Indian (NIFTY) Regional Banks Industry Analysis

UpdatedAug 30, 2025

DataAggregated Company Financials

Companies6

7D-4.6%
3M0.1%
1Y-4.1%
YTDn/a

Over the last 7 days, the Regional Banks industry has dropped 4.6%, driven by declines from every company within the industry. Overall the industry is down 4.1% in 12 months. Earnings are forecast to grow by 23% annually.

Industry Valuation and Performance

Has the Indian Regional Banks Industry valuation changed over the past few years?

Date	Market Cap	Revenue	Earnings	PE	Absolute PE	PS
Sat, 30 Aug 2025	₹964.8b	₹260.2b	₹55.9b	12.2x	17.3x	3.7x
Mon, 28 Jul 2025	₹1.0t	₹259.6b	₹55.8b	13.3x	18.2x	3.9x
Wed, 25 Jun 2025	₹1.1t	₹266.2b	₹63.7b	12.3x	16.9x	4x
Fri, 23 May 2025	₹952.6b	₹266.2b	₹63.7b	11.1x	15x	3.6x
Sun, 20 Apr 2025	₹858.2b	₹258.0b	₹61.5b	10.6x	14x	3.3x
Tue, 18 Mar 2025	₹725.7b	₹258.0b	₹61.5b	9.2x	11.8x	2.8x
Thu, 13 Feb 2025	₹778.9b	₹258.0b	₹61.5b	10x	12.7x	3x
Sat, 11 Jan 2025	₹800.5b	₹251.5b	₹64.7b	10.5x	12.4x	3.2x
Mon, 09 Dec 2024	₹864.4b	₹251.5b	₹64.7b	10.3x	13.4x	3.4x
Wed, 06 Nov 2024	₹898.1b	₹251.5b	₹64.7b	10.8x	13.9x	3.6x
Fri, 04 Oct 2024	₹1.0t	₹237.7b	₹61.6b	11.9x	16.3x	4.2x
Sun, 01 Sep 2024	₹998.8b	₹237.7b	₹61.6b	12.2x	16.2x	4.2x
Tue, 30 Jul 2024	₹1.0t	₹237.4b	₹62.2b	13.9x	16.2x	4.2x
Thu, 27 Jun 2024	₹1.0t	₹223.0b	₹57.8b	14.3x	17.5x	4.5x
Sat, 25 May 2024	₹946.0b	₹222.6b	₹57.8b	13.7x	16.4x	4.3x
Mon, 22 Apr 2024	₹936.7b	₹222.8b	₹65.8b	12.2x	14.2x	4.2x
Wed, 20 Mar 2024	₹840.2b	₹222.8b	₹65.8b	11.2x	12.8x	3.8x
Fri, 16 Feb 2024	₹914.8b	₹222.6b	₹65.8b	11.9x	13.9x	4.1x
Sun, 14 Jan 2024	₹1.1t	₹207.0b	₹60.7b	11.9x	18x	5.3x
Tue, 12 Dec 2023	₹1.1t	₹207.0b	₹60.7b	12x	17.7x	5.2x
Thu, 09 Nov 2023	₹980.1b	₹206.7b	₹60.6b	10.3x	16.2x	4.7x
Sat, 07 Oct 2023	₹1.1t	₹191.8b	₹54.4b	10.9x	19.7x	5.6x
Mon, 04 Sep 2023	₹1.0t	₹191.8b	₹54.4b	10x	18.8x	5.3x
Wed, 02 Aug 2023	₹1.1t	₹206.4b	₹57.9b	12.5x	18.3x	5.1x
Fri, 30 Jun 2023	₹1.0t	₹182.4b	₹53.2b	8.9x	18.8x	5.5x
Sun, 28 May 2023	₹1.1t	₹182.4b	₹53.2b	8.9x	19.9x	5.8x
Tue, 25 Apr 2023	₹903.9b	₹186.3b	₹61.1b	10.8x	14.8x	4.9x
Thu, 23 Mar 2023	₹819.0b	₹186.3b	₹61.1b	10.4x	13.4x	4.4x
Sat, 18 Feb 2023	₹886.9b	₹186.3b	₹61.1b	11.5x	14.5x	4.8x
Mon, 16 Jan 2023	₹901.1b	₹181.5b	₹62.3b	9.9x	14.5x	5x
Wed, 14 Dec 2022	₹962.8b	₹181.5b	₹62.3b	10.8x	15.4x	5.3x
Fri, 11 Nov 2022	₹875.0b	₹181.4b	₹62.2b	9.7x	14.1x	4.8x
Sun, 09 Oct 2022	₹931.7b	₹124.0b	₹23.7b	69.3x	39.3x	7.5x
Tue, 06 Sep 2022	₹972.1b	₹124.0b	₹23.7b	71.5x	41x	7.8x

Price to Earnings Ratio

41x

Tue, 06 Sep 2022

Current Industry PE

Investors are relatively neutral on the Indian Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.

The industry is trading close to its 3-year average PE ratio of 17.0x.

The 3-year average PS ratio of 4.6x is higher than the industry's current PS ratio of 3.7x.

Past Earnings Growth

The earnings for companies in the Regional Banks industry have grown 33% per year over the last three years.
Revenues for these companies have grown 28% per year.
This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.