CREDITACC Stock Overview
A non-banking financial company, provides micro finance services for women from poor and low income households in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 5/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
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CreditAccess Grameen Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹875.10 |
| 52 Week High | ₹1,551.95 |
| 52 Week Low | ₹750.20 |
| Beta | 1.03 |
| 1 Month Change | -8.80% |
| 3 Month Change | -1.73% |
| 1 Year Change | -40.32% |
| 3 Year Change | 30.66% |
| 5 Year Change | -1.18% |
| Change since IPO | 107.35% |
Recent News & Updates
Recent updates
Here's Why CreditAccess Grameen (NSE:CREDITACC) Has Caught The Eye Of Investors
Feb 13
There's No Escaping CreditAccess Grameen Limited's (NSE:CREDITACC) Muted Earnings
Jan 09Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?
Oct 18Potential Upside For CreditAccess Grameen Limited (NSE:CREDITACC) Not Without Risk
Sep 13If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity
Jun 11Investors Aren't Buying CreditAccess Grameen Limited's (NSE:CREDITACC) Earnings
May 07Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?
Feb 26Is Now The Time To Put CreditAccess Grameen (NSE:CREDITACC) On Your Watchlist?
Oct 31If EPS Growth Is Important To You, CreditAccess Grameen (NSE:CREDITACC) Presents An Opportunity
Aug 02How Much Did CreditAccess Grameen's(NSE:CREDITACC) Shareholders Earn From Share Price Movements Over The Last Year?
Feb 28Shareholder Returns
| CREDITACC | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | -16.3% | 2.7% | -2.5% |
| 1Y | -40.3% | 15.0% | -1.9% |
Return vs Industry: CREDITACC underperformed the Indian Consumer Finance industry which returned 15% over the past year.
Return vs Market: CREDITACC underperformed the Indian Market which returned -1.9% over the past year.
Price Volatility
| CREDITACC volatility | |
|---|---|
| CREDITACC Average Weekly Movement | 9.7% |
| Consumer Finance Industry Average Movement | 6.3% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in IN Market | 9.2% |
| 10% least volatile stocks in IN Market | 4.4% |
Stable Share Price: CREDITACC's share price has been volatile over the past 3 months compared to the Indian market.
Volatility Over Time: CREDITACC's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of Indian stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 19,395 | Ganesh Narayanan | www.creditaccessgrameen.in |
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Gruha Vikas, Grameen two-wheeler, and Grameen Swarna.
CreditAccess Grameen Limited Fundamentals Summary
| CREDITACC fundamental statistics | |
|---|---|
| Market cap | ₹139.26b |
| Earnings (TTM) | ₹8.81b |
| Revenue (TTM) | ₹23.61b |
15.8x
P/E Ratio5.9x
P/S RatioIs CREDITACC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CREDITACC income statement (TTM) | |
|---|---|
| Revenue | ₹23.61b |
| Cost of Revenue | ₹403.60m |
| Gross Profit | ₹23.21b |
| Other Expenses | ₹14.40b |
| Earnings | ₹8.81b |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 55.38 |
| Gross Margin | 98.29% |
| Net Profit Margin | 37.32% |
| Debt/Equity Ratio | 275.8% |
How did CREDITACC perform over the long term?
See historical performance and comparisonDividends
1.1%
Current Dividend Yield11%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/20 20:20 |
| End of Day Share Price | 2025/02/20 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
CreditAccess Grameen Limited is covered by 28 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | Anand Rathi Shares and Stock Brokers Limited |
| Yuvraj Choudhary | Anand Rathi Shares and Stock Brokers Limited |
| Vijayaraghavan Swaminathan | Avendus Spark |