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Indian (NIFTY) Financials Sector Analysis

UpdatedFeb 22, 2025
DataAggregated Company Financials
Companies619
  • 7D0.9%
  • 3M-4.6%
  • 1Y-0.3%
  • YTD-6.0%

Over the last 7 days, the Financials industry has remained flat. Furthermore, the industry has been flat for the past year as well. Looking forward, earnings are forecast to grow by 12% annually.

Sector Valuation and Performance

Has the Indian Financials Sector valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sat, 22 Feb 2025₹93.4t₹34.0t₹6.3t20.2x14.9x2.7x
Mon, 20 Jan 2025₹95.5t₹34.1t₹6.1t22.8x15.6x2.8x
Wed, 18 Dec 2024₹102.8t₹34.4t₹6.1t23.9x16.9x3x
Fri, 15 Nov 2024₹96.7t₹34.0t₹6.1t22.6x15.9x2.8x
Sun, 13 Oct 2024₹101.4t₹33.2t₹5.9t23.9x17.2x3.1x
Tue, 10 Sep 2024₹101.2t₹33.1t₹5.9t23.5x17.2x3.1x
Thu, 08 Aug 2024₹98.4t₹32.9t₹5.8t23.5x16.9x3x
Sat, 06 Jul 2024₹100.6t₹31.9t₹5.6t23.1x18x3.1x
Mon, 03 Jun 2024₹94.3t₹32.1t₹5.6t20.5x16.9x2.9x
Wed, 01 May 2024₹95.1t₹30.9t₹5.4t22.4x17.5x3.1x
Fri, 29 Mar 2024₹89.7t₹29.7t₹5.2t20.4x17.4x3x
Sun, 25 Feb 2024₹91.5t₹29.7t₹5.2t22.5x17.8x3.1x
Tue, 23 Jan 2024₹92.7t₹30.1t₹5.4t22.7x17.1x3.1x
Thu, 21 Dec 2023₹88.9t₹29.3t₹5.3t20.8x16.8x3x
Sat, 18 Nov 2023₹82.6t₹29.5t₹5.4t20.6x15.4x2.8x
Mon, 16 Oct 2023₹82.5t₹28.5t₹5.0t22.3x16.4x2.9x
Wed, 13 Sep 2023₹81.8t₹28.5t₹5.0t21.2x16.3x2.9x
Fri, 11 Aug 2023₹77.7t₹28.2t₹5.0t21.1x15.7x2.8x
Sun, 09 Jul 2023₹73.7t₹26.5t₹4.6t23.1x15.9x2.8x
Tue, 06 Jun 2023₹70.0t₹26.9t₹4.6t21.4x15.1x2.6x
Thu, 04 May 2023₹67.6t₹26.0t₹4.3t19.9x15.6x2.6x
Sat, 01 Apr 2023₹62.8t₹25.5t₹4.3t18.6x14.6x2.5x
Mon, 27 Feb 2023₹62.9t₹25.4t₹4.3t19.2x14.6x2.5x
Wed, 25 Jan 2023₹67.6t₹24.6t₹3.9t21.6x17.3x2.7x
Fri, 23 Dec 2022₹67.6t₹24.2t₹3.8t20.9x17.8x2.8x
Sun, 20 Nov 2022₹66.1t₹24.2t₹3.8t20.1x17.4x2.7x
Tue, 18 Oct 2022₹61.9t₹23.3t₹3.4t20.2x18.3x2.7x
Thu, 15 Sep 2022₹65.8t₹23.3t₹3.4t21.4x19.5x2.8x
Sat, 13 Aug 2022₹62.8t₹23.2t₹3.3t20.4x19x2.7x
Mon, 11 Jul 2022₹57.0t₹23.1t₹3.1t18.5x18.5x2.5x
Wed, 08 Jun 2022₹57.6t₹23.3t₹3.1t18.3x18.8x2.5x
Fri, 06 May 2022₹54.1t₹15.9t₹2.8t19.1x19.2x3.4x
Sun, 03 Apr 2022₹57.8t₹15.8t₹2.7t18.7x21.8x3.7x
Tue, 01 Mar 2022₹55.3t₹15.8t₹2.7t17.4x20.8x3.5x
Price to Earnings Ratio

20.8x


Total Market Cap: ₹55.3tTotal Earnings: ₹2.7tTotal Revenue: ₹15.8tTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Financials Sector Price to Earnings3Y Average 17.2x202320242025
Current Industry PE
  • Investors are pessimistic on the Indian Financials industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 15.0x which is lower than its 3-year average PE of 17.2x.
  • The industry is trading close to its 3-year average PS ratio of 2.9x.
Past Earnings Growth
  • The earnings for companies in the Financials industry have grown 33% per year over the last three years.
  • Revenues for these companies have grown 29% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the Indian Financials sector?

IN Market0.35%
Financials0.88%
Diversified Financial2.73%
Capital Markets2.31%
Insurance1.49%
Consumer Finance0.77%
Mortgage Finance0%0
Mortgage REITs0%0
Banks-0.031%
Industry PE
  • Investors are most optimistic about the Consumer Finance industry, which is trading close to its 3-year average PE ratio of 24.9x.
    • Analysts expect its future annual earnings growth (22.7%) to be largely in line with prior year's earnings growth.
  • Investors are most pessimistic about the Banks industry, which is trading below its 3-year average of 15.2x.
Forecasted Growth
  • Analysts are most optimistic on the Consumer Finance industry, expecting annual earnings growth of 23% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Banks industry is expected to see its earnings grow by 7.4% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
LICI Life Insurance Corporation of India₹780.902.9%
+₹137.9b
-26.8%PE10x
BSE BSE₹5.76k12.4%
+₹87.5b
152.9%PE84.3x
511218 Shriram Finance₹585.358.6%
+₹87.1b
19.6%PE13.8x
JIOFIN Jio Financial Services₹233.675.1%
+₹72.3b
-30.0%PE92.4x
PFC Power Finance₹389.705.0%
+₹60.7b
-5.6%PE5.8x
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Latest News

CREDITACC

₹866.35

CreditAccess Grameen

7D

-10.3%

1Y

-41.1%

ICICIBANK

₹1,232.95

ICICI Bank

7D

-2.2%

1Y

16.2%

LICI

₹780.90

Life Insurance Corporation of India

7D

2.9%

1Y

-26.8%

SBICARD

₹835.20

SBI Cards and Payment Services

7D

-2.8%

1Y

13.0%

MUTHOOTFIN

₹2,212.10

Muthoot Finance

7D

-1.9%

1Y

67.6%

HDFCBANK

₹1,692.50

HDFC Bank

7D

-0.1%

1Y

19.1%

ICICIPRULI

₹574.00

ICICI Prudential Life Insurance

7D

-1.5%

1Y

9.8%

BAJAJFINSV

₹1,879.35

Bajaj Finserv

7D

2.1%

1Y

16.3%

539177

₹1,525.55

Authum Investment & Infrastructure

7D

-7.1%

1Y

69.5%

UNIONBANK

₹115.68

Union Bank of India

7D

5.7%

1Y

-20.7%

511218

₹585.35

Shriram Finance

7D

8.6%

1Y

19.6%

JIOFIN

₹233.67

Jio Financial Services

7D

5.1%

1Y

-30.0%

IRFC

₹125.11

Indian Railway Finance

7D

2.8%

1Y

-18.3%