BSE:531595

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Executive Summary

Capri Global Capital Limited, a non-banking finance company, provides a range of financial services in India.


Snowflake Analysis

Proven track record with moderate growth potential.

Share Price & News

How has Capri Global Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 531595's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

10.1%

531595

1.5%

IN Consumer Finance

1.3%

IN Market


1 Year Return

9.9%

531595

-18.5%

IN Consumer Finance

-8.7%

IN Market

Return vs Industry: 531595 exceeded the Indian Consumer Finance industry which returned -18.5% over the past year.

Return vs Market: 531595 exceeded the Indian Market which returned -8.7% over the past year.


Shareholder returns

531595IndustryMarket
7 Day10.1%1.5%1.3%
30 Day32.6%18.3%5.1%
90 Day31.8%33.9%30.2%
1 Year10.2%9.9%-17.9%-18.5%-7.0%-8.7%
3 Year195.2%193.3%34.6%31.8%1.7%-3.0%
5 Year524.4%510.5%143.7%133.8%27.6%17.9%

Price Volatility Vs. Market

How volatile is Capri Global Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Capri Global Capital undervalued compared to its fair value and its price relative to the market?

19.14x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 531595 (₹176.3) is trading above our estimate of fair value (₹26.95)

Significantly Below Fair Value: 531595 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 531595 is poor value based on its PE Ratio (19.1x) compared to the Consumer Finance industry average (11.9x).

PE vs Market: 531595 is poor value based on its PE Ratio (19.1x) compared to the Indian market (12.7x).


Price to Earnings Growth Ratio

PEG Ratio: 531595 is poor value based on its PEG Ratio (1.1x)


Price to Book Ratio

PB vs Industry: 531595 is overvalued based on its PB Ratio (2x) compared to the IN Consumer Finance industry average (0.6x).


Next Steps

Future Growth

How is Capri Global Capital forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

18.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: 531595's forecast earnings growth (18% per year) is above the savings rate (7.2%).

Earnings vs Market: 531595's earnings (18% per year) are forecast to grow slower than the Indian market (18.8% per year).

High Growth Earnings: 531595's earnings are forecast to grow, but not significantly.

Revenue vs Market: 531595's revenue (31.1% per year) is forecast to grow faster than the Indian market (7.2% per year).

High Growth Revenue: 531595's revenue (31.1% per year) is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: 531595's Return on Equity is forecast to be low in 3 years time (11.9%).


Next Steps

Past Performance

How has Capri Global Capital performed over the past 5 years?

22.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 531595 has high quality earnings.

Growing Profit Margin: 531595's current net profit margins (37.2%) are higher than last year (36.5%).


Past Earnings Growth Analysis

Earnings Trend: 531595's earnings have grown significantly by 22.4% per year over the past 5 years.

Accelerating Growth: 531595's earnings growth over the past year (18.7%) is below its 5-year average (22.4% per year).

Earnings vs Industry: 531595 earnings growth over the past year (18.7%) exceeded the Consumer Finance industry 4.4%.


Return on Equity

High ROE: 531595's Return on Equity (10.5%) is considered low.


Next Steps

Financial Health

How is Capri Global Capital's financial position?


Financial Position Analysis

Short Term Liabilities: 531595's short term assets (₹40.2B) exceed its short term liabilities (₹1.7B).

Long Term Liabilities: 531595's short term assets (₹40.2B) exceed its long term liabilities (₹27.3B).


Debt to Equity History and Analysis

Debt Level: 531595's debt to equity ratio (184.3%) is considered high.

Reducing Debt: 531595's debt to equity ratio has increased from 7.7% to 184.3% over the past 5 years.

Debt Coverage: 531595's debt is not well covered by operating cash flow (7.4%).

Interest Coverage: Insufficient data to determine if 531595's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is Capri Global Capital current dividend yield, its reliability and sustainability?

