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CreditAccess Grameen NSEI:CREDITACC Stock Report

Last Price

₹910.95

Market Cap

₹145.0b

7D

-6.7%

1Y

-45.6%

Updated

17 Jan, 2025

Data

Company Financials +

CreditAccess Grameen Limited

NSEI:CREDITACC Stock Report

Market Cap: ₹145.0b

My Notes

Capture your thoughts, links and company narrative

CreditAccess Grameen Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for CreditAccess Grameen
Historical stock prices
Current Share Price₹910.95
52 Week High₹1,721.45
52 Week Low₹810.00
Beta0.99
1 Month Change5.94%
3 Month Change-11.21%
1 Year Change-45.63%
3 Year Change47.56%
5 Year Change8.80%
Change since IPO115.84%

Recent News & Updates

There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings

Jan 09
There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings

Recent updates

There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings

Jan 09
There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings

Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Oct 18
Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Potential Upside For CreditAccess Grameen Limited (NSE:CREDITACC) Not Without Risk

Sep 13
Potential Upside For CreditAccess Grameen Limited (NSE:CREDITACC) Not Without Risk

If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

Jun 11
If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

Investors Aren't Buying CreditAccess Grameen Limited's (NSE:CREDITACC) Earnings

May 07
Investors Aren't Buying CreditAccess Grameen Limited's (NSE:CREDITACC) Earnings

Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Feb 26
Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Oct 31
Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

Aug 02
If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

How Much Did CreditAccess Grameen's(NSE:CREDITACC) Shareholders Earn From Share Price Movements Over The Last Year?

Feb 28
How Much Did CreditAccess Grameen's(NSE:CREDITACC) Shareholders Earn From Share Price Movements Over The Last Year?

Shareholder Returns

CREDITACCIN Consumer FinanceIN Market
7D-6.7%-0.8%-1.7%
1Y-45.6%1.8%12.0%

Return vs Industry: CREDITACC underperformed the Indian Consumer Finance industry which returned 1.8% over the past year.

Return vs Market: CREDITACC underperformed the Indian Market which returned 12% over the past year.

Price Volatility

Is CREDITACC's price volatile compared to industry and market?
CREDITACC volatility
CREDITACC Average Weekly Movement7.6%
Consumer Finance Industry Average Movement6.3%
Market Average Movement6.3%
10% most volatile stocks in IN Market9.0%
10% least volatile stocks in IN Market4.2%

Stable Share Price: CREDITACC's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: CREDITACC's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of Indian stocks.

About the Company

FoundedEmployeesCEOWebsite
199119,395Ganesh Narayananwww.creditaccessgrameen.in

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Gruha Vikas, Grameen two-wheeler, and Grameen Swarna.

CreditAccess Grameen Limited Fundamentals Summary

How do CreditAccess Grameen's earnings and revenue compare to its market cap?
CREDITACC fundamental statistics
Market cap₹144.96b
Earnings (TTM)₹13.34b
Revenue (TTM)₹29.33b

10.9x

P/E Ratio

4.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CREDITACC income statement (TTM)
Revenue₹29.33b
Cost of Revenue₹400.80m
Gross Profit₹28.93b
Other Expenses₹15.59b
Earnings₹13.34b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 24, 2025

Earnings per share (EPS)83.84
Gross Margin98.63%
Net Profit Margin45.48%
Debt/Equity Ratio274.1%

How did CREDITACC perform over the long term?

See historical performance and comparison

Dividends

1.1%

Current Dividend Yield

11%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/17 19:00
End of Day Share Price 2025/01/17 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CreditAccess Grameen Limited is covered by 28 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAnand Rathi Shares and Stock Brokers Limited
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Vijayaraghavan SwaminathanAvendus Spark