Narrative Update • Jun 16
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Indian (NIFTY) Regional Banks Industry Analysis
UpdatedJun 19, 2026
DataAggregated Company Financials
Companies6
- 7D7.7%
- 3M18.0%
- 1Y23.9%
- YTDn/a
Over the last 7 days, the Regional Banks industry has risen 6.4%, driven by gains from every company within the industry. This takes the industry's 12 month performance to a gain of 22%. As for the next few years, earnings are expected to grow by 25% per annum.
Industry Valuation and Performance
Has the Indian Regional Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 19 Jun 2026 | ₹1.3t | ₹279.7b | ₹54.3b | 14.8x | 24.2x | 4.7x |
| Sun, 17 May 2026 | ₹1.3t | ₹279.6b | ₹54.3b | 13.8x | 23x | 4.5x |
| Tue, 14 Apr 2026 | ₹1.2t | ₹250.7b | ₹46.6b | 17.8x | 26x | 4.8x |
| Thu, 12 Mar 2026 | ₹1.2t | ₹250.7b | ₹46.6b | 15.8x | 25.1x | 4.7x |
| Sat, 07 Feb 2026 | ₹1.2t | ₹250.7b | ₹46.6b | 18.1x | 26x | 4.8x |
| Mon, 05 Jan 2026 | ₹1.2t | ₹244.3b | ₹46.6b | 16.2x | 25.6x | 4.9x |
| Wed, 03 Dec 2025 | ₹1.2t | ₹244.3b | ₹46.6b | 16x | 24.8x | 4.7x |
| Fri, 31 Oct 2025 | ₹1.1t | ₹261.0b | ₹54.6b | 12.7x | 20.6x | 4.3x |
| Sun, 28 Sep 2025 | ₹975.0b | ₹260.2b | ₹55.9b | 11.8x | 17.5x | 3.7x |
| Tue, 26 Aug 2025 | ₹1.0t | ₹260.2b | ₹55.9b | 12.8x | 18.1x | 3.9x |
| Thu, 24 Jul 2025 | ₹1.0t | ₹261.1b | ₹57.8b | 12.8x | 17.9x | 4x |
| Sat, 21 Jun 2025 | ₹1.1t | ₹266.2b | ₹63.7b | 12.1x | 16.8x | 4x |
| Mon, 19 May 2025 | ₹957.3b | ₹266.2b | ₹63.7b | 11.2x | 15x | 3.6x |
| Wed, 16 Apr 2025 | ₹835.5b | ₹258.0b | ₹61.5b | 10.2x | 13.6x | 3.2x |
| Fri, 14 Mar 2025 | ₹734.3b | ₹258.0b | ₹61.5b | 9.2x | 11.9x | 2.8x |
| Sun, 09 Feb 2025 | ₹837.7b | ₹258.0b | ₹61.5b | 10.4x | 13.6x | 3.2x |
| Tue, 07 Jan 2025 | ₹802.1b | ₹251.5b | ₹64.7b | 10.4x | 12.4x | 3.2x |
| Thu, 05 Dec 2024 | ₹873.3b | ₹251.5b | ₹64.7b | 10.4x | 13.5x | 3.5x |
| Sat, 02 Nov 2024 | ₹907.5b | ₹251.5b | ₹64.7b | 10.9x | 14x | 3.6x |
| Mon, 30 Sep 2024 | ₹1.0t | ₹237.7b | ₹61.6b | 12.4x | 16.7x | 4.3x |
| Wed, 28 Aug 2024 | ₹960.9b | ₹237.7b | ₹61.6b | 12.4x | 15.6x | 4x |
| Fri, 26 Jul 2024 | ₹941.5b | ₹223.0b | ₹57.8b | 13.7x | 16.3x | 4.2x |
| Sun, 23 Jun 2024 | ₹1.0t | ₹223.0b | ₹57.8b | 14.8x | 17.5x | 4.5x |
| Tue, 21 May 2024 | ₹947.9b | ₹222.0b | ₹58.1b | 12.4x | 16.3x | 4.3x |
| Thu, 18 Apr 2024 | ₹937.0b | ₹222.8b | ₹65.8b | 12.3x | 14.2x | 4.2x |
| Sat, 16 Mar 2024 | ₹859.4b | ₹222.8b | ₹65.8b | 11.2x | 13.1x | 3.9x |
| Mon, 12 Feb 2024 | ₹942.6b | ₹219.1b | ₹64.8b | 11.7x | 14.6x | 4.3x |
| Wed, 10 Jan 2024 | ₹1.1t | ₹207.0b | ₹60.7b | 12x | 17.9x | 5.3x |
| Fri, 08 Dec 2023 | ₹1.1t | ₹207.0b | ₹60.7b | 12.1x | 17.7x | 5.2x |
| Sun, 05 Nov 2023 | ₹967.7b | ₹206.7b | ₹60.6b | 10x | 16x | 4.7x |
| Tue, 03 Oct 2023 | ₹1.1t | ₹191.8b | ₹54.4b | 10.3x | 19.4x | 5.5x |
| Thu, 31 Aug 2023 | ₹1.0t | ₹191.8b | ₹54.4b | 10.1x | 18.7x | 5.3x |
| Sat, 29 Jul 2023 | ₹1.0t | ₹206.4b | ₹57.9b | 12.3x | 17.8x | 5x |
| Mon, 26 Jun 2023 | ₹994.8b | ₹182.4b | ₹53.2b | 8.6x | 18.7x | 5.5x |
Price to Earnings Ratio
18.7x
Current Industry PE
- Investors are optimistic on the Indian Regional Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 24.1x which is higher than its 3-year average PE of 17.9x.
- The industry is trading close to its 3-year average PS ratio of 4.3x.
Past Earnings Growth
- The earnings for companies in the Regional Banks industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 15% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Comparison
How does Indian Regional Banks compare with similar industries?
| IN Market | 5.06% | |
| Financials | 6.68% | |
| Banks | 5.02% | |
| Regional Banks | 7.65% | |
| Diversified Banks | 4.96% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| AUBANK AU Small Finance Bank | ₹1.03k | 1.7% +₹13.1b | 29.9% | PB3.9x | |
| BANDHANBNK Bandhan Bank | ₹208.09 | 1.7% +₹5.6b | 15.6% | PB1.3x | |
| UJJIVANSFB Ujjivan Small Finance Bank | ₹57.27 | 4.6% +₹4.9b | 18.9% | PB1.6x | |
| 532180 Dhanlaxmi Bank | ₹34.30 | 5.9% +₹753.9m | 19.6% | PB0.9x | |
| CAPITALSFB Capital Small Finance Bank | ₹285.50 | 1.3% +₹172.6m | -2.2% | PB0.9x |