0.11%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: 531595's dividend (0.11%) isn’t notable compared to the bottom 25% of dividend payers in the Indian market (0.69%).

High Dividend: 531595's dividend (0.11%) is low compared to the top 25% of dividend payers in the Indian market (2.81%).


Stability and Growth of Payments

Stable Dividend: 531595 is not paying a notable dividend for the Indian market, therefore no need to check if payments are stable.

Growing Dividend: 531595 is not paying a notable dividend for the Indian market, therefore no need to check if payments are increasing.


Current Payout to Shareholders

Dividend Coverage: 531595 is not paying a notable dividend for the Indian market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 531595's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.1yrs

Average management tenure


CEO

Rajesh Sharma (50yo)

2yrs

Tenure

₹2,409,213

Compensation

Mr. Rajesh Chandra Sharma, CA, has been Additional Independent Director at Burnpur Cement Limited since October 1, 2019. Mr. Sharma has been Independent Director of Bharat Heavy Electricals Limited since F ...


CEO Compensation Analysis

Compensation vs Market: Rajesh's total compensation ($USD32.28K) is below average for companies of similar size in the Indian market ($USD365.08K).

Compensation vs Earnings: Rajesh's compensation has increased by more than 20% in the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Rajesh Sharma
MD & Director2yrs₹2.41m26.21% 8.0b
Ashish Gupta
Chief Financial Officer1.17yrsno datano data
Gaurang Shah
Head of Accounts4.25yrsno datano data
Abhishekh Kanoi
VP, Company Secretary & Compliance Officer0.67yrno datano data
Divya Sutar
Head of Human Resources4.25yrsno datano data
Harish Agrawal
Senior Vice Presidentno data₹4.93mno data
Ramesh Kelkar
Head of Monitoring3.67yrsno datano data
Hemant Dave
Head of Internal Auditno datano datano data
Bhaskarla Kumar
Head of Monitoring - Construction Finance2.58yrs₹1.12mno data
Jason Lewis
Principal of Portfolio Management - Capri Capital Partners4.5yrsno datano data

3.1yrs

Average Tenure

Experienced Management: 531595's management team is considered experienced (3.1 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Rajesh Sharma
MD & Director2yrs₹2.41m26.21% 8.0b
Ajay Relan
Independent Director1.58yrs₹75.00kno data
Beni Rauka
Independent Director9.5yrs₹1.20mno data
Bhagyam Ramani
Non-Executive Independent Director8yrs₹1.50mno data
Mukesh Kacker
Independent Director8.42yrs₹585.00kno data
Ajit Sharan
Independent Director1.08yrsno datano data

8.2yrs

Average Tenure

63yo

Average Age

Experienced Board: 531595's board of directors are considered experienced (8.2 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Capri Global Capital Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Capri Global Capital Limited
  • Ticker: 531595
  • Exchange: BSE
  • Founded: 1994
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹30.710b
  • Shares outstanding: 175.13m
  • Website: https://www.capriglobal.in

Number of Employees


Location

  • Capri Global Capital Limited
  • Peninsula Business Park
  • 502, Tower A
  • Mumbai
  • Maharashtra
  • 400013
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
531595BSE (Mumbai Stock Exchange)YesEquity SharesININRJul 2006
CGCLNSEI (National Stock Exchange of India)YesEquity SharesININRJul 2006
531595BSE (Mumbai Stock Exchange)INR2ININRNov 2016

Biography

Capri Global Capital Limited, a non-banking finance company, provides a range of financial services in India. It offers business loans; working capital term loans, term loans against property rentals, and term loans for purchase of property for micro, small, and medium enterprises; home loans; and construction finance products, including project funding, structured debt financing, etc. The company was formerly known as Money Matters Financial Services Limited and changed its name to Capri Global Capital Limited in July 2013. Capri Global Capital Limited was incorporated in 1994 and is based in Mumbai, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/06 12:38
End of Day Share Price2020/07/06 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.