Indian Railway Finance (IRFC) Stock Overview
Engages in leasing of rolling stock and railway infrastructure assets in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
IRFC Community Fair Values
Create NarrativeSee what 76 others think this stock is worth. Follow their fair value or set your own to get alerts.
Indian Railway Finance Corporation Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹120.82 |
| 52 Week High | ₹166.90 |
| 52 Week Low | ₹108.04 |
| Beta | 0.28 |
| 1 Month Change | -2.19% |
| 3 Month Change | -4.66% |
| 1 Year Change | -16.78% |
| 3 Year Change | 317.34% |
| 5 Year Change | n/a |
| Change since IPO | 387.18% |
Recent News & Updates
Recent updates
Lacklustre Performance Is Driving Indian Railway Finance Corporation Limited's (NSE:IRFC) Low P/E
Oct 17
More Unpleasant Surprises Could Be In Store For Indian Railway Finance Corporation Limited's (NSE:IRFC) Shares After Tumbling 26%
Mar 03Does Indian Railway Finance (NSE:IRFC) Deserve A Spot On Your Watchlist?
Jan 02
IRFC's Bold Diversification Risks Margins Yet Opens New Revenue Horizons
High debt-equity ratio hinders disbursements, posing challenges to revenue growth and requiring strategic adjustments for financial stability.Shareholder Returns
| IRFC | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | -0.6% | 0.9% | 0.4% |
| 1Y | -16.8% | 3.9% | 5.2% |
Return vs Industry: IRFC underperformed the Indian Diversified Financial industry which returned 6.2% over the past year.
Return vs Market: IRFC underperformed the Indian Market which returned 6.2% over the past year.
Price Volatility
| IRFC volatility | |
|---|---|
| IRFC Average Weekly Movement | 2.5% |
| Diversified Financial Industry Average Movement | 4.6% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in IN Market | 8.5% |
| 10% least volatile stocks in IN Market | 3.1% |
Stable Share Price: IRFC has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: IRFC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1986 | 45 | Manoj Dubey | irfc.co.in |
Indian Railway Finance Corporation Limited engages in leasing of rolling stock and railway infrastructure assets in India. The company also engages in lending business; and borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways. Indian Railway Finance Corporation Limited was incorporated in 1986 and is based in New Delhi, India.
Indian Railway Finance Corporation Limited Fundamentals Summary
| IRFC fundamental statistics | |
|---|---|
| Market cap | ₹1.58t |
| Earnings (TTM) | ₹68.35b |
| Revenue (TTM) | ₹70.23b |
Is IRFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IRFC income statement (TTM) | |
|---|---|
| Revenue | ₹70.23b |
| Cost of Revenue | ₹9.80m |
| Gross Profit | ₹70.22b |
| Other Expenses | ₹1.86b |
| Earnings | ₹68.35b |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.23 |
| Gross Margin | 99.99% |
| Net Profit Margin | 97.33% |
| Debt/Equity Ratio | 730.1% |
How did IRFC perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/18 00:42 |
| End of Day Share Price | 2025/11/18 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Indian Railway Finance Corporation Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Nidhesh Jain | Investec Bank plc (UK) |