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Indian (NIFTY) Specialized Finance Industry Analysis

UpdatedJan 20, 2025
DataAggregated Company Financials
Companies124
  • 7D6.2%
  • 3M-3.1%
  • 1Y0.8%
  • YTDn/a

In the last week, the Specialized Finance industry is up 6.2%, with Indian Railway Finance up 7.7%. During this same period, the Tourism Finance Corporation of India underperformed, falling 6.5%. Overall in the last year, the industry is flat. Earnings are forecast to grow by 9.4% annually.

Industry Valuation and Performance

Has the Indian Specialized Finance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 20 Jan 2025₹6.2t₹821.9b₹459.9b27.3x13.6x7.6x
Wed, 18 Dec 2024₹6.9t₹821.1b₹459.1b30.2x15x8.4x
Fri, 15 Nov 2024₹6.2t₹823.7b₹459.8b31.8x13.5x7.5x
Sun, 13 Oct 2024₹6.7t₹809.9b₹451.1b31.1x14.8x8.2x
Tue, 10 Sep 2024₹7.2t₹807.8b₹449.9b31.2x16.1x9x
Thu, 08 Aug 2024₹7.5t₹828.7b₹450.5b37.2x16.6x9x
Sat, 06 Jul 2024₹7.6t₹782.7b₹434.5b37.3x17.6x9.7x
Mon, 03 Jun 2024₹6.9t₹781.0b₹434.8b27.6x16x8.9x
Wed, 01 May 2024₹6.3t₹791.3b₹403.4b24.3x15.7x8x
Fri, 29 Mar 2024₹5.6t₹790.0b₹402.5b25.3x13.8x7.1x
Sun, 25 Feb 2024₹6.0t₹790.0b₹402.6b27.2x14.9x7.6x
Tue, 23 Jan 2024₹6.2t₹771.6b₹445.9b28.1x13.8x8x
Thu, 21 Dec 2023₹4.5t₹760.0b₹441.1b22.8x10.1x5.9x
Sat, 18 Nov 2023₹3.5t₹743.9b₹430.7b20.5x8.2x4.7x
Mon, 16 Oct 2023₹3.2t₹670.6b₹396.7b22.7x8x4.8x
Wed, 13 Sep 2023₹3.0t₹670.5b₹396.7b22.7x7.6x4.5x
Fri, 11 Aug 2023₹2.4t₹667.6b₹385.8b24.2x6.3x3.7x
Sun, 09 Jul 2023₹1.9t₹642.7b₹456.5b29.4x4.2x3x
Tue, 06 Jun 2023₹1.7t₹644.3b₹456.5b25.2x3.8x2.7x
Thu, 04 May 2023₹1.7t₹676.9b₹445.5b21.1x3.8x2.5x
Sat, 01 Apr 2023₹1.4t₹675.6b₹446.3b20.8x3.1x2.1x
Mon, 27 Feb 2023₹1.4t₹682.0b₹446.9b22.7x3.2x2.1x
Wed, 25 Jan 2023₹1.6t₹657.6b₹405.5b24.3x3.9x2.4x
Fri, 23 Dec 2022₹1.5t₹726.1b₹405.5b20.7x3.7x2x
Sun, 20 Nov 2022₹1.3t₹725.0b₹405.6b19.7x3.3x1.9x
Tue, 18 Oct 2022₹1.2t₹679.3b₹337.8b19.5x3.4x1.7x
Thu, 15 Sep 2022₹1.3t₹679.7b₹337.9b20.5x3.9x1.9x
Sat, 13 Aug 2022₹1.5t₹673.3b₹339.2b23.4x4.4x2.2x
Mon, 11 Jul 2022₹1.4t₹659.8b₹331.2b20.2x4.2x2.1x
Wed, 08 Jun 2022₹1.5t₹768.8b₹341.4b19.3x4.4x2x
Fri, 06 May 2022₹1.6t₹783.0b₹343.3b20.3x4.6x2x
Sun, 03 Apr 2022₹1.6t₹786.6b₹343.2b18.6x4.8x2.1x
Tue, 01 Mar 2022₹1.6t₹786.7b₹343.2b17.1x4.6x2x
Thu, 27 Jan 2022₹1.8t₹750.4b₹297.8b18.9x5.9x2.4x
Price to Earnings Ratio

5.9x


Total Market Cap: ₹1.8tTotal Earnings: ₹297.8bTotal Revenue: ₹750.4bTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Specialized Finance Industry Price to Earnings3Y Average 8.5x202320242025
Current Industry PE
  • Investors are optimistic on the Indian Specialized Finance industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.6x which is higher than its 3-year average PE of 8.5x.
  • The 3-year average PS ratio of 4.6x is lower than the industry's current PS ratio of 7.6x.
Past Earnings Growth
  • The earnings for companies in the Specialized Finance industry have grown 16% per year over the last three years.
  • Revenues for these companies have grown 3.1% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Comparison

How does Indian Specialized Finance compare with similar industries?

IN Market-0.26%
Financials0.95%
Diversified Financial2.25%
Specialized Finance6.21%
Transaction and Payment Processing Services4.60%
Other Diversified Financial Services-0.17%
Multi-Sector Holdings-0.19%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
IRFC Indian Railway Finance₹146.7014.2%
+₹238.6b
-16.8%PE29.5x
PFC Power Finance₹436.9012.2%
+₹157.1b
4.3%PE6.8x
RECLTD REC₹490.759.8%
+₹115.9b
6.7%PE8.7x
HUDCO Housing and Urban Development₹234.5215.3%
+₹62.4b
39.8%PE19x
IREDA Indian Renewable Energy Development Agency₹207.894.0%
+₹21.5b
39.7%PE36.4x
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RECLTD

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REC

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IRFC

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Indian Railway Finance

7D

14.2%

1Y

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HUDCO

₹234.52

Housing and Urban Development

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15.3%

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IREDA

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Indian Renewable Energy Development Agency

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39.7%

511724

₹13.37

Baid Finserv

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-5.8%

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530067

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CSL Finance

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538714

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Sangam Finserv

7D

-3.5%

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241.1%

526650

₹150.10

Tourism Finance Corporation of India

7D

-5.0%

1Y

-20.9%

533344

₹39.74

PTC India Financial Services

7D

10.7%

1Y

-24.7%

USHAFIN

₹107.10

Usha Financial Services

7D

-3.4%

1Y

n/a

IFCI

₹57.96

IFCI

7D

12.7%

1Y

50.5%

511577

₹19.57

Savani Financials

7D

-7.0%

1Y

-6.2%