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Indian (NIFTY) Consumer Finance Industry Analysis

UpdatedNov 27, 2021
DataAggregated Company Financials
  • 7D-8.5%
  • 3M-2.7%
  • 1Y31.3%
  • YTD24.1%

Over the last 7 days, the Consumer Finance industry has dropped 8.5%, driven by a pullback from Bajaj Finance of 9.2%. This takes the industry's 12 month performance to a gain of 31%.

Industry Valuation and Performance

Has the Indian Consumer Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPE
Sat, 27 Nov 2021₹7.7t₹837.8b₹175.0b22.6x
Mon, 25 Oct 2021₹8.7t₹805.5b₹160.5b23.1x
Wed, 22 Sep 2021₹8.5t₹805.5b₹160.5b19.5x
Fri, 20 Aug 2021₹7.6t₹806.4b₹160.4b20.1x
Fri, 04 Jun 2021₹7.0t₹798.3b₹185.4b19.3x
Mon, 08 Mar 2021₹6.7t₹791.4b₹172.9b16.5x
Thu, 10 Dec 2020₹5.8t₹811.2b₹192.6b13.8x
Wed, 02 Sep 2020₹4.6t₹807.6b₹197.5b13.4x
Sat, 06 Jun 2020₹2.9t₹852.5b₹194.7b12.9x
Tue, 10 Mar 2020₹4.5t₹742.9b₹193.3b15x
Mon, 02 Dec 2019₹4.1t₹711.3b₹178.7b12.8x
Thu, 05 Sep 2019₹3.6t₹692.0b₹177.2b14.4x
Sun, 09 Jun 2019₹3.8t₹682.4b₹169.8b21.5x
Sat, 02 Mar 2019₹3.2t₹665.0b₹154.5b14.7x
Tue, 04 Dec 2018₹3.1t₹643.0b₹146.7b17.6x
PE Ratio


Total Market Cap: ₹3.1tTotal Earnings: ₹146.7bTotal Revenue: ₹643.0b0%0%0%3 Year10 Year

Current Industry PE: Investors are more optimistic on the industry, considering it's trading at a PE ratio of 22.6x which is higher than its 3-year average PE of 15.9x. It appears they are confident that earnings will grow faster in the future than they have historically.

Past Earnings Growth: The earnings for companies in the Consumer Finance industry have grown 6.1% per year over the last three years, and revenues for these companies have grown 9.2% per year. This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indian Consumer Finance industry?

Consumer Finance-8.45%

Industry PE: Investors are most optimistic about the Consumer Finance industry which is trading above its 3-year average PE ratio of 15.9x. This is likely because analysts are expecting annual earnings growth of 29%, which is higher than its past year's earnings growth of 11% per year.

Forecasted Growth: Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 29% over the next 5 years. This is better than it's past earnings growth rate of 11% per year.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

INDOSTAR IndoStar Capital Finance-2.2%₹2.4b-15.0%PS79.8x
509051 Indian Infotech and Software26.7%+₹724.0m1,700.0%PS36.1x
539844 Equitas Holdings0.9%+₹358.9m74.0%PE11.3x
538476 Capital Trade Links91.5%+₹287.2m92.6%PE58.6x
538597 TTI Enterprise26.3%+₹255.3m6,079.5%PE155.9x
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