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CSL Finance BSE:530067 Stock Report

Last Price

₹319.10

Market Cap

₹7.1b

7D

1.7%

1Y

-29.6%

Updated

21 Dec, 2024

Data

Company Financials

CSL Finance Limited

BSE:530067 Stock Report

Market Cap: ₹7.1b

530067 Stock Overview

A non-banking financial company, engages in the provision SME and wholesale loaning businesses in India. More details

530067 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health2/6
Dividends2/6

Rewards

Price-To-Earnings ratio (9.8x) is below the Indian market (32.4x)

Earnings grew by 38.1% over the past year

Risk Analysis

High level of non-cash earnings

Interest payments are not well covered by earnings

Dividend of 0.78% is not well covered by free cash flows

Does not have a meaningful market cap (₹7B)


My Notes

Capture your thoughts, links and company narrative

CSL Finance Limited Competitors

Emerald Finance

BSE:538882

₹4.4b

Usha Financial Services

NSEI:USHAFIN

₹2.6b

Mufin Green Finance

BSE:542774

₹17.6b

Starteck Finance

BSE:512381

₹2.9b

Price History & Performance

Summary of share price highs, lows and changes for CSL Finance
Historical stock prices
Current Share Price₹319.10
52 Week High₹545.00
52 Week Low₹304.90
Beta0.77
1 Month Change3.86%
3 Month Change-28.49%
1 Year Change-29.55%
3 Year Change151.36%
5 Year Change264.34%
Change since IPO18,134.30%

Recent News & Updates

Recent updates

Shareholder Returns

530067IN Diversified FinancialIN Market
7D1.7%-6.7%-4.2%
1Y-29.6%21.7%19.1%

Return vs Industry: 530067 underperformed the Indian Diversified Financial industry which returned 21.7% over the past year.

Return vs Market: 530067 underperformed the Indian Market which returned 19.1% over the past year.

Price Volatility

Is 530067's price volatile compared to industry and market?
530067 volatility
530067 Average Weekly Movement5.7%
Diversified Financial Industry Average Movement6.2%
Market Average Movement6.2%
10% most volatile stocks in IN Market9.0%
10% least volatile stocks in IN Market4.1%

Stable Share Price: 530067 has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: 530067's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1992421Rohit Guptawww.cslfinance.in

CSL Finance Limited, a non-banking financial company, engages in the provision SME and wholesale loaning businesses in India. The company offers structured finance for real estate developers, such as loans against property and securities; loan for small builders, including construction finance, refinance and inventory funding, and partner with developers; corporate loans, which include construction linked disbursal plan and principal moratorium facility; and emergency credit line guarantee scheme. It provides SME business loans, including Pragati, Shakti, Samadhan, Saarthak, mid-sized LAP, Nirman, and Unnati.

CSL Finance Limited Fundamentals Summary

How do CSL Finance's earnings and revenue compare to its market cap?
530067 fundamental statistics
Market cap₹7.05b
Earnings (TTM)₹716.36m
Revenue (TTM)₹1.98b

9.8x

P/E Ratio

3.6x

P/S Ratio

Is 530067 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
530067 income statement (TTM)
Revenue₹1.98b
Cost of Revenue₹109.15m
Gross Profit₹1.87b
Other Expenses₹1.16b
Earnings₹716.36m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 14, 2025

Earnings per share (EPS)32.40
Gross Margin94.49%
Net Profit Margin36.14%
Debt/Equity Ratio113.6%

How did 530067 perform over the long term?

See historical performance and comparison

Dividends

0.8%

Current Dividend Yield

9%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 01:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CSL Finance Limited is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Naveed MD.FirstCall Research