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Cholamandalam Financial Holdings LimitedNSEI:CHOLAHLDNG Stock Report

Market Cap ₹324.0b
Share Price
₹1.73k
My Fair Value
₹2k
20.1% undervalued intrinsic discount
1Y7.7%
7D-7.3%
Portfolio Value
View

Cholamandalam Financial Holdings Limited

NSEI:CHOLAHLDNG Stock Report

Market Cap: ₹324.0b

Cholamandalam Financial Holdings (CHOLAHLDNG) Stock Overview

An investment company, provides financial services in India. More details

CHOLAHLDNG fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health2/6
Dividends0/6

CHOLAHLDNG Community Fair Values

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Cholamandalam Financial Holdings Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Cholamandalam Financial Holdings
Historical stock prices
Current Share Price₹1,725.70
52 Week High₹2,231.60
52 Week Low₹1,357.35
Beta0.57
1 Month Change-9.56%
3 Month Change-7.53%
1 Year Change7.72%
3 Year Change163.16%
5 Year Change309.18%
Change since IPO192.71%

Recent News & Updates

Cautious Investors Not Rewarding Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Performance Completely

Jul 20
Cautious Investors Not Rewarding Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Performance Completely

Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Jun 23
Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Recent updates

Cautious Investors Not Rewarding Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Performance Completely

Jul 20
Cautious Investors Not Rewarding Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Performance Completely

Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Jun 23
Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Market Still Lacking Some Conviction On Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)

Apr 03
Market Still Lacking Some Conviction On Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)

With EPS Growth And More, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Makes An Interesting Case

Mar 08
With EPS Growth And More, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Makes An Interesting Case

Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Shares Not Telling The Full Story

Jan 03
Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Shares Not Telling The Full Story

Does Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Deserve A Spot On Your Watchlist?

Dec 06
Does Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Deserve A Spot On Your Watchlist?

Further Upside For Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG) Shares Could Introduce Price Risks After 27% Bounce

Sep 06
Further Upside For Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG) Shares Could Introduce Price Risks After 27% Bounce

Do Cholamandalam Financial Holdings' (NSE:CHOLAHLDNG) Earnings Warrant Your Attention?

Jul 05
Do Cholamandalam Financial Holdings' (NSE:CHOLAHLDNG) Earnings Warrant Your Attention?

Cautious Investors Not Rewarding Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Performance Completely

Jun 08
Cautious Investors Not Rewarding Cholamandalam Financial Holdings Limited's (NSE:CHOLAHLDNG) Performance Completely

Market Still Lacking Some Conviction On Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)

Mar 06
Market Still Lacking Some Conviction On Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)

Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Is Well Worth Watching

Dec 12
Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Is Well Worth Watching

If EPS Growth Is Important To You, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Presents An Opportunity

Aug 24
If EPS Growth Is Important To You, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Presents An Opportunity

With EPS Growth And More, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Makes An Interesting Case

May 02
With EPS Growth And More, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Makes An Interesting Case

Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Jan 19
Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Is Well Worth Watching

Sep 15
Here's Why We Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Is Well Worth Watching

With EPS Growth And More, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Is Interesting

Jun 12
With EPS Growth And More, Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Is Interesting

Here's Why I Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Mar 14
Here's Why I Think Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Might Deserve Your Attention Today

Cholamandalam Financial Holdings'(NSE:CHOLAHLDNG) Share Price Is Down 16% Over The Past Three Years.

Feb 08
Cholamandalam Financial Holdings'(NSE:CHOLAHLDNG) Share Price Is Down 16% Over The Past Three Years.

What Kind Of Investors Own Most Of Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)?

Jan 09
What Kind Of Investors Own Most Of Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG)?

Is Now The Time To Put Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) On Your Watchlist?

Dec 14
Is Now The Time To Put Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) On Your Watchlist?

How Much Did Cholamandalam Financial Holdings'(NSE:CHOLAHLDNG) Shareholders Earn From Share Price Movements Over The Last Three Years?

Nov 09
How Much Did Cholamandalam Financial Holdings'(NSE:CHOLAHLDNG) Shareholders Earn From Share Price Movements Over The Last Three Years?

Benign Growth For Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG) Underpins Its Share Price

Aug 25
Benign Growth For Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG) Underpins Its Share Price

Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Share Prices Have Dropped 26% In The Last Year

Aug 11
Cholamandalam Financial Holdings (NSE:CHOLAHLDNG) Share Prices Have Dropped 26% In The Last Year

Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG) Could Be Riskier Than It Looks

Aug 11
Cholamandalam Financial Holdings Limited (NSE:CHOLAHLDNG) Could Be Riskier Than It Looks

Shareholder Returns

CHOLAHLDNGIN Consumer FinanceIN Market
7D-7.3%-3.5%-2.5%
1Y7.7%9.9%-7.8%

Return vs Industry: CHOLAHLDNG underperformed the Indian Consumer Finance industry which returned 9.9% over the past year.

Return vs Market: CHOLAHLDNG exceeded the Indian Market which returned -7.8% over the past year.

Price Volatility

Is CHOLAHLDNG's price volatile compared to industry and market?
CHOLAHLDNG volatility
CHOLAHLDNG Average Weekly Movement4.9%
Consumer Finance Industry Average Movement5.2%
Market Average Movement5.3%
10% most volatile stocks in IN Market7.9%
10% least volatile stocks in IN Market3.3%

Stable Share Price: CHOLAHLDNG has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: CHOLAHLDNG's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
194948,434N. Ganeshcholafhl.com

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance.

Cholamandalam Financial Holdings Limited Fundamentals Summary

How do Cholamandalam Financial Holdings's earnings and revenue compare to its market cap?
CHOLAHLDNG fundamental statistics
Market cap₹324.05b
Earnings (TTM)₹22.04b
Revenue (TTM)₹188.46b
14.7x
P/E Ratio
1.7x
P/S Ratio

Is CHOLAHLDNG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CHOLAHLDNG income statement (TTM)
Revenue₹188.46b
Cost of Revenue₹45.75b
Gross Profit₹142.71b
Other Expenses₹120.67b
Earnings₹22.04b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)117.36
Gross Margin75.72%
Net Profit Margin11.69%
Debt/Equity Ratio650.3%

How did CHOLAHLDNG perform over the long term?

See historical performance and comparison

Dividends

0.08%
Current Dividend Yield
1%
Payout Ratio

Does CHOLAHLDNG pay a reliable dividends?

See CHOLAHLDNG dividend history and benchmarks
When do you need to buy CHOLAHLDNG by to receive an upcoming dividend?
Cholamandalam Financial Holdings dividend dates
Ex Dividend DateAug 01 2025
Dividend Pay DateSep 06 2025
Days until Ex dividend29 days
Days until Dividend pay date7 days

Does CHOLAHLDNG pay a reliable dividends?

See CHOLAHLDNG dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/29 18:37
End of Day Share Price 2025/08/29 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cholamandalam Financial Holdings Limited is covered by 16 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Sanketh GodhaAvendus Spark
Vijayaraghavan SwaminathanAvendus Spark