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CreditAccess Grameen NSEI:CREDITACC Stock Report

Last Price

₹1.18k

Market Cap

₹188.2b

7D

-1.5%

1Y

-19.9%

Updated

13 Jun, 2025

Data

Company Financials +

CreditAccess Grameen Limited

NSEI:CREDITACC Stock Report

Market Cap: ₹188.2b

CreditAccess Grameen (CREDITACC) Stock Overview

A non-banking financial company, provides micro finance services for women from poor and low income households in India. More details

CREDITACC fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance2/6
Financial Health3/6
Dividends0/6

CREDITACC Community Fair Values

Create Narrative

See what 19 others think this stock is worth. Follow their fair value or set your own to get alerts.

CreditAccess Grameen Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for CreditAccess Grameen
Historical stock prices
Current Share Price₹1,181.40
52 Week High₹1,524.90
52 Week Low₹750.20
Beta0.13
1 Month Change-0.72%
3 Month Change27.96%
1 Year Change-19.92%
3 Year Change23.80%
5 Year Change123.56%
Change since IPO179.92%

Recent News & Updates

Shareholders Should Be Pleased With CreditAccess Grameen Limited's (NSE:CREDITACC) Price

May 30
Shareholders Should Be Pleased With CreditAccess Grameen Limited's (NSE:CREDITACC) Price
author-image

Grameen Maitri And MAHI Will Streamline Processes And Reduce Costs

Improved delinquency trends and operational recovery are set to stabilize asset quality and positively impact revenue and earnings growth.

Recent updates

Shareholders Should Be Pleased With CreditAccess Grameen Limited's (NSE:CREDITACC) Price

May 30
Shareholders Should Be Pleased With CreditAccess Grameen Limited's (NSE:CREDITACC) Price
author-image

Grameen Maitri And MAHI Will Streamline Processes And Reduce Costs

Improved delinquency trends and operational recovery are set to stabilize asset quality and positively impact revenue and earnings growth.

Here's Why CreditAccess Grameen (NSE:CREDITACC) Has Caught The Eye Of Investors

Feb 13
Here's Why CreditAccess Grameen (NSE:CREDITACC) Has Caught The Eye Of Investors

There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings

Jan 09
There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings

Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Oct 18
Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Potential Upside For CreditAccess Grameen Limited (NSE:CREDITACC) Not Without Risk

Sep 13
Potential Upside For CreditAccess Grameen Limited (NSE:CREDITACC) Not Without Risk

If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

Jun 11
If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

Investors Aren't Buying CreditAccess Grameen Limited's (NSE:CREDITACC) Earnings

May 07
Investors Aren't Buying CreditAccess Grameen Limited's (NSE:CREDITACC) Earnings

Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Feb 26
Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

Oct 31
Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?

If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

Aug 02
If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity

How Much Did CreditAccess Grameen's(NSE:CREDITACC) Shareholders Earn From Share Price Movements Over The Last Year?

Feb 28
How Much Did CreditAccess Grameen's(NSE:CREDITACC) Shareholders Earn From Share Price Movements Over The Last Year?

Shareholder Returns

CREDITACCIN Consumer FinanceIN Market
7D-1.5%0.2%-0.9%
1Y-19.9%19.1%-0.3%

Return vs Industry: CREDITACC underperformed the Indian Consumer Finance industry which returned 20.3% over the past year.

Return vs Market: CREDITACC underperformed the Indian Market which returned 1% over the past year.

Price Volatility

Is CREDITACC's price volatile compared to industry and market?
CREDITACC volatility
CREDITACC Average Weekly Movement6.3%
Consumer Finance Industry Average Movement6.2%
Market Average Movement6.6%
10% most volatile stocks in IN Market9.3%
10% least volatile stocks in IN Market4.4%

Stable Share Price: CREDITACC has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: CREDITACC's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199119,395Ganesh Narayananwww.creditaccessgrameen.in

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Gruha Vikas, Grameen two-wheeler, and Grameen Swarna.

CreditAccess Grameen Limited Fundamentals Summary

How do CreditAccess Grameen's earnings and revenue compare to its market cap?
CREDITACC fundamental statistics
Market cap₹188.16b
Earnings (TTM)₹5.31b
Revenue (TTM)₹18.79b
35.4x
P/E Ratio
10.0x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CREDITACC income statement (TTM)
Revenue₹18.79b
Cost of Revenue₹11.00m
Gross Profit₹18.78b
Other Expenses₹13.47b
Earnings₹5.31b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)33.37
Gross Margin99.94%
Net Profit Margin28.28%
Debt/Equity Ratio293.9%

How did CREDITACC perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/13 15:13
End of Day Share Price 2025/06/13 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CreditAccess Grameen Limited is covered by 25 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
null nullAnand Rathi Shares and Stock Brokers Limited
Abhinesh VijayarajAvendus Spark