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SBFC Finance Limited

NSEI:SBFC Stock Report

Market Cap: ₹129.5b

SBFC Finance (SBFC) Stock Overview

A Non-Banking Financial Company, engages in fund-based financing activity in India. More details

SBFC fundamental analysis
Snowflake Score
Valuation0/6
Future Growth3/6
Past Performance4/6
Financial Health3/6
Dividends0/6

Rewards

Earnings are forecast to grow 19.1% per year

Earnings grew by 45.6% over the past year

Risk Analysis

High level of non-cash earnings

Debt is not well covered by operating cash flow


SBFC Community Fair Values

Create Narrative

See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

SBFC Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for SBFC Finance
Historical stock prices
Current Share Price₹119.02
52 Week High₹120.50
52 Week Low₹77.61
Beta0
1 Month Change5.84%
3 Month Change32.73%
1 Year Change45.32%
3 Year Changen/a
5 Year Changen/a
Change since IPO29.09%

Recent News & Updates

₹117 - That's What Analysts Think SBFC Finance Limited (NSE:SBFC) Is Worth After These Results

Apr 30
₹117 - That's What Analysts Think SBFC Finance Limited (NSE:SBFC) Is Worth After These Results

Recent updates

₹117 - That's What Analysts Think SBFC Finance Limited (NSE:SBFC) Is Worth After These Results

Apr 30
₹117 - That's What Analysts Think SBFC Finance Limited (NSE:SBFC) Is Worth After These Results

Getting In Cheap On SBFC Finance Limited (NSE:SBFC) Might Be Difficult

Apr 26
Getting In Cheap On SBFC Finance Limited (NSE:SBFC) Might Be Difficult

Is Now The Time To Put SBFC Finance (NSE:SBFC) On Your Watchlist?

Mar 22
Is Now The Time To Put SBFC Finance (NSE:SBFC) On Your Watchlist?

Take Care Before Diving Into The Deep End On SBFC Finance Limited (NSE:SBFC)

Nov 26
Take Care Before Diving Into The Deep End On SBFC Finance Limited (NSE:SBFC)

With EPS Growth And More, SBFC Finance (NSE:SBFC) Makes An Interesting Case

Oct 22
With EPS Growth And More, SBFC Finance (NSE:SBFC) Makes An Interesting Case

Shareholder Returns

SBFCIN Consumer FinanceIN Market
7D7.3%1.9%-0.08%
1Y45.3%23.1%-1.7%

Return vs Industry: SBFC exceeded the Indian Consumer Finance industry which returned 23.1% over the past year.

Return vs Market: SBFC exceeded the Indian Market which returned -1.7% over the past year.

Price Volatility

Is SBFC's price volatile compared to industry and market?
SBFC volatility
SBFC Average Weekly Movement5.4%
Consumer Finance Industry Average Movement5.6%
Market Average Movement5.8%
10% most volatile stocks in IN Market8.5%
10% least volatile stocks in IN Market3.9%

Stable Share Price: SBFC has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: SBFC's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20082,628Aseem Dhruwww.sbfc.com

SBFC Finance Limited, a Non-Banking Financial Company, engages in fund-based financing activity in India. The company offers secured micro, small, and medium enterprises (MSME) loans, and loans against gold, as well as loan management services to small business owners, self-employed individuals, salaried and working-class individuals, entrepreneurs, and other individual customers, as well as micro, small, and medium enterprises. It also operates as a corporate agent of insurance products.

SBFC Finance Limited Fundamentals Summary

How do SBFC Finance's earnings and revenue compare to its market cap?
SBFC fundamental statistics
Market cap₹129.49b
Earnings (TTM)₹3.45b
Revenue (TTM)₹8.14b
37.5x
P/E Ratio
15.9x
P/S Ratio

Is SBFC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SBFC income statement (TTM)
Revenue₹8.14b
Cost of Revenue₹22.38m
Gross Profit₹8.11b
Other Expenses₹4.66b
Earnings₹3.45b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 26, 2025

Earnings per share (EPS)3.17
Gross Margin99.72%
Net Profit Margin42.44%
Debt/Equity Ratio166.7%

How did SBFC perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/11 07:56
End of Day Share Price 2025/07/11 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SBFC Finance Limited is covered by 12 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Raghav GargAmbit Capital
Ashwin MehtaAmbit Capital
Abhinesh VijayarajAvendus Spark