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IRFC logo

Indian Railway Finance NSEI:IRFC Stock Report

Last Price

₹138.95

Market Cap

₹1.8t

7D

1.6%

1Y

-21.9%

Updated

30 May, 2025

Data

Company Financials +

Indian Railway Finance Corporation Limited

NSEI:IRFC Stock Report

Market Cap: ₹1.8t

IRFC Stock Overview

Engages in leasing of rolling stock assets, railway infrastructure assets in India. More details

IRFC fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance3/6
Financial Health1/6
Dividends3/6

Community vs My Fair Value

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₹50.00
FV
177.9% overvalued intrinsic discount
1.85%
Revenue growth p.a.
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Indian Railway Finance Corporation Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Indian Railway Finance
Historical stock prices
Current Share Price₹138.95
52 Week High₹229.00
52 Week Low₹108.04
Beta0.35
1 Month Change11.63%
3 Month Change23.60%
1 Year Change-21.85%
3 Year Change549.30%
5 Year Changen/a
Change since IPO460.28%

Recent News & Updates

Recent updates

More Unpleasant Surprises Could Be In Store For Indian Railway Finance Corporation Limited's (NSE:IRFC) Shares After Tumbling 26%

Mar 03
More Unpleasant Surprises Could Be In Store For Indian Railway Finance Corporation Limited's (NSE:IRFC) Shares After Tumbling 26%

Does Indian Railway Finance (NSE:IRFC) Deserve A Spot On Your Watchlist?

Jan 02
Does Indian Railway Finance (NSE:IRFC) Deserve A Spot On Your Watchlist?
author-image

IRFC's Bold Diversification Risks Margins Yet Opens New Revenue Horizons

High debt-equity ratio hinders disbursements, posing challenges to revenue growth and requiring strategic adjustments for financial stability.

Indian Railway Finance (NSE:IRFC) Has Affirmed Its Dividend Of ₹0.80

Nov 07
Indian Railway Finance (NSE:IRFC) Has Affirmed Its Dividend Of ₹0.80

Pinning Down Indian Railway Finance Corporation Limited's (NSE:IRFC) P/E Is Difficult Right Now

Nov 06
Pinning Down Indian Railway Finance Corporation Limited's (NSE:IRFC) P/E Is Difficult Right Now

Shareholder Returns

IRFCIN Diversified FinancialIN Market
7D1.6%1.9%1.4%
1Y-21.9%4.0%5.3%

Return vs Industry: IRFC underperformed the Indian Diversified Financial industry which returned 4% over the past year.

Return vs Market: IRFC underperformed the Indian Market which returned 5.3% over the past year.

Price Volatility

Is IRFC's price volatile compared to industry and market?
IRFC volatility
IRFC Average Weekly Movement5.3%
Diversified Financial Industry Average Movement6.6%
Market Average Movement6.9%
10% most volatile stocks in IN Market9.6%
10% least volatile stocks in IN Market4.6%

Stable Share Price: IRFC has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: IRFC's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
198642Manoj Dubeyirfc.co.in

Indian Railway Finance Corporation Limited engages in leasing of rolling stock assets, railway infrastructure assets in India. The company is involved in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. It also operates as a non-deposit taking non-banking financial and infrastructure finance company.

Indian Railway Finance Corporation Limited Fundamentals Summary

How do Indian Railway Finance's earnings and revenue compare to its market cap?
IRFC fundamental statistics
Market cap₹1.82t
Earnings (TTM)₹65.02b
Revenue (TTM)₹66.61b
27.9x
P/E Ratio
27.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
IRFC income statement (TTM)
Revenue₹66.61b
Cost of Revenue₹0
Gross Profit₹66.61b
Other Expenses₹1.59b
Earnings₹65.02b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)4.98
Gross Margin100.00%
Net Profit Margin97.62%
Debt/Equity Ratio786.7%

How did IRFC perform over the long term?

See historical performance and comparison

Dividends

1.2%
Current Dividend Yield
32%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/30 00:15
End of Day Share Price 2025/05/30 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Indian Railway Finance Corporation Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nidhesh JainInvestec Bank plc (UK)