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Indian (NIFTY) Insurance Industry Analysis
UpdatedSep 25, 2025
DataAggregated Company Financials
Companies14
- 7D0.5%
- 3M-4.7%
- 1Y-8.3%
- YTD3.5%
In the last week, Insurance has been flat. As for the longer term, the industry has declined 8.3% in the last year. Earnings are forecast to grow by 12% annually.
Industry Valuation and Performance
Has the Indian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 26 Sep 2025 | ₹14.1t | ₹14.1t | ₹715.8b | 70x | 19.7x | 1x |
| Sun, 24 Aug 2025 | ₹14.3t | ₹14.1t | ₹760.2b | 71.2x | 18.8x | 1x |
| Tue, 22 Jul 2025 | ₹14.4t | ₹13.9t | ₹744.0b | 72.4x | 19.3x | 1x |
| Thu, 19 Jun 2025 | ₹14.4t | ₹13.8t | ₹740.7b | 70x | 19.4x | 1x |
| Sat, 17 May 2025 | ₹13.7t | ₹13.7t | ₹679.6b | 65.1x | 20.2x | 1x |
| Mon, 14 Apr 2025 | ₹12.3t | ₹14.0t | ₹675.3b | 63.3x | 18.2x | 0.9x |
| Wed, 12 Mar 2025 | ₹11.8t | ₹14.0t | ₹675.3b | 58.9x | 17.5x | 0.8x |
| Fri, 07 Feb 2025 | ₹12.8t | ₹14.1t | ₹661.9b | 60.9x | 19.3x | 0.9x |
| Sun, 05 Jan 2025 | ₹13.8t | ₹14.6t | ₹661.0b | 66.5x | 20.9x | 0.9x |
| Tue, 03 Dec 2024 | ₹14.0t | ₹14.6t | ₹661.0b | 65.3x | 21.2x | 1x |
| Thu, 31 Oct 2024 | ₹14.0t | ₹14.3t | ₹641.2b | 59.5x | 21.9x | 1x |
| Sat, 28 Sep 2024 | ₹15.2t | ₹14.0t | ₹637.8b | 72.7x | 23.9x | 1.1x |
| Mon, 26 Aug 2024 | ₹15.2t | ₹14.0t | ₹637.8b | 68.7x | 23.9x | 1.1x |
| Wed, 24 Jul 2024 | ₹14.5t | ₹13.7t | ₹582.6b | 64.2x | 24.9x | 1.1x |
| Fri, 21 Jun 2024 | ₹13.7t | ₹13.7t | ₹580.1b | 61x | 23.6x | 1x |
| Sun, 19 May 2024 | ₹12.8t | ₹12.7t | ₹548.6b | 42.9x | 23.3x | 1x |
| Tue, 16 Apr 2024 | ₹12.8t | ₹12.7t | ₹547.3b | 41.9x | 23.4x | 1x |
| Thu, 14 Mar 2024 | ₹12.3t | ₹12.7t | ₹547.3b | 41.9x | 22.5x | 1x |
| Sat, 10 Feb 2024 | ₹13.4t | ₹12.7t | ₹547.5b | 47.3x | 24.5x | 1.1x |
| Mon, 08 Jan 2024 | ₹11.7t | ₹12.3t | ₹574.4b | 42.1x | 20.3x | 0.9x |
| Wed, 06 Dec 2023 | ₹11.0t | ₹12.2t | ₹530.1b | 42.9x | 20.7x | 0.9x |
| Fri, 03 Nov 2023 | ₹9.6t | ₹12.5t | ₹653.2b | 41.3x | 14.7x | 0.8x |
| Sun, 01 Oct 2023 | ₹10.0t | ₹12.5t | ₹651.9b | 43.4x | 15.3x | 0.8x |
| Tue, 29 Aug 2023 | ₹9.9t | ₹12.5t | ₹651.5b | 44.5x | 15.2x | 0.8x |
| Thu, 27 Jul 2023 | ₹9.8t | ₹12.2t | ₹596.2b | 49x | 16.4x | 0.8x |
| Sat, 24 Jun 2023 | ₹9.4t | ₹11.6t | ₹593.5b | 44x | 15.9x | 0.8x |
| Mon, 22 May 2023 | ₹8.5t | ₹11.6t | ₹567.4b | 53.8x | 14.9x | 0.7x |
| Wed, 19 Apr 2023 | ₹8.2t | ₹11.5t | ₹534.1b | 49.8x | 15.4x | 0.7x |
| Fri, 17 Mar 2023 | ₹8.0t | ₹11.5t | ₹534.1b | 49.6x | 14.9x | 0.7x |
| Sun, 12 Feb 2023 | ₹8.7t | ₹11.5t | ₹529.6b | 71.7x | 16.4x | 0.8x |
| Tue, 10 Jan 2023 | ₹9.8t | ₹11.0t | ₹322.5b | 78.2x | 30.2x | 0.9x |
| Thu, 08 Dec 2022 | ₹9.2t | ₹11.0t | ₹322.5b | 76.9x | 28.4x | 0.8x |
| Sat, 05 Nov 2022 | ₹8.9t | ₹10.7t | ₹243.3b | 71.7x | 36.6x | 0.8x |
| Mon, 03 Oct 2022 | ₹8.9t | ₹10.6t | ₹242.1b | 65x | 36.7x | 0.8x |
Price to Earnings Ratio
36.7x
Current Industry PE
- Investors are relatively neutral on the Indian Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 21.0x.
- The industry is trading close to its 3-year average PS ratio of 0.91x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 44% per year over the last three years.
- Revenues for these companies have grown 9.8% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Indian Financials industry?
| IN Market | -0.91% | |
| Financials | -0.21% | |
| Insurance | 0.49% | |
| Property and Casualty Insurance | 0.81% | |
| Life and Health Insurance | 0.81% | |
| General Insurance | 0% | 0 |
| Reinsurance | -0.81% | |
| Insurance Brokers | -3.35% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio.
- Analysts are expecting annual earnings growth of 31.1%, which is lower than the prior year's growth of 68.1% per year.
- Investors are most pessimistic about the Reinsurance industry, which is trading close to its 3-year average of 7.9x.
Forecasted Growth
- Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 31% over the next 5 years.
- However this is lower than its past earnings growth rate of 68% per year.
- In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| STARHEALTH Star Health and Allied Insurance | ₹455.90 | 1.6% +₹4.3b | -25.1% | PE45.5x | |
| MFSL Max Financial Services | ₹1.57k | 0.7% +₹3.5b | 31.0% | PE197.1x | |
| RELIGARE Religare Enterprises | ₹259.21 | 3.0% +₹2.5b | -7.7% | PE73x |
