BSE:531595

Stock Analysis Report

Executive Summary

Capri Global Capital Limited, a non-banking finance company, provides a range of financial services in India.

Snowflake

Fundamentals

Proven track record with limited growth.

Risks

  • Capri Global Capital is covered by less than 3 analysts.

Share Price & News

How has Capri Global Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-2.0%

BSE:531595

-1.8%

IN Consumer Finance

-0.7%

IN Market


1 Year Return

93.5%

BSE:531595

0.5%

IN Consumer Finance

-12.1%

IN Market

531595 outperformed the Consumer Finance industry which returned 0.2% over the past year.

531595 outperformed the Market in India which returned -12.1% over the past year.


Share holder returns

531595IndustryMarket
7 Day-2.0%-1.8%-0.7%
30 Day-2.6%-4.1%-4.6%
90 Day-12.4%-1.2%-4.3%
1 Year93.9%93.5%1.1%0.5%-10.3%-12.1%
3 Year385.6%380.1%64.9%61.4%18.9%12.8%
5 Year358.3%343.9%246.0%229.7%37.6%24.7%

Price Volatility Vs. Market

How volatile is Capri Global Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Capri Global Capital undervalued based on future cash flows and its price relative to the stock market?

18.95x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Capri Global Capital to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Capri Global Capital to establish if it is available at substantial discount.


Price Based on Earnings

Capri Global Capital is overvalued based on earnings compared to the IN Consumer Finance industry average.

Capri Global Capital is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Capri Global Capital, we can't assess if its growth is good value.


Price Based on Value of Assets

Capri Global Capital is overvalued based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Capri Global Capital expected to perform in the next 1 to 3 years based on estimates from 1 analyst?

-6.7%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Capri Global Capital's revenue is expected to grow significantly at over 20% yearly.

Capri Global Capital's earnings are expected to decrease over the next 1-3 years, this is not considered high growth.

Capri Global Capital's revenue growth is expected to exceed the India market average.

Capri Global Capital's earnings are expected to decrease over the next 1-3 years, this is below the India market average.

Capri Global Capital's earnings are expected to decrease over the next 1-3 years, this is below the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Capri Global Capital will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Capri Global Capital performed over the past 5 years?

10.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Capri Global Capital's year on year earnings growth rate has been positive over the past 5 years.

Capri Global Capital's 1-year earnings growth exceeds its 5-year average (17.9% vs 10.7%)

Capri Global Capital's earnings growth has exceeded the IN Consumer Finance industry average in the past year (17.9% vs 12.9%).


Return on Equity

Capri Global Capital has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Capri Global Capital used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Capri Global Capital improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Capri Global Capital's financial position?


Financial Position Analysis

Capri Global Capital is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Capri Global Capital's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Capri Global Capital's level of debt (206.7%) compared to net worth is high (greater than 40%).

The level of debt compared to net worth has increased over the past 5 years (0.1% vs 206.7% today).

Operating cash flow is negative therefore debt is not well covered.

Unable to confirm if the interest payments on Capri Global Capital's debt are well covered by earnings due to lack of past financial data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 1.5x debt.


Next Steps

Dividend

What is Capri Global Capital's current dividend yield, its reliability and sustainability?

0.23%

Current Dividend Yield


Dividend Yield and Payments Analysis

Capri Global Capital's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.63%).

Capri Global Capital's dividend is below the markets top 25% of dividend payers in India (2.52%).

Capri Global Capital is not paying a notable dividend for India, therefore no need to check if the payments are stable.

Capri Global Capital is not paying a notable dividend for India, therefore no need to check if the payments are increasing.


Current Payout to Shareholders

No need to calculate the sustainability of Capri Global Capital's dividends as it is not paying a notable one for India.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Capri Global Capital's salary, the management and board of directors tenure and is there insider trading?

2.8yrs

Average management tenure


CEO

Rajesh Sharma (49yo)

1.1yrs

Tenure

Shri Rajesh Chandra Sharma, CA, serves as Independent Director of Bharat Heavy Electricals Limited since February 20, 2019. He has been Managing Director of Capri Global Capital Ltd. since July 2018 and wa ...


CEO Compensation Analysis

Rajesh's remuneration is lower than average for companies of similar size in India.

Insufficient data for Rajesh to compare compensation growth.


Management Age and Tenure

2.8yrs

Average Tenure

The tenure for the Capri Global Capital management team is about average.


Board Age and Tenure

7.1yrs

Average Tenure

62yo

Average Age

The tenure for the Capri Global Capital board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Recent Insider Transactions

Sell₹4,645,15102 Jan 19
Sapna Agarwal
EntityIndividual
Shares35,000
Max Price₹132.72
Sell₹4,250,59017 Dec 18
Sapna Agarwal
EntityIndividual
Shares32,000
Max Price₹132.83

Ownership Breakdown


Management Team

  • Gaurang Shah

    Head of Accounts

    • Tenure: 3.3yrs
  • Ramesh Kelkar

    Head of Monitoring

    • Tenure: 2.8yrs
  • Harish Agrawal

    Senior VP

    • Compensation: 4.93m
  • Rajesh Sharma (49yo)

    MD & Director

    • Tenure: 1.1yrs
  • Jason Lewis

    Principal of Portfolio Management - Capri Capital Partners

    • Tenure: 3.6yrs
  • Bhaskarla Kumar (57yo)

    Head of Monitoring - Construction Finance

    • Tenure: 1.7yrs
    • Compensation: 1.12m
  • Vikas Sharma

    Head of MSME & Retail Business

  • Divya Sutar

    Head of Human Resources

    • Tenure: 3.3yrs
  • Hemant Dave

    Head of Internal Audit

  • Ashish Gupta

    Chief Financial Officer

    • Tenure: 0.3yrs

Board Members

  • Ajay Relan (66yo)

    Independent Director

    • Tenure: 0.7yrs
    • Compensation: 75.00k
  • Tilak Bajalia (66yo)

    Independent Director

    • Tenure: 5.2yrs
    • Compensation: 840.00k
  • Beni Rauka (55yo)

    Independent Director

    • Tenure: 8.6yrs
    • Compensation: 1.20m
  • Rajesh Sharma (49yo)

    MD & Director

    • Tenure: 12.3yrs
  • Bhagyam Ramani (67yo)

    Non-Executive Independent Director

    • Tenure: 7.1yrs
    • Compensation: 1.50m
  • Mukesh Kacker (62yo)

    Independent Director

    • Tenure: 7.5yrs
    • Compensation: 585.00k
  • Ajit Sharan (62yo)

    Independent Director

    • Tenure: 0.2yrs

Company Information

Capri Global Capital Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Capri Global Capital Limited
  • Ticker: 531595
  • Exchange: BSE
  • Founded: 1994
  • Industry: consumer finance
  • Sector: diversified financials
  • Market Cap: ₹27.733b
  • Shares outstanding: 175.13m
  • Website: Click here

Number of Employees


Location

  • Capri Global Capital Limited
  • Peninsula Business Park
  • 502, Tower A
  • Mumbai
  • Maharashtra
  • 400013
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531595BSE (Mumbai Stock Exchange)YesEquity SharesININRJul 2006
CGCLNSEI (National Stock Exchange of India)YesEquity SharesININRJul 2006
531595BSE (Mumbai Stock Exchange)INR2ININRNov 2016

Biography

Capri Global Capital Limited, a non-banking finance company, provides a range of financial services in India. It offers business loans; working capital term loans, term loans against property rentals, and  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/17 12:44
End of Day Share Price2019/08/16 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.