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Indian (NIFTY) Financials Sector Analysis
UpdatedDec 20, 2024
DataAggregated Company Financials
Companies621
- 7D-3.2%
- 3M-4.7%
- 1Y16.0%
- YTD13.5%
Over the last 7 days, the Financials industry has dropped 3.2%, driven by a pullback from HDFC Bank of 3.5%. In contrast, KFin Technologies has gained 15%. In the past year, the industry has gained 16%. Looking forward, earnings are forecast to grow by 12% annually.
Sector Valuation and Performance
Has the Indian Financials Sector valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 20 Dec 2024 | ₹100.7t | ₹34.4t | ₹6.1t | 23.9x | 16.5x | 2.9x |
| Sun, 17 Nov 2024 | ₹97.1t | ₹34.4t | ₹6.1t | 22.4x | 15.9x | 2.8x |
| Tue, 15 Oct 2024 | ₹101.4t | ₹33.2t | ₹5.9t | 23.9x | 17.2x | 3.1x |
| Thu, 12 Sep 2024 | ₹100.5t | ₹33.2t | ₹5.9t | 23.4x | 17.1x | 3x |
| Sat, 10 Aug 2024 | ₹99.0t | ₹33.2t | ₹5.9t | 23.4x | 16.9x | 3x |
| Mon, 08 Jul 2024 | ₹100.6t | ₹31.9t | ₹5.6t | 23.1x | 18x | 3.2x |
| Wed, 05 Jun 2024 | ₹89.3t | ₹32.1t | ₹5.6t | 19.2x | 15.9x | 2.8x |
| Fri, 03 May 2024 | ₹95.4t | ₹31.1t | ₹5.5t | 22.6x | 17.5x | 3.1x |
| Sun, 31 Mar 2024 | ₹89.7t | ₹29.7t | ₹5.2t | 20.4x | 17.4x | 3x |
| Tue, 27 Feb 2024 | ₹91.1t | ₹29.7t | ₹5.2t | 23x | 17.7x | 3.1x |
| Thu, 25 Jan 2024 | ₹91.3t | ₹30.1t | ₹5.4t | 22.5x | 16.8x | 3x |
| Sat, 23 Dec 2023 | ₹89.6t | ₹29.3t | ₹5.3t | 21.2x | 16.9x | 3.1x |
| Mon, 20 Nov 2023 | ₹82.6t | ₹29.5t | ₹5.4t | 20.5x | 15.4x | 2.8x |
| Wed, 18 Oct 2023 | ₹82.5t | ₹28.5t | ₹5.0t | 22.3x | 16.4x | 2.9x |
| Fri, 15 Sep 2023 | ₹82.8t | ₹28.5t | ₹5.0t | 22x | 16.5x | 2.9x |
| Sun, 13 Aug 2023 | ₹77.5t | ₹28.5t | ₹5.0t | 20.5x | 15.4x | 2.7x |
| Tue, 11 Jul 2023 | ₹73.6t | ₹26.5t | ₹4.6t | 23.1x | 15.9x | 2.8x |
| Thu, 08 Jun 2023 | ₹70.6t | ₹26.6t | ₹4.6t | 21.4x | 15.3x | 2.6x |
| Sat, 06 May 2023 | ₹67.4t | ₹26.1t | ₹4.3t | 19.8x | 15.6x | 2.6x |
| Mon, 03 Apr 2023 | ₹62.8t | ₹25.5t | ₹4.3t | 18.6x | 14.6x | 2.5x |
| Wed, 01 Mar 2023 | ₹63.1t | ₹25.4t | ₹4.3t | 19.1x | 14.6x | 2.5x |
| Fri, 27 Jan 2023 | ₹66.2t | ₹24.6t | ₹3.9t | 21.3x | 16.9x | 2.7x |
| Sun, 25 Dec 2022 | ₹65.7t | ₹24.2t | ₹3.8t | 20.5x | 17.3x | 2.7x |
| Tue, 22 Nov 2022 | ₹66.1t | ₹24.2t | ₹3.8t | 19.3x | 17.4x | 2.7x |
| Thu, 20 Oct 2022 | ₹63.2t | ₹23.3t | ₹3.4t | 20.3x | 18.6x | 2.7x |
| Sat, 17 Sep 2022 | ₹64.5t | ₹23.3t | ₹3.4t | 20.7x | 19.1x | 2.8x |
| Mon, 15 Aug 2022 | ₹62.8t | ₹23.2t | ₹3.3t | 20.3x | 19x | 2.7x |
| Wed, 13 Jul 2022 | ₹57.0t | ₹23.1t | ₹3.1t | 18.7x | 18.6x | 2.5x |
| Fri, 10 Jun 2022 | ₹57.6t | ₹23.0t | ₹3.1t | 18.2x | 18.8x | 2.5x |
| Sun, 08 May 2022 | ₹52.9t | ₹16.0t | ₹2.8t | 19x | 18.6x | 3.3x |
| Tue, 05 Apr 2022 | ₹59.8t | ₹15.8t | ₹2.7t | 19.5x | 22.5x | 3.8x |
| Thu, 03 Mar 2022 | ₹54.5t | ₹15.8t | ₹2.7t | 17.7x | 20.5x | 3.4x |
| Sat, 29 Jan 2022 | ₹58.4t | ₹15.5t | ₹2.5t | 19x | 23.5x | 3.8x |
| Mon, 27 Dec 2021 | ₹55.6t | ₹15.6t | ₹2.4t | 18.1x | 23.1x | 3.6x |
Price to Earnings Ratio
23.1x
Current Industry PE
- Investors are relatively neutral on the Indian Financials industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 17.6x.
- The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
- The earnings for companies in the Financials industry have grown 36% per year over the last three years.
- Revenues for these companies have grown 30% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Indian Financials sector?
| IN Market | -2.05% | |
| Financials | -3.21% | |
| Mortgage Finance | 0% | |
| Mortgage REITs | 0% | |
| Capital Markets | -1.54% | |
| Insurance | -1.65% | |
| Banks | -3.44% | |
| Consumer Finance | -3.57% | |
| Diversified Financial | -4.43% | |
Industry PE
- Investors are most optimistic about the Capital Markets industry which is trading above its 3-year average PE ratio of 19.8x.
- Analysts are expecting annual earnings growth of 15.1%, which is lower than the prior year's growth of 50.1% per year.
- Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 15.8x.
Forecasted Growth
- Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 22% over the next 5 years.
- This is roughly in line with its past earnings growth rate.
- In contrast, the Banks industry is expected to see its earnings grow by 8.3% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| KFINTECH KFin Technologies | ₹1.43k | 14.5% +₹31.2b | 194.4% | PE82.2x | |
| SUNDARMFIN Sundaram Finance | ₹4.54k | 6.0% +₹28.6b | 27.3% | PE32.2x | |
| FIVESTAR Five-Star Business Finance | ₹747.45 | 14.9% +₹28.4b | 7.1% | PE22.5x | |
| PAYTM One97 Communications | ₹996.10 | 4.2% +₹25.8b | 56.0% | PS7.7x | |
| BSE BSE | ₹5.79k | 3.2% +₹24.8b | 148.1% | PE96.2x |
