AU Small Finance Bank Limited

NSEI:AUBANK Stock Report

Market Cap: ₹439.6b

AU Small Finance Bank Past Earnings Performance

Past criteria checks 2/6

AU Small Finance Bank has been growing earnings at an average annual rate of 18.8%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 25.8% per year. AU Small Finance Bank's return on equity is 11.3%, and it has net margins of 23.4%.

Key information

18.8%

Earnings growth rate

15.7%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate25.8%
Return on equity11.3%
Net Margin23.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

We Think Shareholders Are Less Likely To Approve A Large Pay Rise For AU Small Finance Bank Limited's (NSE:AUBANK) CEO For Now

Jul 20
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For AU Small Finance Bank Limited's (NSE:AUBANK) CEO For Now

AU Small Finance Bank (NSE:AUBANK) Is Due To Pay A Dividend Of ₹1.00

Jun 30
AU Small Finance Bank (NSE:AUBANK) Is Due To Pay A Dividend Of ₹1.00

Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?

Feb 09
Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?

Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?

Oct 24
Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?

Does AU Small Finance Bank (NSE:AUBANK) Deserve A Spot On Your Watchlist?

Jun 19
Does AU Small Finance Bank (NSE:AUBANK) Deserve A Spot On Your Watchlist?

Is Now The Time To Put AU Small Finance Bank (NSE:AUBANK) On Your Watchlist?

Mar 05
Is Now The Time To Put AU Small Finance Bank (NSE:AUBANK) On Your Watchlist?

Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Is Well Worth Watching

Jan 12
Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Is Well Worth Watching

Here's Why I Think AU Small Finance Bank (NSE:AUBANK) Is An Interesting Stock

Oct 02
Here's Why I Think AU Small Finance Bank (NSE:AUBANK) Is An Interesting Stock

I Ran A Stock Scan For Earnings Growth And AU Small Finance Bank (NSE:AUBANK) Passed With Ease

Jun 22
I Ran A Stock Scan For Earnings Growth And AU Small Finance Bank (NSE:AUBANK) Passed With Ease

Do AU Small Finance Bank's (NSE:AUBANK) Earnings Warrant Your Attention?

Mar 24
Do AU Small Finance Bank's (NSE:AUBANK) Earnings Warrant Your Attention?

Revenue & Expenses Breakdown

How AU Small Finance Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:AUBANK Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2477,62118,19844,6380
30 Jun 2470,82916,50441,9030
31 Mar 2464,64215,34739,0720
31 Dec 2362,09515,88633,9900
30 Sep 2360,08916,06233,3550
30 Jun 2357,36515,47032,7480
31 Mar 2353,04914,27931,6170
31 Dec 2249,54213,49425,6340
30 Sep 2245,79312,58624,5410
30 Jun 2242,32011,94514,9030
31 Mar 2238,66811,29822,2290
31 Dec 2134,6689,52718,5310
30 Sep 2134,39611,29717,3700
30 Jun 2132,88111,73116,3450
31 Mar 2131,16911,70715,3160
31 Dec 2029,49811,24013,7140
30 Sep 2025,6488,35213,1870
30 Jun 2023,1726,85312,7660
31 Mar 2023,3186,74812,8320
31 Dec 1922,2256,70711,1210
30 Sep 1920,1605,75810,7620
30 Jun 1918,8334,95310,4390
31 Mar 1916,6273,8189,9850
31 Dec 1815,7353,4668,7140
30 Sep 1814,7713,3028,3840
30 Jun 1813,4093,0707,8870
31 Mar 1811,9602,9207,1920
31 Mar 178,4717,6192,2180
31 Mar 166,7362,4652,1450
31 Mar 154,1871,6311,2730
31 Mar 142,7989819150

Quality Earnings: AUBANK has high quality earnings.

Growing Profit Margin: AUBANK's current net profit margins (23.4%) are lower than last year (26.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AUBANK's earnings have grown by 18.8% per year over the past 5 years.

Accelerating Growth: AUBANK's earnings growth over the past year (13.3%) is below its 5-year average (18.8% per year).

Earnings vs Industry: AUBANK earnings growth over the past year (13.3%) did not outperform the Banks industry 15%.


Return on Equity

High ROE: AUBANK's Return on Equity (11.3%) is considered low.


Return on Assets


Return on Capital Employed


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