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Indian (NIFTY) Consumer Finance Industry Analysis
UpdatedNov 20, 2024
DataAggregated Company Financials
Companies91
- 7D-0.9%
- 3M-6.8%
- 1Y1.9%
- YTD-2.5%
The Consumer Finance is pretty flat in the last 7 days, but Muthoot Finance has stood out, gaining 5.8%. Furthermore, the industry has been flat for the past year as well. Looking forward, earnings are forecast to grow by 23% annually.
Industry Valuation and Performance
Has the Indian Consumer Finance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 21 Nov 2024 | ₹10.1t | ₹1.5t | ₹481.0b | 21x | 20.9x | 6.6x |
| Sat, 19 Oct 2024 | ₹11.1t | ₹1.5t | ₹494.2b | 22.2x | 22.5x | 7.5x |
| Mon, 16 Sep 2024 | ₹11.8t | ₹1.5t | ₹490.8b | 22.9x | 24x | 8x |
| Wed, 14 Aug 2024 | ₹10.2t | ₹1.5t | ₹488.6b | 21x | 20.9x | 6.9x |
| Fri, 12 Jul 2024 | ₹10.8t | ₹1.4t | ₹473.5b | 22.4x | 22.8x | 7.6x |
| Sun, 09 Jun 2024 | ₹10.7t | ₹1.4t | ₹473.0b | 21.6x | 22.6x | 7.6x |
| Tue, 07 May 2024 | ₹10.5t | ₹1.4t | ₹463.2b | 22.5x | 22.6x | 7.4x |
| Thu, 04 Apr 2024 | ₹10.6t | ₹1.4t | ₹451.5b | 22.1x | 23.6x | 7.5x |
| Sat, 02 Mar 2024 | ₹9.9t | ₹1.4t | ₹451.6b | 22.8x | 22x | 7x |
| Mon, 29 Jan 2024 | ₹10.5t | ₹1.4t | ₹453.0b | 20.8x | 23.2x | 7.3x |
| Wed, 27 Dec 2023 | ₹10.3t | ₹1.4t | ₹446.6b | 20.8x | 23.1x | 7.3x |
| Fri, 24 Nov 2023 | ₹9.9t | ₹1.4t | ₹444.6b | 20.4x | 22.3x | 7.1x |
| Sun, 22 Oct 2023 | ₹10.3t | ₹1.4t | ₹433.6b | 20.6x | 23.7x | 7.6x |
| Tue, 19 Sep 2023 | ₹10.1t | ₹1.3t | ₹416.8b | 21.6x | 24.3x | 7.6x |
| Thu, 17 Aug 2023 | ₹9.5t | ₹1.3t | ₹415.3b | 19.1x | 22.8x | 7.2x |
| Sat, 15 Jul 2023 | ₹9.8t | ₹1.3t | ₹383.6b | 22.9x | 25.6x | 7.8x |
| Mon, 12 Jun 2023 | ₹9.1t | ₹1.3t | ₹383.3b | 22.4x | 23.8x | 7.3x |
| Wed, 10 May 2023 | ₹8.5t | ₹1.2t | ₹372.6b | 23.4x | 22.7x | 6.9x |
| Fri, 07 Apr 2023 | ₹7.8t | ₹1.2t | ₹359.9b | 22.3x | 21.5x | 6.4x |
| Sun, 05 Mar 2023 | ₹7.7t | ₹1.2t | ₹359.9b | 24.7x | 21.5x | 6.4x |
| Tue, 31 Jan 2023 | ₹7.6t | ₹1.1t | ₹333.4b | 27.6x | 22.9x | 6.7x |
| Thu, 29 Dec 2022 | ₹8.1t | ₹1.1t | ₹322.2b | 28.8x | 25.1x | 7.3x |
| Sat, 26 Nov 2022 | ₹7.9t | ₹1.1t | ₹316.1b | 26.5x | 25x | 7.2x |
| Mon, 24 Oct 2022 | ₹8.1t | ₹1.0t | ₹317.1b | 27.8x | 25.6x | 7.9x |
| Wed, 21 Sep 2022 | ₹8.6t | ₹987.0b | ₹298.2b | 28.3x | 28.8x | 8.7x |
| Fri, 19 Aug 2022 | ₹8.4t | ₹987.1b | ₹298.2b | 22.7x | 28.2x | 8.5x |
| Sun, 17 Jul 2022 | ₹7.1t | ₹877.7b | ₹246.1b | 24.9x | 28.9x | 8.1x |
| Tue, 14 Jun 2022 | ₹6.4t | ₹788.5b | ₹235.1b | 23.2x | 27.4x | 8.2x |
| Thu, 12 May 2022 | ₹6.8t | ₹829.4b | ₹227.9b | 27.2x | 29.8x | 8.2x |
| Sat, 09 Apr 2022 | ₹8.2t | ₹902.0b | ₹200.8b | 30.1x | 40.8x | 9.1x |
| Mon, 07 Mar 2022 | ₹7.2t | ₹904.8b | ₹200.8b | 24.1x | 36x | 8x |
| Wed, 02 Feb 2022 | ₹7.9t | ₹862.3b | ₹186.0b | 26.4x | 42.5x | 9.2x |
| Fri, 31 Dec 2021 | ₹7.6t | ₹837.8b | ₹175.0b | 21.7x | 43.7x | 9.1x |
| Sun, 28 Nov 2021 | ₹7.8t | ₹837.8b | ₹175.0b | 22.6x | 44.3x | 9.3x |
Price to Earnings Ratio
44.3x
Current Industry PE
- Investors are pessimistic on the Indian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 20.9x which is lower than its 3-year average PE of 26.8x.
- The 3-year average PS ratio of 7.7x is higher than the industry's current PS ratio of 6.6x.
Past Earnings Growth
- The earnings for companies in the Consumer Finance industry have grown 40% per year over the last three years.
- Revenues for these companies have grown 22% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Indian Financials industry?
| IN Market | -1.80% | |
| Financials | -1.43% | |
| Consumer Finance | -0.94% | |
| Consumer Finance | -0.94% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MUTHOOTFIN Muthoot Finance | ₹1.90k | 7.1% +₹50.6b | 42.0% | PE16.3x | |
| 511243 Cholamandalam Investment and Finance | ₹1.24k | 2.6% +₹25.9b | 10.2% | PE27x | |
| BAJFINANCE Bajaj Finance | ₹6.60k | 0.4% +₹18.1b | -7.5% | PE26.5x | |
| POONAWALLA Poonawalla Fincorp | ₹358.30 | 3.1% +₹8.4b | -1.0% | PE2169.4x | |
| SBICARD SBI Cards and Payment Services | ₹684.55 | 0.6% +₹4.0b | -6.4% | PE29.5x |
