Life Insurance Corporation of India (NSE:LICI) Is Increasing Its Dividend To ₹12.00
Jun 03
Have your own idea? Try our Stock Screener
Indian (NIFTY) Insurance Industry Analysis
UpdatedJun 05, 2025
DataAggregated Company Financials
Companies13
- 7D-0.2%
- 3M21.9%
- 1Y13.2%
- YTD6.6%
Over the last 7 days, the Insurance industry has risen 2.9%, driven by gains from Life Insurance Corporation of India of 1.2%. This means that the industry has gained 15% over the past year. As for the next few years, earnings are expected to grow by 7.8% per annum.
Industry Valuation and Performance
Has the Indian Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Thu, 05 Jun 2025 | ₹14.5t | ₹13.8t | ₹740.7b | 71x | 19.5x | 1x |
| Sat, 03 May 2025 | ₹13.1t | ₹13.8t | ₹677.2b | 61.7x | 19.3x | 0.9x |
| Mon, 31 Mar 2025 | ₹12.6t | ₹14.0t | ₹675.3b | 64.3x | 18.7x | 0.9x |
| Wed, 26 Feb 2025 | ₹11.9t | ₹14.0t | ₹675.3b | 61.2x | 17.7x | 0.9x |
| Fri, 24 Jan 2025 | ₹12.9t | ₹14.1t | ₹668.5b | 60.3x | 19.3x | 0.9x |
| Sun, 22 Dec 2024 | ₹13.7t | ₹14.6t | ₹661.0b | 64.3x | 20.8x | 0.9x |
| Tue, 19 Nov 2024 | ₹13.6t | ₹14.6t | ₹660.8b | 71.8x | 20.5x | 0.9x |
| Thu, 17 Oct 2024 | ₹14.3t | ₹14.0t | ₹638.4b | 67.1x | 22.5x | 1x |
| Sat, 14 Sep 2024 | ₹15.2t | ₹14.0t | ₹637.8b | 70.9x | 23.8x | 1.1x |
| Mon, 12 Aug 2024 | ₹15.3t | ₹13.9t | ₹633.6b | 65.5x | 24.2x | 1.1x |
| Wed, 10 Jul 2024 | ₹14.2t | ₹13.7t | ₹580.1b | 64.2x | 24.4x | 1x |
| Fri, 07 Jun 2024 | ₹13.0t | ₹13.7t | ₹580.1b | 59.1x | 22.5x | 1x |
| Sun, 05 May 2024 | ₹12.8t | ₹13.1t | ₹548.8b | 42x | 23.3x | 1x |
| Tue, 02 Apr 2024 | ₹13.0t | ₹12.7t | ₹547.3b | 44x | 23.7x | 1x |
| Thu, 29 Feb 2024 | ₹13.1t | ₹12.7t | ₹547.3b | 45.9x | 24x | 1x |
| Sat, 27 Jan 2024 | ₹11.9t | ₹12.6t | ₹575.9b | 42.5x | 20.6x | 0.9x |
| Mon, 25 Dec 2023 | ₹11.2t | ₹12.3t | ₹574.4b | 40.9x | 19.5x | 0.9x |
| Wed, 22 Nov 2023 | ₹10.1t | ₹12.5t | ₹650.6b | 43.2x | 15.5x | 0.8x |
| Fri, 20 Oct 2023 | ₹9.9t | ₹12.4t | ₹652.4b | 44x | 15.1x | 0.8x |
| Sun, 17 Sep 2023 | ₹10.3t | ₹12.5t | ₹651.5b | 46.8x | 15.8x | 0.8x |
| Tue, 15 Aug 2023 | ₹9.9t | ₹12.5t | ₹651.5b | 45.6x | 15.2x | 0.8x |
| Thu, 13 Jul 2023 | ₹9.8t | ₹11.6t | ₹593.5b | 49x | 16.4x | 0.8x |
| Sat, 10 Jun 2023 | ₹9.0t | ₹11.6t | ₹593.5b | 41.6x | 15.1x | 0.8x |
| Mon, 08 May 2023 | ₹8.4t | ₹11.5t | ₹537.3b | 53x | 15.6x | 0.7x |
| Wed, 05 Apr 2023 | ₹8.0t | ₹11.5t | ₹534.1b | 48.6x | 15x | 0.7x |
| Fri, 03 Mar 2023 | ₹8.3t | ₹11.5t | ₹534.1b | 52.6x | 15.5x | 0.7x |
| Sun, 29 Jan 2023 | ₹9.2t | ₹11.2t | ₹322.1b | 80.5x | 28.6x | 0.8x |
| Tue, 27 Dec 2022 | ₹9.0t | ₹11.0t | ₹322.5b | 74.7x | 28x | 0.8x |
| Thu, 24 Nov 2022 | ₹8.7t | ₹11.0t | ₹322.9b | 73.6x | 26.9x | 0.8x |
| Sat, 22 Oct 2022 | ₹8.6t | ₹10.6t | ₹241.2b | 70.7x | 35.7x | 0.8x |
| Mon, 19 Sep 2022 | ₹9.3t | ₹10.6t | ₹242.1b | 68.3x | 38.4x | 0.9x |
| Wed, 17 Aug 2022 | ₹9.7t | ₹10.5t | ₹169.8b | 70.8x | 57.2x | 0.9x |
| Fri, 15 Jul 2022 | ₹9.3t | ₹10.9t | ₹159.8b | 71.9x | 58.5x | 0.9x |
| Sun, 12 Jun 2022 | ₹9.6t | ₹10.9t | ₹159.8b | 78.1x | 59.8x | 0.9x |
Price to Earnings Ratio
59.8x
Current Industry PE
- Investors are pessimistic on the Indian Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 19.5x which is lower than its 3-year average PE of 24.3x.
- The 3-year average PS ratio of 0.89x is lower than the industry's current PS ratio of 1.0x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have grown 67% per year over the last three years.
- Revenues for these companies have grown 8.2% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the Indian Financials industry?
| IN Market | 0.23% | |
| Financials | 0.61% | |
| Insurance | -0.21% | |
| Insurance Brokers | 5.43% | |
| Property and Casualty Insurance | 0.75% | |
| General Insurance | 0% | 0 |
| Life and Health Insurance | -0.55% | |
| Reinsurance | -3.19% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio.
- Analysts are expecting annual earnings growth of 29.4%, which is lower than the prior year's growth of 427.0% per year.
- Investors are most pessimistic about the Reinsurance industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 7.9x.
Forecasted Growth
- Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 29% over the next 5 years.
- In contrast, the Reinsurance industry is expected to see its earnings growth to stay flat over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| LICI Life Insurance Corporation of India | ₹953.25 | 1.2% +₹71.2b | 1.3% | PE10.8x | |
| POLICYBZR PB Fintech | ₹1.84k | 5.4% +₹43.3b | 42.4% | PE238.2x | |
| ICICIGI ICICI Lombard General Insurance | ₹1.87k | 1.4% +₹12.5b | 14.9% | PE37.1x | |
| MFSL Max Financial Services | ₹1.51k | 0.1% +₹687.3m | 62.5% | PE156.5x |