Narrative Update • Aug 07
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Indian (NIFTY) Regional Banks Industry Analysis
UpdatedSep 18, 2026
DataAggregated Company Financials
Companies6
- 7D-1.3%
- 3M-3.8%
- 1Y28.5%
- YTDn/a
Over the last 7 days, the Regional Banks industry has dropped 1.2%, driven by AU Small Finance Bank declining 1.5%. Meanwhile, CSB Bank actually outperformed within the industry, gaining 6.7% in the last week. In the past year, the industry has gained 30%. As for the next few years, earnings are expected to grow by 24% per annum.
Industry Valuation and Performance
Has the Indian Regional Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 18 Sep 2026 | ₹1.3t | ₹297.7b | ₹60.5b | 11.8x | 20.9x | 4.2x |
| Sun, 16 Aug 2026 | ₹1.3t | ₹297.7b | ₹60.5b | 13.3x | 21.7x | 4.4x |
| Tue, 14 Jul 2026 | ₹1.4t | ₹279.7b | ₹54.3b | 16.1x | 25x | 4.9x |
| Thu, 11 Jun 2026 | ₹1.2t | ₹279.7b | ₹54.3b | 13.6x | 22.6x | 4.4x |
| Sat, 09 May 2026 | ₹1.3t | ₹275.8b | ₹52.3b | 18.5x | 25.4x | 4.8x |
| Mon, 06 Apr 2026 | ₹1.1t | ₹250.7b | ₹46.6b | 16x | 23.1x | 4.3x |
| Wed, 04 Mar 2026 | ₹1.2t | ₹250.7b | ₹46.6b | 16.6x | 25.7x | 4.8x |
| Fri, 30 Jan 2026 | ₹1.2t | ₹250.5b | ₹46.6b | 18.2x | 25.8x | 4.8x |
| Sun, 28 Dec 2025 | ₹1.2t | ₹244.3b | ₹46.6b | 15.4x | 24.9x | 4.7x |
| Tue, 25 Nov 2025 | ₹1.1t | ₹244.3b | ₹46.6b | 16.1x | 24.3x | 4.6x |
| Thu, 23 Oct 2025 | ₹1.1t | ₹261.0b | ₹54.6b | 12.6x | 20.2x | 4.2x |
| Sat, 20 Sep 2025 | ₹978.3b | ₹260.2b | ₹55.9b | 12.5x | 17.5x | 3.8x |
| Mon, 18 Aug 2025 | ₹992.9b | ₹260.2b | ₹55.9b | 12.5x | 17.8x | 3.8x |
| Wed, 16 Jul 2025 | ₹1.1t | ₹265.8b | ₹63.7b | 12.9x | 17.1x | 4.1x |
| Fri, 13 Jun 2025 | ₹1.1t | ₹266.2b | ₹63.7b | 12.1x | 16.5x | 4x |
| Sun, 11 May 2025 | ₹924.9b | ₹266.3b | ₹63.4b | 10.5x | 14.6x | 3.5x |
| Tue, 08 Apr 2025 | ₹784.3b | ₹258.0b | ₹61.5b | 9.8x | 12.8x | 3x |
| Thu, 06 Mar 2025 | ₹772.6b | ₹258.0b | ₹61.5b | 9.5x | 12.6x | 3x |
| Sat, 01 Feb 2025 | ₹833.9b | ₹256.1b | ₹64.4b | 10.2x | 13x | 3.3x |
| Mon, 30 Dec 2024 | ₹813.8b | ₹251.5b | ₹64.7b | 10.4x | 12.6x | 3.2x |
| Wed, 27 Nov 2024 | ₹853.4b | ₹251.5b | ₹64.7b | 10.2x | 13.2x | 3.4x |
| Fri, 25 Oct 2024 | ₹917.2b | ₹244.7b | ₹63.3b | 11.4x | 14.5x | 3.7x |
| Sun, 22 Sep 2024 | ₹1.0t | ₹237.7b | ₹61.6b | 12.5x | 16.9x | 4.4x |
| Tue, 20 Aug 2024 | ₹926.0b | ₹237.7b | ₹61.6b | 12.1x | 15x | 3.9x |
| Thu, 18 Jul 2024 | ₹966.6b | ₹223.0b | ₹57.8b | 14.3x | 16.7x | 4.3x |
| Sat, 15 Jun 2024 | ₹986.2b | ₹223.0b | ₹57.8b | 13.8x | 17.1x | 4.4x |
| Mon, 13 May 2024 | ₹965.1b | ₹226.1b | ₹65.2b | 11.2x | 14.8x | 4.3x |
| Wed, 10 Apr 2024 | ₹966.8b | ₹222.8b | ₹65.8b | 12.3x | 14.7x | 4.3x |
| Fri, 08 Mar 2024 | ₹885.1b | ₹222.8b | ₹65.8b | 12x | 13.4x | 4x |
| Sun, 04 Feb 2024 | ₹979.5b | ₹211.0b | ₹60.3b | 14x | 16.2x | 4.6x |
| Tue, 02 Jan 2024 | ₹1.1t | ₹207.0b | ₹60.7b | 12.5x | 18.3x | 5.4x |
| Thu, 30 Nov 2023 | ₹1.0t | ₹207.0b | ₹60.7b | 11.5x | 17.1x | 5x |
| Sat, 28 Oct 2023 | ₹967.9b | ₹202.6b | ₹59.7b | 9.6x | 16.2x | 4.8x |
| Mon, 25 Sep 2023 | ₹1.1t | ₹191.8b | ₹54.4b | 10.1x | 19.5x | 5.5x |
Price to Earnings Ratio
19.5x
Current Industry PE
- Investors are optimistic on the Indian Regional Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 20.8x which is higher than its 3-year average PE of 18.2x.
- The industry is trading close to its 3-year average PS ratio of 4.2x.
Past Earnings Growth
- The earnings for companies in the Regional Banks industry have grown 3.6% per year over the last three years.
- Revenues for these companies have grown 16% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Comparison
How does Indian Regional Banks compare with similar industries?
| IN Market | -1.65% | |
| Financials | -1.22% | |
| Banks | -0.82% | |
| Regional Banks | -1.35% | |
| Diversified Banks | -0.81% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CSBBANK CSB Bank | ₹336.15 | 10.0% +₹5.3b | -4.1% | PB1.2x | |
| CAPITALSFB Capital Small Finance Bank | ₹278.90 | 2.8% +₹343.0m | -3.2% | PB0.9x |