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Indian (NIFTY) Consumer Finance Industry Analysis
UpdatedMay 27, 2025
DataAggregated Company Financials
Companies91
- 7D0.05%
- 3M10.7%
- 1Y24.5%
- YTDn/a
The Consumer Finance industry has stayed flat over the last week. The past year has been better, since the industry has gained 24% in that time. As for the next few years, earnings are expected to grow by 20% per annum.
Industry Valuation and Performance
Has the Indian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Wed, 28 May 2025 | ₹12.9t | ₹1.5t | ₹492.5b | 19.7x | 26.1x | 8.5x |
| Fri, 25 Apr 2025 | ₹13.0t | ₹1.5t | ₹495.2b | 19.6x | 26.2x | 8.7x |
| Sun, 23 Mar 2025 | ₹12.5t | ₹1.5t | ₹497.3b | 18.3x | 25.1x | 8.3x |
| Tue, 18 Feb 2025 | ₹11.5t | ₹1.5t | ₹484.4b | 18.7x | 23.8x | 7.7x |
| Thu, 16 Jan 2025 | ₹10.5t | ₹1.5t | ₹481.0b | 20.5x | 21.9x | 7x |
| Sat, 14 Dec 2024 | ₹10.8t | ₹1.5t | ₹481.0b | 23.1x | 22.5x | 7.2x |
| Mon, 11 Nov 2024 | ₹10.4t | ₹1.5t | ₹483.3b | 22.3x | 21.6x | 6.9x |
| Wed, 09 Oct 2024 | ₹11.3t | ₹1.5t | ₹494.2b | 20.8x | 23x | 7.7x |
| Fri, 06 Sep 2024 | ₹11.4t | ₹1.5t | ₹490.7b | 23.2x | 23.3x | 7.8x |
| Sun, 04 Aug 2024 | ₹10.6t | ₹1.5t | ₹487.7b | 23x | 21.8x | 7.3x |
| Tue, 02 Jul 2024 | ₹11.1t | ₹1.4t | ₹473.3b | 21.3x | 23.5x | 7.9x |
| Thu, 30 May 2024 | ₹10.1t | ₹1.4t | ₹466.2b | 19.8x | 21.7x | 7.2x |
| Sat, 27 Apr 2024 | ₹10.4t | ₹1.5t | ₹458.3b | 22.5x | 22.6x | 7x |
| Mon, 25 Mar 2024 | ₹9.9t | ₹1.4t | ₹451.5b | 21.3x | 21.9x | 7x |
| Wed, 21 Feb 2024 | ₹10.1t | ₹1.4t | ₹451.6b | 23.1x | 22.3x | 7.1x |
| Fri, 19 Jan 2024 | ₹10.6t | ₹1.4t | ₹446.8b | 21.7x | 23.8x | 7.5x |
| Sun, 17 Dec 2023 | ₹10.6t | ₹1.4t | ₹444.6b | 22.1x | 23.9x | 7.6x |
| Tue, 14 Nov 2023 | ₹10.1t | ₹1.4t | ₹443.2b | 20.1x | 22.8x | 7.2x |
| Thu, 12 Oct 2023 | ₹10.6t | ₹1.3t | ₹417.0b | 21.1x | 25.3x | 7.9x |
| Sat, 09 Sep 2023 | ₹10.1t | ₹1.3t | ₹416.8b | 22x | 24.1x | 7.6x |
| Mon, 07 Aug 2023 | ₹9.7t | ₹1.3t | ₹408.3b | 18.9x | 23.8x | 7.5x |
| Wed, 05 Jul 2023 | ₹10.0t | ₹1.3t | ₹383.6b | 20.7x | 26.2x | 8x |
| Fri, 02 Jun 2023 | ₹9.1t | ₹1.3t | ₹383.2b | 22x | 23.7x | 7.2x |
| Sun, 30 Apr 2023 | ₹8.1t | ₹1.2t | ₹369.2b | 20.7x | 21.8x | 6.6x |
| Tue, 28 Mar 2023 | ₹7.2t | ₹1.2t | ₹359.9b | 22.7x | 20.1x | 6x |
| Thu, 23 Feb 2023 | ₹7.8t | ₹1.2t | ₹359.9b | 25.2x | 21.7x | 6.4x |
| Sat, 21 Jan 2023 | ₹7.6t | ₹1.1t | ₹322.2b | 28.4x | 23.7x | 6.8x |
| Mon, 19 Dec 2022 | ₹8.2t | ₹1.1t | ₹322.2b | 28.8x | 25.4x | 7.3x |
| Wed, 16 Nov 2022 | ₹8.1t | ₹1.1t | ₹316.8b | 26.6x | 25.5x | 7.5x |
| Fri, 14 Oct 2022 | ₹8.1t | ₹987.0b | ₹298.2b | 28.6x | 27x | 8.2x |
| Sun, 11 Sep 2022 | ₹8.3t | ₹987.0b | ₹298.3b | 27.2x | 27.9x | 8.4x |
| Tue, 09 Aug 2022 | ₹8.3t | ₹977.6b | ₹298.1b | 24.3x | 27.9x | 8.5x |
| Thu, 07 Jul 2022 | ₹7.0t | ₹791.0b | ₹236.1b | 25.9x | 29.6x | 8.8x |
| Sat, 04 Jun 2022 | ₹7.0t | ₹788.2b | ₹235.0b | 24.2x | 29.9x | 8.9x |
Price to Earnings Ratio
29.9x
Current Industry PE
- Investors are relatively neutral on the Indian Consumer Finance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 24.0x.
- The 3-year average PS ratio of 7.5x is lower than the industry's current PS ratio of 8.5x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 28% per year over the last three years.
- Revenues for these companies have grown 25% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Indian Consumer Finance compare with similar industries?
| IN Market | 0.18% | |
| Financials | 0.38% | |
| Consumer Finance | 0.049% | |
| Consumer Finance | 0.049% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BAJFINANCE Bajaj Finance | ₹9.17k | 1.0% +₹57.1b | 33.4% | PE34.2x | |
| 511243 Cholamandalam Investment and Finance | ₹1.66k | 3.4% +₹46.2b | 32.2% | PE32.8x | |
| SBICARD SBI Cards and Payment Services | ₹915.95 | 1.9% +₹16.4b | 29.8% | PE45.5x | |
| MUTHOOTFIN Muthoot Finance | ₹2.06k | 1.6% +₹12.8b | 18.2% | PE15.5x | |
| CREDITACC CreditAccess Grameen | ₹1.17k | 6.5% +₹11.5b | -12.9% | PE35.2x |