Header cover image

Indian (NIFTY) Consumer Finance Industry Analysis

UpdatedNov 28, 2022
DataAggregated Company Financials
Companies84
  • 7D0.4%
  • 3M-2.3%
  • 1Y-0.3%
  • YTD-2.8%

Over the last 7 days, the Consumer Finance industry has remained flat, although notably Mahindra & Mahindra Financial Services gained 5.1%. Furthermore, the industry has been flat for the past year as well. Earnings are forecast to grow by 21% annually.

Industry Valuation and Performance

Has the Indian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 28 Nov 2022₹7.9t₹1.1t₹316.1b26.5x25x7.2x
Wed, 26 Oct 2022₹8.1t₹1.0t₹317.1b28x25.4x7.9x
Fri, 23 Sep 2022₹8.6t₹987.0b₹298.2b28x28.8x8.7x
Sun, 21 Aug 2022₹8.2t₹987.1b₹298.2b23x27.6x8.3x
Tue, 19 Jul 2022₹7.1t₹883.4b₹246.1b24.9x28.9x8.1x
Thu, 16 Jun 2022₹6.5t₹788.5b₹235.1b22.9x27.8x8.3x
Sat, 14 May 2022₹6.5t₹829.3b₹228.1b26.4x28.7x7.9x
Mon, 11 Apr 2022₹8.2t₹902.0b₹200.8b30.1x40.8x9.1x
Wed, 09 Mar 2022₹6.8t₹904.8b₹200.8b23.1x34.1x7.6x
Fri, 04 Feb 2022₹7.9t₹877.9b₹199.5b26.5x39.8x9x
Sun, 02 Jan 2022₹7.8t₹837.8b₹175.0b22x44.3x9.3x
Tue, 30 Nov 2021₹7.7t₹837.8b₹175.0b22.5x44.3x9.2x
Thu, 28 Oct 2021₹8.6t₹817.3b₹165.7b21.5x51.6x10.5x
Sat, 25 Sep 2021₹8.5t₹805.5b₹160.5b22.2x52.9x10.5x
Mon, 23 Aug 2021₹7.6t₹806.4b₹160.4b20.1x47.7x9.5x
Sat, 10 Jul 2021₹7.3t₹806.4b₹160.4b19.6x45.4x9x
Fri, 02 Apr 2021₹6.5t₹798.3b₹185.4b15.7x35.1x8.1x
Mon, 04 Jan 2021₹6.2t₹791.4b₹172.9b14.6x35.6x7.8x
Thu, 08 Oct 2020₹4.5t₹811.2b₹192.6b12.7x23.1x5.5x
Wed, 01 Jul 2020₹3.8t₹807.6b₹197.5b13.2x19.2x4.7x
Sat, 04 Apr 2020₹3.0t₹852.5b₹194.7b14.5x15.6x3.6x
Tue, 07 Jan 2020₹4.3t₹742.9b₹193.3b15.4x22x5.7x
Price to Earnings Ratio

23x


Total Market Cap: ₹4.1tTotal Earnings: ₹178.7bTotal Revenue: ₹711.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Consumer Finance Industry Price to Earnings3Y Average 31.6x202020212022
Current Industry PE
  • Investors are pessimistic on the Indian Consumer Finance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 25.0x which is lower than its 3-year average PE of 31.6x.
  • The industry is trading close to its 3-year average PS ratio of 7.5x.
Past Earnings Growth
  • The earnings for companies in the Consumer Finance industry have grown 21% per year over the last three years.
  • Revenues for these companies have grown 16% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indian Financials industry?

IN Market0.87%
Financials1.48%
Consumer Finance0.42%
Consumer Finance0.42%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
M&MFIN Mahindra & Mahindra Financial Services₹212.655.1%
+₹12.6b
33.9%PE11.2x
543066 SBI Cards and Payment Services₹806.451.6%
+₹12.6b
-15.6%PE36x
511218 Shriram Transport Finance₹1.28k2.4%
+₹8.2b
-11.5%PE9.1x
MUTHOOTFIN Muthoot Finance₹1.08k1.6%
+₹6.6b
-25.2%PE11.5x
511243 Cholamandalam Investment and Finance₹720.400.9%
+₹5.2b
32.3%PE25.3x
Simply Wall St
Simply Wall Street Pty Ltd
17-21 Bellevue Street, Surry Hills, Sydney
Download on the App StoreGet it on Google Play
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.

Latest News

M&MFIN

₹212.65

Mahindra & Mahindra Financial Services

7D

5.1%

1Y

33.9%

BAJFINANCE

₹6,747.50

Bajaj Finance

7D

-0.6%

1Y

-0.9%

543066

₹806.45

SBI Cards and Payment Services

7D

1.6%

1Y

-15.6%

FUSION

₹360.25

Fusion Micro Finance

7D

7.0%

1Y

n/a

540268

₹56.45

TruCap Finance

7D

-4.2%

1Y

-45.1%

SUNDARMFIN

₹2,254.30

Sundaram Finance

7D

1.1%

1Y

-4.1%

POONAWALLA

₹311.90

Poonawalla Fincorp

7D

1.2%

1Y

65.0%

REPCOHOME

₹226.10

Repco Home Finance

7D

-5.8%

1Y

-22.6%

533452

₹406.55

Delphi World Money

7D

-4.9%

1Y

-30.2%

509051

₹2.21

Indian Infotech and Software

7D

-7.9%

1Y

-35.4%

504973

₹586.35

Cholamandalam Financial Holdings

7D

-0.6%

1Y

-14.6%

538446

₹162.95

Moneyboxx Finance

7D

-6.2%

1Y

66.5%

511218

₹1,280.35

Shriram Transport Finance

7D

2.4%

1Y

-11.5%

532900

₹80.20

Paisalo Digital

7D

-4.9%

1Y

-17.0%

MUTHOOTFIN

₹1,078.00

Muthoot Finance

7D

1.6%

1Y

-25.2%