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Indian (NIFTY) Regional Banks Industry Analysis

UpdatedMar 09, 2026
DataAggregated Company Financials
Companies6
  • 7D-0.2%
  • 3M8.1%
  • 1Y53.6%
  • YTDn/a

Over the last 7 days, the Regional Banks industry has remained flat. As for the the longer term, the industry is up 54% over the past 12 months. Earnings are forecast to grow by 31% annually.

Industry Valuation and Performance

Has the Indian Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 09 Mar 2026₹1.2t₹250.7b₹46.6b16.2x26x4.8x
Wed, 04 Feb 2026₹1.2t₹250.7b₹46.6b18.3x25.8x4.8x
Fri, 02 Jan 2026₹1.2t₹244.3b₹46.6b16.2x25.5x4.9x
Sun, 30 Nov 2025₹1.2t₹244.3b₹46.6b16.2x24.8x4.7x
Tue, 28 Oct 2025₹1.1t₹261.0b₹54.6b12.8x20.5x4.3x
Thu, 25 Sep 2025₹976.7b₹260.2b₹55.9b12x17.5x3.8x
Sat, 23 Aug 2025₹1.0t₹260.2b₹55.9b13x18.1x3.9x
Mon, 21 Jul 2025₹1.1t₹259.1b₹56.8b13.8x19.2x4.2x
Wed, 18 Jun 2025₹1.0t₹266.2b₹63.7b12.1x16.4x3.9x
Fri, 16 May 2025₹961.2b₹266.2b₹63.7b11.3x15.1x3.6x
Sun, 13 Apr 2025₹812.3b₹258.0b₹61.5b9.9x13.2x3.1x
Tue, 11 Mar 2025₹776.4b₹258.0b₹61.5b9.7x12.6x3x
Thu, 06 Feb 2025₹836.7b₹258.0b₹61.5b10.3x13.6x3.2x
Sat, 04 Jan 2025₹823.7b₹251.5b₹64.7b10.4x12.7x3.3x
Mon, 02 Dec 2024₹849.8b₹251.5b₹64.7b10.1x13.1x3.4x
Wed, 30 Oct 2024₹897.1b₹251.5b₹64.7b10.5x13.9x3.6x
Fri, 27 Sep 2024₹1.0t₹237.7b₹61.6b12.4x16.8x4.4x
Sun, 25 Aug 2024₹955.5b₹237.7b₹61.6b12.4x15.5x4x
Tue, 23 Jul 2024₹980.6b₹223.0b₹57.8b14.3x17x4.4x
Thu, 20 Jun 2024₹992.7b₹223.0b₹57.8b14.2x17.2x4.5x
Sat, 18 May 2024₹942.4b₹226.1b₹65.2b11x14.4x4.2x
Mon, 15 Apr 2024₹969.6b₹222.8b₹65.8b12.2x14.7x4.4x
Wed, 13 Mar 2024₹874.3b₹222.8b₹65.8b11.2x13.3x3.9x
Fri, 09 Feb 2024₹936.5b₹211.0b₹60.3b12.7x15.5x4.4x
Sun, 07 Jan 2024₹1.1t₹207.0b₹60.7b12.2x18.7x5.5x
Tue, 05 Dec 2023₹1.1t₹207.0b₹60.7b12x17.6x5.2x
Thu, 02 Nov 2023₹955.1b₹206.7b₹60.6b9.5x15.8x4.6x
Sat, 30 Sep 2023₹1.1t₹191.8b₹54.4b10.3x19.4x5.5x
Mon, 28 Aug 2023₹1.0t₹191.8b₹54.4b9.9x18.9x5.4x
Wed, 26 Jul 2023₹1.0t₹203.9b₹56.7b12.2x18.3x5.1x
Fri, 23 Jun 2023₹1.0t₹182.4b₹53.2b8.6x19.1x5.6x
Sun, 21 May 2023₹1.0t₹182.3b₹53.0b12.3x18.9x5.5x
Tue, 18 Apr 2023₹898.0b₹186.3b₹61.1b10.1x14.7x4.8x
Thu, 16 Mar 2023₹812.2b₹186.3b₹61.1b10.1x13.3x4.4x
Price to Earnings Ratio

13.3x


Total Market Cap: ₹812.2bTotal Earnings: ₹61.1bTotal Revenue: ₹186.3bTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Regional Banks Industry Price to Earnings3Y Average 17.1x202420252026
Current Industry PE
  • Investors are optimistic on the Indian Regional Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 26.0x which is higher than its 3-year average PE of 17.1x.
  • The 3-year average PS ratio of 4.3x is lower than the industry's current PS ratio of 4.8x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 8.6% per year over the last three years.
  • Meanwhile revenues for these companies have grown 10% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does Indian Regional Banks compare with similar industries?

IN Market-3.02%
Financials-4.45%
Banks-4.75%
Regional Banks-0.22%
Diversified Banks-4.84%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
No data available

Latest News

532180
₹22.99
Dhanlaxmi Bank
7D
-2.5%
1Y
-4.4%
UJJIVANSFB
₹53.37
Ujjivan Small Finance Bank
7D
-6.8%
1Y
51.6%

UJJIVANSFB: Steady Fair Value And Upcoming Meetings Will Support Bullish Thesis

Analysts have kept their fair value estimate for Ujjivan Small Finance Bank steady at ₹71.56 per share. They have made only small tweaks to the discount rate and assumed future P/E, reflecting updated views on risk and earnings quality without a fundamental shift in the overall thesis.
CSBBANK
₹355.55
CSB Bank
7D
-6.8%
1Y
22.5%

CSBBANK: Leadership Pay And Board Actions Will Support Future Upside Potential

Analysts have kept their fair value estimate for CSB Bank steady at ₹436.67 per share, with only minor tweaks to assumptions such as a slightly lower discount rate and a marginally revised future P/E. This has resulted in a broadly unchanged price target narrative.
AUBANK
₹931.65
AU Small Finance Bank
7D
-2.1%
1Y
72.9%

AUBANK: Governance Agenda And Margin Outlook Will Support Future Re Rating

Analysts have raised their price target on AU Small Finance Bank from ₹1,175 to ₹1,250, citing updated assumptions around the discount rate, revenue growth, profit margin and future P/E that modestly refine their valuation framework. What's in the News A board meeting is scheduled for Jan 20, 2026, at 14:00 Indian Standard Time to consider and approve the unaudited financial results for the quarter and nine months ended Dec 31, 2025, subject to limited review by the joint statutory auditors (Key Developments).
BANDHANBNK
₹174.12
Bandhan Bank
7D
-2.0%
1Y
17.7%

BANDHANBNK: Governance Decisions And Steady Assumptions Will Shape Future Execution Quality

Analysts have kept their fair value estimate for Bandhan Bank steady at ₹166.25, with only small tweaks to assumptions such as the discount rate, revenue growth, profit margin, and future P/E feeding into the updated price target narrative. Analyst Commentary Bullish Takeaways Bullish analysts view the steady fair value estimate of ₹166.25 as consistent with their broader constructive stance on the bank, seeing the current assumptions on discount rate, revenue growth, and profit margin as reasonable for the risk profile they are modeling.
CAPITALSFB
₹249.35
Capital Small Finance Bank
7D
-4.0%
1Y
-8.5%