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CSB Bank LimitedNSEI:CSBBANK Stock Report

Market Cap ₹62.8b
Share Price
₹362.05
₹440
17.7% undervalued intrinsic discount
1Y-2.6%
7D2.6%
1D
Portfolio Value
View

CSB Bank Limited

NSEI:CSBBANK Stock Report

Market Cap: ₹62.8b

CSB Bank (CSBBANK) Stock Overview

Provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. More details

CSBBANK fundamental analysis
Snowflake Score
Valuation5/6
Future Growth3/6
Past Performance2/6
Financial Health5/6
Dividends0/6

CSBBANK Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

CSB Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for CSB Bank
Historical stock prices
Current Share Price₹362.05
52 Week High₹574.40
52 Week Low₹324.80
Beta0.23
1 Month Change1.43%
3 Month Change-3.27%
1 Year Change-2.56%
3 Year Change34.34%
5 Year Change8.07%
Change since IPO20.66%

Recent News & Updates

Narrative Update May 23

CSBBANK: Upcoming Board Meetings Will Spotlight Confident Outlook And Undervalued Upside

Analysts have nudged their price target on CSB Bank slightly higher from ₹436.67 to ₹440.00, reflecting updated assumptions on discount rate, revenue growth, profit margin and future P/E. What's in the News A board meeting is scheduled for May 4, 2026, at 12:40 Indian Standard Time to consider and approve the audited financial results for the quarter and financial year ended March 31, 2026 (Key Developments).
Narrative Update Apr 20

CSBBANK: Upcoming Results Meeting Will Highlight Stable Assumptions And Undervalued Upside

Analysts are keeping their price target for CSB Bank broadly unchanged at about ₹437. This reflects only minor adjustments to inputs such as the discount rate, long-term revenue growth, profit margin assumptions and the expected future P/E multiple, rather than a change in the overall view.
Narrative Update Apr 06

CSBBANK: Stable Inputs And Undervalued Pricing Will Support Future Upside

CSB Bank's analyst price target remains steady at ₹436.67, with only minor tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E as analysts fine tune their valuation framework without changing the headline number for now. Valuation Changes Fair Value: Analyst assessed fair value stays unchanged at ₹436.67 per share.
Narrative Update Mar 23

CSBBANK: Stable Assumptions And Upcoming Board Review Will Support Future Upside

Analysts have kept the price target for CSB Bank unchanged at ₹436.67. This reflects broadly consistent assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, with only minimal model refinements.

Recent updates

Narrative Update May 23

CSBBANK: Upcoming Board Meetings Will Spotlight Confident Outlook And Undervalued Upside

Analysts have nudged their price target on CSB Bank slightly higher from ₹436.67 to ₹440.00, reflecting updated assumptions on discount rate, revenue growth, profit margin and future P/E. What's in the News A board meeting is scheduled for May 4, 2026, at 12:40 Indian Standard Time to consider and approve the audited financial results for the quarter and financial year ended March 31, 2026 (Key Developments).
Narrative Update Apr 20

CSBBANK: Upcoming Results Meeting Will Highlight Stable Assumptions And Undervalued Upside

Analysts are keeping their price target for CSB Bank broadly unchanged at about ₹437. This reflects only minor adjustments to inputs such as the discount rate, long-term revenue growth, profit margin assumptions and the expected future P/E multiple, rather than a change in the overall view.
Narrative Update Apr 06

CSBBANK: Stable Inputs And Undervalued Pricing Will Support Future Upside

CSB Bank's analyst price target remains steady at ₹436.67, with only minor tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E as analysts fine tune their valuation framework without changing the headline number for now. Valuation Changes Fair Value: Analyst assessed fair value stays unchanged at ₹436.67 per share.
Narrative Update Mar 23

CSBBANK: Stable Assumptions And Upcoming Board Review Will Support Future Upside

Analysts have kept the price target for CSB Bank unchanged at ₹436.67. This reflects broadly consistent assumptions on fair value, discount rate, revenue growth, profit margin and future P/E, with only minimal model refinements.
Narrative Update Mar 07

CSBBANK: Leadership Pay And Board Actions Will Support Future Upside Potential

Analysts have kept their fair value estimate for CSB Bank steady at ₹436.67 per share, with only minor tweaks to assumptions such as a slightly lower discount rate and a marginally revised future P/E. This has resulted in a broadly unchanged price target narrative.
Narrative Update Feb 21

CSBBANK: Board Decisions On Leadership Pay Will Support Future Upside Potential

Analysts have maintained their fair value estimate for CSB Bank at ₹436.67 per share, making only minor adjustments to assumptions such as the discount rate, revenue growth, profit margin, and future P/E. These changes have not resulted in any revision to the published price target.
Narrative Update Feb 07

CSBBANK: Fair View Will Depend On Board And Pay Decisions

Analysts have adjusted their price view on CSB Bank to ₹436.67 per share. This reflects updated assumptions around a slightly lower discount rate, revised revenue growth expectations, a modestly higher profit margin and a lower future P/E multiple.
Narrative Update Jan 24

