AU Small Finance Bank Balance Sheet Health
Financial Health criteria checks 5/6
AU Small Finance Bank has total assets of ₹1,094.3B and total equity of ₹125.6B. Total deposits are ₹871.8B, and total loans are ₹731.6B earning a Net Interest Margin of 5.9%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are ₹63.8B.
Key information
8.7x
Asset to equity ratio
5.9%
Net interest margin
| Total deposits | ₹871.82b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹63.76b |
Recent financial health updates
No updates
Recent updates
Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?
Feb 09
Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?
Oct 24Does AU Small Finance Bank (NSE:AUBANK) Deserve A Spot On Your Watchlist?
Jun 19Is Now The Time To Put AU Small Finance Bank (NSE:AUBANK) On Your Watchlist?
Mar 05Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Is Well Worth Watching
Jan 12Here's Why I Think AU Small Finance Bank (NSE:AUBANK) Is An Interesting Stock
Oct 02I Ran A Stock Scan For Earnings Growth And AU Small Finance Bank (NSE:AUBANK) Passed With Ease
Jun 22Do AU Small Finance Bank's (NSE:AUBANK) Earnings Warrant Your Attention?
Mar 24How Much Are AU Small Finance Bank Limited (NSE:AUBANK) Insiders Taking Off The Table?
Feb 25Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AUBANK's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: Insufficient data to determine if AUBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 90% of AUBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: AUBANK has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: AUBANK's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: AUBANK has an appropriate level of bad loans (1.7%).