Poonawalla Fincorp Past Earnings Performance
Past criteria checks 4/6
Poonawalla Fincorp has been growing earnings at an average annual rate of 56.4%, while the Consumer Finance industry saw earnings growing at 23.4% annually. Revenues have been growing at an average rate of 18.1% per year. Poonawalla Fincorp's return on equity is 21.3%, and it has net margins of 76%.
Key information
56.4%
Earnings growth rate
47.3%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | 18.1% |
| Return on equity | 21.3% |
| Net Margin | 76.0% |
| Next Earnings Update | 25 Oct 2024 |
Recent past performance updates
Recent updates
Poonawalla Fincorp Limited's (NSE:POONAWALLA) Earnings Are Not Doing Enough For Some Investors
Apr 20
Does Poonawalla Fincorp (NSE:POONAWALLA) Deserve A Spot On Your Watchlist?
Feb 09Poonawalla Fincorp Limited's (NSE:POONAWALLA) Share Price Is Matching Sentiment Around Its Earnings
Jan 05Here's Why Poonawalla Fincorp (NSE:POONAWALLA) Has Caught The Eye Of Investors
Oct 24Poonawalla Fincorp (NSE:POONAWALLA) Is Increasing Its Dividend To ₹2.00
Jul 05Announcing: Magma Fincorp (NSE:MAGMA) Stock Increased An Energizing 151% In The Last Year
Feb 21
Are Institutions Heavily Invested In Magma Fincorp Limited's (NSE:MAGMA) Shares?
Jan 13Revenue & Expenses Breakdown
How Poonawalla Fincorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 22,918 | 17,428 | 4,895 | 0 |
| 31 Mar 24 | 21,137 | 16,512 | 4,923 | 0 |
| 31 Dec 23 | 19,345 | 15,002 | 4,758 | 0 |
| 30 Sep 23 | 17,734 | 13,833 | 4,922 | 0 |
| 30 Jun 23 | 16,376 | 6,591 | 5,203 | 0 |
| 31 Mar 23 | 15,065 | 5,688 | 5,457 | 0 |
| 31 Dec 22 | 18,032 | 6,043 | 6,776 | 0 |
| 30 Sep 22 | 16,249 | 5,186 | 6,369 | 0 |
| 30 Jun 22 | 14,398 | 4,513 | 5,789 | 0 |
| 31 Mar 22 | 9,932 | 2,980 | 4,250 | 0 |
| 31 Dec 21 | 1,930 | -3,913 | 4,783 | 0 |
| 30 Sep 21 | 80 | -4,747 | 4,304 | 0 |
| 30 Jun 21 | -1,071 | -5,321 | 4,054 | 0 |
| 31 Mar 21 | -1,580 | -5,590 | 3,866 | 0 |
| 31 Dec 20 | 12,537 | 532 | 8,285 | 0 |
| 30 Sep 20 | 12,458 | 626 | 8,508 | 0 |
| 30 Jun 20 | 12,281 | 541 | 4,281 | 0 |
| 31 Mar 20 | 8,155 | 271 | 4,550 | 0 |
| 31 Dec 19 | 13,302 | 1,479 | 8,861 | 0 |
| 30 Sep 19 | 13,551 | 1,995 | 8,874 | 0 |
| 30 Jun 19 | 13,393 | 2,470 | 8,728 | 0 |
| 31 Mar 19 | 14,023 | 3,040 | 8,542 | 0 |
| 31 Dec 18 | 16,326 | 2,923 | 7,301 | 0 |
| 30 Sep 18 | 14,837 | 2,631 | 7,131 | 0 |
| 30 Jun 18 | 15,110 | 2,596 | 6,954 | 0 |
| 31 Mar 18 | 12,177 | 2,369 | 6,551 | 0 |
| 31 Dec 17 | 10,870 | 449 | 5,701 | 0 |
| 30 Sep 17 | 10,326 | 171 | 5,522 | 0 |
| 30 Jun 17 | 6,197 | 187 | 3,047 | 0 |
| 31 Mar 17 | 10,172 | 204 | 5,245 | 0 |
| 31 Dec 16 | 13,609 | 1,946 | 5,757 | 0 |
| 30 Sep 16 | 13,860 | 2,097 | 5,792 | 0 |
| 30 Jun 16 | 13,973 | 2,079 | 5,878 | 0 |
| 31 Mar 16 | 13,999 | 2,062 | 5,967 | 0 |
| 31 Dec 15 | 13,263 | 1,866 | 5,887 | 0 |
| 30 Sep 15 | 13,188 | 1,784 | 6,025 | 0 |
| 30 Jun 15 | 12,948 | 1,708 | 6,032 | 0 |
| 31 Mar 15 | 12,824 | 1,690 | 5,544 | 0 |
| 31 Dec 14 | 11,677 | 1,579 | 5,052 | 0 |
| 30 Sep 14 | 11,190 | 1,491 | 4,717 | 0 |
| 30 Jun 14 | 10,809 | 1,388 | 4,449 | 0 |
| 31 Mar 14 | 10,604 | 1,391 | 4,175 | 0 |
| 31 Dec 13 | 7,803 | 1,401 | 3,346 | 0 |
Quality Earnings: POONAWALLA has a large one-off gain of ₹8.1B impacting its last 12 months of financial results to 30th June, 2024.
Growing Profit Margin: POONAWALLA's current net profit margins (76%) are higher than last year (40.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: POONAWALLA's earnings have grown significantly by 56.4% per year over the past 5 years.
Accelerating Growth: POONAWALLA's earnings growth over the past year (164.4%) exceeds its 5-year average (56.4% per year).
Earnings vs Industry: POONAWALLA earnings growth over the past year (164.4%) exceeded the Consumer Finance industry 35.2%.
Return on Equity
High ROE: Whilst POONAWALLA's Return on Equity (21.34%) is high, this metric is skewed due to their high level of debt.