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Apr 20
Indian (NIFTY) Consumer Finance Industry Analysis
UpdatedApr 26, 2024
DataAggregated Company Financials
Companies86
- 7D3.6%
- 3M3.3%
- 1Y31.4%
- YTDn/a
The Consumer Finance industry is up 3.0% in the last week, with Bajaj Finance up 5.8%. In the same time, Mahindra & Mahindra Financial Services was down 11%. This means that the industry has gained 34% over the past year. Earnings are forecast to grow by 17% annually.
Industry Valuation and Performance
Has the Indian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Apr 2024 | ₹10.7t | ₹1.4t | ₹451.7b | 22.5x | 23.6x | 7.6x |
| Sun, 24 Mar 2024 | ₹9.9t | ₹1.4t | ₹451.5b | 21.3x | 21.9x | 7x |
| Tue, 20 Feb 2024 | ₹10.1t | ₹1.4t | ₹451.6b | 23.4x | 22.3x | 7.1x |
| Thu, 18 Jan 2024 | ₹10.7t | ₹1.4t | ₹446.7b | 22.6x | 24x | 7.6x |
| Sat, 16 Dec 2023 | ₹10.6t | ₹1.4t | ₹444.6b | 22.1x | 23.9x | 7.6x |
| Mon, 13 Nov 2023 | ₹10.1t | ₹1.4t | ₹443.1b | 20.2x | 22.8x | 7.2x |
| Wed, 11 Oct 2023 | ₹10.5t | ₹1.3t | ₹417.0b | 21x | 25.2x | 7.9x |
| Fri, 08 Sep 2023 | ₹9.9t | ₹1.3t | ₹416.8b | 21.6x | 23.9x | 7.5x |
| Sun, 06 Aug 2023 | ₹9.7t | ₹1.3t | ₹408.3b | 18.9x | 23.8x | 7.5x |
| Tue, 04 Jul 2023 | ₹9.7t | ₹1.3t | ₹383.6b | 20.7x | 25.3x | 7.7x |
| Thu, 01 Jun 2023 | ₹9.0t | ₹1.3t | ₹383.2b | 22.4x | 23.6x | 7.2x |
| Sat, 29 Apr 2023 | ₹8.1t | ₹1.2t | ₹367.3b | 20.7x | 21.9x | 6.6x |
| Mon, 27 Mar 2023 | ₹7.3t | ₹1.2t | ₹359.9b | 23x | 20.3x | 6x |
| Wed, 22 Feb 2023 | ₹8.0t | ₹1.2t | ₹359.9b | 25.5x | 22.1x | 6.6x |
| Fri, 20 Jan 2023 | ₹7.7t | ₹1.1t | ₹322.2b | 28.2x | 24x | 6.9x |
| Sun, 18 Dec 2022 | ₹8.2t | ₹1.1t | ₹322.2b | 28.8x | 25.4x | 7.3x |
| Tue, 15 Nov 2022 | ₹8.0t | ₹1.1t | ₹315.5b | 26.3x | 25.5x | 7.5x |
| Thu, 13 Oct 2022 | ₹8.2t | ₹987.0b | ₹298.2b | 28.9x | 27.4x | 8.3x |
| Sat, 10 Sep 2022 | ₹8.3t | ₹987.1b | ₹298.3b | 27.2x | 27.9x | 8.4x |
| Mon, 08 Aug 2022 | ₹8.3t | ₹983.9b | ₹290.7b | 24.9x | 28.6x | 8.4x |
| Wed, 06 Jul 2022 | ₹6.8t | ₹790.6b | ₹236.1b | 26.7x | 28.7x | 8.6x |
| Fri, 03 Jun 2022 | ₹7.0t | ₹778.5b | ₹234.7b | 24.4x | 29.9x | 9x |
| Sun, 01 May 2022 | ₹7.7t | ₹873.7b | ₹214.8b | 30.8x | 35.9x | 8.8x |
| Tue, 29 Mar 2022 | ₹7.7t | ₹902.0b | ₹200.8b | 24.5x | 38.6x | 8.6x |
| Thu, 24 Feb 2022 | ₹7.7t | ₹904.8b | ₹200.8b | 24.9x | 38.2x | 8.5x |
| Sat, 22 Jan 2022 | ₹8.0t | ₹854.7b | ₹183.6b | 27.1x | 43.9x | 9.4x |
| Mon, 20 Dec 2021 | ₹7.7t | ₹837.8b | ₹175.0b | 22.2x | 43.9x | 9.2x |
| Wed, 17 Nov 2021 | ₹8.7t | ₹836.1b | ₹175.5b | 22.4x | 49.3x | 10.4x |
| Fri, 15 Oct 2021 | ₹8.7t | ₹805.5b | ₹160.5b | 22.4x | 54.4x | 10.8x |
| Sun, 12 Sep 2021 | ₹8.4t | ₹805.5b | ₹160.5b | 18x | 52.2x | 10.4x |
| Tue, 10 Aug 2021 | ₹7.4t | ₹806.4b | ₹160.4b | 19.1x | 46.3x | 9.2x |
| Mon, 03 May 2021 | ₹6.6t | ₹798.3b | ₹185.4b | 15.2x | 35.9x | 8.3x |
Price to Earnings Ratio
35.9x
Current Industry PE
- Investors are pessimistic on the Indian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 23.6x which is lower than its 3-year average PE of 30.9x.
- The industry is trading close to its 3-year average PS ratio of 8.1x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 35% per year over the last three years.
- Revenues for these companies have grown 21% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Indian Consumer Finance compare with similar industries?
| IN Market | 2.82% | |
| Financials | 3.49% | |
| Consumer Finance | 3.59% | |
| Consumer Finance | 3.59% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BAJFINANCE Bajaj Finance | ₹7.29k | 5.8% +₹248.2b | 17.7% | PE32.7x | |
| 511218 Shriram Finance | ₹2.49k | 5.1% +₹45.2b | 77.5% | PE14.1x | |
| SBICARD SBI Cards and Payment Services | ₹758.40 | 4.5% +₹30.8b | -3.3% | PE30.8x | |
| 511243 Cholamandalam Investment and Finance | ₹1.15k | 3.0% +₹28.7b | 35.2% | PE30.2x | |
| SUNDARMFIN Sundaram Finance | ₹4.79k | 4.5% +₹23.0b | 105.0% | PE33.2x |