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AU Small Finance Bank LimitedNSEI:AUBANK Stock Report

Market Cap ₹553.5b
Share Price
₹741.90
My Fair Value
₹787.52
5.8% undervalued intrinsic discount
1Y3.2%
7D-0.2%
Portfolio Value
View

AU Small Finance Bank Limited

NSEI:AUBANK Stock Report

Market Cap: ₹553.5b

AU Small Finance Bank (AUBANK) Stock Overview

Offers various banking and financial services in India. More details

AUBANK fundamental analysis
Snowflake Score
Valuation0/6
Future Growth5/6
Past Performance5/6
Financial Health4/6
Dividends2/6

AUBANK Community Fair Values

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AU Small Finance Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for AU Small Finance Bank
Historical stock prices
Current Share Price₹741.90
52 Week High₹841.00
52 Week Low₹478.35
Beta0.32
1 Month Change6.56%
3 Month Change-9.47%
1 Year Change3.19%
3 Year Change25.52%
5 Year Change100.24%
Change since IPO173.94%

Recent News & Updates

Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Might Deserve Your Attention Today

Sep 06
Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Might Deserve Your Attention Today

Here's Why Shareholders May Want To Be Cautious With Increasing AU Small Finance Bank Limited's (NSE:AUBANK) CEO Pay Packet

Aug 02
Here's Why Shareholders May Want To Be Cautious With Increasing AU Small Finance Bank Limited's (NSE:AUBANK) CEO Pay Packet

Recent updates

Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Might Deserve Your Attention Today

Sep 06
Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Might Deserve Your Attention Today

Here's Why Shareholders May Want To Be Cautious With Increasing AU Small Finance Bank Limited's (NSE:AUBANK) CEO Pay Packet

Aug 02
Here's Why Shareholders May Want To Be Cautious With Increasing AU Small Finance Bank Limited's (NSE:AUBANK) CEO Pay Packet

Here's Why AU Small Finance Bank (NSE:AUBANK) Has Caught The Eye Of Investors

Apr 24
Here's Why AU Small Finance Bank (NSE:AUBANK) Has Caught The Eye Of Investors
User avatar

Leveraging Fincare's Network And Universal Bank License Upgrade Will Drive Earnings Growth

Expansion in informal self-employed segments and leveraging Fincare's network are expected to drive revenue growth and earnings.

Shareholder Returns

AUBANKIN BanksIN Market
7D-0.2%2.6%1.5%
1Y3.2%7.7%-4.7%

Return vs Industry: AUBANK underperformed the Indian Banks industry which returned 7.7% over the past year.

Return vs Market: AUBANK exceeded the Indian Market which returned -4.7% over the past year.

Price Volatility

Is AUBANK's price volatile compared to industry and market?
AUBANK volatility
AUBANK Average Weekly Movement3.3%
Banks Industry Average Movement3.2%
Market Average Movement5.2%
10% most volatile stocks in IN Market8.3%
10% least volatile stocks in IN Market3.2%

Stable Share Price: AUBANK has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: AUBANK's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199650,946Sanjay Agarwalwww.aubank.in

AU Small Finance Bank Limited offers various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. It provides saving, salary, term, current, escrow, trade, fixed deposit overdraft, nodal and RERA, and fixed and recurring deposit accounts; foreign currency non-resident deposit; debit, credit, and prepaid cards; and safe deposit locker services.

AU Small Finance Bank Limited Fundamentals Summary

How do AU Small Finance Bank's earnings and revenue compare to its market cap?
AUBANK fundamental statistics
Market cap₹553.54b
Earnings (TTM)₹21.84b
Revenue (TTM)₹89.20b
25.3x
P/E Ratio
3.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AUBANK income statement (TTM)
Revenue₹89.20b
Cost of Revenue₹0
Gross Profit₹89.20b
Other Expenses₹67.36b
Earnings₹21.84b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)29.27
Gross Margin100.00%
Net Profit Margin24.49%
Debt/Equity Ratio67.9%

How did AUBANK perform over the long term?

See historical performance and comparison

Dividends

0.1%
Current Dividend Yield
3%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/04 19:10
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AU Small Finance Bank Limited is covered by 47 analysts. 23 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Vijayaraghavan SwaminathanAvendus Spark
Abhinesh VijayarajAvendus Spark
Manish ShuklaAxis Capital Limited