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Indian (NIFTY) Regional Banks Industry Analysis

UpdatedJan 09, 2026
DataAggregated Company Financials
Companies6
  • 7D0.6%
  • 3M16.3%
  • 1Y47.3%
  • YTDn/a

In the last week, the Regional Banks industry is up 3.6%, with all of the companies up. In the last 12 months, the industry was up 49%. Earnings are forecast to grow by 28% annually.

Industry Valuation and Performance

Has the Indian Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Fri, 09 Jan 2026₹1.2t₹244.3b₹46.6b16.5x25.7x4.9x
Sun, 07 Dec 2025₹1.1t₹244.3b₹46.6b15.2x24.4x4.6x
Tue, 04 Nov 2025₹1.1t₹242.8b₹46.4b16.5x23.6x4.5x
Thu, 02 Oct 2025₹986.3b₹260.2b₹55.9b12.1x17.7x3.8x
Sat, 30 Aug 2025₹964.8b₹260.2b₹55.9b12.2x17.3x3.7x
Mon, 28 Jul 2025₹1.0t₹259.6b₹55.8b13.3x18.2x3.9x
Wed, 25 Jun 2025₹1.1t₹266.2b₹63.7b12.3x16.9x4x
Fri, 23 May 2025₹952.6b₹266.2b₹63.7b11.1x15x3.6x
Sun, 20 Apr 2025₹858.2b₹258.0b₹61.5b10.6x14x3.3x
Tue, 18 Mar 2025₹725.7b₹258.0b₹61.5b9.2x11.8x2.8x
Thu, 13 Feb 2025₹778.9b₹258.0b₹61.5b10x12.7x3x
Sat, 11 Jan 2025₹800.5b₹251.5b₹64.7b10.5x12.4x3.2x
Mon, 09 Dec 2024₹864.4b₹251.5b₹64.7b10.3x13.4x3.4x
Wed, 06 Nov 2024₹898.1b₹251.5b₹64.7b10.8x13.9x3.6x
Fri, 04 Oct 2024₹1.0t₹237.7b₹61.6b11.9x16.3x4.2x
Sun, 01 Sep 2024₹998.8b₹237.7b₹61.6b12.2x16.2x4.2x
Tue, 30 Jul 2024₹1.0t₹237.4b₹62.2b13.9x16.2x4.2x
Thu, 27 Jun 2024₹1.0t₹223.0b₹57.8b14.3x17.5x4.5x
Sat, 25 May 2024₹946.0b₹222.6b₹57.8b13.7x16.4x4.3x
Mon, 22 Apr 2024₹936.7b₹222.8b₹65.8b12.2x14.2x4.2x
Wed, 20 Mar 2024₹840.2b₹222.8b₹65.8b11.2x12.8x3.8x
Fri, 16 Feb 2024₹914.8b₹222.6b₹65.8b11.9x13.9x4.1x
Sun, 14 Jan 2024₹1.1t₹207.0b₹60.7b11.9x18x5.3x
Tue, 12 Dec 2023₹1.1t₹207.0b₹60.7b12x17.7x5.2x
Thu, 09 Nov 2023₹980.1b₹206.7b₹60.6b10.3x16.2x4.7x
Sat, 07 Oct 2023₹1.1t₹191.8b₹54.4b10.9x19.7x5.6x
Mon, 04 Sep 2023₹1.0t₹191.8b₹54.4b10x18.8x5.3x
Wed, 02 Aug 2023₹1.1t₹206.4b₹57.9b12.5x18.3x5.1x
Fri, 30 Jun 2023₹1.0t₹182.4b₹53.2b8.9x18.8x5.5x
Sun, 28 May 2023₹1.1t₹182.4b₹53.2b8.9x19.9x5.8x
Tue, 25 Apr 2023₹903.9b₹186.3b₹61.1b10.8x14.8x4.9x
Thu, 23 Mar 2023₹819.0b₹186.3b₹61.1b10.4x13.4x4.4x
Sat, 18 Feb 2023₹886.9b₹186.3b₹61.1b11.5x14.5x4.8x
Mon, 16 Jan 2023₹901.1b₹181.5b₹62.3b9.9x14.5x5x
Price to Earnings Ratio

14.5x


Total Market Cap: ₹901.1bTotal Earnings: ₹62.3bTotal Revenue: ₹181.5bTotal Market Cap vs Earnings and Revenue0%0%0%
Indian Regional Banks Industry Price to Earnings3Y Average 16.5x202420252026
Current Industry PE
  • Investors are optimistic on the Indian Regional Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 26.2x which is higher than its 3-year average PE of 16.5x.
  • The 3-year average PS ratio of 4.3x is lower than the industry's current PS ratio of 5.0x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 9.3% per year over the last three years.
  • Meanwhile revenues for these companies have grown 10% per year.
  • This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does Indian Regional Banks compare with similar industries?

IN Market-0.99%
Financials-0.16%
Banks0.015%
Regional Banks0.63%
Diversified Banks0.002%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
UJJIVANSFB Ujjivan Small Finance Bank₹58.028.7%
+₹9.0b
63.5%PB1.8x
CSBBANK CSB Bank₹505.704.7%
+₹3.9b
64.0%PB1.9x
532180 Dhanlaxmi Bank₹25.250.4%
+₹43.4m
-1.2%PB0.7x