Usha Financial Services (NSEI:USHAFIN) - Stock Price, News & Analysis

USHAFIN Stock Overview

A non-banking finance company, engages in the provision of various financial products and services in India. More details

USHAFIN fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (19.6x) is below the Indian market (30.9x)

Earnings grew by 30.8% over the past year

Risk Analysis

Shares are highly illiquid

Has a high level of debt

Does not have a meaningful market cap (₹3B)

Does not have meaningful revenue (₹310M)

Usha Financial Services Limited Competitors

Starteck Finance

BSE:512381

₹2.7b

Emerald Finance

BSE:538882

₹3.3b

Sangam Finserv

BSE:538714

₹2.2b

Sonal Mercantile

BSE:538943

₹1.6b

Price History & Performance

Summary of all time highs, changes and price drops for Usha Financial Services
Historical stock prices
Current Share Price	₹121.05
52 Week High	₹168.00
52 Week Low	₹116.00
Beta	0
11 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	-22.33%

Recent updates

Shareholder Returns

	USHAFIN	IN Diversified Financial	IN Market
7D	1.4%	0.3%	0.5%
1Y	n/a	29.8%	27.5%

Return vs Industry: Insufficient data to determine how USHAFIN performed against the Indian Diversified Financial industry.

Return vs Market: Insufficient data to determine how USHAFIN performed against the Indian Market.

Price Volatility

Is USHAFIN's price volatile compared to industry and market?
USHAFIN volatility
USHAFIN Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	6.5%
Market Average Movement	6.1%
10% most volatile stocks in IN Market	9.1%
10% least volatile stocks in IN Market	4.0%

Stable Share Price: USHAFIN's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: Insufficient data to determine USHAFIN's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1995	43	Geeta Goswami	www.ushafinancial.com

Usha Financial Services Limited, a non-banking finance company, engages in the provision of various financial products and services in India. It provides lending solutions to NBFCs and corporates; micro, small, and medium enterprises; and individuals, as well as offers electric vehicle financing services. The company was incorporated in 1995 and is based in New Delhi, India.

Usha Financial Services Limited Fundamentals Summary

How do Usha Financial Services's earnings and revenue compare to its market cap?
USHAFIN fundamental statistics
Market cap	₹2.63b
Earnings (TTM)	₹134.50m
Revenue (TTM)	₹309.57m

19.6x

P/E Ratio

8.5x

P/S Ratio

Is USHAFIN overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
USHAFIN income statement (TTM)
Revenue	₹309.57m
Cost of Revenue	₹412.00k
Gross Profit	₹309.15m
Other Expenses	₹174.66m
Earnings	₹134.50m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	6.19
Gross Margin	99.87%
Net Profit Margin	43.45%
Debt/Equity Ratio	171.0%

How did USHAFIN perform over the long term?

See historical performance and comparison

Usha Financial Services NSEI:USHAFIN Stock Report