Indian (NIFTY) Consumer Finance Industry Analysis
UpdatedMay 28, 2022
DataAggregated Company Financials
Companies80
- 7D1.7%
- 3M-9.0%
- 1Y-2.0%
- YTD-13.7%
The Consumer Finance industry is up 1.7% in the last week, with Bajaj Finance up 3.8%. During this same period, the Muthoot Finance underperformed, falling 5.5%. Overall in the last year, the industry is flat. Looking forward, earnings are forecast to grow by 25% annually.
Industry Valuation and Performance
Has the Indian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE |
|---|---|---|---|---|
| Sun, 29 May 2022 | ₹6.9t | ₹797.9b | ₹234.7b | 25.4x |
| Tue, 26 Apr 2022 | ₹7.8t | ₹902.0b | ₹200.8b | 31.2x |
| Thu, 24 Mar 2022 | ₹7.8t | ₹904.8b | ₹200.8b | 25.1x |
| Sat, 19 Feb 2022 | ₹7.8t | ₹904.8b | ₹200.8b | 26.1x |
| Mon, 17 Jan 2022 | ₹8.4t | ₹837.7b | ₹173.8b | 23.9x |
| Wed, 15 Dec 2021 | ₹7.9t | ₹837.8b | ₹175.0b | 22.2x |
| Fri, 12 Nov 2021 | ₹8.6t | ₹839.6b | ₹178.0b | 19.5x |
| Sun, 10 Oct 2021 | ₹8.6t | ₹805.5b | ₹160.5b | 22.3x |
| Tue, 07 Sep 2021 | ₹8.4t | ₹805.5b | ₹160.5b | 18.9x |
| Thu, 05 Aug 2021 | ₹7.6t | ₹806.4b | ₹160.4b | 19.3x |
| Sun, 09 May 2021 | ₹6.6t | ₹798.3b | ₹185.4b | 15.2x |
| Wed, 10 Feb 2021 | ₹5.9t | ₹791.4b | ₹172.9b | 15.1x |
| Tue, 03 Nov 2020 | ₹4.5t | ₹811.2b | ₹192.6b | 11.6x |
| Fri, 07 Aug 2020 | ₹4.2t | ₹807.6b | ₹197.5b | 12.8x |
| Thu, 30 Apr 2020 | ₹3.3t | ₹852.5b | ₹194.7b | 13.6x |
| Sun, 02 Feb 2020 | ₹4.4t | ₹742.9b | ₹193.3b | 15.5x |
| Wed, 06 Nov 2019 | ₹4.0t | ₹711.3b | ₹178.7b | 13.4x |
| Sat, 10 Aug 2019 | ₹3.4t | ₹684.5b | ₹173.9b | 14.3x |
Median PE Ratio
21.5x
Current Industry PE
- Investors are optimistic on the industry, and appear confident in long-term growth rates.
- The industry is trading at a PE ratio of 25.4x which is higher than its 3-year average PE of 17.3x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 11% per year over the last three years.
- Revenues for these companies have grown 5.3% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Indian Consumer Finance compare with similar industries?
| IN Market | -0.87% | |
| Financials | 2.32% | |
| Consumer Finance | 1.71% | |
| Consumer Finance | 1.71% | |
Industry PEThere is insufficient data on the sub-industries of this industry.
Forecasted GrowthThere is insufficient data on the sub-industries of this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| 500034 Bajaj Finance | ₹5.99k | 3.8% +₹131.0b | 6.8% | PS51.4x | |
| 543066 SBI Cards and Payment Services | ₹765.45 | 3.2% +₹22.6b | -26.9% | PS44.7x | |
| 511218 Shriram Transport Finance | ₹1.14k | 4.2% +₹12.5b | -21.5% | PS11.4x | |
| 511243 Cholamandalam Investment and Finance | ₹656.55 | 1.7% +₹9.1b | 20.8% | PS25x | |
| M&MFIN Mahindra & Mahindra Financial Services | ₹171.55 | 0.7% +₹1.5b | 7.4% | PS18.6x |