |
| Thu, 26 Aug 2021 | ₹7.9t | ₹806.4b | ₹160.4b | 20.5x | 49.5x | 9.8x |
| Fri, 02 Jul 2021 | ₹7.3t | ₹806.4b | ₹160.4b | 19.6x | 45.4x | 9x |
| Mon, 05 Apr 2021 | ₹6.5t | ₹798.3b | ₹185.4b | 15.7x | 35.1x | 8.1x |
| Thu, 07 Jan 2021 | ₹6.2t | ₹791.4b | ₹172.9b | 14.6x | 35.6x | 7.8x |
| Wed, 30 Sep 2020 | ₹4.5t | ₹811.2b | ₹192.6b | 12.7x | 23.1x | 5.5x |
Price to Earnings Ratio
23.1x
Current Industry PE
- Investors are pessimistic on the Indian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 24.1x which is lower than its 3-year average PE of 32.5x.
- The industry is trading close to its 3-year average PS ratio of 8.1x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 29% per year over the last three years.
- Revenues for these companies have grown 18% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Indian Consumer Finance compare with similar industries?
| IN Market | -1.77% | |
| Financials | -1.82% | |
| Consumer Finance | -1.19% | |
| Consumer Finance | -1.19% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| SUNDARMFIN Sundaram Finance | ₹2.98k | 9.6% +₹29.1b | 33.4% | PE22.9x | |
| CHOLAHLDNG Cholamandalam Financial Holdings | ₹1.19k | 3.6% +₹7.9b | 82.8% | PE16.1x | |
| FIVESTAR Five-Star Business Finance | ₹697.10 | 1.4% +₹2.8b | n/a | PE31.4x | |
| M&MFIN Mahindra & Mahindra Financial Services | ₹302.55 | 0.5% +₹2.0b | 55.6% | PE17x | |
| DELPHIFX Delphi World Money | ₹428.50 | 13.9% +₹582.5m | 5.3% | PE30.1x |
