Usha Financial Services Balance Sheet Health
Financial Health criteria checks 4/6
Usha Financial Services has a total shareholder equity of ₹1.1B and total debt of ₹1.8B, which brings its debt-to-equity ratio to 171%. Its total assets and total liabilities are ₹3.4B and ₹2.3B respectively.
Key information
171.0%
Debt to equity ratio
₹1.81b
Debt
| Interest coverage ratio | n/a |
| Cash | ₹77.48m |
| Equity | ₹1.06b |
| Total liabilities | ₹2.30b |
| Total assets | ₹3.36b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: USHAFIN's short term assets (₹3.3B) exceed its short term liabilities (₹1.5B).
Long Term Liabilities: USHAFIN's short term assets (₹3.3B) exceed its long term liabilities (₹844.9M).
Debt to Equity History and Analysis
Debt Level: USHAFIN's net debt to equity ratio (163.7%) is considered high.
Reducing Debt: USHAFIN's debt to equity ratio has reduced from 421.2% to 171% over the past 5 years.
Debt Coverage: USHAFIN's debt is well covered by operating cash flow (39.4%).
Interest Coverage: Insufficient data to determine if USHAFIN's interest payments on its debt are well covered by EBIT.