AU Small Finance Bank Balance Sheet Health
Financial Health criteria checks 4/6
AU Small Finance Bank has total assets of ₹1,388.3B and total equity of ₹160.4B. Total deposits are ₹1,096.9B, and total loans are ₹948.4B earning a Net Interest Margin of 5.5%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ₹85.1B.
Key information
8.7x
Asset to equity ratio
5.5%
Net interest margin
| Total deposits | ₹1.10t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹85.06b |
Recent financial health updates
No updates
Recent updates
We Think Shareholders Are Less Likely To Approve A Large Pay Rise For AU Small Finance Bank Limited's (NSE:AUBANK) CEO For Now
Jul 20
AU Small Finance Bank (NSE:AUBANK) Is Due To Pay A Dividend Of ₹1.00
Jun 30Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?
Feb 09Should You Be Adding AU Small Finance Bank (NSE:AUBANK) To Your Watchlist Today?
Oct 24Does AU Small Finance Bank (NSE:AUBANK) Deserve A Spot On Your Watchlist?
Jun 19Is Now The Time To Put AU Small Finance Bank (NSE:AUBANK) On Your Watchlist?
Mar 05Here's Why We Think AU Small Finance Bank (NSE:AUBANK) Is Well Worth Watching
Jan 12Here's Why I Think AU Small Finance Bank (NSE:AUBANK) Is An Interesting Stock
Oct 02I Ran A Stock Scan For Earnings Growth And AU Small Finance Bank (NSE:AUBANK) Passed With Ease
Jun 22Do AU Small Finance Bank's (NSE:AUBANK) Earnings Warrant Your Attention?
Mar 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AUBANK's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: Insufficient data to determine if AUBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 89% of AUBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: AUBANK has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: AUBANK's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: AUBANK has a high level of bad loans (2%).