AU Small Finance Bank Future Growth
Future criteria checks 5/6
AU Small Finance Bank is forecast to grow earnings and revenue by 24.2% and 24.3% per annum respectively. EPS is expected to grow by 23% per annum. Return on equity is forecast to be 17.3% in 3 years.
Key information
24.2%
Earnings growth rate
23.0%
EPS growth rate
| Banks earnings growth | 8.3% |
| Revenue growth rate | 24.3% |
| Future return on equity | 17.3% |
| Analyst coverage | Good |
| Last updated | 18 Dec 2024 |
Recent future growth updates
Recent updates
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For AU Small Finance Bank Limited's (NSE:AUBANK) CEO For Now
Jul 20
AU Small Finance Bank (NSE:AUBANK) Is Due To Pay A Dividend Of ₹1.00
Jun 30Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?
Feb 09Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?
Oct 24Does AU Small Finance Bank (NSE:AUBANK) Deserve A Spot On Your Watchlist?
Jun 19Is Now The Time To Put AU Small Finance Bank (NSE:AUBANK) On Your Watchlist?
Mar 05Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Is Well Worth Watching
Jan 12Here's Why I Think AU Small Finance Bank (NSE:AUBANK) Is An Interesting Stock
Oct 02I Ran A Stock Scan For Earnings Growth And AU Small Finance Bank (NSE:AUBANK) Passed With Ease
Jun 22Do AU Small Finance Bank's (NSE:AUBANK) Earnings Warrant Your Attention?
Mar 24Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 3/31/2027 | 163,279 | 36,436 | N/A | N/A | 16 |
| 3/31/2026 | 131,551 | 28,331 | N/A | N/A | 20 |
| 3/31/2025 | 106,738 | 21,760 | N/A | N/A | 19 |
| 9/30/2024 | 77,621 | 18,198 | -159,430 | -155,858 | N/A |
| 6/30/2024 | 70,829 | 16,504 | N/A | N/A | N/A |
| 3/31/2024 | 64,642 | 15,347 | -155,555 | -152,091 | N/A |
| 12/31/2023 | 62,095 | 15,886 | N/A | N/A | N/A |
| 9/30/2023 | 60,089 | 16,062 | -103,575 | -100,734 | N/A |
| 6/30/2023 | 57,365 | 15,470 | N/A | N/A | N/A |
| 3/31/2023 | 53,049 | 14,279 | -115,927 | -112,867 | N/A |
| 12/31/2022 | 49,542 | 13,494 | N/A | N/A | N/A |
| 9/30/2022 | 45,793 | 12,586 | -186,195 | -182,800 | N/A |
| 6/30/2022 | 42,320 | 11,945 | N/A | N/A | N/A |
| 3/31/2022 | 38,668 | 11,298 | -100,388 | -97,563 | N/A |
| 12/31/2021 | 34,668 | 9,527 | N/A | N/A | N/A |
| 9/30/2021 | 34,396 | 11,297 | -54,831 | -53,098 | N/A |
| 6/30/2021 | 32,881 | 11,731 | N/A | N/A | N/A |
| 3/31/2021 | 31,169 | 11,707 | -49,005 | -47,593 | N/A |
| 12/31/2020 | 29,498 | 11,240 | N/A | N/A | N/A |
| 9/30/2020 | 25,648 | 8,352 | -24,589 | -23,417 | N/A |
| 6/30/2020 | 23,172 | 6,853 | N/A | N/A | N/A |
| 3/31/2020 | 23,318 | 6,748 | -61,741 | -60,819 | N/A |
| 12/31/2019 | 22,225 | 6,707 | N/A | N/A | N/A |
| 9/30/2019 | 20,160 | 5,758 | -85,536 | -84,781 | N/A |
| 6/30/2019 | 18,833 | 4,953 | N/A | N/A | N/A |
| 3/31/2019 | 16,627 | 3,818 | -107,771 | -106,513 | N/A |
| 12/31/2018 | 15,735 | 3,466 | N/A | N/A | N/A |
| 9/30/2018 | 14,771 | 3,302 | N/A | N/A | N/A |
| 6/30/2018 | 13,409 | 3,070 | N/A | N/A | N/A |
| 3/31/2018 | 11,960 | 2,920 | N/A | -54,186 | N/A |
| 3/31/2017 | 8,471 | 7,619 | N/A | 8,843 | N/A |
| 3/31/2016 | 6,736 | 2,465 | N/A | -17,194 | N/A |
| 3/31/2015 | 4,187 | 1,631 | N/A | -11,249 | N/A |
| 3/31/2014 | 2,798 | 981 | N/A | -6,651 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: AUBANK's forecast earnings growth (24.2% per year) is above the savings rate (6.7%).
Earnings vs Market: AUBANK's earnings (24.2% per year) are forecast to grow faster than the Indian market (18.1% per year).
High Growth Earnings: AUBANK's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: AUBANK's revenue (24.3% per year) is forecast to grow faster than the Indian market (10.5% per year).
High Growth Revenue: AUBANK's revenue (24.3% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: AUBANK's Return on Equity is forecast to be low in 3 years time (17.3%).
Discover growth companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 21:15 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
AU Small Finance Bank Limited is covered by 37 analysts. 21 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Abhinesh Vijayaraj | Avendus Spark |
| Vijayaraghavan Swaminathan | Avendus Spark |
| null null | Axis Capital Limited |