CSB Bank Balance Sheet Health
Financial Health criteria checks 6/6
CSB Bank has total assets of ₹360.6B and total equity of ₹38.0B. Total deposits are ₹297.2B, and total loans are ₹222.6B. It earns a Net Interest Margin of 5.5%. It has sufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ₹31.5B.
Key information
9.5x
Asset to equity ratio
5.5%
Net interest margin
Total deposits | ₹297.19b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₹31.55b |
Recent financial health updates
No updates
Recent updates
Does CSB Bank (NSE:CSBBANK) Deserve A Spot On Your Watchlist?
Aug 25Do CSB Bank's (NSE:CSBBANK) Earnings Warrant Your Attention?
Dec 15Does CSB Bank (NSE:CSBBANK) Deserve A Spot On Your Watchlist?
Jun 30How Many CSB Bank Limited (NSE:CSBBANK) Shares Did Insiders Buy, In The Last Year?
Mar 15If You Like EPS Growth Then Check Out CSB Bank (NSE:CSBBANK) Before It's Too Late
Feb 08What You Need To Know About CSB Bank Limited's (NSE:CSBBANK) Investor Composition
Jan 04Insider Buying: The CSB Bank Limited (NSE:CSBBANK) Non-Executive Director Just Bought 55% More Shares
Dec 07CSB Bank's (NSE:CSBBANK) Stock Price Has Reduced 22% In The Past Year
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CSBBANK's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: CSBBANK has a sufficient allowance for bad loans (319%).
Low Risk Liabilities: 92% of CSBBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: CSBBANK has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: CSBBANK's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: CSBBANK has an appropriate level of bad loans (1.3%).