CSBBANK: Overvaluation Will Persist As Pay Decisions Drive Upcoming Meetings

Analysts have kept their price target for CSB Bank broadly steady at ₹436.67, reflecting only minor tweaks to assumptions such as the discount rate, long term revenue growth, profit margin, and future P/E used in their valuation work. What's in the News Board meeting scheduled on January 28, 2026 to consider and approve the unaudited financial results for the quarter ending December 31, 2025 (Key Developments).
Narrative Update Jan 09

CSBBANK: Persistent Overvaluation Will Hinge On Upcoming Shareholder And Board Decisions

Analysts have kept their fair value estimate for CSB Bank steady at ₹436.67, while adjusting underlying assumptions such as a slightly lower discount rate, marginally higher profit margin and a small change in the future P/E they apply to earnings, which together shape the updated price target narrative. What's in the News Board meeting scheduled on Jan 28, 2026, to consider and approve the unaudited financial results for the quarter ending Dec 31, 2025 (company filing) Special or extraordinary shareholders meeting set for Jan 21, 2026, via postal ballot in India (company filing) Valuation Changes Fair Value Estimate remains unchanged at ₹436.67 per share, indicating no revision to the central valuation outcome.
Narrative Update Dec 23

CSBBANK: Fair Outlook Will Reflect Normalized Margins And Governance Developments

Analysts have raised their price target on CSB Bank from ₹395 to approximately ₹437, citing an improved revenue growth outlook and a lower implied future P/E multiple. This is partly offset by expectations of more normalized profit margins and a slightly reduced discount rate.
Analysis Article Nov 11

Here's Why We Think CSB Bank (NSE:CSBBANK) Is Well Worth Watching

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article Aug 20

We Think The Compensation For CSB Bank Limited's (NSE:CSBBANK) CEO Looks About Right

Key Insights CSB Bank to hold its Annual General Meeting on 26th of August CEO Pralay Mondal's total compensation...
Narrative Update Aug 15

Digital Transformation And Indian Inclusion Will Open Future Opportunities

CSB Bank’s consensus price target has decreased to ₹395.00, primarily driven by a sharply lower revenue growth outlook despite improved net profit margins. What's in the News Board meeting scheduled to consider and approve unaudited financial results for the quarter ended June 30, 2025.
User avatar
New Narrative Feb 02

Tech Transformation And Asset Diversification Will Improve Efficiency By FY '26

Strategic tech upgrades and asset diversification could boost efficiency and revenue above industry levels.
Analysis Article Aug 25

Does CSB Bank (NSE:CSBBANK) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Dec 15

Do CSB Bank's (NSE:CSBBANK) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Jun 30

Does CSB Bank (NSE:CSBBANK) Deserve A Spot On Your Watchlist?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Mar 15

How Many CSB Bank Limited (NSE:CSBBANK) Shares Did Insiders Buy, In The Last Year?

We've lost count of how many times insiders have accumulated shares in a company that goes on to improve markedly. On...

Shareholder Returns

CSBBANKIN BanksIN Market
7D2.6%0.3%-0.8%
1Y-2.6%-4.7%-2.9%

Return vs Industry: CSBBANK exceeded the Indian Banks industry which returned -4.7% over the past year.

Return vs Market: CSBBANK matched the Indian Market which returned -2.9% over the past year.

Price Volatility

Is CSBBANK's price volatile compared to industry and market?
CSBBANK volatility
CSBBANK Average Weekly Movement7.2%
Banks Industry Average Movement5.6%
Market Average Movement7.2%
10% most volatile stocks in IN Market10.2%
10% least volatile stocks in IN Market4.8%

Stable Share Price: CSBBANK has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: CSBBANK's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19207,614Pralay Mondalwww.csb.bank.in

CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, salary/payroll, and fixed and recurring deposit accounts, as well as family banking and segmented products; insurance products, such as life, health, and general insurances, as well as social security schemes; personal, gold, vehicle, home, small business, agriculture, and educational loans, as well as MFI Loans, two-wheeler loans, and healthcare finance; loan against securities and property; doorstep banking services, such as cash pickup and cash delivery, and cheque pickup and reconciliation; and corporate internet banking.

CSB Bank Limited Fundamentals Summary

How do CSB Bank's earnings and revenue compare to its market cap?
CSBBANK fundamental statistics
Market cap₹62.81b
Earnings (TTM)₹6.33b
Revenue (TTM)₹26.63b
9.9x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CSBBANK income statement (TTM)
Revenue₹26.63b
Cost of Revenue₹0
Gross Profit₹26.63b
Other Expenses₹20.30b
Earnings₹6.33b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)36.50
Gross Margin100.00%
Net Profit Margin23.78%
Debt/Equity Ratio146.2%

How did CSBBANK perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/06 15:46
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CSB Bank Limited is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Praveen AgarwalAxis Capital Limited
Pankaj KaduAxis Capital Limited
Manish KarwaAxis Capital Limited