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Indian (NIFTY) Regional Banks Industry Analysis
UpdatedFeb 06, 2026
DataAggregated Company Financials
Companies6
- 7D0.5%
- 3M7.2%
- 1Y44.3%
- YTDn/a
In the last week, the Regional Banks industry is flat overall, with Ujjivan Small Finance Bank standing out by going down 3.8%. As for the the longer term, the industry is up 44% over the past 12 months. Earnings are forecast to grow by 31% annually.
Industry Valuation and Performance
Has the Indian Regional Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 07 Feb 2026 | ₹1.2t | ₹250.7b | ₹46.6b | 18.2x | 25.9x | 4.8x |
| Mon, 05 Jan 2026 | ₹1.2t | ₹244.3b | ₹46.6b | 16.2x | 25.6x | 4.9x |
| Wed, 03 Dec 2025 | ₹1.2t | ₹244.3b | ₹46.6b | 16x | 24.8x | 4.7x |
| Fri, 31 Oct 2025 | ₹1.1t | ₹261.0b | ₹54.6b | 12.7x | 20.6x | 4.3x |
| Sun, 28 Sep 2025 | ₹975.0b | ₹260.2b | ₹55.9b | 11.8x | 17.5x | 3.7x |
| Tue, 26 Aug 2025 | ₹1.0t | ₹260.2b | ₹55.9b | 12.8x | 18.1x | 3.9x |
| Thu, 24 Jul 2025 | ₹1.0t | ₹261.1b | ₹57.8b | 12.8x | 17.9x | 4x |
| Sat, 21 Jun 2025 | ₹1.1t | ₹266.2b | ₹63.7b | 12.1x | 16.8x | 4x |
| Mon, 19 May 2025 | ₹957.3b | ₹266.2b | ₹63.7b | 11.2x | 15x | 3.6x |
| Wed, 16 Apr 2025 | ₹835.5b | ₹258.0b | ₹61.5b | 10.2x | 13.6x | 3.2x |
| Fri, 14 Mar 2025 | ₹734.3b | ₹258.0b | ₹61.5b | 9.2x | 11.9x | 2.8x |
| Sun, 09 Feb 2025 | ₹837.7b | ₹258.0b | ₹61.5b | 10.4x | 13.6x | 3.2x |
| Tue, 07 Jan 2025 | ₹802.1b | ₹251.5b | ₹64.7b | 10.4x | 12.4x | 3.2x |
| Thu, 05 Dec 2024 | ₹873.3b | ₹251.5b | ₹64.7b | 10.4x | 13.5x | 3.5x |
| Sat, 02 Nov 2024 | ₹907.5b | ₹251.5b | ₹64.7b | 10.9x | 14x | 3.6x |
| Mon, 30 Sep 2024 | ₹1.0t | ₹237.7b | ₹61.6b | 12.4x | 16.7x | 4.3x |
| Wed, 28 Aug 2024 | ₹960.9b | ₹237.7b | ₹61.6b | 12.4x | 15.6x | 4x |
| Fri, 26 Jul 2024 | ₹941.5b | ₹223.0b | ₹57.8b | 13.7x | 16.3x | 4.2x |
| Sun, 23 Jun 2024 | ₹1.0t | ₹223.0b | ₹57.8b | 14.8x | 17.5x | 4.5x |
| Tue, 21 May 2024 | ₹947.9b | ₹222.0b | ₹58.1b | 12.4x | 16.3x | 4.3x |
| Thu, 18 Apr 2024 | ₹937.0b | ₹222.8b | ₹65.8b | 12.3x | 14.2x | 4.2x |
| Sat, 16 Mar 2024 | ₹859.4b | ₹222.8b | ₹65.8b | 11.2x | 13.1x | 3.9x |
| Mon, 12 Feb 2024 | ₹942.6b | ₹219.1b | ₹64.8b | 11.7x | 14.6x | 4.3x |
| Wed, 10 Jan 2024 | ₹1.1t | ₹207.0b | ₹60.7b | 12x | 17.9x | 5.3x |
| Fri, 08 Dec 2023 | ₹1.1t | ₹207.0b | ₹60.7b | 12.1x | 17.7x | 5.2x |
| Sun, 05 Nov 2023 | ₹967.7b | ₹206.7b | ₹60.6b | 10x | 16x | 4.7x |
| Tue, 03 Oct 2023 | ₹1.1t | ₹191.8b | ₹54.4b | 10.3x | 19.4x | 5.5x |
| Thu, 31 Aug 2023 | ₹1.0t | ₹191.8b | ₹54.4b | 10.1x | 18.7x | 5.3x |
| Sat, 29 Jul 2023 | ₹1.0t | ₹206.4b | ₹57.9b | 12.3x | 17.8x | 5x |
| Mon, 26 Jun 2023 | ₹994.8b | ₹182.4b | ₹53.2b | 8.6x | 18.7x | 5.5x |
| Wed, 24 May 2023 | ₹1.0t | ₹182.3b | ₹53.0b | 12.5x | 19.5x | 5.7x |
| Fri, 21 Apr 2023 | ₹910.6b | ₹186.3b | ₹61.1b | 10.7x | 14.9x | 4.9x |
| Sun, 19 Mar 2023 | ₹817.3b | ₹186.3b | ₹61.1b | 10.2x | 13.4x | 4.4x |
| Tue, 14 Feb 2023 | ₹903.7b | ₹186.3b | ₹61.1b | 11.6x | 14.8x | 4.9x |
Price to Earnings Ratio
14.8x
Current Industry PE
- Investors are optimistic on the Indian Regional Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 25.9x which is higher than its 3-year average PE of 16.7x.
- The 3-year average PS ratio of 4.3x is lower than the industry's current PS ratio of 4.8x.
Past Earnings Growth
- The earnings for companies in the Regional Banks industry have declined 8.6% per year over the last three years.
- Meanwhile revenues for these companies have grown 10% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.
Industry Comparison
How does Indian Regional Banks compare with similar industries?
| IN Market | 1.42% | |
| Financials | 0.75% | |
| Banks | 0.32% | |
| Regional Banks | 0.48% | |
| Diversified Banks | 0.31% | |
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| BANDHANBNK Bandhan Bank | ₹159.04 | 2.8% +₹7.1b | 4.4% | PB1x | |
| AUBANK AU Small Finance Bank | ₹991.05 | 0.9% +₹6.5b | 67.4% | PB4x | |
| CAPITALSFB Capital Small Finance Bank | ₹261.60 | 1.8% +₹208.9m | -13.8% | PB0.8x |
