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Poonawalla Fincorp LimitedNSEI:POONAWALLA Stock Report

Market Cap ₹336.8b
Share Price
₹414.40
₹497
16.6% undervalued intrinsic discount
1Y8.0%
7D-0.1%
Portfolio Value
View

Poonawalla Fincorp Limited

NSEI:POONAWALLA Stock Report

Market Cap: ₹336.8b

Poonawalla Fincorp (POONAWALLA) Stock Overview

A non-banking finance company, provides consumer and MSME financing services in India. More details

POONAWALLA fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance5/6
Financial Health3/6
Dividends0/6

POONAWALLA Community Fair Values

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₹350
FV
18.4% overvalued intrinsic discount
60.02%
Revenue growth p.a.
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Poonawalla Fincorp Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Poonawalla Fincorp
Historical stock prices
Current Share Price₹414.40
52 Week High₹570.40
52 Week Low₹361.20
Beta0.29
1 Month Change-2.13%
3 Month Change-12.06%
1 Year Change7.97%
3 Year Change33.20%
5 Year Change247.65%
Change since IPO8,188.06%

Recent News & Updates

Recent updates

User avatar

AI-Driven Expansion And New Lending Products Propel Retail Lender's Exceptional Growth Prospects

Expansion into multiple new lending products is expected to boost revenue, improve margins, and enhance cross-sell opportunities.

Lacklustre Performance Is Driving Poonawalla Fincorp Limited's (NSE:POONAWALLA) 26% Price Drop

Oct 26
Lacklustre Performance Is Driving Poonawalla Fincorp Limited's (NSE:POONAWALLA) 26% Price Drop

Poonawalla Fincorp Limited's (NSE:POONAWALLA) Earnings Are Not Doing Enough For Some Investors

Apr 20
Poonawalla Fincorp Limited's (NSE:POONAWALLA) Earnings Are Not Doing Enough For Some Investors

Does Poonawalla Fincorp (NSE:POONAWALLA) Deserve A Spot On Your Watchlist?

Feb 09
Does Poonawalla Fincorp (NSE:POONAWALLA) Deserve A Spot On Your Watchlist?

Poonawalla Fincorp Limited's (NSE:POONAWALLA) Share Price Is Matching Sentiment Around Its Earnings

Jan 05
Poonawalla Fincorp Limited's (NSE:POONAWALLA) Share Price Is Matching Sentiment Around Its Earnings

Here's Why Poonawalla Fincorp (NSE:POONAWALLA) Has Caught The Eye Of Investors

Oct 24
Here's Why Poonawalla Fincorp (NSE:POONAWALLA) Has Caught The Eye Of Investors

Poonawalla Fincorp (NSE:POONAWALLA) Is Increasing Its Dividend To ₹2.00

Jul 05
Poonawalla Fincorp (NSE:POONAWALLA) Is Increasing Its Dividend To ₹2.00

Shareholder Returns

POONAWALLAIN Consumer FinanceIN Market
7D-0.1%0.7%2.7%
1Y8.0%11.1%5.0%

Return vs Industry: POONAWALLA underperformed the Indian Consumer Finance industry which returned 9.8% over the past year.

Return vs Market: POONAWALLA exceeded the Indian Market which returned 3.7% over the past year.

Price Volatility

Is POONAWALLA's price volatile compared to industry and market?
POONAWALLA volatility
POONAWALLA Average Weekly Movement6.5%
Consumer Finance Industry Average Movement6.7%
Market Average Movement7.3%
10% most volatile stocks in IN Market10.4%
10% least volatile stocks in IN Market4.8%

Stable Share Price: POONAWALLA has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: POONAWALLA's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19783,594Arvind Kapilpoonawallafincorp.com

Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India. The company offers instant, personal, business, commercial vehicle, consumer durable, gold, education, professional, pre-owned car, medical equipment, and machinery loans; digital personal, and shopkeeper loans; loans against property; and mid-market and NBFC lending. It also provides supply chain financing and credit leasing services.

Poonawalla Fincorp Limited Fundamentals Summary

How do Poonawalla Fincorp's earnings and revenue compare to its market cap?
POONAWALLA fundamental statistics
Market cap₹336.83b
Earnings (TTM)₹3.49b
Revenue (TTM)₹25.32b
96.4x
P/E Ratio
13.3x
P/S Ratio

Is POONAWALLA overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
POONAWALLA income statement (TTM)
Revenue₹25.32b
Cost of Revenue₹15.00m
Gross Profit₹25.31b
Other Expenses₹21.82b
Earnings₹3.49b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 05, 2026

Earnings per share (EPS)4.30
Gross Margin99.94%
Net Profit Margin13.80%
Debt/Equity Ratio364.4%

How did POONAWALLA perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/15 00:05
End of Day Share Price 2026/04/15 00:00
Earnings2025/12/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Poonawalla Fincorp Limited is covered by 23 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAnand Rathi Shares and Stock Brokers Limited
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Praveen AgarwalAxis Capital Limited